v3.25.4
COMMITMENTS AND CREDIT RISK (Tables)
12 Months Ended
Dec. 31, 2025
Commitments and Contingencies Disclosure [Abstract]  
Summary of Contractual Amounts of Commitments and Standby Letters of Credit to Originate Loans and Available Lines of Credit

The contractual amounts of commitments to originate loans and available lines of credit as of December 31, 2025 and 2024 were as follows.

 

 

December 31, 2025

 

 

December 31, 2024

 

 

 

Fixed
Rate

 

 

Variable
Rate

 

 

Fixed
Rate

 

 

Variable
Rate

 

Commitments to make loans

 

$

64,972

 

 

$

406,614

 

 

$

28,758

 

 

$

389,370

 

Mortgage loans in the process of origination

 

 

3,152

 

 

 

117

 

 

 

1,345

 

 

 

2,252

 

Unused lines of credit

 

 

195,483

 

 

 

538,731

 

 

 

162,753

 

 

 

377,091

 

 

 

December 31, 2025

 

 

December 31, 2024

 

 

 

Fixed
Rate

 

 

Variable
Rate

 

 

Fixed
Rate

 

 

Variable
Rate

 

Standby letters of credit

 

$

11,637

 

 

$

31,719

 

 

$

15,081

 

 

$

27,715