Liability for Losses and Loss Expenses - Incurred and Paid Claims Development, Net of Reinsurance, Cumulative Claim Frequency and Total of IBNR Reserves Plus Expected Development on Reported Claims (Details) $ in Thousands |
Dec. 31, 2025
USD ($)
Claim
|
Dec. 31, 2024
USD ($)
|
Dec. 31, 2023
USD ($)
|
Dec. 31, 2022
USD ($)
|
Dec. 31, 2021
USD ($)
|
Dec. 31, 2020
USD ($)
|
Dec. 31, 2019
USD ($)
|
Dec. 31, 2018
USD ($)
|
Dec. 31, 2017
USD ($)
|
Dec. 31, 2016
USD ($)
|
| Personal Automobile [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
$ 1,436,745
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
1,349,293
|
|
|
|
|
|
|
|
|
|
| All outstanding liabilities before 2016, net of reinsurance |
1,525
|
|
|
|
|
|
|
|
|
|
| Liabilities for claims and claims adjustment expenses, net of reinsurance |
88,977
|
|
|
|
|
|
|
|
|
|
| Personal Automobile [Member] | 2016 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
156,148
|
$ 155,822
|
$ 155,834
|
$ 156,227
|
$ 156,436
|
$ 156,935
|
$ 157,943
|
$ 157,516
|
$ 153,937
|
$ 150,216
|
| Total IBNR plus expected development on reported claims |
$ 58
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
73
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 155,630
|
155,602
|
155,505
|
155,521
|
154,769
|
153,521
|
151,159
|
143,321
|
129,507
|
102,433
|
| Personal Automobile [Member] | 2017 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
172,427
|
172,376
|
172,712
|
173,032
|
173,730
|
174,784
|
175,939
|
176,728
|
166,690
|
|
| Total IBNR plus expected development on reported claims |
$ 138
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
79
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 171,861
|
171,863
|
171,513
|
170,895
|
169,190
|
166,099
|
159,879
|
142,372
|
111,964
|
|
| Personal Automobile [Member] | 2018 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
178,836
|
178,799
|
178,990
|
179,732
|
180,787
|
181,558
|
183,358
|
186,580
|
|
|
| Total IBNR plus expected development on reported claims |
$ 178
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
81
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 178,152
|
177,367
|
176,233
|
173,922
|
169,651
|
163,036
|
150,175
|
115,585
|
|
|
| Personal Automobile [Member] | 2019 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
152,896
|
153,253
|
153,883
|
154,805
|
156,300
|
157,689
|
161,056
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 495
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
68
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 151,806
|
150,842
|
150,017
|
146,667
|
141,004
|
127,187
|
103,101
|
|
|
|
| Personal Automobile [Member] | 2020 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
98,271
|
98,506
|
99,253
|
100,339
|
103,585
|
111,483
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 553
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
43
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 96,837
|
96,277
|
94,094
|
89,736
|
81,783
|
66,084
|
|
|
|
|
| Personal Automobile [Member] | 2021 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
113,681
|
114,874
|
114,707
|
118,752
|
119,364
|
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 922
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
47
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 111,044
|
109,052
|
103,427
|
93,998
|
76,477
|
|
|
|
|
|
| Personal Automobile [Member] | 2022 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
136,349
|
136,073
|
134,834
|
126,203
|
|
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 1,942
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
50
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 131,267
|
125,624
|
109,845
|
83,616
|
|
|
|
|
|
|
| Personal Automobile [Member] | 2023 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
155,617
|
155,260
|
152,740
|
|
|
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 3,733
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
52
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 142,721
|
127,752
|
99,574
|
|
|
|
|
|
|
|
| Personal Automobile [Member] | 2024 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
153,248
|
153,403
|
|
|
|
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 6,835
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
46
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 128,410
|
101,227
|
|
|
|
|
|
|
|
|
| Personal Automobile [Member] | 2025 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
119,272
|
|
|
|
|
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 24,651
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
38
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 81,565
|
|
|
|
|
|
|
|
|
|
| Homeowners [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
755,909
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
731,423
|
|
|
|
|
|
|
|
|
|
| All outstanding liabilities before 2016, net of reinsurance |
85
|
|
|
|
|
|
|
|
|
|
| Liabilities for claims and claims adjustment expenses, net of reinsurance |
24,571
|
|
|
|
|
|
|
|
|
|
| Homeowners [Member] | 2016 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
63,441
|
63,462
|
63,478
|
63,472
|
63,409
|
63,279
|
63,355
|
63,735
|
64,064
|
62,443
|
| Total IBNR plus expected development on reported claims |
$ 0
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
