v3.25.4
Transactions with Affiliates (Tables)
12 Months Ended
Dec. 31, 2025
Transactions with Affiliates [Abstract]  
Schedule of Reinsurance Atlantic States Ceded to Pool
The following amounts represent reinsurance Atlantic States ceded to the pool during 2025, 2024 and 2023:
 
   
2025
   
2024
   
2023
 
Premiums earned
 
$
358,244,537
   
$
358,062,827
   
$
332,272,662
 
Losses and loss expenses
   
201,642,149
     
201,030,943
     
238,055,099
 
Prepaid reinsurance premiums
   
164,949,115
     
169,621,545
     
161,991,511
 
Liability for losses and loss expenses
   
297,962,299
     
297,955,741
     
299,947,390
 
Schedule of Reinsurance Atlantic States Assumed from Pool
The following amounts represent reinsurance Atlantic States assumed from the pool during 2025, 2024 and 2023:
 
   
2025
   
2024
   
2023
 
Premiums earned
 
$
617,234,831
   
$
611,864,614
   
$
583,559,746
 
Losses and loss expenses
   
345,976,565
     
354,052,955
     
409,051,306
 
Unearned premiums
   
289,441,497
     
297,493,977
     
286,147,727
 
Liability for losses and loss expenses
   
518,833,183
     
517,975,350
     
507,527,839
 
Schedule of Reinsurance Ceded to Donegal Mutual Pursuant to Quota-Share Reinsurance Agreements
The following amounts represent reinsurance ceded to Donegal Mutual pursuant to these quota-share reinsurance agreements during 2025, 2024 and 2023:
 
   
2025
   
2024
   
2023
 
Premiums earned
 
$
(32,160
)
 
$
19,517
   
$
168,243
 
Losses and loss expenses
   
2,383,014
     
(3,095,130
)
   
2,902,422
 
Liability for losses and loss expenses
   
8,814,047
     
10,450,447
     
17,852,153
 
Schedule of Insurance Subsidiaries Ceded to Donegal Mutual Pursuant to Reinsurance Agreements
The following amounts represent reinsurance that our insurance subsidiaries ceded to Donegal Mutual pursuant to these reinsurance agreements during 2025, 2024 and 2023:
 
   
2025
   
2024
   
2023
 
Premiums earned
 
$
14,421,205
   
$
14,261,265
   
$
13,215,814
 
Losses and loss expenses
   
1,656,685
     
19,454,584
     
17,895,306
 
Liability for losses and loss expenses
   
1,474,118
     
6,876,255
     
2,497,244
 
Schedule of Effect of Affiliated Reinsurance Transactions on Net Premiums of Subsidiaries Earned
The following amounts represent the effect of affiliated reinsurance transactions on net premiums our insurance subsidiaries earned during 2025, 2024 and 2023:
 
   
2025
   
2024
   
2023
 
Assumed
 
$
617,234,831
   
$
611,864,614
   
$
583,559,746
 
Ceded
   
(372,633,582
)
   
(372,343,609
)
   
(345,656,717
)
Net
 
$
244,601,249
   
$
239,521,005
   
$
237,903,029
 
Schedule of Effect of Affiliated Reinsurance Transactions on Net Losses and Loss Expenses Insurance Subsidiaries Incurred
The following amounts represent the effect of affiliated reinsurance transactions on net losses and loss expenses our insurance subsidiaries incurred during 2025, 2024 and 2023:
 
   
2025
   
2024
   
2023
 
Assumed
 
$
345,976,565
   
$
354,052,955
   
$
409,051,306
 
Ceded
   
(205,681,848
)
   
(217,390,397
)
   
(258,852,827
)
Net
 
$
140,294,717
   
$
136,662,558
   
$
150,198,479