v3.25.4
Loans and Allowance for Credit Losses - Summary of Allowance for Credit Losses by Type (Detail) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable Recorded Investment Past Due [Line Items]      
Amount $ 114,789 [1] $ 97,368 [2] $ 84,235
Percentage of Allowance 100.00% [1],[3] 100.00% [2],[4]  
Recreation [Member]      
Financing Receivable Recorded Investment Past Due [Line Items]      
Amount $ 85,956 $ 71,102 57,532
Percentage of Allowance 75.00% [3] 73.00% [4]  
Allowance as a Percent of Loan Category 5.32% [1] 5.00% [2]  
Home Improvement [Member]      
Financing Receivable Recorded Investment Past Due [Line Items]      
Amount $ 19,563 $ 20,536 21,019
Percentage of Allowance 17.00% [3] 21.00% [4]  
Allowance as a Percent of Loan Category 2.41% [1] 2.48% [2]  
Commercial [Member]      
Financing Receivable Recorded Investment Past Due [Line Items]      
Amount $ 9,052 $ 5,190 4,148
Percentage of Allowance 8.00% [3] 5.00% [4]  
Allowance as a Percent of Loan Category 7.36% [1] 4.66% [2]  
Taxi Medallion [Member]      
Financing Receivable Recorded Investment Past Due [Line Items]      
Amount [5] $ 218 $ 540 $ 1,536
Percentage of Allowance [4]   1.00%  
Allowance as a Percent of Loan Category 18.49% [1] 28.29% [2]  
[1] As of December 31, 2025, total allowance for credit losses as a percentage of nonaccrual loans was 281%.
[2] As of December 31, 2024, total allowance for credit losses as a percentage of nonaccrual loans was 292%.
[3] Does not include loans held for sale which are carried at the lower of amortized cost or fair value for which an allowance for credit loss is not established.
[4] Does not include loans held for sale which are carried at the lower of amortized cost or fair value for which an allowance for credit loss is not established.
[5] As of December 31, 2025, cumulative net charge-offs of loans and loan collateral in process of foreclosure in the taxi medallion portfolio were $171.1 million, including $106.3 million related to loans secured by New York taxi medallions, some of which may represent collection opportunities for the Company.