12
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 63,393
|
63,302
|
63,296
|
63,266
|
63,217
|
63,162
|
63,144
|
62,760
|
61,145
|
50,125
|
| Homeowners [Member] | 2017 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
78,706
|
78,687
|
78,819
|
78,815
|
79,065
|
79,247
|
79,305
|
79,911
|
79,283
|
|
| Total IBNR plus expected development on reported claims |
$ 0
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
17
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 78,676
|
78,662
|
78,556
|
78,528
|
78,454
|
78,127
|
78,006
|
77,663
|
67,077
|
|
| Homeowners [Member] | 2018 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
81,938
|
81,930
|
81,977
|
82,058
|
82,566
|
82,905
|
83,385
|
81,965
|
|
|
| Total IBNR plus expected development on reported claims |
$ 26
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
19
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 81,841
|
81,833
|
81,826
|
81,568
|
81,464
|
80,905
|
79,892
|
70,385
|
|
|
| Homeowners [Member] | 2019 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
71,644
|
71,785
|
72,176
|
72,168
|
73,234
|
73,554
|
73,294
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 41
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
16
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 71,563
|
71,446
|
71,209
|
70,884
|
70,416
|
69,145
|
58,074
|
|
|
|
| Homeowners [Member] | 2020 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
61,340
|
61,285
|
61,495
|
61,595
|
62,718
|
61,633
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 28
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
14
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 61,268
|
61,181
|
61,189
|
60,809
|
60,348
|
51,226
|
|
|
|
|
| Homeowners [Member] | 2021 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
64,292
|
64,425
|
65,451
|
66,996
|
67,677
|
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 162
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
11
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 64,190
|
64,258
|
64,124
|
63,920
|
52,161
|
|
|
|
|
|
| Homeowners [Member] | 2022 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
81,795
|
81,838
|
82,045
|
82,433
|
|
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 539
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
10
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 80,673
|
80,132
|
79,187
|
63,107
|
|
|
|
|
|
|
| Homeowners [Member] | 2023 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
86,676
|
87,047
|
86,693
|
|
|
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 975
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
11
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 85,683
|
84,194
|
67,636
|
|
|
|
|
|
|
|
| Homeowners [Member] | 2024 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
85,392
|
85,975
|
|
|
|
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 1,357
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
10
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 82,242
|
67,702
|
|
|
|
|
|
|
|
|
| Homeowners [Member] | 2025 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
80,685
|
|
|
|
|
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 7,675
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
8
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 61,894
|
|
|
|
|
|
|
|
|
|
| Commercial Automobile [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
924,041
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
756,284
|
|
|
|
|
|
|
|
|
|
| All outstanding liabilities before 2016, net of reinsurance |
42
|
|
|
|
|
|
|
|
|
|
| Liabilities for claims and claims adjustment expenses, net of reinsurance |
167,799
|
|
|
|
|
|
|
|
|
|
| Commercial Automobile [Member] | 2016 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
65,471
|
65,537
|
65,602
|
65,922
|
66,085
|
66,894
|
67,127
|
65,905
|
57,353
|
54,302
|
| Total IBNR plus expected development on reported claims |
$ 5
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
13
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 65,314
|
65,315
|
65,273
|
65,076
|
64,421
|
60,485
|
57,237
|
48,837
|
38,237
|
27,033
|
| Commercial Automobile [Member] | 2017 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
65,161
|
64,821
|
65,022
|
64,631
|
65,310
|
67,249
|
67,697
|
67,927
|
61,484
|
|
| Total IBNR plus expected development on reported claims |
$ 9
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
14
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 64,950
|
64,219
|
64,074
|
62,187
|
59,889
|
57,128
|
49,703
|
40,213
|
28,707
|
|
| Commercial Automobile [Member] | 2018 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
82,020
|
82,234
|
82,368
|
82,226
|
83,043
|
82,313
|
81,396
|
79,307
|
|
|
| Total IBNR plus expected development on reported claims |
$ 33
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
16
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 80,922
|
80,375
|
79,308
|
74,421
|
69,487
|
57,451
|
47,941
|
33,862
|
|
|
| Commercial Automobile [Member] | 2019 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
84,241
|
83,709
|
84,566
|
86,140
|
90,290
|
91,245
|
88,864
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 76
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
16
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 83,000
