LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES - Loans Risk-Rated by Origination Year (Details) - USD ($)
$ in Thousands |
Dec. 31, 2025 |
Dec. 31, 2024 |
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
$ 876,839
|
$ 643,972
|
| Year two |
399,481
|
508,848
|
| Year three |
354,657
|
652,322
|
| Year four |
496,237
|
556,015
|
| Year five |
450,014
|
308,110
|
| Prior |
391,221
|
316,089
|
| Revolving Loans |
460,018
|
465,285
|
| Revolving Loans Converted to Term |
27,742
|
15,505
|
| Total |
3,456,209
|
3,466,146
|
| Pass |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
842,939
|
595,514
|
| Year two |
390,297
|
489,980
|
| Year three |
334,247
|
626,701
|
| Year four |
445,360
|
529,173
|
| Year five |
439,151
|
290,490
|
| Prior |
347,690
|
281,543
|
| Revolving Loans |
421,336
|
439,344
|
| Revolving Loans Converted to Term |
20,892
|
11,651
|
| Total |
3,241,912
|
3,264,396
|
| Pass-Watch |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
15,394
|
14,246
|
| Year two |
8,105
|
6,118
|
| Year three |
15,587
|
13,473
|
| Year four |
35,749
|
8,920
|
| Year five |
8,145
|
3,897
|
| Prior |
18,327
|
12,400
|
| Revolving Loans |
29,790
|
22,449
|
| Revolving Loans Converted to Term |
669
|
2,444
|
| Total |
131,766
|
83,947
|
| Special Mention |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
3,692
|
8,947
|
| Year two |
42
|
368
|
| Year three |
916
|
9,022
|
| Year four |
1,233
|
13,012
|
| Year five |
271
|
8,917
|
| Prior |
0
|
4,107
|
| Revolving Loans |
2,903
|
2,217
|
| Revolving Loans Converted to Term |
2,731
|
0
|
| Total |
11,788
|
46,590
|
| Substandard |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
14,814
|
25,265
|
| Year two |
1,037
|
12,382
|
| Year three |
3,907
|
3,126
|
| Year four |
13,895
|
4,910
|
| Year five |
2,447
|
4,806
|
| Prior |
25,204
|
18,039
|
| Revolving Loans |
5,989
|
1,275
|
| Revolving Loans Converted to Term |
3,450
|
1,410
|
| Total |
70,743
|
71,213
|
| Commercial and industrial |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
46,755
|
47,110
|
| Year two |
47,654
|
46,511
|
| Year three |
41,816
|
46,175
|
| Year four |
32,362
|
13,632
|
| Year five |
8,914
|
17,913
|
| Prior |
16,397
|
43,172
|
| Revolving Loans |
191,367
|
210,299
|
| Revolving Loans Converted to Term |
14,495
|
3,577
|
| Total |
399,760
|
428,389
|
| Commercial and industrial | Pass |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
45,966
|
46,635
|
| Year two |
46,995
|
43,007
|
| Year three |
39,709
|
44,701
|
| Year four |
30,655
|
11,617
|
| Year five |
7,983
|
17,913
|
| Prior |
15,680
|
41,397
|
| Revolving Loans |
171,444
|
197,516
|
| Revolving Loans Converted to Term |
11,509
|
1,993
|
| Total |
369,941
|
404,779
|
| Commercial and industrial | Pass-Watch |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
457
|
475
|
| Year two |
145
|
1,310
|
| Year three |
1,328
|
186
|
| Year four |
254
|
1,121
|
| Year five |
821
|
0
|
| Prior |
12
|
1,775
|
| Revolving Loans |
15,847
|
10,613
|
| Revolving Loans Converted to Term |
96
|
949
|
| Total |
18,960
|
16,429
|
| Commercial and industrial | Special Mention |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
134
|
0
|
| Year two |
0
|
281
|
| Year three |
36
|
272
|
| Year four |
331
|
173
|
| Year five |
0
|
0
|
| Prior |
0
|
0
|
| Revolving Loans |
255
|
1,231
|
| Revolving Loans Converted to Term |
1,835
|
0
|
| Total |
2,591
|
1,957
|
| Commercial and industrial | Substandard |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
198
|
0
|
| Year two |
514
|
1,913
|
| Year three |
743
|
1,016
|
| Year four |
1,122
|
721
|
| Year five |
110
|
0
|
| Prior |
705
|
0
|
| Revolving Loans |
3,821
|
939
|
| Revolving Loans Converted to Term |
1,055
|
635
|
| Total |
8,268
|
5,224
|
| Commercial real estate - owner occupied |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
62,330
|
72,720
|
| Year two |
60,937
|
24,702
|
| Year three |
20,759
|
60,713
|
| Year four |
50,686
|
54,835
|
| Year five |
47,026
|
41,462
|
| Prior |
51,942
|
45,993
|
| Revolving Loans |
