v3.25.4
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Loans By Credit Quality Indicators and Origination Year (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
LOANS    
Year I $ 292,181 $ 205,074
Year II 228,286 265,625
Year III 310,656 374,264
Year IV 386,711 232,836
Year V 250,475 122,770
Prior 647,579 523,842
Revolving 238,477 171,437
Total 2,354,365 1,895,848
Current period gross charge-offs    
Year I 0 0
Year II 0 69
Year III 33 557
Year IV 40 67
Year V 336 29
Prior 812 880
Revolving 505 114
Total 1,726 1,716
Pass    
LOANS    
Year I 290,253 204,381
Year II 214,314 260,112
Year III 304,177 341,586
Year IV 357,047 223,782
Year V 231,872 122,579
Prior 607,210 497,702
Revolving 232,380 159,981
Total 2,237,253 1,810,123
Special Mention    
LOANS    
Year I 1,457 533
Year II 909 0
Year III 4,380 18,539
Year IV 17,179 1,373
Year V 7,321 0
Prior 13,904 9,149
Revolving 2,028 2,147
Total 47,178 31,741
Substandard    
LOANS    
Year I 471 160
Year II 13,063 5,513
Year III 2,099 14,139
Year IV 12,485 7,681
Year V 11,282 191
Prior 26,465 16,991
Revolving 4,069 9,309
Total 69,934 53,984
Doubtful    
LOANS    
Year I 0 0
Year II 0 0
Year III 0 0
Year IV 0 0
Year V 0 0
Prior 0 0
Revolving 0 0
Total 0 0
Commercial | Commercial real estate - non-owner occupied    
LOANS    
Year I 82,909 59,824
Year II 84,462 99,900
Year III 152,500 187,658
Year IV 197,798 80,255
Year V 94,473 51,851
Prior 315,596 260,077
Revolving 0 0
Total 927,738 739,565
Current period gross charge-offs    
Year I 0 0
Year II 0 0
Year III 0 0
Year IV 0 0
Year V 0 0
Prior 807 757
Revolving 0 0
Total 807 757
Commercial | Commercial real estate - non-owner occupied | Pass    
LOANS    
Year I 82,832 59,708
Year II 84,330 99,900
Year III 149,720 161,497
Year IV 171,419 78,884
Year V 90,420 51,851
Prior 295,369 243,578
Revolving 0 0
Total 874,090 695,418
Commercial | Commercial real estate - non-owner occupied | Special Mention    
LOANS    
Year I 77 0
Year II 30 0
Year III 1,942 16,233
Year IV 15,920 1,371
Year V 2,073 0
Prior 8,045 8,188
Revolving 0 0
Total 28,087 25,792
Commercial | Commercial real estate - non-owner occupied | Substandard    
LOANS    
Year I 0 116
Year II 102 0
Year III 838 9,928
Year IV 10,459 0
Year V 1,980 0
Prior 12,182 8,311
Revolving 0 0
Total 25,561 18,355
Commercial | Commercial real estate - non-owner occupied | Doubtful    
LOANS    
Year I 0 0
Year II 0 0
Year III 0 0
Year IV 0 0
Year V 0 0
Prior 0 0
Revolving 0 0
Total 0 0
Commercial | Commercial real estate - owner occupied    
LOANS    
Year I 34,602 25,552
Year II 37,143 38,658
Year III 38,171 52,936
Year IV 54,550 51,777
Year V 54,368 11,444
Prior 92,958 80,704
Revolving 0 0
Total 311,792 261,071
Current period gross charge-offs    
Year I 0 0
Year II 0 0
Year III 0 0
Year IV 0 0
Year V 0 0
Prior 0 0
Revolving 0 0
Total 0 0
Commercial | Commercial real estate - owner occupied | Pass    
LOANS    
Year I 34,602 25,552
Year II 36,786 33,533
Year III 35,411 52,207
Year IV 53,260 49,410
Year V 51,396 11,444
Prior 80,809 76,558
Revolving 0 0
Total 292,264 248,704
Commercial | Commercial real estate - owner occupied | Special Mention    
LOANS    
Year I 0 0
Year II 357 0
Year III 2,406 0
Year IV 1,159 0
Year V 805 0
Prior 5,127 961
Revolving 0 0
Total 9,854 961
Commercial | Commercial real estate - owner occupied | Substandard    
LOANS    
Year I 0 0
Year II 0 5,125
