v3.25.4
An analysis of changes in the allowance for credit losses for loans and off-balance sheet commitments by segment for the years ended December 31, 2025 and 2024 is as follows: (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Allowance for credit losses for loans      
Beginning balance, allowance for credit losses $ 19,529 $ 20,267 $ 19,931
Provision for (reversal of) credit losses 296 (825) 1,193
Charge-offs (296) (524) (2,510)
Recoveries 768 611 471
Ending balance, allowance for credit losses 20,297 19,529 20,267
Allowance for credit losses for off-balance sheet exposures      
Beginning balance 757 597
Provision (reversal) for credit losses 39 160 (321)
Ending balance 796 757 597
Cumulative Effect, Period of Adoption, Adjustment [Member]      
Allowance for credit losses for loans      
Beginning balance, allowance for credit losses     1,182
Allowance for credit losses for off-balance sheet exposures      
Beginning balance     918
Cumulative Effect, Period of Adoption, Adjusted Balance [Member]      
Allowance for credit losses for loans      
Beginning balance, allowance for credit losses     21,113
Commercial Real Estate [Member]      
Allowance for credit losses for loans      
Beginning balance, allowance for credit losses 13,677 15,141 12,199
Provision for (reversal of) credit losses 20 (1,670) (292)
Charge-offs (4) (46) (764)
Recoveries 25 252 9
Ending balance, allowance for credit losses 13,718 13,677 15,141
Allowance for credit losses for off-balance sheet exposures      
Beginning balance 456 375
Provision (reversal) for credit losses 5 81 (236)
Ending balance 461 456 375
Commercial Real Estate [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Allowance for credit losses for loans      
Beginning balance, allowance for credit losses     3,989
Allowance for credit losses for off-balance sheet exposures      
Beginning balance     611
Commercial Real Estate [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]      
Allowance for credit losses for loans      
Beginning balance, allowance for credit losses     16,188
Residential Portfolio Segment [Member]      
Allowance for credit losses for loans      
Beginning balance, allowance for credit losses 3,156 2,548 4,312
Provision for (reversal of) credit losses 1,068 761 728
Charge-offs (55) (185)
Recoveries 17 32 26
Ending balance, allowance for credit losses 4,186 3,156 2,548
Allowance for credit losses for off-balance sheet exposures      
Beginning balance 256 163
Provision (reversal) for credit losses 39 93 (104)
Ending balance 295 256 163
Residential Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Allowance for credit losses for loans      
Beginning balance, allowance for credit losses     (2,518)
Allowance for credit losses for off-balance sheet exposures      
Beginning balance     267
Residential Portfolio Segment [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]      
Allowance for credit losses for loans      
Beginning balance, allowance for credit losses     1,794
Commercial and Industrial Sector [Member]      
Allowance for credit losses for loans      
Beginning balance, allowance for credit losses 2,477 2,537 3,160
Provision for (reversal of) credit losses (833) (212) 665
Charge-offs (9) (65) (1,561)
Recoveries 610 217 348
Ending balance, allowance for credit losses 2,245 2,477 2,537
Allowance for credit losses for off-balance sheet exposures      
Beginning balance 45 59
Provision (reversal) for credit losses (5) (14) 19
Ending balance 40 45 59
Commercial and Industrial Sector [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Allowance for credit losses for loans      
Beginning balance, allowance for credit losses     (75)
Allowance for credit losses for off-balance sheet exposures      
Beginning balance     40
Commercial and Industrial Sector [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]      
Allowance for credit losses for loans      
Beginning balance, allowance for credit losses     3,085
Consumer Loan [Member]      
Allowance for credit losses for loans      
Beginning balance, allowance for credit losses 219 41 245
Provision for (reversal of) credit losses 41 296 92
Charge-offs (228) (228) (185)
Recoveries 116 110 88
Ending balance, allowance for credit losses 148 219 41
Allowance for credit losses for off-balance sheet exposures      
Beginning balance
Provision (reversal) for credit losses
Ending balance
Consumer Loan [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Allowance for credit losses for loans      
Beginning balance, allowance for credit losses     (199)
Allowance for credit losses for off-balance sheet exposures      
Beginning balance    
Consumer Loan [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]      
Allowance for credit losses for loans      
Beginning balance, allowance for credit losses     46
Unallocated [Member]      
Allowance for credit losses for loans      
Beginning balance, allowance for credit losses 15
Provision for (reversal of) credit losses
Charge-offs
Recoveries  
Ending balance, allowance for credit losses
Allowance for credit losses for off-balance sheet exposures      
Beginning balance
Provision (reversal) for credit losses
Ending balance
Unallocated [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]      
Allowance for credit losses for loans      
Beginning balance, allowance for credit losses     (15)
Allowance for credit losses for off-balance sheet exposures      
Beginning balance    
Unallocated [Member] | Cumulative Effect, Period of Adoption, Adjusted Balance [Member]      
Allowance for credit losses for loans      
Beginning balance, allowance for credit losses