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<!-- Created: Fri Mar 06 22:13:23 UTC 2026 -->  
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  <roleRef xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2025/ecd-2025.xsd#AwardTimingDisclosure" roleURI="http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure"/>  
  <roleRef xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2025/ecd-2025.xsd#InsiderTradingArrangements" roleURI="http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements"/>  
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    <loc xlink:type="locator" xlink:label="MrBroussardMember" xlink:href="hum-20251231.xsd#hum_MrBroussardMember"/> 
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ecd_AllIndividualsMember" xlink:to="MrBroussardMember" order="0.01" preferredLabel="http://www.xbrl.org/2003/role/label"/>     
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    <loc xlink:type="locator" xlink:label="MrRechtinMember" xlink:href="hum-20251231.xsd#hum_MrRechtinMember"/>  
    <presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ecd_AllIndividualsMember" xlink:to="MrRechtinMember" order="0.0" preferredLabel="http://www.xbrl.org/2003/role/label"/>  
    <loc xlink:type="locator" xlink:label="MrBroussardMember" xlink:href="hum-20251231.xsd#hum_MrBroussardMember"/> 
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