v3.25.4
Interest-Bearing Deposits (Tables)
12 Months Ended
Dec. 31, 2025
Interest-Bearing Deposits [Abstract]  
Schedule of Interest Bearing Deposits
Interest-bearing deposits consist of the following:
December 31,
(In thousands)20252024
Interest-bearing demand deposits $583,375 $628,328 
Savings deposits 5,822 6,894 
Time deposits:
Less than $100 2,702 5,376 
$100 to less than $250 69,534 54,411 
$250 or more(1)
25,166 21,677 
Total $686,599 $716,686 
Weighted average interest rate 1.73 %2.51 %
(1)The scheduled maturities of time deposits not covered by deposit insurance consist of $24.4 million within one year and $778,000 within one to three years.
Schedule of Interest on Deposits
Interest expense consists of the following:
December 31,
(In thousands)202520242023
Interest-bearing demand deposits $13,153 $17,029 $14,056 
Savings deposits 92 116 113 
Time deposits:
Less than $100 85 226 153 
$100 to less than $250 2,175 2,290 1,411 
$250 or more 813 597 417 
Total $16,318 $20,258 $16,150 
Schedule of Maturities of Time Deposits
The scheduled maturities of time deposits are summarized as follows:
December 31,
20252024
(In thousands)AmountPercent
of Total
AmountPercent
of Total
Due within:
One year $95,778 98.3 %$75,628 92.7 %
Two years 1,547 1.6 %5,749 7.1 %
Three years 10 — %26 0.1 %
Four years 63 0.1 %— — %
Five years — %61 0.1 %
Total $97,402 100.0 %$81,464 100.0 %