EXHIBIT 99.13
selene standard findings report
| Deal ID | Seller | Loan ID | Seller Loan ID | Investor Loan ID | Queue | Created Date | Last Modified Date | Finding Status | Event Level | Initial Finding Grade | Current/Final Finding Grade | Finding Category | Finding Sub Category | Finding Name | Reviewer Comments | Seller Comments | Finding Resolution | Finding Document | Reviewer Comp Factors | Originator Comp Factors | State | Occupancy | Loan Purpose | Refinance Purpose | Unique Finding ID | Acknowledged / Waived By | Waiver in File? |
| 227 | XXXX | XXXX | XXXX | Closed | 2026-01-08 09:03 | 2026-02-03 08:33 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 10 Does Not Meet Guideline Requirements | Resolved-Wire proof for Gift Funds $XXk uploaded, Asset Record XX Meets XXXXXXXX Requirements, Verified & entered in system - Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Asset XX Meets XXXXXXXX Requirements Or Not Applicable - XXX XXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Gift from XXXXXXXX ( $XXk) - Seller-XX/XX/XXXX Open-Asset XX Does Not Meet XXXXXXXX Requirements Provide wire receipt for gift funds of $XX,XXX as it is not in file. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Gift from XXXXXXXX ( $XXk) - Seller-XX/XX/XXXX |
Resolved-Wire proof for Gift Funds $XXk uploaded, Asset Record XX Meets XXXXXXXX Requirements, Verified & entered in system - Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Asset XX Meets XXXXXXXX Requirements Or Not Applicable - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXXX Gift from XXXXXXXX.pdf | CA | Investment | Purchase | NA | 6984416 | N/A | N/A | |||
| 227 | XXXX | XXXX | XXXX | Closed | 2026-01-08 09:03 | 2026-02-03 08:33 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 11 Does Not Meet Guideline Requirements | Resolved-Wire proof for Gift Funds $XXk uploaded, Asset Record XX Meets XXXXXXXX Requirements, Verified & entered in system - Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Asset XX Meets XXXXXXXX Requirements Or Not Applicable - XXX XXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Gift from XXXXXXXX ($XXk) - Seller-XX/XX/XXXX Open-Asset XX Does Not Meet XXXXXXXX Requirements Provide wire receipt for gift funds of $XX,XXX as it is not in file. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Gift from XXXXXXXX ($XXk) - Seller-XX/XX/XXXX |
Resolved-Wire proof for Gift Funds $XXk uploaded, Asset Record XX Meets XXXXXXXX Requirements, Verified & entered in system - Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Asset XX Meets XXXXXXXX Requirements Or Not Applicable - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXXX Gift from XXXXXXXX.pdf | CA | Investment | Purchase | NA | 6984417 | N/A | N/A | |||
| 227 | XXXX | XXXX | XXXX | Closed | 2026-01-08 09:03 | 2026-02-03 08:33 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 3 Does Not Meet Guideline Requirements | Resolved-Wire proof for Gift Funds $XXk uploaded, Asset Record X Meets XXX Requirements, Verified & entered in system - Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Asset Record X Meets XXX Requirements Or Not Applicable - XXX XXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Gift from XXXX ($XXK) - Seller-XX/XX/XXXX Open-Asset Record X Does Not Meet XXX Requirements Provide wire receipt for gift funds of $XX,XXX as it is not in file. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Gift from XXXX ($XXK) - Seller-XX/XX/XXXX |
Resolved-Wire proof for Gift Funds $XXk uploaded, Asset Record X Meets XXX Requirements, Verified & entered in system - Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Asset Record X Meets XXX Requirements Or Not Applicable - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXXX Gift from XXXX.pdf | CA | Investment | Purchase | NA | 6984418 | N/A | N/A | |||
| 227 | XXXX | XXXX | XXXX | Closed | 2026-01-08 09:03 | 2026-02-03 08:33 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 4 Does Not Meet Guideline Requirements | Resolved-Asset X Does Not Meet XXXXXXXX Requirements Asset X of XXX,XXX does not have evidence in file to support, however wire verification of other funds provided and are adequate. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. All Gift funds on SS showing attached. After all these. The borrower still has their own funds for reserves - Seller-XX/XX/XXXX Counter-on XXXX only X gifts used, XXX,XXX and XX,XXX. listed on final SS no deposit of XXXXXX, if this deposit number wasn't factual to what the actual gift ended up being, a final XXXX update would need to reflect proper assets. If the XXXXXX isn't counted we are short -$XX,XXX.XX - XXX XXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Here is the last gift we missed previously for $XXk - Seller-XX/XX/XXXX Counter-Neither of the wire confirmations is for the XXXXXX and does not total that amount. Please provide gift receipt for XXXXXX. Without it we will be short on reserves. