v3.25.4
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES - Activity in Allowance (Details) - USD ($)
$ in Thousands
 12 Months Ended
Jan. 01, 2023
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance $ 25,333 $ 42,044 $ 40,048 $ 25,333
PCD allowance established in acquisition       1,247
Provision for credit losses   2,104 3,754 6,665
Charge-offs   (3,861) (3,284) (1,359)
Recoveries   1,403 1,526 1,179
Ending balance 25,333 41,690 42,044 40,048
Cumulative effect of change in accounting principle        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 6,983     6,983
PCD allowance established in acquisition 200      
Ending balance 6,983      
Commercial and industrial        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 3,279 5,357 4,980 3,279
PCD allowance established in acquisition       69
Provision for credit losses   3,468 1,677 2,823
Charge-offs   (2,449) (1,448) (428)
Recoveries   599 148 59
Ending balance   6,975 5,357 4,980
Commercial and industrial | Cumulative effect of change in accounting principle        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance (822)     (822)
Commercial real estate - owner occupied        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 1,193 3,107 2,272 1,193
PCD allowance established in acquisition       127
Provision for credit losses   1,364 825 352
Charge-offs   (125) (6) (5)
Recoveries   37 16 18
Ending balance   4,383 3,107 2,272
Commercial real estate - owner occupied | Cumulative effect of change in accounting principle        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 587     587
Commercial real estate - non-owner occupied        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 6,721 11,707 7,714 6,721
PCD allowance established in acquisition       239
Provision for credit losses   (3,002) 3,407 187
Charge-offs   0 0 (202)
Recoveries   0 586 268
Ending balance   8,705 11,707 7,714
Commercial real estate - non-owner occupied | Cumulative effect of change in accounting principle        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 501     501
Construction and land development        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 4,223 4,302 5,998 4,223
PCD allowance established in acquisition       240
Provision for credit losses   (472) (1,699) (487)
Charge-offs   (8) 0 0
Recoveries   77 3 53
Ending balance   3,899 4,302 5,998
Construction and land development | Cumulative effect of change in accounting principle        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 1,969     1,969
Multi-family        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 1,472 4,331 3,837 1,472
PCD allowance established in acquisition       68
Provision for credit losses   1,233 682 1,931
Charge-offs   (80) (188) 0
Recoveries   0 0 281
Ending balance   5,484 4,331 3,837
Multi-family | Cumulative effect of change in accounting principle        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 85     85
One-to-four family residential        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 1,759 3,908 5,204 1,759
PCD allowance established in acquisition       492
Provision for credit losses   (164) (1,438) 2,004
Charge-offs   (548) (298) (34)
Recoveries   339 440 186
Ending balance   3,535 3,908 5,204
One-to-four family residential | Cumulative effect of change in accounting principle        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 797     797
Agricultural and farmland        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 796 1,170 975 796
PCD allowance established in acquisition       5
Provision for credit losses   (461) 246 (1,399)
Charge-offs   (24) (62) 0
Recoveries   73 11 6
Ending balance   758 1,170 975
Agricultural and farmland | Cumulative effect of change in accounting principle        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 1,567     1,567
Municipal, consumer, and other        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance 5,890 8,162 9,068 5,890
PCD allowance established in acquisition       7
Provision for credit losses   138 54 1,254
Charge-offs   (627) (1,282) (690)
Recoveries   278 322 308
Ending balance   $ 7,951 $ 8,162 9,068
Municipal, consumer, and other | Cumulative effect of change in accounting principle        
Financing Receivable, Allowance for Credit Loss [Roll Forward]        
Beginning balance $ 2,299     $ 2,299