v3.25.4
Parent Company Only Condensed Financial Statements - Condensed Statements of Cash Flow (Detail) - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
CASH FLOWS FROM OPERATING ACTIVITIES      
Net income $ 55,341 $ 41,925 $ 61,126
Adjustments to reconcile net income resulting from operations to net cash provided by operating activities:      
Benefit for credit losses 89,822 76,502 37,810
Depreciation and amortization 8,323 6,217 5,243
Change in deferred and other tax assets/liabilities, net 1,491 (1,672) (345)
Net change in loan collateral in process of foreclosure 0 410 10,597
Stock-based compensation expense 6,735 6,053 4,713
Decrease in other assets (1,342) (5,239) (15,470)
Net cash provided by operating activities 126,283 108,680 113,783
CASH FLOWS FROM INVESTING ACTIVITIES      
Loans originated (749,802) (855,616) (857,053)
Proceeds from principal receipts, sales, and maturities of loans and investments 590,585 504,480 497,836
Proceeds from sale and principal payments of loan collateral in process of foreclosure 13,219 13,551 20,631
Net cash used for investing activities (124,494) (328,945) (340,715)
CASH FLOWS FROM FINANCING ACTIVITIES      
Proceeds from funds borrowed 1,517,941 1,322,669 975,175
Repayments of funds borrowed (1,493,438) (1,061,945) (689,920)
Treasury stock repurchased (986) (4,606) 0
Payment of withholding taxes on net settlement of vested stock (1,202) (944) (768)
Proceeds from the exercise of stock options 516 259 442
Net cash provided by financing activities 30,203 239,992 271,179
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS 31,992 19,727 44,247
Parent Company [Member]      
CASH FLOWS FROM OPERATING ACTIVITIES      
Net income 43,044 35,878 55,079
Adjustments to reconcile net income resulting from operations to net cash provided by operating activities:      
Equity in undistributed earnings of subsidiaries (71,606) (63,846) (81,164)
Benefit for credit losses (229) (133) (310)
Depreciation and amortization 2,237 2,252 2,198
Change in deferred and other tax assets/liabilities, net 10,368 2,458 (947)
Net change in loan collateral in process of foreclosure 0 0 252
Stock-based compensation expense 6,735 6,053 4,713
Decrease in other assets 1,939 1,680 990
Decrease (increase) in deferred financing costs (10) (272) (1,437)
Decrease in intercompany payables (503) (1,165) (778)
Decrease in other liabilities (4,796) (7,614) (134)
Net cash provided by operating activities (12,821) (24,709) (21,538)
CASH FLOWS FROM INVESTING ACTIVITIES      
Loans originated (72) (110) (1,612)
Proceeds from principal receipts, sales, and maturities of loans and investments 541 1,864 2,057
Proceeds from sale and principal payments of loan collateral in process of foreclosure 202 434 954
Investment in subsidiaries (11,116) 0 (5,125)
Dividends from subsidiaries 29,616 25,600 25,125
Net cash used for investing activities 19,171 27,788 21,399
CASH FLOWS FROM FINANCING ACTIVITIES      
Proceeds from funds borrowed (0) 10,000 51,500
Repayments of funds borrowed 0 (3,000) (33,000)
Treasury stock repurchased (986) (4,606) 0
Dividends paid to shareholders (10,971) (9,394) (7,703)
Payment of withholding taxes on net settlement of vested stock (1,202) (944) (768)
Proceeds from the exercise of stock options 516 259 442
Net cash provided by financing activities (12,643) (7,685) 10,471
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS (6,293) (4,606) 10,332
Cash and cash equivalents, beginning of period 26,395 31,001 20,669
Cash and cash equivalents, end of period $ 20,102 $ 26,395 $ 31,001