<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by DFIN XBRL Schema Document - http://www.dfinsolutions.com/ - on 26-02-2026 02:39:27 PM -->
<!-- Copyright(c) 2026 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<schema targetNamespace="http://www.tiaa.org/20260217" xmlns="http://www.w3.org/2001/XMLSchema" xmlns:tclf="http://www.tiaa.org/20260217" xmlns:dei="http://xbrl.sec.gov/dei/2025" xmlns:srt-types="http://fasb.org/srt-types/2025" xmlns:deprecated="http://www.xbrl.org/2009/role/deprecated" xmlns:dtr="http://www.xbrl.org/2009/dtr" xmlns:oef="http://xbrl.sec.gov/oef/2025" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:us-gaap="http://fasb.org/us-gaap/2025" xmlns:oef-pre="http://xbrl.sec.gov/oef-pre/2025" xmlns:oef-lab="http://xbrl.sec.gov/oef-lab/2025" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:country="http://xbrl.sec.gov/country/2025" xmlns:us-roles="http://fasb.org/us-roles/2025" xmlns:enum2="http://xbrl.org/2020/extensible-enumerations-2.0" xmlns:us-types="http://fasb.org/us-types/2025" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2024-01-31" xmlns:oef-def="http://xbrl.sec.gov/oef-def/2025" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:srt="http://fasb.org/srt/2025" xmlns:oef-sr="http://xbrl.sec.gov/oef-sr/2025" xmlns:srt-roles="http://fasb.org/srt-roles/2025" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:stpr="http://xbrl.sec.gov/stpr/2025" elementFormDefault="qualified">
   <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
   <import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
   <import namespace="http://xbrl.sec.gov/dei/2025" schemaLocation="https://xbrl.sec.gov/dei/2025/dei-2025.xsd"/>
   <import namespace="http://fasb.org/us-types/2025" schemaLocation="https://xbrl.fasb.org/us-gaap/2025/elts/us-types-2025.xsd"/>
   <import namespace="http://www.xbrl.org/dtr/type/2024-01-31" schemaLocation="https://www.xbrl.org/dtr/type/2024-01-31/types.xsd"/>   
   <import namespace="http://xbrl.sec.gov/country/2025" schemaLocation="https://xbrl.sec.gov/country/2025/country-2025.xsd"/>
   <import namespace="http://fasb.org/srt/2025" schemaLocation="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd"/>
   <import namespace="http://fasb.org/srt-types/2025" schemaLocation="https://xbrl.fasb.org/srt/2025/elts/srt-types-2025.xsd"/>
   <import namespace="http://xbrl.sec.gov/oef-sr/2025" schemaLocation="https://xbrl.sec.gov/oef/2025/oef-sr-2025.xsd"/>
   <import namespace="http://fasb.org/us-gaap/2025" schemaLocation="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd"/>
   <import namespace="http://fasb.org/us-roles/2025" schemaLocation="https://xbrl.fasb.org/us-gaap/2025/elts/us-roles-2025.xsd"/>
   <import namespace="http://fasb.org/srt-roles/2025" schemaLocation="https://xbrl.fasb.org/srt/2025/elts/srt-roles-2025.xsd"/>
   <annotation>
      <appinfo>
         <link:linkbase id="lnk">
            <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member"/>
            <link:roleRef roleURI="http://xbrl.sec.gov/oef/role/ShareholderReport" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#ShareholderReport"/>
            <link:roleRef roleURI="http://xbrl.sec.gov/oef/role/ShareholderReportHoldingsDetails" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#ShareholderReportHoldingsDetails"/>
            <link:roleRef roleURI="http://xbrl.sec.gov/oef/role/ShareholderReportLineGraphDetails" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#ShareholderReportLineGraphDetails"/>
            <link:roleRef roleURI="http://xbrl.sec.gov/oef/role/ShareholderReportAverageAnnualReturnDetails" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#ShareholderReportAverageAnnualReturnDetails"/>
            <link:roleRef roleURI="http://xbrl.sec.gov/oef/role/ClassOnly" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#ClassOnly"/>
            <link:roleRef roleURI="http://fasb.org/us-gaap/role/eedm/ExtensibleEnumerationLists" xlink:type="simple" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-roles-2025.xsd#eedm"/>
            <link:roleRef roleURI="http://xbrl.sec.gov/oef/role/LargestHoldingOnly" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#LargestHoldingOnly"/>
            <link:roleRef roleURI="http://xbrl.sec.gov/oef/role/Other1CategoryOnly" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#Other1CategoryOnly"/>
            <link:roleRef roleURI="http://xbrl.sec.gov/oef/role/AdditionalIndexOnly" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#AdditionalIndexOnly"/>
            <link:roleRef roleURI="http://xbrl.sec.gov/oef/role/BroadBasedIndexOnly" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#BroadBasedIndexOnly"/>
            <link:roleRef roleURI="http://xbrl.sec.gov/oef/role/Other2CategoryOnly" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#Other2CategoryOnly"/>
            <link:roleRef roleURI="http://xbrl.sec.gov/oef/role/SalesLoadOnly" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#SalesLoadOnly"/>
            <link:roleRef roleURI="http://xbrl.sec.gov/oef/role/MaturityOnly" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#MaturityOnly"/>
            <link:roleRef roleURI="http://xbrl.sec.gov/oef/role/IndustrySectorOnly" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#IndustrySectorOnly"/>
            <link:roleRef roleURI="http://xbrl.sec.gov/oef/role/CreditQualityOnly" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#CreditQualityOnly"/>
            <link:roleRef roleURI="http://xbrl.sec.gov/oef/role/GeographicRegionOnly" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#GeographicRegionOnly"/>
         <link:presentationLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/ShareholderReport">              
			<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_ShareClassDomain" xlink:label="ShareClassDomain"/>
			<link:loc xlink:type="locator" xlink:href="#tclf_C000013875Member" xlink:label="C000013875Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013875Member" order="2.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013876Member" xlink:label="C000013876Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013876Member" order="3.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013877Member" xlink:label="C000013877Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013877Member" order="4.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013878Member" xlink:label="C000013878Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013878Member" order="5.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013879Member" xlink:label="C000013879Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013879Member" order="6.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013880Member" xlink:label="C000013880Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013880Member" order="7.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013881Member" xlink:label="C000013881Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013881Member" order="8.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013882Member" xlink:label="C000013882Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013882Member" order="9.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013883Member" xlink:label="C000013883Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013883Member" order="10.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013884Member" xlink:label="C000013884Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013884Member" order="11.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000135632Member" xlink:label="C000135632Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000135632Member" order="12.0" />

