v3.25.4
Loans and Allowance for Credit Losses - Summary of Activity in Allowance for Loan Losses (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Allowance for Credit Losses [Line Items]      
Allowance for credit losses - beginning balance $ 97,368 [1] $ 84,235  
Charge-offs (97,243) (87,579)  
Recoveries 24,842 24,210  
Benefit for credit losses 89,822 76,502 $ 37,810
Allowance for credit losses - ending balance 114,789 [2] 97,368 [1] 84,235
Recreation [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Allowance for credit losses - beginning balance 71,102 57,532  
Charge-offs (75,486) (69,349)  
Recoveries 16,432 14,924  
Benefit for credit losses 73,908 67,995  
Allowance for credit losses - ending balance 85,956 71,102 57,532
Home Improvement [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Allowance for credit losses - beginning balance 20,536 21,019  
Charge-offs (16,577) (18,035)  
Recoveries 5,423 4,094  
Benefit for credit losses 10,181 13,458  
Allowance for credit losses - ending balance 19,563 20,536 21,019
Commercial [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Allowance for credit losses - beginning balance 5,190 4,148  
Charge-offs (5,165) (71)  
Recoveries 0 29  
Benefit for credit losses 9,027 1,084  
Allowance for credit losses - ending balance 9,052 5,190 4,148
Taxi Medallion [Member]      
Financing Receivable, Allowance for Credit Losses [Line Items]      
Allowance for credit losses - beginning balance [3] 540 1,536  
Charge-offs [3] (15) (124)  
Recoveries [3] 2,987 5,163  
Benefit for credit losses [3] (3,294) (6,035)  
Allowance for credit losses - ending balance [3] $ 218 $ 540 $ 1,536
[1] As of December 31, 2024, total allowance for credit losses as a percentage of nonaccrual loans was 292%.
[2] As of December 31, 2025, total allowance for credit losses as a percentage of nonaccrual loans was 281%.
[3] As of December 31, 2025, cumulative net charge-offs of loans and loan collateral in process of foreclosure in the taxi medallion portfolio were $171.1 million, including $106.3 million related to loans secured by New York taxi medallions, some of which may represent collection opportunities for the Company.