|
81,647
|
80,617
|
72,139
|
63,575
|
53,026
|
36,948
|
|
|
|
| Commercial Automobile [Member] | 2020 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
83,484
|
83,590
|
83,590
|
85,016
|
87,766
|
90,367
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 311
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
14
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 80,812
|
78,974
|
70,669
|
60,665
|
46,459
|
31,884
|
|
|
|
|
| Commercial Automobile [Member] | 2021 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
97,070
|
97,903
|
96,947
|
99,231
|
109,824
|
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 983
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
15
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 90,382
|
80,595
|
69,908
|
56,101
|
39,851
|
|
|
|
|
|
| Commercial Automobile [Member] | 2022 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
109,030
|
109,314
|
108,690
|
115,287
|
|
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 3,560
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
15
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 93,641
|
81,554
|
67,367
|
46,242
|
|
|
|
|
|
|
| Commercial Automobile [Member] | 2023 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
109,817
|
110,821
|
112,135
|
|
|
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 8,281
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
15
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 83,722
|
65,131
|
45,387
|
|
|
|
|
|
|
|
| Commercial Automobile [Member] | 2024 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
112,635
|
115,327
|
|
|
|
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 16,435
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
12
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 67,633
|
43,206
|
|
|
|
|
|
|
|
|
| Commercial Automobile [Member] | 2025 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
115,112
|
|
|
|
|
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 40,776
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
13
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 45,908
|
|
|
|
|
|
|
|
|
|
| Commercial Multi-Peril [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
924,673
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
725,413
|
|
|
|
|
|
|
|
|
|
| All outstanding liabilities before 2016, net of reinsurance |
471
|
|
|
|
|
|
|
|
|
|
| Liabilities for claims and claims adjustment expenses, net of reinsurance |
199,731
|
|
|
|
|
|
|
|
|
|
| Commercial Multi-Peril [Member] | 2016 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
48,217
|
48,213
|
48,374
|
48,802
|
48,823
|
48,732
|
48,871
|
48,267
|
46,988
|
43,005
|
| Total IBNR plus expected development on reported claims |
$ 0
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
6
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 48,181
|
48,169
|
48,048
|
47,432
|
44,944
|
43,435
|
41,193
|
34,612
|
29,402
|
19,660
|
| Commercial Multi-Peril [Member] | 2017 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
54,497
|
54,475
|
55,002
|
54,244
|
55,076
|
54,812
|
56,517
|
56,043
|
56,185
|
|
| Total IBNR plus expected development on reported claims |
$ 9
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
7
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 54,025
|
53,886
|
52,422
|
51,494
|
49,488
|
46,361
|
42,691
|
36,926
|
27,399
|
|
| Commercial Multi-Peril [Member] | 2018 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
66,012
|
65,727
|
65,900
|
65,911
|
67,810
|
67,749
|
66,470
|
66,265
|
|
|
| Total IBNR plus expected development on reported claims |
$ 93
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
7
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 63,911
|
63,040
|
62,253
|
59,118
|
54,913
|
48,050
|
42,296
|
30,597
|
|
|
| Commercial Multi-Peril [Member] | 2019 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
75,181
|
74,995
|
76,015
|
75,821
|
76,326
|
73,836
|
71,865
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 247
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
7
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 71,638
|
69,762
|
63,156
|
55,951
|
47,522
|
41,266
|
28,210
|
|
|
|
| Commercial Multi-Peril [Member] | 2020 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
72,330
|
72,624
|
74,796
|
76,490
|
79,910
|
83,195
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 811
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
8
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 69,114
|
66,669
|
58,754
|
52,646
|
46,193
|
34,729
|
|
|
|
|
| Commercial Multi-Peril [Member] | 2021 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
109,817
|
116,202
|
119,321
|
117,574
|
116,827
|
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 4,240
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
7
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 99,812
|
94,484
|
82,580
|
69,735
|
46,768
|
|
|
|
|
|
| Commercial Multi-Peril [Member] | 2022 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
142,993
|
139,486
|
141,935
|
142,395
|
|
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 7,931
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
7
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 117,583
|
100,931
|
86,664
|
57,641
|
|
|
|
|
|
|
