v3.25.4
DEPOSITS (Tables)
12 Months Ended
Dec. 31, 2025
Deposit Assets [Abstract]  
Deposit accounts, by type, are summarized as follows for the periods indicated:

Deposit accounts, by type, are summarized as follows for the periods indicated:

 

                             
   At December 31, 
   2025   % of Total Deposits   2024   % of Total Deposits 
   (Dollars in thousands) 
Demand and interest-bearing checking:                    
Interest-bearing checking accounts  $174,227    7.4%  $150,348    6.7%
Demand deposit accounts   594,516    25.2%   565,620    25.0%
Savings:                    
Regular savings accounts   186,597    7.9%   181,618    8.0%
Money market accounts   715,620    30.3%   661,478    29.2%
Total core deposits   1,670,960    70.8%   1,559,064    68.9%
Time deposits   689,948    29.2%   703,583    31.1%
Total deposits  $2,360,908    100.0%  $2,262,647    100.0%
The scheduled maturities of time deposits for the periods indicated are as follows:

The scheduled maturities of time deposits for the periods indicated are as follows:

 

                   
    At December 31, 
    2025   2024 
    (Dollars in thousands) 
          
2025   $    694,916 
2026    678,104    5,186 
2027    10,063    1,217 
2028    600    2,129 
2029    594    135 
2030    587     
Total time deposits   $689,948   $703,583 
Interest expense on deposits for the years ended December 31, 2025, 2024 and 2023 is summarized as follows:

Interest expense on deposits for the years ended December 31, 2025, 2024 and 2023 is summarized as follows:

 

                   
   Years Ended December 31, 
   2025   2024   2023 
   (Dollars in thousands) 
     
Savings accounts  $180   $166   $181 
Money market accounts   15,242    12,242    9,529 
Time deposits   25,593    28,806    15,898 
Interest-bearing accounts   1,497    1,022    1,041 
Total  $42,512   $42,236   $26,649