COMMITMENTS AND CONTINGENCIES (Details Narrative) - USD ($) |
12 Months Ended | |
|---|---|---|
Dec. 31, 2025 |
Dec. 31, 2024 |
|
| Other Commitments [Line Items] | ||
| Commitments to extend credit | $ 501,300,000 | $ 465,400,000 |
| Fixed rate commitments | 34,700,000 | 33,900,000 |
| Variable rate commitments | 466,600,000 | $ 431,500,000 |
| Vendor contract payable | 3,600,000 | |
| Small Business Investment Company [Member] | ||
| Other Commitments [Line Items] | ||
| Committed capital contrbution to partnership | 7,500,000 | |
| Investment in partnership | 3,900,000 | |
| Unfunded commitment to partnership | $ 3,600,000 | |
| Minimum [Member] | ||
| Other Commitments [Line Items] | ||
| Fixed rate commitments - interest rates | 3.25% | 3.25% |
| Maximum [Member] | ||
| Other Commitments [Line Items] | ||
| Fixed rate commitments - interest rates | 18.00% | 18.00% |
| Standby Letters of Credit [Member] | ||
| Other Commitments [Line Items] | ||
| Commitments to extend credit | $ 52,534,000 | $ 18,773,000 |
| FHLB Standby Letters of Credit [Member] | ||
| Other Commitments [Line Items] | ||
| Commitments to extend credit | $ 45,100,000 | $ 11,800,000 |