EXHIBIT 99.16

 

selene mortgage loan schedule report

 

 

 

 

Deal ID Seller Loan ID Loan ID Investor Loan ID Lender Name Transaction ID ULI Borrower 1 First Name Borrower 1 Last Name Borrower 1 SSN Borrower 1 Birthdate Borrower 1 Gender Borrower 1 Ethnicity Borrower 1 Race Borrower 1 Citizen Borrower 1 Self-Employment Flag Borrower 1 FTHB Borrower 1 FICO Date Borrower 1 Origination FICO  Borrower 1 Origination Equifax Borrower 1 Origination Experian Borrower 1 Origination TransUnion Borrower 2 First Name Borrower 2 Last Name Borrower 2 SSN Borrower 2 Birthdate Borrower 2 Gender Borrower 2 Ethnicity Borrower 2 Race Borrower 2 Citizen Borrower 2 Self-Employment Flag Borrower 2 FTHB Borrower 2 FICO Date Borrower 2 Origination FICO  Borrower 2 Origination Equifax Borrower 2 Origination Experian Borrower 2 Origination TransUnion Borrower 3 First Name Borrower 3 Last Name Borrower 3 SSN Borrower 3 Birthdate Borrower 3 Gender Borrower 3 Ethnicity Borrower 3 Race Borrower 3 Citizen Borrower 3 Self-Employment Flag Borrower 3 FTHB Borrower 3 FICO Date Borrower 3 Origination FICO  Borrower 3 Origination Equifax Borrower 3 Origination Experian Borrower 3 Origination TransUnion Borrower 4 First Name Borrower 4 Last Name Borrower 4 SSN Borrower 4 Birthdate Borrower 4 Gender Borrower 4 Ethnicity Borrower 4 Race Borrower 4 Citizen Borrower 4 Self-Employment Flag Borrower 4 FTHB Borrower 4 FICO Date Borrower 4 Origination FICO  Borrower 4 Origination Equifax Borrower 4 Origination Experian Borrower 4 Origination TransUnion Subject Address Subject City Subject Sate Subject Zip Code Subject County Originator Doc Type Occupancy Loan Purpose Refinance Type Qualifying Front End DTI Qualifying DTI Borrower 1 Qualifying Income Borrower 2 Qualifying Income Borrower 3 Qualifying Income Borrower 4 Qualifying Income All Borrower Total Qualifying Income Borrower 1 Employment Status Borrower 2 Employment Status Borrower 3 Employment Status Borrower 4 Employment Status Borrower 1 Length of Employment Borrower 2 Length of Employment Borrower 3 Length of Employment Borrower 4 Length of Employment 4506-T Flag All Borrower Residual Income All Borrower Monthly Debt Escrow Flag Months Reserves Liquid Cash Reserves Original Note Loan Amount Original Qualifying Loan Amount Original Qualifying Base LTV Original Qualifying LTV Original Qualifying CLTV Application Date Note Date Cash Disbursement Date Mortgage Type Loan Product Loan Program Original Note Interest Rate Original Qualifying Interest Rate Original P&I Payment Original Qualifying P&I Payment Monthly Escrow Payment Original Total Housing Expense (PITIA) First Payment Date Amortization Type Original Amortization Term Original Term to Maturity Maturity Date ARM Gross Margin ARM Rounding Method ARM Rounding Factor ARM Lookback Days ARM Rate Index Type Origination ARM Rate Index Value ARM Initial Interest Rate Cap ARM Subsequent Interest Rate Cap ARM Initial Interest Rate Floor ARM Lifetime Interest Rate Floor ARM Initial Interest Rate Maximum ARM Lifetime Interest Rate Maximum ARM First Rate Reset Date ARM First Payment Reset Date ARM Subsequent Interest Rate Reset Frequency ARM Subsequent Payment Reset Frequency Interest Only Flag Original Interest Only Term Balloon Flag Buydown Flag Assumable Flag Prepayment Penalty Flag Prepayment Penalty Total Term Prepayment Penalty Type Origination Channel PMI Flag MI Certificate Number Mortgage Insurance Percent Mortgage Insurance Type Mortgage Insurance Company Name MERS MOM Flag MERS Loan ID Property Type Number of Units Year Built Primary Value Property Valuation Date Primary Value Property Valuation Type Primary Value Property Value Secondary Value Property Valuation Date Secondary Value Property Form Type Secondary Value Property Value Sales Price Qualifying Property Value Date of Prior Sale Days Since Prior Sale Total Adjusted Prior Purchase Price Flood Zone Flag Flood Zone Code Flood Policy Number Other Lien Amount Other Lien Position Originator QM Status Final QM Status Total Number of Borrowers Cash Out Amount Total Origination and Discount Points Number of Mortgaged Properties Credit Report: Max Trade Line Credit Report: Longest Trade Line Credit Report: Number of Trade Lines Credit Line Usage Ratio Borrower 1 Years in Home GSE Eligible Flag AUS Case Number AUS Recommendation QM Points and Fees Annual Percent Rate  (APR) Higher Priced Mortgage Loan (HPML) Flag Covered/High Cost Loan Flag Guideline Name UW Guideline Author Blanket Mortgage Flag