25,308
|
20,823
|
| Revolving Loans Converted to Term |
1,446
|
1,068
|
| Total |
320,434
|
322,316
|
| Commercial real estate - owner occupied | Pass |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
53,050
|
63,546
|
| Year two |
59,585
|
23,607
|
| Year three |
20,402
|
56,509
|
| Year four |
47,115
|
48,867
|
| Year five |
43,983
|
39,679
|
| Prior |
50,548
|
44,108
|
| Revolving Loans |
16,267
|
19,766
|
| Revolving Loans Converted to Term |
881
|
1,068
|
| Total |
291,831
|
297,150
|
| Commercial real estate - owner occupied | Pass-Watch |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
4,739
|
6,478
|
| Year two |
1,352
|
395
|
| Year three |
199
|
3,698
|
| Year four |
1,729
|
2,111
|
| Year five |
1,897
|
542
|
| Prior |
681
|
1,374
|
| Revolving Loans |
7,084
|
371
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
17,681
|
14,969
|
| Commercial real estate - owner occupied | Special Mention |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
2,274
|
1,877
|
| Year two |
0
|
0
|
| Year three |
0
|
0
|
| Year four |
0
|
150
|
| Year five |
0
|
0
|
| Prior |
0
|
0
|
| Revolving Loans |
1,500
|
686
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
3,774
|
2,713
|
| Commercial real estate - owner occupied | Substandard |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
2,267
|
819
|
| Year two |
0
|
700
|
| Year three |
158
|
506
|
| Year four |
1,842
|
3,707
|
| Year five |
1,146
|
1,241
|
| Prior |
713
|
511
|
| Revolving Loans |
457
|
0
|
| Revolving Loans Converted to Term |
565
|
0
|
| Total |
7,148
|
7,484
|
| Commercial real estate - non-owner occupied |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
243,352
|
118,543
|
| Year two |
79,377
|
118,300
|
| Year three |
93,844
|
251,824
|
| Year four |
195,609
|
226,510
|
| Year five |
192,429
|
86,496
|
| Prior |
108,222
|
72,854
|
| Revolving Loans |
22,672
|
23,425
|
| Revolving Loans Converted to Term |
1,589
|
1,613
|
| Total |
937,094
|
899,565
|
| Commercial real estate - non-owner occupied | Pass |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
224,400
|
92,125
|
| Year two |
73,631
|
108,688
|
| Year three |
93,259
|
245,168
|
| Year four |
193,916
|
222,479
|
| Year five |
189,265
|
84,054
|
| Prior |
91,394
|
65,935
|
| Revolving Loans |
21,926
|
23,425
|
| Revolving Loans Converted to Term |
1,589
|
1,613
|
| Total |
889,380
|
843,487
|
| Commercial real estate - non-owner occupied | Pass-Watch |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
7,645
|
3,173
|
| Year two |
5,704
|
421
|
| Year three |
391
|
6,656
|
| Year four |
1,693
|
4,031
|
| Year five |
2,898
|
2,442
|
| Prior |
14,314
|
4,871
|
| Revolving Loans |
746
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
33,391
|
21,594
|
| Commercial real estate - non-owner occupied | Special Mention |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
0
|
0
|
| Year two |
42
|
0
|
| Year three |
0
|
0
|
| Year four |
0
|
0
|
| Year five |
266
|
0
|
| Prior |
0
|
0
|
| Revolving Loans |
0
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
308
|
0
|
| Commercial real estate - non-owner occupied | Substandard |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
11,307
|
23,245
|
| Year two |
0
|
9,191
|
| Year three |
194
|
0
|
| Year four |
0
|
0
|
| Year five |
0
|
0
|
| Prior |
2,514
|
2,048
|
| Revolving Loans |
0
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
14,015
|
34,484
|
| Construction and land development |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
162,770
|
181,749
|
| Year two |
57,091
|
73,773
|
| Year three |
24,425
|
74,011
|
| Year four |
10,218
|
33,639
|
| Year five |
12,853
|
590
|
| Prior |
741
|
797
|
| Revolving Loans |
10,970
|
8,925
|
| Revolving Loans Converted to Term |
1,186
|
1,173
|
| Total |
280,254
|
374,657
|
| Construction and land development | Pass |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
162,752
|
181,274
|
| Year two |
56,846
|
73,773
|
| Year three |
24,151
|
65,045
|
| Year four |
1,460
|
21,542
|
| Year five |
12,853
|
590
|
