v3.25.4
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses (Details)
12 Months Ended
Dec. 31, 2025
USD ($)
Dec. 31, 2024
USD ($)
person
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Beginning balance $ 20,035,000 $ 19,208,000 $ 16,615,000  
Allowance recorded in business combination - PCD loans 2,637,000      
Allowance recorded in business combination - non-PCD loans 4,437,000      
Charge-offs (1,726,000) (1,716,000) (356,000)  
Recoveries 109,000 113,000 92,000  
Provision (credit) for credit losses on loans 5,556,000 2,430,000 753,000  
Ending balance 31,048,000 20,035,000 19,208,000  
Allowance for loan losses individually evaluated 2,772,000 122,000 743,000  
Decrease in ACL   $ 122,000    
Number of loans evaluated on individual basis | person   2    
Financing Receivable, Allowance for Credit Loss, Collectively Evaluated 28,276,000 $ 19,913,000    
Susquehanna        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Allowance for loan losses individually evaluated 2,632,000      
Adoption of ASU 2016-13 (CECL)        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Beginning balance     2,104,000  
Allowance for loan losses individually evaluated       $ 751,000
Commercial        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Beginning balance   2,116,000 1,942,000  
Charge-offs     0  
Recoveries     0  
Provision (credit) for credit losses on loans     167,000  
Ending balance     2,116,000  
Allowance for loan losses individually evaluated 2,772,000 122,000    
Commercial | Adoption of ASU 2016-13 (CECL)        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Beginning balance     7,000  
Commercial | Commercial real estate - non-owner occupied        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Beginning balance 11,964,000 12,010,000 6,305,000  
Allowance recorded in business combination - PCD loans 2,151,000      
Allowance recorded in business combination - non-PCD loans 2,681,000      
Charge-offs (807,000) (757,000) 0  
Recoveries 0 0 0  
Provision (credit) for credit losses on loans 3,473,000 711,000 1,942,000  
Ending balance 19,462,000 11,964,000 12,010,000  
Allowance for loan losses individually evaluated 140,000 0    
Commercial | Commercial real estate - non-owner occupied | Adoption of ASU 2016-13 (CECL)        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Beginning balance     3,763,000  
Commercial | Commercial real estate - owner occupied        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Beginning balance 2,844,000 2,116,000    
Allowance recorded in business combination - PCD loans 271,000      
Allowance recorded in business combination - non-PCD loans 601,000      
Charge-offs 0 0    
Recoveries 0 0    
Provision (credit) for credit losses on loans 370,000 728,000    
Ending balance 4,086,000 2,844,000 2,116,000  
Allowance for loan losses individually evaluated 266,000 122,000    
Commercial | All other commercial loans        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Beginning balance 3,361,000 2,918,000 4,142,000  
Allowance recorded in business combination - PCD loans 215,000      
Allowance recorded in business combination - non-PCD loans 818,000      
Charge-offs (596,000) (630,000) (12,000)  
Recoveries 1,000 40,000 44,000  
Provision (credit) for credit losses on loans 1,706,000 1,033,000 (1,168,000)  
Ending balance 5,505,000 3,361,000 2,918,000  
Allowance for loan losses individually evaluated 2,366,000 0    
Commercial | All other commercial loans | Adoption of ASU 2016-13 (CECL)        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Beginning balance     (88,000)  
Residential mortgage loans        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Beginning balance 1,356,000 1,764,000 2,751,000  
Allowance recorded in business combination - PCD loans 0      
Allowance recorded in business combination - non-PCD loans 303,000      
Charge-offs (5,000) 0 (33,000)  
Recoveries 4,000 6,000 11,000  
Provision (credit) for credit losses on loans (29,000) (414,000) (621,000)  
Ending balance 1,629,000 1,356,000 1,764,000  
Residential mortgage loans | Adoption of ASU 2016-13 (CECL)        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Beginning balance     (344,000)  
Consumer loans        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Beginning balance 510,000 400,000 475,000  
Allowance recorded in business combination - PCD loans 0      
Allowance recorded in business combination - non-PCD loans 34,000      
Charge-offs (318,000) (329,000) (311,000)  
Recoveries 104,000 67,000 37,000  
Provision (credit) for credit losses on loans 36,000 372,000 433,000  
Ending balance $ 366,000 510,000 400,000  
Consumer loans | Adoption of ASU 2016-13 (CECL)        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Beginning balance     (234,000)  
Unallocated        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Beginning balance   $ 0 1,000,000  
Charge-offs     0  
Recoveries     0  
Provision (credit) for credit losses on loans     0  
Ending balance     0  
Unallocated | Adoption of ASU 2016-13 (CECL)        
LOANS AND ALLOWANCE FOR CREDIT LOSSES        
Beginning balance     $ (1,000,000)