			</link:presentationLink>
            <link:presentationLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/ShareholderReportHoldingsDetails">               
			 <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_ShareClassDomain" xlink:label="ShareClassDomain"/>
			 <link:loc xlink:type="locator" xlink:href="#tclf_C000013875Member" xlink:label="C000013875Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013875Member" order="2.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013876Member" xlink:label="C000013876Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013876Member" order="3.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013877Member" xlink:label="C000013877Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013877Member" order="4.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013878Member" xlink:label="C000013878Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013878Member" order="5.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013879Member" xlink:label="C000013879Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013879Member" order="6.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013880Member" xlink:label="C000013880Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013880Member" order="7.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013881Member" xlink:label="C000013881Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013881Member" order="8.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013882Member" xlink:label="C000013882Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013882Member" order="9.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013883Member" xlink:label="C000013883Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013883Member" order="10.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013884Member" xlink:label="C000013884Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013884Member" order="11.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000135632Member" xlink:label="C000135632Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000135632Member" order="12.0" />
   
			 <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="InvestmentTypeCategorizationMember"/>
			 <link:loc xlink:type="locator" xlink:href="#tclf_InvestmentsPurchasedWithCollateralFromSecuritiesLendingMember" xlink:label="InvestmentsPurchasedWithCollateralFromSecuritiesLendingMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentTypeCategorizationMember" xlink:to="InvestmentsPurchasedWithCollateralFromSecuritiesLendingMember" order="2.0" />
					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonStockMember" xlink:label="CommonStockMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentTypeCategorizationMember" xlink:to="CommonStockMember" order="3.0" />
					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RepurchaseAgreementsMember" xlink:label="RepurchaseAgreementsMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentTypeCategorizationMember" xlink:to="RepurchaseAgreementsMember" order="4.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_ShortTermTreasuryDebtMember" xlink:label="ShortTermTreasuryDebtMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentTypeCategorizationMember" xlink:to="ShortTermTreasuryDebtMember" order="5.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_ShortTermVariableRateSecuritiesMember" xlink:label="ShortTermVariableRateSecuritiesMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentTypeCategorizationMember" xlink:to="ShortTermVariableRateSecuritiesMember" order="6.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_ShortTermGovernmentAgencyDebtMember" xlink:label="ShortTermGovernmentAgencyDebtMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentTypeCategorizationMember" xlink:to="ShortTermGovernmentAgencyDebtMember" order="7.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_RightsWarrantsMember" xlink:label="RightsWarrantsMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentTypeCategorizationMember" xlink:to="RightsWarrantsMember" order="8.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_InvestmentCompaniesMember" xlink:label="InvestmentCompaniesMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentTypeCategorizationMember" xlink:to="InvestmentCompaniesMember" order="9.0" />
					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_BankLoanObligationsMember" xlink:label="BankLoanObligationsMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentTypeCategorizationMember" xlink:to="BankLoanObligationsMember" order="10.0" />
					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CorporateBondSecuritiesMember" xlink:label="CorporateBondSecuritiesMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentTypeCategorizationMember" xlink:to="CorporateBondSecuritiesMember" order="11.0" />
					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PreferredStockMember" xlink:label="PreferredStockMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentTypeCategorizationMember" xlink:to="PreferredStockMember" order="12.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_GovernmentBondsMember" xlink:label="GovernmentBondsMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentTypeCategorizationMember" xlink:to="GovernmentBondsMember" order="13.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_StructuredAssetsMember" xlink:label="StructuredAssetsMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentTypeCategorizationMember" xlink:to="StructuredAssetsMember" order="14.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_InternationalEquityMember" xlink:label="InternationalEquityMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentTypeCategorizationMember" xlink:to="InternationalEquityMember" order="15.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_USEquityMember" xlink:label="USEquityMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentTypeCategorizationMember" xlink:to="USEquityMember" order="16.0" />
					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FixedIncomeSecuritiesMember" xlink:label="FixedIncomeSecuritiesMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="InvestmentTypeCategorizationMember" xlink:to="FixedIncomeSecuritiesMember" order="17.0" />

			 <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_MaturityDomain" xlink:label="MaturityDomain"/>
			
			<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_OtherCategory1Domain" xlink:label="OtherCategory1Domain"/>
			<link:loc xlink:type="locator" xlink:href="#tclf_OtherMember" xlink:label="OtherMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OtherCategory1Domain" xlink:to="OtherMember" order="2.0" />

			<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_OtherCategory2Domain" xlink:label="OtherCategory2Domain"/>
			
			<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_LargestHoldingsDomain" xlink:label="LargestHoldingsDomain"/>
			
            <!--GeographicRegionDomain Only presentation and label linkbases-->			 
			 <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_GeographicRegionDomain" xlink:label="GeographicRegionDomain"/>
			 <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2025/country-2025.xsd#country_AU" xlink:label="AU"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GeographicRegionDomain" xlink:to="AU" order="2.0" />
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2025/country-2025.xsd#country_DK" xlink:label="DK"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GeographicRegionDomain" xlink:to="DK" order="3.0" />
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2025/country-2025.xsd#country_FR" xlink:label="FR"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GeographicRegionDomain" xlink:to="FR" order="4.0" />
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2025/country-2025.xsd#country_DE" xlink:label="DE"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GeographicRegionDomain" xlink:to="DE" order="5.0" />
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2025/country-2025.xsd#country_JP" xlink:label="JP"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GeographicRegionDomain" xlink:to="JP" order="6.0" />
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2025/country-2025.xsd#country_NL" xlink:label="NL"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GeographicRegionDomain" xlink:to="NL" order="7.0" />
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2025/country-2025.xsd#country_ES" xlink:label="ES"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GeographicRegionDomain" xlink:to="ES" order="8.0" />
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2025/country-2025.xsd#country_CH" xlink:label="CH"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GeographicRegionDomain" xlink:to="CH" order="9.0" />
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2025/country-2025.xsd#country_GB" xlink:label="GB"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GeographicRegionDomain" xlink:to="GB" order="10.0" />
					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2025/country-2025.xsd#country_US" xlink:label="US"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="GeographicRegionDomain" xlink:to="US" order="11.0" />

			<!--IndustrySectorDomain Only presentation and label linkbases-->	
			<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_IndustrySectorDomain" xlink:label="IndustrySectorDomain"/>	
			
			<!--CreditQualityDomain Only presentation and label linkbases-->	
			<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_CreditQualityDomain" xlink:label="CreditQualityDomain"/>	
			<link:loc xlink:type="locator" xlink:href="#tclf_NRNotRatedMember" xlink:label="NRNotRatedMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CreditQualityDomain" xlink:to="NRNotRatedMember" order="2.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_NANotApplicableMember" xlink:label="NANotApplicableMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CreditQualityDomain" xlink:to="NANotApplicableMember" order="3.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_BBOrLowerMember" xlink:label="BBOrLowerMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CreditQualityDomain" xlink:to="BBOrLowerMember" order="4.0" />