Year III 354 729
Year IV 131 2,367
Year V 2,167 0
Prior 7,022 3,185
Revolving 0 0
Total 9,674 11,406
Commercial | Commercial real estate - owner occupied | Doubtful    
LOANS    
Year I 0 0
Year II 0 0
Year III 0 0
Year IV 0 0
Year V 0 0
Prior 0 0
Revolving 0 0
Total 0 0
Commercial | All other commercial loans    
LOANS    
Year I 125,384 74,389
Year II 58,602 74,301
Year III 64,135 50,029
Year IV 48,241 49,598
Year V 55,432 23,193
Prior 69,019 31,734
Revolving 139,724 120,033
Total 560,537 423,277
Current period gross charge-offs    
Year I 0 0
Year II 0 0
Year III 0 427
Year IV 0 60
Year V 333 21
Prior 0 122
Revolving 263 0
Total 596 630
Commercial | All other commercial loans | Pass    
LOANS    
Year I 123,534 73,812
Year II 45,148 74,301
Year III 64,103 44,245
Year IV 46,670 44,367
Year V 44,056 23,084
Prior 64,539 30,656
Revolving 134,404 109,121
Total 522,454 399,586
Commercial | All other commercial loans | Special Mention    
LOANS    
Year I 1,380 533
Year II 522 0
Year III 32 2,306
Year IV 100 2
Year V 4,443 0
Prior 732 0
Revolving 2,028 2,147
Total 9,237 4,988
Commercial | All other commercial loans | Substandard    
LOANS    
Year I 470 44
Year II 12,932 0
Year III 0 3,478
Year IV 1,471 5,229
Year V 6,933 109
Prior 3,748 1,078
Revolving 3,292 8,765
Total 28,846 18,703
Commercial | All other commercial loans | Doubtful    
LOANS    
Year I 0 0
Year II 0 0
Year III 0 0
Year IV 0 0
Year V 0 0
Prior 0 0
Revolving 0 0
Total 0 0
Residential mortgage    
LOANS    
Year I 46,534 41,450
Year II 46,010 49,317
Year III 54,064 80,789
Year IV 84,272 50,193
Year V 45,694 35,683
Prior 167,376 150,577
Revolving 0 0
Total 443,950 408,009
Current period gross charge-offs    
Year I 0 0
Year II 0 0
Year III 0 0
Year IV 0 0
Year V 0 0
Prior 5 0
Revolving 0 0
Total 5 0
Residential mortgage | Pass    
LOANS    
Year I 46,534 41,450
Year II 45,988 48,937
Year III 53,163 80,789
Year IV 83,848 50,108
Year V 45,494 35,601
Prior 164,033 146,231
Revolving 0 0
Total 439,060 403,116
Residential mortgage | Special Mention    
LOANS    
Year I 0 0
Year II 0 0
Year III 0 0
Year IV 0 0
Year V 0 0
Prior 0 0
Revolving 0 0
Total 0 0
Residential mortgage | Substandard    
LOANS    
Year I 0 0
Year II 22 380
Year III 901 0
Year IV 424 85
Year V 200 82
Prior 3,343 4,346
Revolving 0 0
Total 4,890 4,893
Residential mortgage | Doubtful    
LOANS    
Year I 0 0
Year II 0 0
Year III 0 0
Year IV 0 0
Year V 0 0
Prior 0 0
Revolving 0 0
Total 0 0
Consumer    
LOANS    
Year I 2,752 3,859
Year II 2,069 3,449
Year III 1,786 2,852
Year IV 1,850 1,013
Year V 508 599
Prior 2,630 750
Revolving 98,753 51,404
Total 110,348 63,926
Current period gross charge-offs    
Year I 0 0
Year II 0 69
Year III 33 130
Year IV 40 7
Year V 3 8
Prior 0 1
Revolving 242 114
Total 318 329
Consumer | Pass    
LOANS    
Year I 2,751 3,859
Year II 2,062 3,441
Year III 1,780 2,848
Year IV 1,850 1,013
Year V 506 599
Prior 2,460 679
Revolving 97,976 50,860
Total 109,385 63,299
Consumer | Special Mention    
LOANS    
Year I 0 0
Year II 0 0
Year III 0 0
Year IV 0 0
Year V 0 0
Prior 0 0
Revolving 0 0
Total 0 0
Consumer | Substandard    
LOANS    
Year I 1 0
Year II 7 8
Year III 6 4
Year IV 0 0
Year V 2 0
Prior 170 71
Revolving 777 544
Total 963 627
Consumer | Doubtful    
LOANS    
Year I 0 0
Year II 0 0
Year III 0 0
Year IV 0 0
Year V 0 0
Prior 0 0
Revolving 0 0
Total $ 0 $ 0