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Gift from XXXXXXXX - Seller-XX/XX/XXXX Open-Asset X Does Not Meet XXXXXXXX Requirements Provide wire receipt for gift funds of $XXX,XXX as it is not in file. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. All Gift funds on SS showing attached. After all these. The borrower still has their own funds for reserves - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Here is the last gift we missed previously for $XXk - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Gift from XXXXXXXX - Seller-XX/XX/XXXX |
Resolved-Asset X Does Not Meet XXXXXXXX Requirements Asset X of XXX,XXX does not have evidence in file to support, however wire verification of other funds provided and are adequate. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXXX Gift from XXXXXXXX.pdf XXXXXXXXX Gift XXk.pdf XXXXXXXXX Final SS.pdf Gift from XXXX.pdf Gift from XXXXXXXX.pdf Gift from XXXXXXXX.pdf Gift from XXXXXXXX.pdf Gift XXk.pdf Final SS.pdf Business Bank Statement.pdf |
CA | Investment | Purchase | NA | 6984419 | N/A | N/A | |||
| 227 | XXXX | XXXX | XXXX | Closed | 2026-01-08 08:08 | 2026-01-15 01:11 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 2 Citizenship Documentation Not Provided | Resolved-BX Citizenship Document uploaded, Verified & entered in system - Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Borrower X Citizenship Documentation Provided or Not Required - XXX XXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Photo ID - Seller-XX/XX/XXXX Open-Borrower X Citizenship Documentation Is Missing Another finding remains open for the BX photo identification document. Once the BX photo ID is received, the citizenship documentation will be updated and this finding will be cleared. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Photo ID - Seller-XX/XX/XXXX |
Resolved-BX Citizenship Document uploaded, Verified & entered in system - Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Borrower X Citizenship Documentation Provided or Not Required - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |
XXXXXXXXX Photo ID.pdf | CA | Investment | Purchase | NA | 6983060 | N/A | N/A | |||
| 227 | XXXX | XXXX | XXXX | Closed | 2026-01-08 08:08 | 2026-01-15 01:11 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Citizenship Documentation Not Provided | Resolved-BX Citizenship Document uploaded, Verified & entered in system - Resolved - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX Resolved-Borrower X Citizenship Documentation Provided or Not Required - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Photo ID - XXXXXX-XX/XX/XXXX Open-Borrower X Citizenship Documentation Is Missing Another finding remains open for the BX photo identification document. Once the BX photo ID is received, the citizenship documentation will be updated and this finding will be cleared. - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Photo ID - XXXXXX-XX/XX/XXXX |
Resolved-BX Citizenship Document uploaded, Verified & entered in system - Resolved - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX Resolved-Borrower X Citizenship Documentation Provided or Not Required - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX |
XXXXXXXXX XXXXX XX.XXX | CA | Investment | Purchase | NA | 6983059 | N/A | N/A | |||
| 227 | XXXX | XXXX | XXXX | Closed | 2026-01-08 09:06 | 2026-01-15 01:11 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 2 Photo Identification Type Missing | Resolved-Borrower X Photo Identification uploaded, Verified & entered in system - Resolved - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX Resolved-Validation Resolved or Not Applicable - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Photo ID - XXXXXX-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. Provide BX photo identification document as it is missing from file. - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Photo ID - XXXXXX-XX/XX/XXXX |
Resolved-Borrower X Photo Identification uploaded, Verified & entered in system - Resolved - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX Resolved-Validation Resolved or Not Applicable - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX |
XXXXXXXXX XXXXX XX.XXX | CA | Investment | Purchase | NA | 6984530 | N/A | N/A | |||
| 227 | XXXX | XXXX | XXXX | Closed | 2026-01-08 09:06 | 2026-01-15 01:10 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Photo Identification Type Missing | Resolved-Borrower X Photo Identification uploaded, Verified & entered in system - Resolved - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX Resolved-Validation Resolved or Not Applicable - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Photo ID - XXXXXX-XX/XX/XXXX Open-Borrower X Photo Identification Missing. Please provide valid photo identification per guideline requirements. - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Photo ID - XXXXXX-XX/XX/XXXX |
Resolved-Borrower X Photo Identification uploaded, Verified & entered in system - Resolved - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX Resolved-Validation Resolved or Not Applicable - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX |
XXXXXXXXX XXXXX XX.XXX | CA | Investment | Purchase | NA | 6984529 | N/A | N/A | |||
| 227 | XXXX | XXXX | XXXX | Closed | 2026-01-08 09:06 | 2026-01-15 01:09 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared or None Exist - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Cleared alerts - XXXXXX-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the XX XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing X high uncleared alert. The required cleared report is missing. - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cleared alerts - XXXXXX-XX/XX/XXXX |
Resolved-All Fraud Report Alerts have been cleared or None Exist - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX |
XXXXXXXXX XXXXXX XXXXXX.XXX | CA | Investment | Purchase | NA | 6984528 | N/A | N/A | |||
| 227 | XXXX | XXXX | XXXX | Closed | 2026-01-08 09:18 | 2026-01-14 00:04 | Resolved | 1 - Information | C | A | Credit | Credit | DSCR unknown | Resolved-DSCR Worksheet uploaded, Audited DSCR matches with the DSCR worksheet, Verified - Resolved - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. DSCR - XXXXXX-XX/XX/XXXX Open-Audited DSCR is X,XXX which is based off the PITIA of $X,XXX.XX ($X,XXX.XX P&I + $XXX.XX Taxes + $XXX.XX Hazard Insurance) and the rents of $X,XXX.XX Provide lender's DSCR worksheet is it is missing from file, hence unable to validate the lender's DSCR calculations to determine if there is a variance in lender calculations. - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. DSCR - XXXXXX-XX/XX/XXXX |
Resolved-DSCR Worksheet uploaded, Audited DSCR matches with the DSCR worksheet, Verified - Resolved - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX |
XXXXXXXXX XXXX.XXX | CA | Investment | Purchase | NA | 6986127 | N/A | N/A | |||
| 228 | XXXX | XXXX | XXXX | Closed | 2026-01-08 06:17 | 2026-01-22 07:14 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-Audited Reserves of X.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX Resolved-Requested additional assets provided which are sufficient to have sufficient reserves, updated & condition resolved. - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX Resolved-Audited Reserves of X.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Bank statement for assets and updated XXXX - XXXXXX-XX/XX/XXXX Open-Audited Reserves of X.XX month(s) are less than Guideline Required Reserves of X month(s) As per guidelines for LTV<=XX% reserves required X months of PITIA. PITIA (X *$X,XXX.XX months reserves) = $XX,XXX.XX, available verified asset $XX,XXX.XX . the loan is short funds $X,XXX.XX. Provide the additional assets to meet the reserves requirement. - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Bank statement for assets and updated XXXX - XXXXXX-XX/XX/XXXX |
Resolved-Audited Reserves of X.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX Resolved-Requested additional assets provided which are sufficient to have sufficient reserves, updated & condition resolved. - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX Resolved-Audited Reserves of X.XX month(s) are greater than or equal to Guideline Required Reserves of X month(s) - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX |
XXXXXXXXXX XXXX.XXX XXXXXXXXXX XXXX XXXXXXXXX.XXX |
FL | Investment | Refinance | No Cash Out - Borrower Initiated | 6979348 | N/A | N/A | |||