			<!--ExternalCreditRatingFitchMember Only presentation and label linkbases-->	
			<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ExternalCreditRatingFitchMember" xlink:label="ExternalCreditRatingFitchMember"/>
			<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CreditQualityDomain" xlink:to="ExternalCreditRatingFitchMember" xbrldt:usable="false" order="1.0"/>
			
			<!--ExternalCreditRatingMoodysMember Only presentation and label linkbases-->	
			<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ExternalCreditRatingMoodysMember" xlink:label="ExternalCreditRatingMoodysMember"/>
			<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CreditQualityDomain" xlink:to="ExternalCreditRatingMoodysMember" xbrldt:usable="false" order="2.1"/>
			<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_MoodysAaaRatingMember" xlink:label="MoodysAaaRatingMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExternalCreditRatingMoodysMember" xlink:to="MoodysAaaRatingMember" order="1.0" />

			<!--ExternalCreditRatingStandardPoorsMember Only presentation and label linkbases-->	
			<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_ExternalCreditRatingStandardPoorsMember" xlink:label="ExternalCreditRatingStandardPoorsMember"/>
			<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CreditQualityDomain" xlink:to="ExternalCreditRatingStandardPoorsMember" xbrldt:usable="false" order="3.1"/>
			<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_StandardPoorsAARatingMember" xlink:label="StandardPoorsAARatingMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExternalCreditRatingStandardPoorsMember" xlink:to="StandardPoorsAARatingMember" order="1.0" />
					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_StandardPoorsARatingMember" xlink:label="StandardPoorsARatingMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExternalCreditRatingStandardPoorsMember" xlink:to="StandardPoorsARatingMember" order="2.0" />
					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_StandardPoorsBBBRatingMember" xlink:label="StandardPoorsBBBRatingMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ExternalCreditRatingStandardPoorsMember" xlink:to="StandardPoorsBBBRatingMember" order="3.0" />

			<!--CreditRatingAMBestDomain Only presentation and label linkbases-->	
			<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_CreditRatingAMBestDomain" xlink:label="CreditRatingAMBestDomain"/>
			<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="CreditQualityDomain" xlink:to="CreditRatingAMBestDomain" xbrldt:usable="false" order="4.1"/>
            			
			</link:presentationLink>
            <link:presentationLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/ShareholderReportLineGraphDetails">            
			  <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_ShareClassDomain" xlink:label="ShareClassDomain"/>
			  <link:loc xlink:type="locator" xlink:href="#tclf_C000013875Member" xlink:label="C000013875Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013875Member" order="2.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013876Member" xlink:label="C000013876Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013876Member" order="3.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013877Member" xlink:label="C000013877Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013877Member" order="4.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013878Member" xlink:label="C000013878Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013878Member" order="5.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013879Member" xlink:label="C000013879Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013879Member" order="6.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013880Member" xlink:label="C000013880Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013880Member" order="7.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013881Member" xlink:label="C000013881Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013881Member" order="8.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013882Member" xlink:label="C000013882Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013882Member" order="9.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013883Member" xlink:label="C000013883Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013883Member" order="10.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013884Member" xlink:label="C000013884Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013884Member" order="11.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000135632Member" xlink:label="C000135632Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000135632Member" order="12.0" />

			  <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_AdditionalIndexDomain" xlink:label="AdditionalIndexDomain"/>
			  <link:loc xlink:type="locator" xlink:href="#tclf_Russell1000GrowthIndexMember" xlink:label="Russell1000GrowthIndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdditionalIndexDomain" xlink:to="Russell1000GrowthIndexMember" order="2.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_Russell1000ValueIndexMember" xlink:label="Russell1000ValueIndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdditionalIndexDomain" xlink:to="Russell1000ValueIndexMember" order="3.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_Russell2000IndexMember" xlink:label="Russell2000IndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdditionalIndexDomain" xlink:to="Russell2000IndexMember" order="4.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_FTSENareitAllEquityREITsIndexMember" xlink:label="FTSENareitAllEquityREITsIndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdditionalIndexDomain" xlink:to="FTSENareitAllEquityREITsIndexMember" order="5.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_BloombergUSAggregateBondIndexMember" xlink:label="BloombergUSAggregateBondIndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdditionalIndexDomain" xlink:to="BloombergUSAggregateBondIndexMember" order="6.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_MorningstarModeratelyConservativeTargetRiskIndexMember" xlink:label="MorningstarModeratelyConservativeTargetRiskIndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdditionalIndexDomain" xlink:to="MorningstarModeratelyConservativeTargetRiskIndexMember" order="7.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_BalancedFundCompositeIndexMember" xlink:label="BalancedFundCompositeIndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdditionalIndexDomain" xlink:to="BalancedFundCompositeIndexMember" order="8.0" />
 
              <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_BroadBasedIndexDomain" xlink:label="BroadBasedIndexDomain"/>
			  <link:loc xlink:type="locator" xlink:href="#tclf_Russell1000IndexMember" xlink:label="Russell1000IndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BroadBasedIndexDomain" xlink:to="Russell1000IndexMember" order="2.0" />
					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StandardPoors500IndexMember" xlink:label="StandardPoors500IndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BroadBasedIndexDomain" xlink:to="StandardPoors500IndexMember" order="3.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_MSCIEAFEIndexMember" xlink:label="MSCIEAFEIndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BroadBasedIndexDomain" xlink:to="MSCIEAFEIndexMember" order="4.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_Russell3000IndexMember" xlink:label="Russell3000IndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BroadBasedIndexDomain" xlink:to="Russell3000IndexMember" order="5.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_BloombergUSAggregateBondC000013884IndexMember" xlink:label="BloombergUSAggregateBondC000013884IndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BroadBasedIndexDomain" xlink:to="BloombergUSAggregateBondC000013884IndexMember" order="6.0" />
			  			  
            </link:presentationLink>
			<link:presentationLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/ShareholderReportAverageAnnualReturnDetails">            
			  <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_ShareClassDomain" xlink:label="ShareClassDomain"/>
			  <link:loc xlink:type="locator" xlink:href="#tclf_C000013875Member" xlink:label="C000013875Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013875Member" order="2.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013876Member" xlink:label="C000013876Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013876Member" order="3.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013877Member" xlink:label="C000013877Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013877Member" order="4.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013878Member" xlink:label="C000013878Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013878Member" order="5.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013879Member" xlink:label="C000013879Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013879Member" order="6.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013880Member" xlink:label="C000013880Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013880Member" order="7.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013881Member" xlink:label="C000013881Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013881Member" order="8.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013882Member" xlink:label="C000013882Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013882Member" order="9.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013883Member" xlink:label="C000013883Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013883Member" order="10.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013884Member" xlink:label="C000013884Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000013884Member" order="11.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_C000135632Member" xlink:label="C000135632Member"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ShareClassDomain" xlink:to="C000135632Member" order="12.0" />

