v3.25.4
Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Cash flows from operating activities      
Net income (loss) $ 22,726 $ 62,621 $ 7,821
Adjustments to reconcile net income (loss) to net cash from operating activities:      
Stock-based compensation 5,635 4,048 3,213
Depreciation 6,080 5,377 4,516
Amortization of operating lease right-of-use asset 491 475 604
Amortization of cloud computing implementation costs 82 138 188
Provision (reversal) for credit losses 8,953 2,546 1,873
Net amortization (accretion) of purchase valuation adjustments (6,743) (1,997) (618)
Amortization (accretion) of premiums and discounts on securities (4,360) (2,480) 4,041
Amortization of intangible assets 4,783 4,408 3,518
Deferred income taxes (5,105) 796 (2,435)
Federal Home Loan Bank stock dividends (1,037) (1,082) (594)
Loss (gain) on sales and valuation adjustments on other real estate owned 612 (7,906) 218
Net loss (gain) on sales and settlements of securities 53,293 267 52,013
Change in unrealized (gains) losses on equity securities (1) (487) (104)
Loss (gain) on disposal of premises and equipment 76 (66) (103)
Loss (gain) on lease termination 3 0 173
Loss (gain) on sales of foreclosed assets (49) 95 58
Loss on debt extinguishment 1,361 0 0
Loss (gain) on sales of loans (454) 54 (472)
Originations of loans held for sale (25,003) (34,506) (24,964)
Proceeds from the sale of loans held for sale 24,578 37,441 24,967
Increase in the value of bank-owned life insurance (7,717) (4,966) (4,059)
Change in fair value of derivatives recognized in earnings 176 (95) 522
Gain on acquisition and branch sales 0 (2,131) 0
Payments on operating lease payable (615) (612) (915)
Net change in:      
Interest receivable 2,520 (614) (4,867)
Other assets (17,908) 11,224 6,166
Interest payable and other liabilities (11,012) 1,297 5,767
Net cash provided by operating activities 51,365 73,845 76,527
Cash flows (to) from investing activities      
Purchases of available-for-sale securities (795,532) (183,909) (510,224)
Purchases of held-to-maturity securities 0 (3,188) (275)
Proceeds from sales, calls, pay-downs and maturities of available-for-sale securities 819,902 288,344 789,390
Proceeds from calls, pay-downs and maturities of held-to-maturity securities 27 226 17
Net change in interest-bearing time deposits (9) 0 0
Net change in loans 30,537 16,236 (23,715)
Purchase of government guaranteed loans (61,987) (49,086) (1,235)
Capitalized construction cost of other real estate owned 0 0 (562)
Purchase of premises and equipment (13,253) (8,493) (15,575)
Proceeds from sale of premises and equipment 448 706 163
Proceeds from sale of foreclosed assets 5,639 928 110
Net redemptions (purchases) of Federal Home Loan Bank and Federal Reserve Bank stock (4,483) (5,863) 1,681
Net redemptions (purchases) of correspondent and miscellaneous other stock (814) (543) (11,855)
Proceeds from sale of other real estate owned 1,704 9,397 1,874
Purchase of bank-owned life insurance 0 (60,000) 0
Proceeds from bank-owned life insurance death benefits and policy surrenders 4,308 56,799 2,376
Net cash (used in) provided by investing activities 136,918 123,729 232,170
Cash flows (to) from financing activities      
Net increase (decrease) in deposits (42,850) (163,038) (96,436)
Net change in federal funds purchased and retail repurchase agreements (1,924) (15,934) (2,896)
Net borrowings (repayments) on Federal Home Loan Bank line of credit 121,927 72,024 (138,864)
Proceeds from Federal Home Loan Bank term advances 1,196,466 1,200,000 1,366,091
Principal repayments on Federal Home Loan Bank term advances (1,200,000) (1,201,000) (1,266,091)
Proceeds from Federal Reserve Bank borrowings 3,000 1,000 141,000
Principal payments on Federal Reserve Bank borrowings (3,000) (141,000) (1,000)
Principal payments on bank stock loan 0 (691) 0
Proceeds from issuance of common stock, net (73) 86,980 0
Proceeds from exercise of employee stock options 316 3,506 203
Proceeds from employee stock purchase plan 882 726 784
Proceeds from subordinated debt 75,000 0 0
Debt issue cost (1,195) 0 0
Principal payments on subordinated debt (75,000) 0 0
Purchase of treasury stock (13,986) (11,859) (17,900)
Net change in contractual obligations (12,359) (15,748) (12,303)
Dividends paid on common stock (11,417) (7,892) (6,614)
Net cash provided by (used in) financing activities 35,787 (192,926) (34,026)
Net change in cash and cash equivalents 224,070 4,648 274,671
Cash and cash equivalents, beginning of period 383,747 379,099 104,428
Ending cash and cash equivalents 607,817 383,747 379,099
Supplemental cash flow information:      
Interest paid 100,278 116,193 80,807
Income taxes paid, net of refunds (11,326) 6,195 3,467
Supplemental noncash disclosures:      
Other real estate owned acquired in settlement of loans 3,032 2,656 1,086
Other real estate owned transferred from premise and equipment 0 1,822 0
Other repossessed assets acquired in settlement of loans 1,357 5,454 505
Operating leases recognized 1,200 784 690
Purchase of investments in tax credit structures and resulting contractual obligations 10,500 8,500 16,400
NBC Corp [Member]      
Cash flows (to) from investing activities      
Net cash (paid) received from acquisition 150,431 0 0
Supplemental noncash disclosures:      
Total fair value of assets acquired, net of cash 729,674 0 0
Total fair value of liabilities assumed 835,364 0 0
Rockhold [Member]      
Cash flows (to) from investing activities      
Net cash (paid) received from acquisition 0 60,914 0
Supplemental noncash disclosures:      
Total fair value of assets acquired, net of cash 0 301,018 0
Total fair value of liabilities assumed 0 360,632 0
KansasLand Bank [Member]      
Cash flows (to) from investing activities      
Net cash (paid) received from acquisition 0 1,261 0
Supplemental noncash disclosures:      
Total fair value of assets acquired, net of cash 0 50,572 0
Total fair value of liabilities assumed $ 0 $ 51,002 $ 0