| SCHEDULE III — SUPPLEMENTARY INSURANCE INFORMATION |
DONEGAL GROUP INC. AND SUBSIDIARIES
SCHEDULE III — SUPPLEMENTARY INSURANCE INFORMATION
Years Ended December 31, 2025, 2024 and 2023
($ in thousands)
|
Segment
|
|
Net
Premiums
Earned
|
|
|
Net
Investment
Income
|
|
|
Net Losses
and Loss
Expenses
|
|
|
Amortization
of Deferred
Policy
Acquisition
Costs
|
|
|
Other
Underwriting
Expenses
|
|
|
Net
Premiums
Written
|
|
|
Year Ended December 31, 2025
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial lines
|
|
$
|
555,873 |
|
|
$
|
— |
|
|
$
|
345,233 |
|
|
$
|
92,194 |
|
|
$
|
95,575 |
|
|
$
|
563,991 |
|
|
Personal lines
|
|
|
365,311 |
|
|
|
— |
|
|
|
219,099 |
|
|
|
60,589 |
|
|
|
62,810 |
|
|
|
340,836 |
|
|
Investments
|
|
|
— |
|
|
|
52,627 |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
| |
|
$
|
921,184 |
|
|
$
|
52,627 |
|
|
$
|
564,332 |
|
|
$
|
152,783 |
|
|
$
|
158,385 |
|
|
$
|
904,827 |
|
|
Year Ended December 31, 2024
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial lines
|
|
$
|
539,683 |
|
|
$
|
— |
|
|
$
|
334,363 |
|
|
$
|
92,368 |
|
|
$
|
89,455 |
|
|
$
|
547,920 |
|
|
Personal lines
|
|
|
396,968 |
|
|
|
— |
|
|
|
269,755 |
|
|
|
67,943 |
|
|
|
65,799 |
|
|
|
394,361 |
|
|
Investments
|
|
|
— |
|
|
|
44,918 |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
| |
|
$
|
936,651 |
|
|
$
|
44,918 |
|
|
$
|
604,118 |
|
|
$
|
160,311 |
|
|
$
|
155,254 |
|
|
$
|
942,281 |
|
|
Year Ended December 31, 2023
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial lines
|
|
$
|
533,029 |
|
|
$
|
— |
|
|
$
|
345,401 |
|
|
$
|
94,842 |
|
|
$
|
93,325 |
|
|
$
|
528,429 |
|
|
Personal lines
|
|
|
349,042 |
|
|
|
— |
|
|
|
263,777 |
|
|
|
59,372 |
|
|
|
58,423 |
|
|
|
367,268 |
|
|
Investments
|
|
|
— |
|
|
|
40,853 |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
| |
|
$
|
882,071 |
|
|
$
|
40,853 |
|
|
$
|
609,178 |
|
|
$
|
154,214 |
|
|
$
|
151,748 |
|
|
$
|
895,697 |
|
DONEGAL GROUP INC. AND SUBSIDIARIES
SCHEDULE III — SUPPLEMENTARY INSURANCE INFORMATION, CONTINUED
($ in thousands)
| |
|
At December 31,
|
|
|
Segment
|
|
Deferred
Policy
Acquisition
Costs
|
|
|
Liability
For Losses
and Loss
Expenses
|
|
|
Unearned
Premiums
|
|
|
Other Policy
Claims and
Benefits
Payable
|
|
|
2025
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial lines
|
|
$
|
44,043 |
|
|
$
|
896,541 |
|
|
$
|
379,075 |
|
|
$
|
— |
|
|
Personal lines
|
|
|
24,627 |
|
|
|
203,509 |
|
|
|
211,965 |
|
|
|
— |
|
|
Investments
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
| |
|
$
|
68,670 |
|
|
$
|
1,100,050 |
|
|
$
|
591,040 |
|
|
$
|
— |
|
|
2024
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Commercial lines
|
|
$
|
44,160 |
|
|
$
|
887,820 |
|
|
$
|
368,756 |
|
|
$
|
— |
|
|
Personal lines
|
|
|
29,187 |
|
|
|
233,165 |
|
|
|
243,720 |
|
|
|
— |
|
|
Investments
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
|
|
— |
|
| |
|
$
|
73,347 |
|
|
$
|
1,120,985 |
|
|
$
|
612,476 |
|
|
$
|
— |
|
|