			  <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_AdditionalIndexDomain" xlink:label="AdditionalIndexDomain"/>
			  <link:loc xlink:type="locator" xlink:href="#tclf_Russell1000GrowthIndexMember" xlink:label="Russell1000GrowthIndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdditionalIndexDomain" xlink:to="Russell1000GrowthIndexMember" order="2.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_Russell1000ValueIndexMember" xlink:label="Russell1000ValueIndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdditionalIndexDomain" xlink:to="Russell1000ValueIndexMember" order="3.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_Russell2000IndexMember" xlink:label="Russell2000IndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdditionalIndexDomain" xlink:to="Russell2000IndexMember" order="4.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_FTSENareitAllEquityREITsIndexMember" xlink:label="FTSENareitAllEquityREITsIndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdditionalIndexDomain" xlink:to="FTSENareitAllEquityREITsIndexMember" order="5.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_BloombergUSAggregateBondIndexMember" xlink:label="BloombergUSAggregateBondIndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdditionalIndexDomain" xlink:to="BloombergUSAggregateBondIndexMember" order="6.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_MorningstarModeratelyConservativeTargetRiskIndexMember" xlink:label="MorningstarModeratelyConservativeTargetRiskIndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdditionalIndexDomain" xlink:to="MorningstarModeratelyConservativeTargetRiskIndexMember" order="7.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_BalancedFundCompositeIndexMember" xlink:label="BalancedFundCompositeIndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AdditionalIndexDomain" xlink:to="BalancedFundCompositeIndexMember" order="8.0" />
 
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			  <link:loc xlink:type="locator" xlink:href="#tclf_Russell1000IndexMember" xlink:label="Russell1000IndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BroadBasedIndexDomain" xlink:to="Russell1000IndexMember" order="2.0" />
					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StandardPoors500IndexMember" xlink:label="StandardPoors500IndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BroadBasedIndexDomain" xlink:to="StandardPoors500IndexMember" order="3.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_MSCIEAFEIndexMember" xlink:label="MSCIEAFEIndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BroadBasedIndexDomain" xlink:to="MSCIEAFEIndexMember" order="4.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_Russell3000IndexMember" xlink:label="Russell3000IndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BroadBasedIndexDomain" xlink:to="Russell3000IndexMember" order="5.0" />
					<link:loc xlink:type="locator" xlink:href="#tclf_BloombergUSAggregateBondC000013884IndexMember" xlink:label="BloombergUSAggregateBondC000013884IndexMember"/>
					<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BroadBasedIndexDomain" xlink:to="BloombergUSAggregateBondC000013884IndexMember" order="6.0" />

			  <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_WithSalesLoadMember" xlink:label="WithSalesLoadMember"/>
			                 		  
            </link:presentationLink>
            <link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/ClassOnly">               
			   <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_ShareClassDomain" xlink:label="ShareClassDomain"/>
			   <link:loc xlink:type="locator" xlink:href="#tclf_C000013875Member" xlink:label="C000013875Member"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareClassDomain" xlink:to="C000013875Member" order="1.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013876Member" xlink:label="C000013876Member"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareClassDomain" xlink:to="C000013876Member" order="2.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013877Member" xlink:label="C000013877Member"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareClassDomain" xlink:to="C000013877Member" order="3.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013878Member" xlink:label="C000013878Member"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareClassDomain" xlink:to="C000013878Member" order="4.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013879Member" xlink:label="C000013879Member"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareClassDomain" xlink:to="C000013879Member" order="5.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013880Member" xlink:label="C000013880Member"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareClassDomain" xlink:to="C000013880Member" order="6.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013881Member" xlink:label="C000013881Member"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareClassDomain" xlink:to="C000013881Member" order="7.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013882Member" xlink:label="C000013882Member"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareClassDomain" xlink:to="C000013882Member" order="8.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013883Member" xlink:label="C000013883Member"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareClassDomain" xlink:to="C000013883Member" order="9.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_C000013884Member" xlink:label="C000013884Member"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareClassDomain" xlink:to="C000013884Member" order="10.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_C000135632Member" xlink:label="C000135632Member"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ShareClassDomain" xlink:to="C000135632Member" order="11.0"/>

            </link:definitionLink>
            <link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/Other1CategoryOnly">               
			   <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_OtherCategory1Domain" xlink:label="OtherCategory1Domain"/>
			   <link:loc xlink:type="locator" xlink:href="#tclf_OtherMember" xlink:label="OtherMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="OtherCategory1Domain" xlink:to="OtherMember" order="1.0"/>

            </link:definitionLink>
			<link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/Other2CategoryOnly">               
			   <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_OtherCategory2Domain" xlink:label="OtherCategory2Domain"/>
			   
            </link:definitionLink>
            <link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/LargestHoldingOnly">               
			   <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_LargestHoldingsDomain" xlink:label="LargestHoldingsDomain"/>
			   
            </link:definitionLink>
			<link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/SalesLoadOnly">
				<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_WithSalesLoadMember" xlink:label="WithSalesLoadMember"/>
				 				
			</link:definitionLink>
            <link:definitionLink xlink:type="extended" xlink:role="http://fasb.org/us-gaap/role/eedm/ExtensibleEnumerationLists">               
			   <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="InvestmentTypeCategorizationMember"/>
			   <link:loc xlink:type="locator" xlink:href="#tclf_InvestmentsPurchasedWithCollateralFromSecuritiesLendingMember" xlink:label="InvestmentsPurchasedWithCollateralFromSecuritiesLendingMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="InvestmentTypeCategorizationMember" xlink:to="InvestmentsPurchasedWithCollateralFromSecuritiesLendingMember" order="1.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_ShortTermTreasuryDebtMember" xlink:label="ShortTermTreasuryDebtMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="InvestmentTypeCategorizationMember" xlink:to="ShortTermTreasuryDebtMember" order="2.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_ShortTermVariableRateSecuritiesMember" xlink:label="ShortTermVariableRateSecuritiesMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="InvestmentTypeCategorizationMember" xlink:to="ShortTermVariableRateSecuritiesMember" order="3.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_ShortTermGovernmentAgencyDebtMember" xlink:label="ShortTermGovernmentAgencyDebtMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="InvestmentTypeCategorizationMember" xlink:to="ShortTermGovernmentAgencyDebtMember" order="4.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_RightsWarrantsMember" xlink:label="RightsWarrantsMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="InvestmentTypeCategorizationMember" xlink:to="RightsWarrantsMember" order="5.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_InvestmentCompaniesMember" xlink:label="InvestmentCompaniesMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="InvestmentTypeCategorizationMember" xlink:to="InvestmentCompaniesMember" order="6.0"/>
					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_BankLoanObligationsMember" xlink:label="BankLoanObligationsMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="InvestmentTypeCategorizationMember" xlink:to="BankLoanObligationsMember" order="7.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_GovernmentBondsMember" xlink:label="GovernmentBondsMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="InvestmentTypeCategorizationMember" xlink:to="GovernmentBondsMember" order="8.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_StructuredAssetsMember" xlink:label="StructuredAssetsMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="InvestmentTypeCategorizationMember" xlink:to="StructuredAssetsMember" order="9.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_InternationalEquityMember" xlink:label="InternationalEquityMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="InvestmentTypeCategorizationMember" xlink:to="InternationalEquityMember" order="10.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_USEquityMember" xlink:label="USEquityMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="InvestmentTypeCategorizationMember" xlink:to="USEquityMember" order="11.0"/>
					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FixedIncomeSecuritiesMember" xlink:label="FixedIncomeSecuritiesMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="InvestmentTypeCategorizationMember" xlink:to="FixedIncomeSecuritiesMember" order="12.0"/>