| Prior |
676
|
693
|
| Revolving Loans |
10,970
|
8,228
|
| Revolving Loans Converted to Term |
224
|
512
|
| Total |
269,932
|
351,657
|
| Construction and land development | Pass-Watch |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
18
|
0
|
| Year two |
245
|
0
|
| Year three |
0
|
0
|
| Year four |
0
|
0
|
| Year five |
0
|
0
|
| Prior |
16
|
18
|
| Revolving Loans |
0
|
697
|
| Revolving Loans Converted to Term |
261
|
661
|
| Total |
540
|
1,376
|
| Construction and land development | Special Mention |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
0
|
0
|
| Year two |
0
|
0
|
| Year three |
274
|
8,750
|
| Year four |
0
|
12,097
|
| Year five |
0
|
0
|
| Prior |
0
|
0
|
| Revolving Loans |
0
|
0
|
| Revolving Loans Converted to Term |
701
|
0
|
| Total |
975
|
20,847
|
| Construction and land development | Substandard |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
0
|
475
|
| Year two |
0
|
0
|
| Year three |
0
|
216
|
| Year four |
8,758
|
0
|
| Year five |
0
|
0
|
| Prior |
49
|
86
|
| Revolving Loans |
0
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
8,807
|
777
|
| Multi-family |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
175,366
|
56,788
|
| Year two |
73,457
|
80,450
|
| Year three |
57,967
|
89,390
|
| Year four |
99,443
|
101,284
|
| Year five |
81,741
|
59,451
|
| Prior |
53,452
|
41,331
|
| Revolving Loans |
2,483
|
2,375
|
| Revolving Loans Converted to Term |
1,032
|
455
|
| Total |
544,941
|
431,524
|
| Multi-family | Pass |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
175,366
|
46,969
|
| Year two |
73,457
|
80,450
|
| Year three |
45,977
|
88,823
|
| Year four |
70,197
|
101,284
|
| Year five |
81,169
|
50,652
|
| Prior |
53,452
|
40,839
|
| Revolving Loans |
2,483
|
2,375
|
| Revolving Loans Converted to Term |
1,032
|
450
|
| Total |
503,133
|
411,842
|
| Multi-family | Pass-Watch |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
0
|
2,791
|
| Year two |
0
|
0
|
| Year three |
11,990
|
567
|
| Year four |
29,246
|
0
|
| Year five |
572
|
0
|
| Prior |
0
|
492
|
| Revolving Loans |
0
|
0
|
| Revolving Loans Converted to Term |
0
|
5
|
| Total |
41,808
|
3,855
|
| Multi-family | Special Mention |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
0
|
6,936
|
| Year two |
0
|
0
|
| Year three |
0
|
0
|
| Year four |
0
|
0
|
| Year five |
0
|
8,799
|
| Prior |
0
|
0
|
| Revolving Loans |
0
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
0
|
15,735
|
| Multi-family | Substandard |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
0
|
92
|
| Year two |
0
|
0
|
| Year three |
0
|
0
|
| Year four |
0
|
0
|
| Year five |
0
|
0
|
| Prior |
0
|
0
|
| Revolving Loans |
0
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
0
|
92
|
| One-to-four family residential |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
76,126
|
46,321
|
| Year two |
26,298
|
88,977
|
| Year three |
67,145
|
81,631
|
| Year four |
71,213
|
72,773
|
| Year five |
58,246
|
58,163
|
| Prior |
78,747
|
50,531
|
| Revolving Loans |
61,810
|
59,596
|
| Revolving Loans Converted to Term |
5,878
|
5,976
|
| Total |
445,463
|
463,968
|
| One-to-four family residential | Pass |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
75,509
|
44,914
|
| Year two |
25,965
|
87,184
|
| Year three |
65,431
|
79,834
|
| Year four |
69,197
|
71,466
|
| Year five |
56,878
|
57,258
|
| Prior |
71,763
|
43,455
|
| Revolving Loans |
61,555
|
59,446
|
| Revolving Loans Converted to Term |
5,255
|
5,312
|
| Total |
431,553
|
448,869
|
| One-to-four family residential | Pass-Watch |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
151
|
1,126
|
| Year two |
146
|
1,271
|
| Year three |
632
|
936
|
| Year four |
761
|
242
|
| Year five |
1,089
|
405
|
| Prior |
2,498
|
2,252
|
| Revolving Loans |
233
|
134
|
| Revolving Loans Converted to Term |
231
|
275
|
| Total |
5,741
|
6,641
|
| One-to-four family residential | Special Mention |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
31
|
0
|
| Year two |
0
|
0
|
| Year three |
598
|
0
|
