v3.25.4
The differences between the statutory federal income tax at a rate of 21% and the effective tax are summarized below: (Details) - USD ($)
$ in Thousands
3 Months Ended 12 Months Ended
Dec. 31, 2025
Sep. 30, 2025
Jun. 30, 2025
Mar. 31, 2025
Dec. 31, 2024
Sep. 30, 2024
Jun. 30, 2024
Mar. 31, 2024
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Income Tax Disclosure [Abstract]                      
Statutory federal income tax                 $ 4,156 $ 3,141 $ 4,113
Statutory federal income tax, percentage                 21.00% 21.00% 21.00%
Increase (decrease) resulting from:                      
State taxes, net of federal tax benefit                 $ 1,074 $ 853 $ 1,244
State taxes, net of federal tax benefit, percentage                 5.40% 5.70% 5.80%
Tax-exempt income                 $ (354) $ (340) $ (340)
Tax-exempt income, percentage                 (1.80%) (2.30%) (1.70%)
Bank-owned life insurance (BOLI)                 $ (412) $ (401) $ (382)
Bank-owned life insurance (BOLI), percentage                 (2.10%) (2.70%) (2.00%)
BOLI death benefit                     $ (163)
BOLI death benefit, percentage                     (0.80%)
Other, net                 $ 57 $ 38 $ 44
BOLI death benefit, percentage                 0.30% 0.30% 0.80%
Total tax provision $ 1,408 $ 1,027 $ 1,422 $ 664 $ 1,075 $ 618 $ 771 $ 827 $ 4,521 $ 3,291 $ 4,516
Effective tax, percentage                 22.80% 22.00% 23.10%