            </link:definitionLink>
            <link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/BroadBasedIndexOnly">               
			   <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_BroadBasedIndexDomain" xlink:label="BroadBasedIndexDomain"/>
			   <link:loc xlink:type="locator" xlink:href="#tclf_Russell1000IndexMember" xlink:label="Russell1000IndexMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="BroadBasedIndexDomain" xlink:to="Russell1000IndexMember" order="1.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_MSCIEAFEIndexMember" xlink:label="MSCIEAFEIndexMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="BroadBasedIndexDomain" xlink:to="MSCIEAFEIndexMember" order="2.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_Russell3000IndexMember" xlink:label="Russell3000IndexMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="BroadBasedIndexDomain" xlink:to="Russell3000IndexMember" order="3.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_BloombergUSAggregateBondC000013884IndexMember" xlink:label="BloombergUSAggregateBondC000013884IndexMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="BroadBasedIndexDomain" xlink:to="BloombergUSAggregateBondC000013884IndexMember" order="4.0"/>

            </link:definitionLink>
            <link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/AdditionalIndexOnly">              
			   <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_AdditionalIndexDomain" xlink:label="AdditionalIndexDomain"/>
			   <link:loc xlink:type="locator" xlink:href="#tclf_Russell1000GrowthIndexMember" xlink:label="Russell1000GrowthIndexMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AdditionalIndexDomain" xlink:to="Russell1000GrowthIndexMember" order="1.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_Russell1000ValueIndexMember" xlink:label="Russell1000ValueIndexMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AdditionalIndexDomain" xlink:to="Russell1000ValueIndexMember" order="2.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_Russell2000IndexMember" xlink:label="Russell2000IndexMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AdditionalIndexDomain" xlink:to="Russell2000IndexMember" order="3.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_FTSENareitAllEquityREITsIndexMember" xlink:label="FTSENareitAllEquityREITsIndexMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AdditionalIndexDomain" xlink:to="FTSENareitAllEquityREITsIndexMember" order="4.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_BloombergUSAggregateBondIndexMember" xlink:label="BloombergUSAggregateBondIndexMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AdditionalIndexDomain" xlink:to="BloombergUSAggregateBondIndexMember" order="5.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_MorningstarModeratelyConservativeTargetRiskIndexMember" xlink:label="MorningstarModeratelyConservativeTargetRiskIndexMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AdditionalIndexDomain" xlink:to="MorningstarModeratelyConservativeTargetRiskIndexMember" order="6.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_BalancedFundCompositeIndexMember" xlink:label="BalancedFundCompositeIndexMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="AdditionalIndexDomain" xlink:to="BalancedFundCompositeIndexMember" order="7.0"/>

            </link:definitionLink>
			<link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/MaturityOnly">
			<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_MaturityDomain" xlink:label="MaturityDomain"/>
			
			</link:definitionLink>
            <link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/IndustrySectorOnly">
                <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_IndustrySectorDomain" xlink:label="IndustrySectorDomain"/>
                
            </link:definitionLink>
            <link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/CreditQualityOnly">
                <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_CreditQualityDomain" xlink:label="CreditQualityDomain"/>
                <link:loc xlink:type="locator" xlink:href="#tclf_NRNotRatedMember" xlink:label="NRNotRatedMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CreditQualityDomain" xlink:to="NRNotRatedMember" order="1.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_NANotApplicableMember" xlink:label="NANotApplicableMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CreditQualityDomain" xlink:to="NANotApplicableMember" order="2.0"/>
					<link:loc xlink:type="locator" xlink:href="#tclf_BBOrLowerMember" xlink:label="BBOrLowerMember"/>
					<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="CreditQualityDomain" xlink:to="BBOrLowerMember" order="3.0"/>

            </link:definitionLink>
            <!--GeographicRegionOnly use only for STPR-->
            <link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/GeographicRegionOnly">
            <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2025/oef-2025.xsd#oef_GeographicRegionDomain" xlink:label="GeographicRegionDomain"/>
            
            </link:definitionLink>
            <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">               
               <link:loc xlink:type="locator" xlink:href="#tclf_InvestmentsPurchasedWithCollateralFromSecuritiesLendingMember" xlink:label="InvestmentsPurchasedWithCollateralFromSecuritiesLendingMember"/>
					<link:label xlink:type="resource" xlink:label="label_InvestmentsPurchasedWithCollateralFromSecuritiesLendingMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Investments Purchased with Collateral from Securities Lending [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentsPurchasedWithCollateralFromSecuritiesLendingMember" xlink:to="label_InvestmentsPurchasedWithCollateralFromSecuritiesLendingMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_Russell1000GrowthIndexMember" xlink:label="Russell1000GrowthIndexMember"/>
					<link:label xlink:type="resource" xlink:label="label_Russell1000GrowthIndexMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Russell 1000 Growth Index [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Russell1000GrowthIndexMember" xlink:to="label_Russell1000GrowthIndexMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_Russell1000IndexMember" xlink:label="Russell1000IndexMember"/>
					<link:label xlink:type="resource" xlink:label="label_Russell1000IndexMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Russell 1000 Index [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Russell1000IndexMember" xlink:to="label_Russell1000IndexMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_C000013875Member" xlink:label="C000013875Member"/>
					<link:label xlink:type="resource" xlink:label="label_C000013875Member" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">C000013875 [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000013875Member" xlink:to="label_C000013875Member"/>

										<link:label xlink:type="resource" xlink:label="label_C000013875Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Nuveen Life Growth Equity Fund</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000013875Member" xlink:to="label_C000013875Member_2"/>

