v3.25.4
Loans and other liabilities
12 Months Ended
Dec. 31, 2025
Loans and other liabilities  
Loans and other liabilities
13
Loans and other liabilities
 
This Note provides information regarding the contractual terms of the Group’s interest-bearing loans and borrowings. For more information about the Group’s exposure to interest rate, foreign currency and liquidity risks, see Note 29.
 
  (a)
Carrying amounts:
 
   
2025
   
2024
 
   
US$ in millions
 
Non-current liabilities
           
Loans from financial institutions
   
 
     
5.0
 
Other loans and liabilities
   
35.6
     
40.6
 
Derivative instruments
   
11.6
     
14.3
 
     
47.2
     
59.9
 
                 
Current liabilities
               
Current portion of loans from financial institution
   
5.0
     
10.0
 
Current portion of other loans and liabilities
   
5.9
     
5.8
 
     
10.9
     
15.8
 
                 
Short-term borrowings
   
32.0
     
32.0
 
     
42.9
     
47.8
 
 

See Note 29 with respect to the contractual maturities of financial liabilities and the Group’s exposure to interest rate risk. See also Note 8(b) with respect to lease liabilities.

 

Securing assets
 
As security for certain long-term bank loans and other long-term loans and liabilities, liens have been registered on certain assets, including the insurance rights in respect of such assets.
 
  (b)
Terms and repayment schedule
 
     Terms and conditions of outstanding loans are as follows:
 
 
December 31, 2025
 
 
Currency
 
Effective interest (1)
   
Year of
Maturity
   
Face value
   
Carrying
Amount
 
                 
US $ in millions
 
Long-term loans
US$
 
6.7%(2)
 
   
2026-2030
     
46.5
     
46.5
 
Derivative instruments
US$
         
2026-2034
     
11.6
     
11.6
 
Short-term credit from banks
US$
 
4.8%
 
   
2026
     
32.0
     
32.0
 
                     
90.1
     
90.1
 

 

 
December 31, 2024
 
 
Currency
 
Effective interest (1)
   
Year of
maturity
   
Face value
   
Carrying
amount
 
                 
US $ in millions
 
Long-term loans
US$
 
6.5%(2)
 
   
2025-2030
     
61.4
     
61.4
 
Long-term liabilities
US$
         
2025-2034
     
14.3
     
14.3
 
Short-term credit from banks
US$
 
5.3%
 
   
2025
     
32.0
     
32.0
 
                     
107.7
     
107.7
 
 
See also Note 8(b) with respect to lease liabilities.
 
  (1)
The effective interest rate is the rate that discounts estimated future cash payments or receipts through the contractual life of the financial instrument to its net carrying amount, and it does not necessarily reflect the contractual interest rate.
 
  (2)
Weighted average.
 
  (c)
Financial covenants
 
As of December 31, 2025, the Group complies with all of its covenants. According to these Consolidated Financial Statements, the Group’s liquidity, as defined in the related agreements, amounts to US$ 2,802 million (Minimum Liquidity required is US$ 250 million).
 
  (d)
Movement in liabilities deriving from financing activities

 

   
Loans and other liabilities
   
Lease liabilities
 
Balance as at January 1, 2025
   
107.7
     
5,922.3
 
                 
Changes related to financing cash flows:
               
   Repayment of borrowings and
               
     lease liabilities
   
(15.8
)
   
(1,423.8
)
                 
Lease additions
           
311.1
 
Lease modifications
           
835.1
 
Other changes
   
(1.8
)
   
3.4
 
                 
Balance as at December 31, 2025
   
90.1
     
5,648.1
 

 

   
Loans and other liabilities
   
Lease liabilities
 
Balance as at January 1, 2024
   
121.8
     
4,888.8
 
                 
Changes related to financing cash flows:
               
   Repayment of borrowings and
               
     lease liabilities
   
(16.2
)
   
(2,066.4
)
                 
Lease additions
           
3,020.0
 
Lease modifications
           
85.8
 
Other changes
   
2.1
     
(5.9
)
                 
Balance as at December 31, 2024
   
107.7
     
5,922.3