217   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 802 802 801 807 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 788 802 786 788 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Refinance Rate and Term 1.83 2.52 471940.18 .00 .00 .00 471940.18 Employed Employed     7.05 3.39     2 YRS 460050.98 11889.2 Taxes and Insurance 42.46 367191.43 XXXX XXXX 79.34 79.34 79.34 XXXX XXXX XXXX Conventional Fixed Super Kind - Non-QM 6.75 6.75 6972.43 6972.43 1674.77 8647.2 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0 1425.00 2 63856 171 7 0.04227038183694531 1.50 No XXXX Manual Underwriting 16425.0 6.800 No No XXXX XXXX No
218   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 741 741 737 744 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX OK XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     3993 No Escrow 9.85 29334.09 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed DSCR Max 7.125 7.125 2688.14 2688.14 0 2979.47 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 2793.00 2 14000 284 8 0.09157894736842105 5.00 No XXXX Manual Underwriting         XXXX XXXX No
219   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 775 775 814 757 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Investment Purchase NA 0 40.43 21618.84 .00 .00 .00 21618.84 Employed       7.84       2 YRS 12877.9 8740.94 No Escrow 35.19 168764.91 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed A+ 7.25 7.25 3820.19 3820.19 0 4796.48 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 1425.00 1 48207 313 12 0.006060606060606061 7.25 No XXXX Manual Underwriting         XXXX XXXX No
220   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 793 793 824 791 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 812 812 812 794 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Full Doc Primary Residence Refinance Rate and Term 31.32 34.43 9574.00 11874.00 .00 .00 21448.00 Employed Employed     9.51 9.51     Yes 14063.43 7384.57 Taxes and Insurance 6.58 44216 XXXX XXXX 76.0 76.0 76.0 XXXX XXXX XXXX Conventional Fixed Super Kind - Non-QM 6.75 6.75 5668.75 5668.75 1049.82 6718.57 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 1399.92 1170.00 1 36000 289 7 0.052861083396912964 0.75 No XXXX Manual Underwriting 1170.0 6.810 No No XXXX XXXX No
221   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 774 774 760 788 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 799 799 810 799 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 28.74 37.8 50376.14 .00 .00 .00 50376.14 Employed Not Employed     8.35       NA 31333.31 19042.83 No Escrow 25.77 373119.74 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed A+ 7.125 7.125 11183.73 11183.73 0 14478.44 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 344939.41 350.00 1 32700 170 6 0.15729299363057325 1.25 No XXXX Manual Underwriting 20350.0 7.156 No No XXXX XXXX No
222   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 747 697 760 747 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX NC XXXX XXXX ALT DOC Primary Residence Purchase NA 29.88 41.58 9608.00 .00 .00 .00 9608.00 Employed       6.35       2 YRS 5612.56 3995.44 Taxes and Insurance 23.44 67292.17 XXXX XXXX 85.0 85.0 85.0 XXXX XXXX XXXX Conventional Fixed Super Kind - Non-QM 7.375 7.375 2495.06 2495.06 375.38 2870.44 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 2328.13 1 27300 142 10 0.17326342020558613 8.08 No XXXX Manual Underwriting 0 7.479 No No XXXX XXXX No
223   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 813 701 813 814 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Full Doc Primary Residence Purchase NA 39.11 40.13 10526.23 .00 .00 .00 10526.23 Employed       20.95       3 YRS 6302.33 4223.9 No Escrow 14.65 60331.06 XXXX XXXX 53.49 53.49 53.49 XXXX XXXX XXXX Conventional Fixed A+ 6.75 6.75 2983.55 2983.55 0 4116.9 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 1425.00 1 17000 421 3 0.02102013422818792 19.92 No XXXX Manual Underwriting 11775.0 6.868 No No XXXX XXXX No