					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CommonStockMember" xlink:label="CommonStockMember"/>
					<link:label xlink:type="resource" xlink:label="label_CommonStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Common Stock [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CommonStockMember" xlink:to="label_CommonStockMember"/>

					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_RepurchaseAgreementsMember" xlink:label="RepurchaseAgreementsMember"/>
					<link:label xlink:type="resource" xlink:label="label_RepurchaseAgreementsMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Repurchase Agreements [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RepurchaseAgreementsMember" xlink:to="label_RepurchaseAgreementsMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_C000013876Member" xlink:label="C000013876Member"/>
					<link:label xlink:type="resource" xlink:label="label_C000013876Member" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">C000013876 [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000013876Member" xlink:to="label_C000013876Member"/>

										<link:label xlink:type="resource" xlink:label="label_C000013876Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Nuveen Life Money Market Fund</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000013876Member" xlink:to="label_C000013876Member_2"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_ShortTermTreasuryDebtMember" xlink:label="ShortTermTreasuryDebtMember"/>
					<link:label xlink:type="resource" xlink:label="label_ShortTermTreasuryDebtMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Short Term Treasury Debt [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShortTermTreasuryDebtMember" xlink:to="label_ShortTermTreasuryDebtMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_ShortTermVariableRateSecuritiesMember" xlink:label="ShortTermVariableRateSecuritiesMember"/>
					<link:label xlink:type="resource" xlink:label="label_ShortTermVariableRateSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Short Term Variable Rate securities [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShortTermVariableRateSecuritiesMember" xlink:to="label_ShortTermVariableRateSecuritiesMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_ShortTermGovernmentAgencyDebtMember" xlink:label="ShortTermGovernmentAgencyDebtMember"/>
					<link:label xlink:type="resource" xlink:label="label_ShortTermGovernmentAgencyDebtMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Short Term Government Agency Debt [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ShortTermGovernmentAgencyDebtMember" xlink:to="label_ShortTermGovernmentAgencyDebtMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_C000013877Member" xlink:label="C000013877Member"/>
					<link:label xlink:type="resource" xlink:label="label_C000013877Member" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">C000013877 [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000013877Member" xlink:to="label_C000013877Member"/>

										<link:label xlink:type="resource" xlink:label="label_C000013877Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Nuveen Life Core Equity Fund</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000013877Member" xlink:to="label_C000013877Member_2"/>

					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_StandardPoors500IndexMember" xlink:label="StandardPoors500IndexMember"/>
					<link:label xlink:type="resource" xlink:label="label_StandardPoors500IndexMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Standard &amp; Poor&apos;s 500 Index [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StandardPoors500IndexMember" xlink:to="label_StandardPoors500IndexMember"/>

					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2025/country-2025.xsd#country_AU" xlink:label="AU"/>
					<link:label xlink:type="resource" xlink:label="label_AU" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">AUSTRALIA</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AU" xlink:to="label_AU"/>

					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2025/country-2025.xsd#country_DK" xlink:label="DK"/>
					<link:label xlink:type="resource" xlink:label="label_DK" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">DENMARK</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DK" xlink:to="label_DK"/>

					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2025/country-2025.xsd#country_FR" xlink:label="FR"/>
					<link:label xlink:type="resource" xlink:label="label_FR" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">FRANCE</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FR" xlink:to="label_FR"/>

					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2025/country-2025.xsd#country_DE" xlink:label="DE"/>
					<link:label xlink:type="resource" xlink:label="label_DE" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">GERMANY</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="DE" xlink:to="label_DE"/>

					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2025/country-2025.xsd#country_JP" xlink:label="JP"/>
					<link:label xlink:type="resource" xlink:label="label_JP" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">JAPAN</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="JP" xlink:to="label_JP"/>

					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2025/country-2025.xsd#country_NL" xlink:label="NL"/>
					<link:label xlink:type="resource" xlink:label="label_NL" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">NETHERLANDS</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NL" xlink:to="label_NL"/>

					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2025/country-2025.xsd#country_ES" xlink:label="ES"/>
					<link:label xlink:type="resource" xlink:label="label_ES" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">SPAIN</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="ES" xlink:to="label_ES"/>

					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2025/country-2025.xsd#country_CH" xlink:label="CH"/>
					<link:label xlink:type="resource" xlink:label="label_CH" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">SWITZERLAND</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CH" xlink:to="label_CH"/>

					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2025/country-2025.xsd#country_GB" xlink:label="GB"/>
					<link:label xlink:type="resource" xlink:label="label_GB" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">UNITED KINGDOM</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GB" xlink:to="label_GB"/>

					<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2025/country-2025.xsd#country_US" xlink:label="US"/>
					<link:label xlink:type="resource" xlink:label="label_US" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">UNITED STATES</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="US" xlink:to="label_US"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_C000013878Member" xlink:label="C000013878Member"/>
					<link:label xlink:type="resource" xlink:label="label_C000013878Member" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">C000013878 [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000013878Member" xlink:to="label_C000013878Member"/>

										<link:label xlink:type="resource" xlink:label="label_C000013878Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Nuveen Life International Equity Fund</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000013878Member" xlink:to="label_C000013878Member_2"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_MSCIEAFEIndexMember" xlink:label="MSCIEAFEIndexMember"/>
					<link:label xlink:type="resource" xlink:label="label_MSCIEAFEIndexMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">MSCI EAFE Index [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MSCIEAFEIndexMember" xlink:to="label_MSCIEAFEIndexMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_OtherMember" xlink:label="OtherMember"/>
					<link:label xlink:type="resource" xlink:label="label_OtherMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Other [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="OtherMember" xlink:to="label_OtherMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_Russell1000ValueIndexMember" xlink:label="Russell1000ValueIndexMember"/>
					<link:label xlink:type="resource" xlink:label="label_Russell1000ValueIndexMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Russell 1000 Value Index [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Russell1000ValueIndexMember" xlink:to="label_Russell1000ValueIndexMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_C000013879Member" xlink:label="C000013879Member"/>
					<link:label xlink:type="resource" xlink:label="label_C000013879Member" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">C000013879 [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000013879Member" xlink:to="label_C000013879Member"/>

										<link:label xlink:type="resource" xlink:label="label_C000013879Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Nuveen Life Large Cap Value Fund</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000013879Member" xlink:to="label_C000013879Member_2"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_C000013880Member" xlink:label="C000013880Member"/>
					<link:label xlink:type="resource" xlink:label="label_C000013880Member" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">C000013880 [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000013880Member" xlink:to="label_C000013880Member"/>