| Commercial Multi-Peril [Member] | 2023 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
124,791
|
125,596
|
129,069
|
|
|
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 14,549
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
6
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 94,243
|
82,006
|
56,238
|
|
|
|
|
|
|
|
| Commercial Multi-Peril [Member] | 2024 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
114,326
|
119,376
|
|
|
|
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 23,922
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
5
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 63,806
|
45,663
|
|
|
|
|
|
|
|
|
| Commercial Multi-Peril [Member] | 2025 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
116,509
|
|
|
|
|
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 40,152
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
5
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 43,100
|
|
|
|
|
|
|
|
|
|
| Workers Compensation [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
568,232
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
455,590
|
|
|
|
|
|
|
|
|
|
| All outstanding liabilities before 2016, net of reinsurance |
7,435
|
|
|
|
|
|
|
|
|
|
| Liabilities for claims and claims adjustment expenses, net of reinsurance |
120,077
|
|
|
|
|
|
|
|
|
|
| Workers Compensation [Member] | 2016 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
43,580
|
43,610
|
43,447
|
43,484
|
43,559
|
44,098
|
44,969
|
47,883
|
49,802
|
58,814
|
| Total IBNR plus expected development on reported claims |
$ 89
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
6
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 42,782
|
42,486
|
42,195
|
41,809
|
41,543
|
41,208
|
40,570
|
37,178
|
30,344
|
$ 14,709
|
| Workers Compensation [Member] | 2017 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
48,362
|
48,504
|
48,668
|
48,802
|
49,557
|
51,464
|
52,687
|
56,351
|
60,450
|
|
| Total IBNR plus expected development on reported claims |
$ 358
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
6
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 46,573
|
46,339
|
45,935
|
45,174
|
44,242
|
42,954
|
39,684
|
31,990
|
$ 15,581
|
|
| Workers Compensation [Member] | 2018 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
46,046
|
46,552
|
46,742
|
47,007
|
47,912
|
52,514
|
55,291
|
62,197
|
|
|
| Total IBNR plus expected development on reported claims |
$ 478
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
6
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 45,046
|
44,624
|
44,359
|
43,279
|
41,611
|
37,072
|
31,928
|
$ 17,644
|
|
|
| Workers Compensation [Member] | 2019 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
55,867
|
56,121
|
55,893
|
56,480
|
57,728
|
59,624
|
60,998
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 690
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
7
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 53,155
|
51,944
|
50,079
|
47,121
|
41,740
|
33,009
|
$ 16,939
|
|
|
|
| Workers Compensation [Member] | 2020 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
58,499
|
56,605
|
56,714
|
57,384
|
57,850
|
57,172
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 693
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
6
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 52,900
|
50,928
|
48,259
|
44,089
|
32,817
|
$ 14,591
|
|
|
|
|
| Workers Compensation [Member] | 2021 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
65,088
|
64,445
|
64,225
|
65,530
|
67,035
|
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 1,380
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
7
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 57,950
|
56,162
|
51,781
|
42,633
|
$ 20,931
|
|
|
|
|
|
| Workers Compensation [Member] | 2022 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
68,715
|
69,467
|
67,331
|
67,046
|
|
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 2,522
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
7
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 58,828
|
51,916
|
41,225
|
$ 18,643
|
|
|
|
|
|
|
| Workers Compensation [Member] | 2023 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
64,746
|
65,137
|
62,401
|
|
|
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 4,616
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
6
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 49,171
|
39,922
|
$ 17,546
|
|
|
|
|
|
|
|
| Workers Compensation [Member] | 2024 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
57,859
|
60,522
|
|
|
|
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 8,365
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
5
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 33,111
|
$ 15,800
|
|
|
|
|
|
|
|
|
| Workers Compensation [Member] | 2025 [Member] |
|
|
|
|
|
|
|
|
|
|
| Liability for Losses and Loss Expenses [Abstract] |
|
|
|
|
|
|
|
|
|
|
| Incurred claims and allocated claim adjustment expenses, net of reinsurance |
59,470
|
|
|
|
|
|
|
|
|
|
| Total IBNR plus expected development on reported claims |
$ 18,836
|
|
|
|
|
|
|
|
|
|
| Cumulative number of reported claims (in Claim) | Claim |
4
|
|
|
|
|
|
|
|
|
|
| Cumulative paid claims and allocated claim adjustment expenses, net of reinsurance |
$ 16,074
|
|
|
|
|
|
|
|
|
|