224   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 710 710 710 706 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX GA XXXX XXXX ALT DOC Primary Residence Purchase NA 28.16 36 10228.02 .00 .00 .00 10228.02 Employed       8.77       Yes 6545.53 3682.49 Taxes and Insurance 9.17 26409.03 XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed A+ 8.875 8.875 2413.19 2413.19 467 2880.19 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 6407.01 1 13800 389 18 0.09976672805402087 2.50 No XXXX Manual Underwriting 13012.76 9.097 Yes No XXXX XXXX No
225   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes true XXXX 788 788 800 764 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX AZ XXXX XXXX ALT DOC Primary Residence Purchase NA 15.09 22.23 13844.79 .00 .00 .00 13844.79 Employed       11.93       NA 10767.15 3077.64 Taxes and Insurance 23.83 49762.03 XXXX XXXX 90.0 90.0 90.0 XXXX XXXX XXXX Conventional Fixed A+ 7.625 7.625 1847.34 1847.34 191.3 2088.64 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Townhouse 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 4395.18 1 39535 73 2 0.07333333333333333 35 No XXXX Manual Underwriting 10920.18 7.878 Yes No XXXX XXXX No
226   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 766 766 787 726 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 797 816 791 797 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX UT XXXX XXXX Full Doc Primary Residence Refinance Cash Out - Other 38.49 44.94 17777.77 4454.25 .00 .00 22232.02 Employed Employed     5.01 5.44     Yes 12240.55 9991.47 No Escrow 44.62 381820.62 XXXX XXXX 71.55 71.55 71.55 XXXX XXXX XXXX Conventional Fixed Super Kind - Non-QM 6.75 6.75 8075.05 8075.05 0 8556.47 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX PUD 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 1197728.34 13103.10 1 883509 202 12 0.12388122124634045 0.08 No XXXX Manual Underwriting 26325.0 6.866 No No XXXX XXXX No
227   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 788 803 788 781 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 783 783 784 762 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     10025 Taxes and Insurance 15.02 70293.2 XXXX XXXX 70.0 70.0 70.0 XXXX XXXX XXXX DSCR Fixed Kind - DSCR 6.625 6.625 4033.96 4033.96 646.07 4680.03 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 0 3657.50 3 37377 196 18 0.013325 10.00 No XXXX Manual Underwriting         XXXX XXXX No
228   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 809 804 821 809 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Refinance Rate and Term 0 0 .00 .00 .00 .00 .00                     3684 No Escrow 9.73 47426.49 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX DSCR Fixed Kind - DSCR 6.625 6.625 3793.84 3793.84 0 4871.97 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 4424.42 974.70 2 21000 308 3 0 27.00 No XXXX Manual Underwriting         XXXX XXXX No
229   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No false XXXX 767 767 780 764 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes false XXXX 777 777 779 760 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Refinance Rate and Term 26.59 40.61 20062.87 32773.00 .00 .00 52835.87 Employed Employed     14.85 6.86     Yes 31380.68 21455.19 Taxes and Insurance 9.19 129085.64 XXXX XXXX 79.43 79.43 79.43 XXXX XXXX XXXX Conventional Fixed Super Kind - Non-QM 6.875 6.875 11719.61 11719.61 2327.49 14047.19 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Retail No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 2 0 1545.00 2 82626 215 7 0.1986271870794078 0.50 No XXXX Manual Underwriting 1545.0 6.893 No No XXXX XXXX No
230   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 737 737 787 733 XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen   false XXXX 771 771 787 739 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TN XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     7254 No Escrow 113.93 419169.22 XXXX XXXX 60.0 60.0 60.0 XXXX XXXX XXXX DSCR Fixed Kind - DSCR 7.125 7.125 2971.1 2971.1 0 3679.18 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale No XXXX       Yes XXXX Two to Four Unit 3 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 2 424169.22 12860.13 3 18000 463 3 0.14104218362282878 20.92 No XXXX Manual Underwriting         XXXX XXXX No