										<link:label xlink:type="resource" xlink:label="label_C000013880Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Nuveen Life Small Cap Equity Fund</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000013880Member" xlink:to="label_C000013880Member_2"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_Russell3000IndexMember" xlink:label="Russell3000IndexMember"/>
					<link:label xlink:type="resource" xlink:label="label_Russell3000IndexMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Russell 3000 Index [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Russell3000IndexMember" xlink:to="label_Russell3000IndexMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_Russell2000IndexMember" xlink:label="Russell2000IndexMember"/>
					<link:label xlink:type="resource" xlink:label="label_Russell2000IndexMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Russell 2000 Index [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="Russell2000IndexMember" xlink:to="label_Russell2000IndexMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_RightsWarrantsMember" xlink:label="RightsWarrantsMember"/>
					<link:label xlink:type="resource" xlink:label="label_RightsWarrantsMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Rights Warrants [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="RightsWarrantsMember" xlink:to="label_RightsWarrantsMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_C000013881Member" xlink:label="C000013881Member"/>
					<link:label xlink:type="resource" xlink:label="label_C000013881Member" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">C000013881 [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000013881Member" xlink:to="label_C000013881Member"/>

										<link:label xlink:type="resource" xlink:label="label_C000013881Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Nuveen Life Stock Index Fund</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000013881Member" xlink:to="label_C000013881Member_2"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_C000013882Member" xlink:label="C000013882Member"/>
					<link:label xlink:type="resource" xlink:label="label_C000013882Member" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">C000013882 [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000013882Member" xlink:to="label_C000013882Member"/>

										<link:label xlink:type="resource" xlink:label="label_C000013882Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Nuveen Life Large Cap Responsible Equity Fund</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000013882Member" xlink:to="label_C000013882Member_2"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_InvestmentCompaniesMember" xlink:label="InvestmentCompaniesMember"/>
					<link:label xlink:type="resource" xlink:label="label_InvestmentCompaniesMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Investment Companies [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentCompaniesMember" xlink:to="label_InvestmentCompaniesMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_FTSENareitAllEquityREITsIndexMember" xlink:label="FTSENareitAllEquityREITsIndexMember"/>
					<link:label xlink:type="resource" xlink:label="label_FTSENareitAllEquityREITsIndexMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">FTSE Nareit All Equity REITs Index [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FTSENareitAllEquityREITsIndexMember" xlink:to="label_FTSENareitAllEquityREITsIndexMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_C000013883Member" xlink:label="C000013883Member"/>
					<link:label xlink:type="resource" xlink:label="label_C000013883Member" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">C000013883 [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000013883Member" xlink:to="label_C000013883Member"/>

										<link:label xlink:type="resource" xlink:label="label_C000013883Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Nuveen Life Real Estate Securities Select Fund</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000013883Member" xlink:to="label_C000013883Member_2"/>

					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_BankLoanObligationsMember" xlink:label="BankLoanObligationsMember"/>
					<link:label xlink:type="resource" xlink:label="label_BankLoanObligationsMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Bank Loan Obligations [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BankLoanObligationsMember" xlink:to="label_BankLoanObligationsMember"/>

					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_MoodysAaaRatingMember" xlink:label="MoodysAaaRatingMember"/>
					<link:label xlink:type="resource" xlink:label="label_MoodysAaaRatingMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Moody&apos;s, Aaa Rating [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MoodysAaaRatingMember" xlink:to="label_MoodysAaaRatingMember"/>

					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_StandardPoorsAARatingMember" xlink:label="StandardPoorsAARatingMember"/>
					<link:label xlink:type="resource" xlink:label="label_StandardPoorsAARatingMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Standard &amp; Poor&apos;s, AA Rating [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StandardPoorsAARatingMember" xlink:to="label_StandardPoorsAARatingMember"/>

					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_StandardPoorsARatingMember" xlink:label="StandardPoorsARatingMember"/>
					<link:label xlink:type="resource" xlink:label="label_StandardPoorsARatingMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Standard &amp; Poor&apos;s, A Rating [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StandardPoorsARatingMember" xlink:to="label_StandardPoorsARatingMember"/>

					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd#srt_StandardPoorsBBBRatingMember" xlink:label="StandardPoorsBBBRatingMember"/>
					<link:label xlink:type="resource" xlink:label="label_StandardPoorsBBBRatingMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Standard &amp; Poor&apos;s, BBB Rating [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StandardPoorsBBBRatingMember" xlink:to="label_StandardPoorsBBBRatingMember"/>

					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_CorporateBondSecuritiesMember" xlink:label="CorporateBondSecuritiesMember"/>
					<link:label xlink:type="resource" xlink:label="label_CorporateBondSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Corporate Bond Securities [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="CorporateBondSecuritiesMember" xlink:to="label_CorporateBondSecuritiesMember"/>

					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_PreferredStockMember" xlink:label="PreferredStockMember"/>
					<link:label xlink:type="resource" xlink:label="label_PreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Preferred Stock [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="PreferredStockMember" xlink:to="label_PreferredStockMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_C000013884Member" xlink:label="C000013884Member"/>
					<link:label xlink:type="resource" xlink:label="label_C000013884Member" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">C000013884 [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000013884Member" xlink:to="label_C000013884Member"/>

										<link:label xlink:type="resource" xlink:label="label_C000013884Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Nuveen Life Core Bond Fund</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000013884Member" xlink:to="label_C000013884Member_2"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_BloombergUSAggregateBondC000013884IndexMember" xlink:label="BloombergUSAggregateBondC000013884IndexMember"/>
					<link:label xlink:type="resource" xlink:label="label_BloombergUSAggregateBondC000013884IndexMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Bloomberg U S Aggregate Bond C000013884 Index [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BloombergUSAggregateBondC000013884IndexMember" xlink:to="label_BloombergUSAggregateBondC000013884IndexMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_GovernmentBondsMember" xlink:label="GovernmentBondsMember"/>
					<link:label xlink:type="resource" xlink:label="label_GovernmentBondsMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Government Bonds [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="GovernmentBondsMember" xlink:to="label_GovernmentBondsMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_StructuredAssetsMember" xlink:label="StructuredAssetsMember"/>
					<link:label xlink:type="resource" xlink:label="label_StructuredAssetsMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Structured Assets [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="StructuredAssetsMember" xlink:to="label_StructuredAssetsMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_NRNotRatedMember" xlink:label="NRNotRatedMember"/>
					<link:label xlink:type="resource" xlink:label="label_NRNotRatedMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">N R not rated [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NRNotRatedMember" xlink:to="label_NRNotRatedMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_NANotApplicableMember" xlink:label="NANotApplicableMember"/>
					<link:label xlink:type="resource" xlink:label="label_NANotApplicableMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">N A not applicable [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="NANotApplicableMember" xlink:to="label_NANotApplicableMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_BBOrLowerMember" xlink:label="BBOrLowerMember"/>
					<link:label xlink:type="resource" xlink:label="label_BBOrLowerMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">BB or Lower [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BBOrLowerMember" xlink:to="label_BBOrLowerMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_BloombergUSAggregateBondIndexMember" xlink:label="BloombergUSAggregateBondIndexMember"/>
					<link:label xlink:type="resource" xlink:label="label_BloombergUSAggregateBondIndexMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Bloomberg U S Aggregate Bond Index [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BloombergUSAggregateBondIndexMember" xlink:to="label_BloombergUSAggregateBondIndexMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_MorningstarModeratelyConservativeTargetRiskIndexMember" xlink:label="MorningstarModeratelyConservativeTargetRiskIndexMember"/>
					<link:label xlink:type="resource" xlink:label="label_MorningstarModeratelyConservativeTargetRiskIndexMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Morningstar Moderately Conservative Target Risk Index [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="MorningstarModeratelyConservativeTargetRiskIndexMember" xlink:to="label_MorningstarModeratelyConservativeTargetRiskIndexMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_BalancedFundCompositeIndexMember" xlink:label="BalancedFundCompositeIndexMember"/>
					<link:label xlink:type="resource" xlink:label="label_BalancedFundCompositeIndexMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Balanced Fund Composite Index [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="BalancedFundCompositeIndexMember" xlink:to="label_BalancedFundCompositeIndexMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_InternationalEquityMember" xlink:label="InternationalEquityMember"/>
					<link:label xlink:type="resource" xlink:label="label_InternationalEquityMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">International Equity [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InternationalEquityMember" xlink:to="label_InternationalEquityMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_USEquityMember" xlink:label="USEquityMember"/>
					<link:label xlink:type="resource" xlink:label="label_USEquityMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">U S Equity [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="USEquityMember" xlink:to="label_USEquityMember"/>

