v3.25.4
REGULATORY MATTERS - Capital Amounts and Ratios (Details)
$ in Thousands
Dec. 31, 2025
USD ($)
Dec. 31, 2024
USD ($)
REGULATORY MATTERS    
Total capital to risk-weighted assets - actual amount $ 346,139 $ 302,783
Total capital to risk-weighted assets - actual ratio 0.1445 0.1595
Total capital to risk-weighted assets - minimum to meet the corporation's policy thresholds amount $ 263,425 $ 208,779
Total capital to risk-weighted assets - minimum capital requirement amount 191,582  
Total capital to risk-weighted assets - minimum capital requirement with conservation buffer amount 251,452  
Total capital to risk-weighted assets - minimum to be well capitalized under prompt corrective action provisions amount 239,478  
Tier 1 capital to risk-weighted assets - actual amount $ 291,746 $ 257,462
Tier 1 capital to risk-weighted assets - actual ratio 0.1218 0.1356
Tier 1 capital to risk-weighted assets - minimum to meet the corporation's policy thresholds amount $ 215,530 $ 170,819
Tier 1 capital to risk-weighted assets - minimum capital requirement amount 143,687  
Tier 1 capital to risk-weighted assets - minimum capital requirement with conservation buffer amount 203,556  
Tier 1 capital to risk-weighted assets - minimum to be well capitalized under prompt corrective action provisions amount 191,582  
Common equity Tier 1 - amount $ 291,746 $ 257,462
Common equity Tier 1 - ratio 0.1218 0.1356
Common equity Tier 1 - minimum to meet the corporation's policy thresholds amount $ 179,608 $ 142,349
Common equity Tier 1 - minimum capital requirement amount 107,765  
Common equity Tier 1 - capital conservation buffer amount 167,634  
Common equity Tier 1 Capital - minimum to be well capitalized under prompt corrective action provisions amount 155,661  
Tier 1 capital average - amount $ 291,746 $ 257,462
Tier 1 capital average - ratio 0.0932 0.098
Tier 1 capital average - minimum to meet the corporation's policy threshold amount $ 250,299 $ 210,160
Tier 1 capital average - minimum capital amount 125,149  
Tier 1 capital average - minimum to be well capitalized amount 156,437  
Citizens and Northern Bank [Member]    
REGULATORY MATTERS    
Total capital to risk-weighted assets - actual amount $ 330,427 $ 287,721
Total capital to risk-weighted assets - actual ratio 0.1382 0.1519
Total capital to risk-weighted assets - minimum to meet the corporation's policy thresholds amount $ 263,062 $ 208,405
Total capital to risk-weighted assets - minimum capital requirement amount 191,318 151,567
Total capital to risk-weighted assets - minimum capital requirement with conservation buffer amount 251,105 198,832
Total capital to risk-weighted assets - minimum to be well capitalized under prompt corrective action provisions amount 239,148 189,459
Tier 1 capital to risk-weighted assets - actual amount $ 300,983 $ 267,231
Tier 1 capital to risk-weighted assets - actual ratio 0.1259 0.141
Tier 1 capital to risk-weighted assets - minimum to meet the corporation's policy thresholds amount $ 215,233 $ 170,513
Tier 1 capital to risk-weighted assets - minimum capital requirement amount 143,489 113,675
Tier 1 capital to risk-weighted assets - minimum capital requirement with conservation buffer amount 203,275 161,040
Tier 1 capital to risk-weighted assets - minimum to be well capitalized under prompt corrective action provisions amount 191,318 151,567
Common equity Tier 1 - amount $ 300,983 $ 267,231
Common equity Tier 1 - ratio 0.1259 0.141
Common equity Tier 1 - minimum to meet the corporation's policy thresholds amount $ 179,361 $ 142,094
Common equity Tier 1 - minimum capital requirement amount 107,616 85,256
Common equity Tier 1 - capital conservation buffer amount 167,403 132,621
Common equity Tier 1 Capital - minimum to be well capitalized under prompt corrective action provisions amount 155,446 123,148
Tier 1 capital average - amount $ 300,983 $ 267,231
Tier 1 capital average - ratio 0.0966 0.1023
Tier 1 capital average - minimum to meet the corporation's policy threshold amount $ 249,195 $ 209,027
Tier 1 capital average - minimum capital amount 124,597 104,514
Tier 1 capital average - minimum to be well capitalized amount $ 155,747 $ 130,642