231   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Permanent Non-US Citizen   false XXXX 692 683 692 735 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX Debt Service Coverage Ratio Investment Purchase NA 0 0 .00 .00 .00 .00 .00                     2226 Taxes and Insurance 6.39 15430.99 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX DSCR Fixed Kind - DSCR 7.5 7.5 1985.77 1985.77 427.25 2413.02 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 36 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Two to Four Unit 2 XXXX XXXX XXXX XXXX XXXX Desk Review XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 0 6690.36 2 22000 135 8 0.17806727665183092 1 No XXXX Manual Underwriting         XXXX XXXX No
232   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 741 766 701 741 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX WA XXXX XXXX ALT DOC Primary Residence Refinance Rate and Term 2.75 8.18 340477.00 .00 .00 .00 340477.00 Employed       42.83       Yes 312610.28 27866.72 No Escrow 75.47 707643.86 XXXX XXXX 78.73 78.73 78.73 XXXX XXXX XXXX Conventional Fixed Super Kind - Non-QM 6.875 6.875 8016.96 8016.96 0 9376.08 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Retail   XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Loan Collateral Advisor (LCA) XXXX XXXX XXXX XXXX XXXX XXXX No C XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 281.87 3935.00 3 161684 133 22 0.12468505557842734 1.17 No XXXX Manual Underwriting 3935.0 6.940 No No XXXX XXXX No
233   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 776 776 744 778 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX ALT DOC Primary Residence Refinance Rate and Term 23.47 31.71 22269.00 .00 .00 .00 22269.00 Employed       16       2 YRS 15207.66 7061.34 Taxes and Insurance 6.26 32713.84 XXXX XXXX 79.63 79.63 79.63 XXXX XXXX XXXX Conventional Fixed Super Kind - Non-QM 6.875 6.875 4184.97 4184.97 1042.37 5227.34 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale   XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 127.68 350.00 1 622175 352 6 0.2660246913580247 0.5 No XXXX Manual Underwriting 0 6.926 No No XXXX XXXX No
234   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 789 789 772 801 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX CA XXXX XXXX Full Doc Primary Residence Purchase NA 23.38 41.53 7924.46 .00 .00 .00 7924.46 Employed       1.58       NA 4633.19 3291.27 Taxes and Insurance 3.08 5709.03 XXXX XXXX 75.0 75.0 75.0 XXXX XXXX XXXX Conventional Fixed A+ 6.875 6.875 1478.09 1478.09 374.79 1852.88 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Wholesale   XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 0 1425.00 2 25000 220 15 0.1057673361121637 2.17 No XXXX Manual Underwriting 6487.5 7.096 No No XXXX XXXX No
235   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen Yes   XXXX 707 708 702 707 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX FL XXXX XXXX ALT DOC Primary Residence Refinance Cash Out - Other 29.61 48.21 9223.98 .00 .00 .00 9223.98 Employed       3.5       2 YRS 4776.88 4447.1 Taxes and Insurance 22.76 62171.27 XXXX XXXX 80.0 80.0 80.0 XXXX XXXX XXXX Conventional Fixed A+ 7.375 7.375 1734.98 1734.98 996.13 2731.1 XXXX Fixed 360 360 XXXX                                 No 0 No No No   0 No Prepayment Penalty Retail   XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No X XXXX 0 None Non-QM: Lender documented all ATR UW factors Non-QM: Lender documented all ATR UW factors 1 70725.92 6888.00 1 82010 111 16 0.1030758769649214 5.33 No XXXX Manual Underwriting 6888.0 7.751 Yes No XXXX XXXX No
236   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX US Citizen No   XXXX 647 647 669 618 XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX XXXX XXXX XXXX XXXX XXXX       XXXX         XXXX XXXX TX XXXX XXXX Debt Service Coverage Ratio Investment Refinance Cash Out - Other 0 0 .00 .00 .00 .00 .00                     4164 Taxes and Insurance 26.76 45386.51 XXXX XXXX 61.78 61.78 61.78 XXXX XXXX XXXX DSCR Fixed Kind - DSCR 7.375 7.375 1105.08 1105.08 591.08 1696.16 XXXX Fixed 360 360 XXXX                                 No 0 No No No Y 60 5%, 5%, 5%, 5%, 5% Wholesale No XXXX       Yes XXXX Single Family Detached 1 XXXX XXXX XXXX XXXX XXXX Collateral Underwriter (CU) XXXX XXXX XXXX XXXX XXXX XXXX No B XXXX 0 None ATR/QM: Exempt ATR/QM: Exempt 1 45386.51 4353.60 2 29785 140 6 0.5709019607843138   No XXXX Manual Underwriting         XXXX XXXX No