					<link:loc xlink:type="locator" xlink:href="#tclf_C000135632Member" xlink:label="C000135632Member"/>
					<link:label xlink:type="resource" xlink:label="label_C000135632Member" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">C000135632 [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000135632Member" xlink:to="label_C000135632Member"/>

										<link:label xlink:type="resource" xlink:label="label_C000135632Member_2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xml:lang="en-US">Nuveen Life Balanced Fund</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="C000135632Member" xlink:to="label_C000135632Member_2"/>

					<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_FixedIncomeSecuritiesMember" xlink:label="FixedIncomeSecuritiesMember"/>
					<link:label xlink:type="resource" xlink:label="label_FixedIncomeSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Fixed Income Securities [Member]</link:label>
					<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="FixedIncomeSecuritiesMember" xlink:to="label_FixedIncomeSecuritiesMember"/>

					
                <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InvestmentTypeAxis" xlink:label="InvestmentTypeAxis"/>
                <link:label xlink:type="resource" xlink:label="label_InvestmentTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Investment Type [Axis]</link:label>
                <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentTypeAxis" xlink:to="label_InvestmentTypeAxis" priority="1"/>
                <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_AssetsNet" xlink:label="AssetsNet"/>
                <link:label xlink:type="resource" xlink:label="label_AssetsNet" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Net Assets</link:label>
                <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="AssetsNet" xlink:to="label_AssetsNet" priority="1"/>
                <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd#us-gaap_InvestmentCompanyPortfolioTurnover" xlink:label="InvestmentCompanyPortfolioTurnover"/>
                <link:label xlink:type="resource" xlink:label="label_InvestmentCompanyPortfolioTurnover" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Investment Company Portfolio Turnover</link:label>
                <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="InvestmentCompanyPortfolioTurnover" xlink:to="label_InvestmentCompanyPortfolioTurnover" priority="1"/>                
                <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_NoTradingSymbolFlag" xlink:label="dei_NoTradingSymbolFlag"/>
				<link:label xlink:type="resource" xlink:label="label_NoTradingSymbolFlag" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">No Trading Symbol Flag</link:label>
				<link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_NoTradingSymbolFlag" xlink:to="label_NoTradingSymbolFlag" priority="1"/>		
            </link:labelLink>
         </link:linkbase>
      </appinfo>
  </annotation>   
   <element name="InvestmentsPurchasedWithCollateralFromSecuritiesLendingMember" id="tclf_InvestmentsPurchasedWithCollateralFromSecuritiesLendingMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="Russell1000GrowthIndexMember" id="tclf_Russell1000GrowthIndexMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="Russell1000IndexMember" id="tclf_Russell1000IndexMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="C000013875Member" id="tclf_C000013875Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="C000013876Member" id="tclf_C000013876Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="ShortTermTreasuryDebtMember" id="tclf_ShortTermTreasuryDebtMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="ShortTermVariableRateSecuritiesMember" id="tclf_ShortTermVariableRateSecuritiesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="ShortTermGovernmentAgencyDebtMember" id="tclf_ShortTermGovernmentAgencyDebtMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="C000013877Member" id="tclf_C000013877Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="C000013878Member" id="tclf_C000013878Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="MSCIEAFEIndexMember" id="tclf_MSCIEAFEIndexMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="OtherMember" id="tclf_OtherMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="Russell1000ValueIndexMember" id="tclf_Russell1000ValueIndexMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="C000013879Member" id="tclf_C000013879Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="C000013880Member" id="tclf_C000013880Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="Russell3000IndexMember" id="tclf_Russell3000IndexMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="Russell2000IndexMember" id="tclf_Russell2000IndexMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="RightsWarrantsMember" id="tclf_RightsWarrantsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="C000013881Member" id="tclf_C000013881Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="C000013882Member" id="tclf_C000013882Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="InvestmentCompaniesMember" id="tclf_InvestmentCompaniesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="FTSENareitAllEquityREITsIndexMember" id="tclf_FTSENareitAllEquityREITsIndexMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="C000013883Member" id="tclf_C000013883Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
						<element name="C000013884Member" id="tclf_C000013884Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="BloombergUSAggregateBondC000013884IndexMember" id="tclf_BloombergUSAggregateBondC000013884IndexMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="GovernmentBondsMember" id="tclf_GovernmentBondsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="StructuredAssetsMember" id="tclf_StructuredAssetsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="NRNotRatedMember" id="tclf_NRNotRatedMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="NANotApplicableMember" id="tclf_NANotApplicableMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="BBOrLowerMember" id="tclf_BBOrLowerMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="BloombergUSAggregateBondIndexMember" id="tclf_BloombergUSAggregateBondIndexMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="MorningstarModeratelyConservativeTargetRiskIndexMember" id="tclf_MorningstarModeratelyConservativeTargetRiskIndexMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="BalancedFundCompositeIndexMember" id="tclf_BalancedFundCompositeIndexMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="InternationalEquityMember" id="tclf_InternationalEquityMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="USEquityMember" id="tclf_USEquityMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	<element name="C000135632Member" id="tclf_C000135632Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
	
</schema>
