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SEGMENT REPORTING
12 Months Ended
Dec. 31, 2025
SEGMENT REPORTING  
Segment Reporting Disclosure [Text Block]

22. SEGMENT REPORTING

The Corporation’s one reportable segment is determined by the President and Chief Executive Officer, who is the designated chief operating decision maker, based upon information provided about the Corporation’s products and services offered, primarily community banking operations. The chief operating decision maker uses consolidated net income to assess performance by comparing to and monitoring against budget and prior year results. In addition, the chief operating decision maker uses the consolidated net income to benchmark the Corporation against its competitors. This information is used to manage resources to drive business and net earnings growth, including investment in key strategic priorities, as well as determine the Corporation's ability to return capital to shareholders. Loans, investments, deposits and assets held in a fiduciary or custodial capacity provide the revenues in the banking operation. Interest expense, provisions for credit losses, and payroll provide the significant expenses in the banking operation. All operations are domestic.

Accounting policies for segments are the same as those described in Note 1. Segment performance is evaluated using consolidated net income.

Year Months Ended

(In Thousands)

  ​ ​ ​

December 31, 2025

  ​ ​ ​

December 31, 2024

  ​ ​ ​

December 31, 2023

Interest income

$

139,217

$

128,078

$

113,504

Interest expense

 

47,364

 

48,963

 

33,104

Net interest income

 

91,853

 

79,115

80,400

Provision for credit losses

 

6,073

 

2,195

186

Net interest income after provision for credit losses

 

85,780

 

76,920

80,214

Other income:

 

 

Other noninterest income

30,814

29,209

27,453

Realized gains (losses) on available-for-sale debt securities, net

 

38

 

0

(3,036)

Total other income

 

30,852

 

29,209

24,417

Other noninterest expense:

 

 

Salaries and employee benefits

 

47,386

 

44,930

44,195

Merger-related expenses

 

7,940

 

0

0

Other segment expenses (1)

 

32,663

 

29,328

29,953

Total noninterest expense

87,989

74,258

74,148

Income before income tax provision

28,643

31,871

30,483

Income tax provision

 

5,216

 

5,913

6,335

NET INCOME

$

23,427

$

25,958

$

24,148

(1)Other segment expenses included expenses for professional fees, data processing and telecommunication, net occupancy and equipment, automated teller machine and interchange, Pennsylvania shares tax and other noninterest expenses.

The Corporation’s segment assets represent the total assets as presented on the Consolidated Balance Sheets at December 31, 2025 and 2024.