Regulatory Matters (Tables)

12 Months Ended

Dec. 31, 2025

Summary of Company's and the Bank's Actual Capital Amounts and Ratios

The following tables present actual and required capital ratios for the Company and the Bank under the Basel III Capital Rules. The minimum required capital amounts presented include the minimum required capital levels as of December 31, 2025 and 2024. Capital levels required to be considered well capitalized are based upon prompt corrective action regulations, as amended to reflect the changes under the Basel III Capital Rules.


	Actual				Minimum Capital Required – Basel III Fully Phased-In				To Be Well Capitalized Under Prompt Corrective Action Provisions
(dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
December 31, 2025
Company:
Tier 1 risk-based capital	$	368,936	12.75	%	$	246,026	8.50	%	N/A		N/A
Total risk-based capital	458,178		15.83		303,915		10.50		N/A		N/A
Tier 1 leverage capital	368,936		10.72		137,724		4.00		N/A		N/A

Bank:
Common equity Tier 1 capital	$	406,337	14.09	%	$	201,862	7.00	%	$	187,444	6.50	%
Tier 1 risk-based capital	406,337		14.09		245,119		8.50		230,700		8.00
Total risk-based capital	440,904		15.29		302,793		10.50		288,375		10.00
Tier 1 leverage capital	406,337		11.84		137,312		4.00		171,640		5.00


	Actual				Minimum Capital Required – Basel III Fully Phased-In				To Be Well Capitalized Under Prompt Corrective Action Provisions
(dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
December 31, 2024
Company:
Tier 1 risk-based capital	$	341,026	11.85	%	$	244,587	8.50	%	N/A		N/A
Total risk-based capital	430,901		14.97		302,137		10.50		N/A		N/A
Tier 1 leverage capital	341,026		10.17		134,195		4.00		N/A		N/A

Bank:
Common equity Tier 1 capital	$	380,777	13.28	%	$	200,779	7.00	%	$	186,437	6.50	%
Tier 1 risk-based capital	380,777		13.28		243,803		8.50		229,461		8.00
Total risk-based capital	416,193		14.51		301,168		10.50		286,826		10.00
Tier 1 leverage capital	380,777		11.38		133,833		4.00		167,292		5.00