v3.25.4
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES - Schedule of Loans and the Related Allowance for Credit Losses by Category (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Jan. 01, 2023
Dec. 31, 2022
Loan balances:          
Collectively evaluated for impairment $ 3,430,888 $ 3,435,363      
Individually evaluated for impairment 25,321 30,783      
Total 3,456,209 3,466,146      
Allowance for credit losses:          
Collectively evaluated for impairment 39,565 38,978      
Individually evaluated for impairment 2,125 3,066      
Total 41,690 42,044 $ 40,048 $ 25,333 $ 25,333
Commercial and industrial          
Loan balances:          
Collectively evaluated for impairment 398,573 427,737      
Individually evaluated for impairment 1,187 652      
Total 399,760 428,389      
Allowance for credit losses:          
Collectively evaluated for impairment 6,739 5,344      
Individually evaluated for impairment 236 13      
Total 6,975 5,357 4,980   3,279
Commercial real estate - owner occupied          
Loan balances:          
Collectively evaluated for impairment 318,669 322,159      
Individually evaluated for impairment 1,765 157      
Total 320,434 322,316      
Allowance for credit losses:          
Collectively evaluated for impairment 3,764 3,107      
Individually evaluated for impairment 619 0      
Total 4,383 3,107 2,272   1,193
Commercial real estate - non-owner occupied          
Loan balances:          
Collectively evaluated for impairment 932,972 884,832      
Individually evaluated for impairment 4,122 14,733      
Total 937,094 899,565      
Allowance for credit losses:          
Collectively evaluated for impairment 8,705 11,201      
Individually evaluated for impairment 0 506      
Total 8,705 11,707 7,714   6,721
Construction and land development          
Loan balances:          
Collectively evaluated for impairment 280,254 374,408      
Individually evaluated for impairment 0 249      
Total 280,254 374,657      
Allowance for credit losses:          
Collectively evaluated for impairment 3,899 4,269      
Individually evaluated for impairment 0 33      
Total 3,899 4,302 5,998   4,223
Multi-family          
Loan balances:          
Collectively evaluated for impairment 544,941 431,432      
Individually evaluated for impairment 0 92      
Total 544,941 431,524      
Allowance for credit losses:          
Collectively evaluated for impairment 5,484 4,239      
Individually evaluated for impairment 0 92      
Total 5,484 4,331 3,837   1,472
One-to-four family residential          
Loan balances:          
Collectively evaluated for impairment 442,029 459,790      
Individually evaluated for impairment 3,434 4,178      
Total 445,463 463,968      
Allowance for credit losses:          
Collectively evaluated for impairment 3,525 3,747      
Individually evaluated for impairment 10 161      
Total 3,535 3,908 5,204   1,759
Agricultural and farmland          
Loan balances:          
Collectively evaluated for impairment 274,086 293,240      
Individually evaluated for impairment 1,165 135      
Total 275,251 293,375      
Allowance for credit losses:          
Collectively evaluated for impairment 758 1,170      
Individually evaluated for impairment 0 0      
Total 758 1,170 975   796
Municipal, consumer, and other          
Loan balances:          
Collectively evaluated for impairment 239,364 241,765      
Individually evaluated for impairment 13,648 10,587      
Total 253,012 252,352      
Allowance for credit losses:          
Collectively evaluated for impairment 6,691 5,901      
Individually evaluated for impairment 1,260 2,261      
Total $ 7,951 $ 8,162 $ 9,068   $ 5,890