​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

Actual

​

For Capital Adequacy
Purposes

​

To Be Well Capitalized
Under Prompt Corrective
Action Provisions

(in thousands)

  ​ ​ ​

Amount

  ​ ​ ​

Ratio

  ​ ​ ​

Amount

  ​ ​ ​

Ratio

  ​ ​ ​

Amount

  ​ ​ ​

Ratio

December 31, 2025

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

Total Capital (to risk-weighted assets)

​

​

242,647

​

15.19%

​

​

127,823

​

8.00%

​

​

159,779

​

10.00%

Tier 1 Capital (to risk-weighted assets)

​

​

222,675

​

13.94%

​

​

95,867

​

6.00%

​

​

127,823

​

8.00%

Common Equity Tier 1 Capital (to risk-weighted assets)

​

​

222,675

​

13.94%

​

​

71,901

​

4.50%

​

​

103,856

​

6.50%

Tier 1 Capital (to average assets)

​

​

222,675

​

11.01%

​

​

81,108

​

4.00%

​

​

101,385

​

5.00%

​

​

Actual

​

For Capital Adequacy
Purposes

​

To Be Well Capitalized
Under Prompt Corrective
Action Provisions

(in thousands)

​

Amount

​

Ratio

​

Amount

​

Ratio

​

Amount

​

Ratio

December 31, 2024

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

Total Capital (to risk-weighted assets)

​

​

224,114

​

14.59%

​

​

122,883

​

8.00%

​

​

153,603

​

10.00%

Tier 1 Capital (to risk-weighted assets)

​

​

205,022

​

13.35%

​

​

92,162

​

6.00%

​

​

122,883

​

8.00%

Common Equity Tier 1 Capital (to risk-weighted assets)

​

​

205,022

​

13.35%

​

​

69,122

​

4.50%

​

​

99,842

​

6.50%

Tier 1 Capital (to average assets)

​

​

205,022

​

10.70%

​

​

76,739

​

4.00%

​

​

95,924

​

5.00%

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​