v3.25.4
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES - Gross Chargeoffs by Origination Year (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Gross Charge-Offs      
Year one $ 383 $ 421  
Year two 187 1,328  
Year three 1,031 138  
Year four 242 203  
Year five 47 4  
Prior 484 722  
Revolving Loans 1,487 468  
Revolving Loans Converted to Term 0 0  
Total 3,861 3,284 $ 1,359
Commercial and industrial      
Gross Charge-Offs      
Year one 12 0  
Year two 1 1,264  
Year three 905 75  
Year four 195 0  
Year five 46 0  
Prior 0 11  
Revolving Loans 1,290 98  
Revolving Loans Converted to Term 0 0  
Total 2,449 1,448 428
Commercial real estate - owner occupied      
Gross Charge-Offs      
Year one 0 6  
Year two 0 0  
Year three 124 0  
Year four 0 0  
Year five 1 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Total 125 6 5
Commercial real estate - non-owner occupied      
Gross Charge-Offs      
Year one 0 0  
Year two 0 0  
Year three 0 0  
Year four 0 0  
Year five 0 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Total 0 0 202
Construction and land development      
Gross Charge-Offs      
Year one 0 0  
Year two 2 0  
Year three 0 0  
Year four 2 0  
Year five 0 0  
Prior 4 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Total 8 0 0
Multi-family      
Gross Charge-Offs      
Year one 0 0  
Year two 80 0  
Year three 0 0  
Year four 0 188  
Year five 0 0  
Prior 0 0  
Revolving Loans 0 0  
Revolving Loans Converted to Term 0 0  
Total 80 188 0
One-to-four family residential      
Gross Charge-Offs      
Year one 0 0  
Year two 20 1  
Year three 0 8  
Year four 45 15  
Year five 0 4  
Prior 480 182  
Revolving Loans 3 88  
Revolving Loans Converted to Term 0 0  
Total 548 298 34
Agricultural and farmland      
Gross Charge-Offs      
Year one 0 0  
Year two 9 0  
Year three 0 44  
Year four 0 0  
Year five 0 0  
Prior 0 0  
Revolving Loans 15 18  
Revolving Loans Converted to Term 0 0  
Total 24 62 0
Municipal, consumer, and other      
Gross Charge-Offs      
Year one 371 415  
Year two 75 63  
Year three 2 11  
Year four 0 0  
Year five 0 0  
Prior 0 529  
Revolving Loans 179 264  
Revolving Loans Converted to Term 0 0  
Total $ 627 $ 1,282 $ 690