v3.25.4
Reconciliation of Statutory Filings to Amounts Reported in the Consolidated Financial Statements - Reconciliations of Statutory Net Income (Loss) and Capital and Surplus (Details) - USD ($)
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Reconciliation of Statutory Filings to Amounts Reported in the Consolidated Financial Statements [Abstract]        
Statutory net income (loss) of insurance subsidiaries $ 78,402,800 $ 43,556,720 $ (2,312,857)  
Increases (decreases):        
Deferred policy acquisition costs (4,676,985) (1,696,437) 1,873,174  
Deferred federal income taxes (188,935) 481,744 (229,397)  
Salvage and subrogation recoverable 585,000 3,674,600 3,644,800  
Consolidating eliminations and adjustments (4,845,000) (9,024,921) (10,574,579)  
Parent-only net income 10,063,860 13,870,546 12,024,363  
Net income 79,340,740 50,862,252 4,425,504  
Statutory capital and surplus of insurance subsidiaries 585,989,170 508,936,244 463,674,289  
Increases (decreases):        
Deferred policy acquisition costs 68,669,982 73,346,967 75,043,404 $ 73,170,230
Deferred federal income taxes (17,425,614) (13,302,370) (13,072,768)  
Salvage and subrogation recoverable 36,610,600 36,025,600 32,351,000  
Non-admitted assets and other adjustments, net 1,893,396 1,722,807 1,328,142  
Fixed maturities (11,733,641) (33,993,851) (41,036,366)  
Parent-only equity and other adjustments (23,585,814) (26,959,266) (38,542,347)  
Stockholders’ equity $ 640,418,079 $ 545,776,131 $ 479,745,354 $ 483,593,012