| Year four |
902
|
592
|
| Year five |
0
|
118
|
| Prior |
0
|
0
|
| Revolving Loans |
0
|
0
|
| Revolving Loans Converted to Term |
115
|
0
|
| Total |
1,646
|
710
|
| One-to-four family residential | Substandard |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
435
|
281
|
| Year two |
187
|
522
|
| Year three |
484
|
861
|
| Year four |
353
|
473
|
| Year five |
279
|
382
|
| Prior |
4,486
|
4,824
|
| Revolving Loans |
22
|
16
|
| Revolving Loans Converted to Term |
277
|
389
|
| Total |
6,523
|
7,748
|
| Agricultural and farmland |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
51,689
|
42,838
|
| Year two |
29,067
|
38,402
|
| Year three |
31,352
|
34,064
|
| Year four |
18,926
|
30,126
|
| Year five |
26,928
|
31,556
|
| Prior |
24,119
|
8,517
|
| Revolving Loans |
91,055
|
106,229
|
| Revolving Loans Converted to Term |
2,115
|
1,643
|
| Total |
275,251
|
293,375
|
| Agricultural and farmland | Pass |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
47,469
|
42,272
|
| Year two |
28,223
|
35,593
|
| Year three |
27,972
|
32,146
|
| Year four |
15,041
|
28,714
|
| Year five |
25,152
|
27,865
|
| Prior |
20,220
|
7,656
|
| Revolving Loans |
82,342
|
94,977
|
| Revolving Loans Converted to Term |
401
|
703
|
| Total |
246,820
|
269,926
|
| Agricultural and farmland | Pass-Watch |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
2,367
|
100
|
| Year two |
513
|
2,671
|
| Year three |
1,047
|
1,424
|
| Year four |
2,066
|
1,403
|
| Year five |
868
|
508
|
| Prior |
805
|
861
|
| Revolving Loans |
5,878
|
10,633
|
| Revolving Loans Converted to Term |
81
|
554
|
| Total |
13,625
|
18,154
|
| Agricultural and farmland | Special Mention |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
1,253
|
134
|
| Year two |
0
|
87
|
| Year three |
8
|
0
|
| Year four |
0
|
0
|
| Year five |
5
|
0
|
| Prior |
0
|
0
|
| Revolving Loans |
1,148
|
300
|
| Revolving Loans Converted to Term |
80
|
0
|
| Total |
2,494
|
521
|
| Agricultural and farmland | Substandard |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
600
|
332
|
| Year two |
331
|
51
|
| Year three |
2,325
|
494
|
| Year four |
1,819
|
9
|
| Year five |
903
|
3,183
|
| Prior |
3,094
|
0
|
| Revolving Loans |
1,687
|
319
|
| Revolving Loans Converted to Term |
1,553
|
386
|
| Total |
12,312
|
4,774
|
| Municipal, consumer, and other |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
58,451
|
77,903
|
| Year two |
25,600
|
37,733
|
| Year three |
17,349
|
14,514
|
| Year four |
17,780
|
23,216
|
| Year five |
21,877
|
12,479
|
| Prior |
57,601
|
52,894
|
| Revolving Loans |
54,353
|
33,613
|
| Revolving Loans Converted to Term |
1
|
0
|
| Total |
253,012
|
252,352
|
| Municipal, consumer, and other | Pass |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
58,427
|
77,779
|
| Year two |
25,595
|
37,678
|
| Year three |
17,346
|
14,475
|
| Year four |
17,779
|
23,204
|
| Year five |
21,868
|
12,479
|
| Prior |
43,957
|
37,460
|
| Revolving Loans |
54,349
|
33,611
|
| Revolving Loans Converted to Term |
1
|
0
|
| Total |
239,322
|
236,686
|
| Municipal, consumer, and other | Pass-Watch |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
17
|
103
|
| Year two |
0
|
50
|
| Year three |
0
|
6
|
| Year four |
0
|
12
|
| Year five |
0
|
0
|
| Prior |
1
|
757
|
| Revolving Loans |
2
|
1
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
20
|
929
|
| Municipal, consumer, and other | Special Mention |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
0
|
0
|
| Year two |
0
|
0
|
| Year three |
0
|
0
|
| Year four |
0
|
0
|
| Year five |
0
|
0
|
| Prior |
0
|
4,107
|
| Revolving Loans |
0
|
0
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
0
|
4,107
|
| Municipal, consumer, and other | Substandard |
|
|
| Financing Receivable Term Loans by Origination Year |
|
|
| Year one |
7
|
21
|
| Year two |
5
|
5
|
| Year three |
3
|
33
|
| Year four |
1
|
0
|
| Year five |
9
|
0
|
| Prior |
13,643
|
10,570
|
| Revolving Loans |
2
|
1
|
| Revolving Loans Converted to Term |
0
|
0
|
| Total |
$ 13,670
|
$ 10,630
|