v3.25.4
LOANS AND ALLOWANCE FOR CREDIT LOSSES (Details Narrative)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2025
USD ($)
Sep. 30, 2025
USD ($)
Jun. 30, 2025
USD ($)
Mar. 31, 2025
USD ($)
Dec. 31, 2024
USD ($)
Sep. 30, 2024
USD ($)
Jun. 30, 2024
USD ($)
Mar. 31, 2024
USD ($)
Dec. 31, 2025
USD ($)
$ / Loan
Dec. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
Financing Receivable, Past Due [Line Items]                      
Total Loans $ 2,183,592       $ 2,070,189       $ 2,183,592 $ 2,070,189  
FHLB advances 83,000       98,000       83,000 98,000  
Serviced commercial loans for participants 66,900       65,300       $ 66,900 65,300  
Weighted average prepayment speed, PSA                 188.00%    
Weighted average internal rate of return                 10.01%    
Weighted average servicing fee percentage                 0.25%    
Net cost to service loans | $ / Loan                 83.18    
Mortgage loans serviced for others $ 77,100       84,800       $ 77,100 84,800  
Servicing fee income                 $ 204 189  
Financing Receivable, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration] Accrued interest receivable               Accrued interest receivable    
Accrued interest receivable on loans held for investment $ 7,600       7,400       $ 7,600 7,400  
(Reversal of) provision for credit losses (485) $ 1,293 $ (615) $ 142 (762) $ 941 $ (294) $ (550) 335 (665) $ 872
Increase in provision for credit losses                 1,000    
Increase in loans                 $ 113,200    
Percentage increase in loans                 5.50%    
Total loans $ 2,180,653       $ 2,067,438       $ 2,180,653 $ 2,067,438  
Total past due, percentage of total loans 0.14%       0.24%       0.14% 0.24%  
Nonaccrual loans $ 5,162       $ 5,381       $ 5,162 $ 5,381  
Nonaccrual loans, percentage of total loans 0.24%       0.26%       0.24% 0.26%  
Individually evaluated loans $ 5,888       $ 14,252       $ 5,888 $ 14,252  
Commercial Loan [Member]                      
Financing Receivable, Past Due [Line Items]                      
Individually evaluated loans 1,000               1,000    
Real Estate Loan [Member]                      
Financing Receivable, Past Due [Line Items]                      
Individually evaluated loans 4,900               4,900    
Commercial Real Estate [Member]                      
Financing Receivable, Past Due [Line Items]                      
Total loans 1,099,063       1,075,732       1,099,063 1,075,732  
Nonaccrual loans 424       330       424 330  
Minimum loan balance ratings reviewed annually 3,000               3,000    
Commercial and Industrial Sector [Member]                      
Financing Receivable, Past Due [Line Items]                      
Total loans 221,790       211,656       221,790 211,656  
Nonaccrual loans 448       673       448 673  
Minimum loan balance ratings reviewed annually 1,000               1,000    
Financial Asset, Past Due [Member]                      
Financing Receivable, Past Due [Line Items]                      
Total loans 3,145       4,995       3,145 4,995  
Financial Asset, Past Due [Member] | Commercial Real Estate [Member]                      
Financing Receivable, Past Due [Line Items]                      
Total loans 304       285       304 285  
Financial Asset, Past Due [Member] | Commercial and Industrial Sector [Member]                      
Financing Receivable, Past Due [Line Items]                      
Total loans 49       61       49 61  
Asset Pledged as Collateral [Member] | Federal Home Loan Bank Advances [Member]                      
Financing Receivable, Past Due [Line Items]                      
Total Loans 932,300       906,000       932,300 906,000  
Asset Pledged as Collateral [Member] | Federal Reserve Bank Advances [Member]                      
Financing Receivable, Past Due [Line Items]                      
Total Loans $ 307,300       $ 377,000       $ 307,300 $ 377,000