| Schedule of segment performance |
| | | | | | | | | | | | | Year Months Ended | (In Thousands) | | | December 31, 2025 | | | December 31, 2024 | | | December 31, 2023 | | Interest income | | $ | 139,217 | | $ | 128,078 | | $ | 113,504 | | Interest expense | | | 47,364 | | | 48,963 | | | 33,104 | | Net interest income | | | 91,853 | | | 79,115 | | | 80,400 | | Provision for credit losses | | | 6,073 | | | 2,195 | | | 186 | | Net interest income after provision for credit losses | | | 85,780 | | | 76,920 | | | 80,214 | | Other income: | | | | | | | | | | | Other noninterest income | | | 30,814 | | | 29,209 | | | 27,453 | | Realized gains (losses) on available-for-sale debt securities, net | | | 38 | | | 0 | | | (3,036) | | Total other income | | | 30,852 | | | 29,209 | | | 24,417 | | Other noninterest expense: | | | | | | | | | | | Salaries and employee benefits | | | 47,386 | | | 44,930 | | | 44,195 | | Merger-related expenses | | | 7,940 | | | 0 | | | 0 | | Other segment expenses (1) | | | 32,663 | | | 29,328 | | | 29,953 | | Total noninterest expense | | | 87,989 | | | 74,258 | | | 74,148 | | Income before income tax provision | | | 28,643 | | | 31,871 | | | 30,483 | | Income tax provision | | | 5,216 | | | 5,913 | | | 6,335 | | NET INCOME | | $ | 23,427 | | $ | 25,958 | | $ | 24,148 | |
| (1) | Other segment expenses included expenses for professional fees, data processing and telecommunication, net occupancy and equipment, automated teller machine and interchange, Pennsylvania shares tax and other noninterest expenses. |
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