
	Year Ended December 31, 2025
	Banking (1)		Factoring		Consolidated

	(Dollars in thousands)
Interest income	$	242,746	$	14,253	$	256,999
Intersegment interest allocations	2,647		(2,647)		—
Total interest expense	71,624		—		71,624
Net interest income	173,769		11,606		185,375
Provision for credit losses on loans	1,382		434		1,816
Net interest income after provision	172,387		11,172		183,559
Noninterest income	10,578		1511		12,089
Salaries and employee benefits	60,814		5,723		66,537
Other segment items (2)	59,425		1,897		61,322
Intersegment expense allocations	632		(632)		—
Income before income taxes	63,358		4,431		67,789
Income tax expense	18,649		1,310		19,959
Net income	$	44,709	$	3,121	$	47,830

Total assets	$	5,628,227	$	136,470	$	5,764,697
Loans, net of deferred fees	$	3,534,557	$	118,503	$	3,653,060
Goodwill	$	154,587	$	13,044	$	167,631

(2)Other segment items for the Banking segment includes expenses for occupancy and equipment, professional fees, insurance, information technology, client services, marketing and other miscellaneous expenses. Other segment items for the Factoring segment includes expenses for occupancy and equipment, professional fees, information technology, marketing, credit reports, broker fees, and other miscellaneous expenses.


	Year Ended December 31, 2024
	Banking (1)		Factoring		Consolidated

	(Dollars in thousands)
Interest income	$	229,364	$	10,980	$	240,344
Intersegment interest allocations	1,827		(1,827)		—
Total interest expense	79,051		—		79,051
Net interest income	152,140		9,153		161,293
Provision for credit losses on loans	1,679		460		2,139
Net interest income after provision	150,461		8,693		159,154
Noninterest income	10,381		722		11,103
Salaries and employee benefits	58,922		5,030		63,952
Other segment items (2)	48,055		1,576		49,631
Intersegment expense allocations	520		(520)		—
Income before income taxes	54,385		2,289		56,674
Income tax expense	15,469		677		16,146
Net income	$	38,916	$	1,612	$	40,528

Total assets	$	5,558,556	$	86,450	$	5,645,006
Loans, net of deferred fees	$	3,423,040	$	68,897	$	3,491,937
Goodwill	$	154,587	$	13,044	$	167,631


	Year Ended December 31, 2023
	Banking (1)		Factoring		Consolidated

	(Dollars in thousands)
Interest income	$	218,722	$	13,427	$	232,149
Intersegment interest allocations	2,038		(2,038)		—
Total interest expense	51,074		—		51,074
Net interest income	169,686		11,389		181,075
Provision for (recapture of) credit losses on loans	1,005		(256)		749
Net interest income after provision	168,681		11,645		180,326
Noninterest income	10,731		416		11,147
Salaries and employee benefits	52,236		4,626		56,862
Other segment items (2)	42,215		1,977		44,192
Intersegment expense allocations	547		(547)		—
Income before income taxes	85,508		4,911		90,419
Income tax expense	24,524		1,452		25,976
Net income	$	60,984	$	3,459	$	64,443

Total assets	$	5,111,367	$	82,728	$	5,194,095
Loans, net of deferred fees	$	3,292,920	$	57,458	$	3,350,378
Goodwill	$	154,587	$	13,044	$	167,631