| 228 | XXXX | XXXX | XXXX | Closed | 2026-01-08 06:13 | 2026-01-22 07:14 | Resolved | 1 - Information | D | A | Credit | Missing Doc | The letter of explanation for the borrower's assets/reserves is missing | Resolved-The sharing account given in final XXXX has been removed & new asset provided hence LOX not required, updated & condition resolved. - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX Resolved-Validation Resolved' - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Bank statement for assets and updated XXXX - XXXXXX-XX/XX/XXXX Open-The letter of explanation for the borrower's assets/reserves is missing. Please provide LOE or additional assets/reserves. Provide the letter of explanation showing the borrower has authorized access to all funds from account #XXXX (Joint Account page #XX) as per XX XX.XX.XXXX page #XX - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Bank statement for assets and updated XXXX - XXXXXX-XX/XX/XXXX |
Resolved-The sharing account given in final XXXX has been removed & new asset provided hence LOX not required, updated & condition resolved. - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX Resolved-Validation Resolved' - XXXXXXXXXXXXXXXXX XXXXXXX-XX/XX/XXXX |
XXXXXXXXXX XXXX.XXX XXXXXXXXXX XXXX XXXXXXXXX.XXX |
FL | Investment | Refinance | No Cash Out - Borrower Initiated | 6979305 | N/A | N/A | |||
| 228 | XXXX | XXXX | XXXX | Closed | 2026-01-08 05:58 | 2026-01-14 00:22 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Primary Housing is verified to be Free & Clear, Housing History Meets XXXXXXXXX XXXXXXXXXXXXX, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_ Resolved-Housing History Meets XXXXXXXXX XXXXXXXXXXXXX - Due Diligence Vendor-XX/XX/XXXX _xXXXX_ Ready for Review-Document Uploaded. Housing History showing Free and Clear - Seller-XX/XX/XXXX _xXXXX_ Open-Housing History Does Not Meet XXXXXXXXX XXXXXXXXXXXXX Unable to verify XX months housing history for current address "XXX-XX XXXth XX". Provide VOM/ free and clear to verify same. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Housing History showing Free and Clear - Seller-XX/XX/XXXX_xXXXX_ |
Resolved-Primary Housing is verified to be Free & Clear, Housing History Meets XXXXXXXXX XXXXXXXXXXXXX, Verified - Resolved - Due Diligence Vendor-XX/XX/XXXX _xXXXX_ Resolved-Housing History Meets XXXXXXXXX XXXXXXXXXXXXX - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |
XXXXXXXXXX Free and Clear.xxx | FL | Investment | Refinance | No Cash Out - Borrower Initiated | 6979124 | N/A | N/A | |||
| 228 | XXXX | XXXX | XXXX | Closed | 2026-01-08 06:01 | 2026-01-11 23:59 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-LCA (XXXXXXX XXX) uploaded, verified & entered in system - Resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_ Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX _xXXXX_ Ready for Review-Document Uploaded. XXXXXX XXX - score of X - Seller-XX/XX/XXXX _xXXXX_ Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per XXXXXXXXX requirements and CU Score, if present, is greater than X.X File needs a XXXXX or XXXXXX UCDP/XXX report with a score less than X.X, or the file needs an Appraisal Desk Review. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. XXXXXX XXX - score of X - Seller-XX/XX/XXXX_xXXXX_ |
Resolved-LCA (XXXXXXX XXX) uploaded, verified & entered in system - Resolved. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_ Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |
XXXXXXXXXX XXXXXX XXX.xxx | FL | Investment | Refinance | No Cash Out - Borrower Initiated | 6979155 | N/A | N/A | |||
| 219 | XXXX | XXXX | XXXX | Closed | 2025-12-29 03:34 | 2026-01-05 01:16 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Fraud report has uncleared alerts, provided Updated fraud report, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Cleared alerts - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Fraud report reflecting uncleared alerts, per XXXX XXXXXXX guidelines dated XX/XX/XXXX, required updated fraud report. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cleared alerts - Seller-XX/XX/XXXX |
Resolved-Fraud report has uncleared alerts, provided Updated fraud report, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXX | CA | Investment | Purchase | NA | 6827094 | N/A | N/A | |||
| 219 | XXXX | XXXX | XXXX | Closed | 2025-12-29 05:53 | 2026-01-05 01:16 | Resolved | 1 - Information | C | A | Credit | Credit | DTI discrepancy or failure. | Resolved-DTI Discrepancy due to All other payments form CBR to XXXX in file, Provided updated XXXX with correct All other Payments matches with CBR, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Cleared alerts - Seller-XX/XX/XXXX Open-DTI variance more than X% tolerance due to all other monthly payment discrepancy between XXXX & CBR. Audited calculation- PITIA $X,XXX.XX+ monthly payments $X,XXX.X=$X,XXX.XX/XX,XXX.XX (Income) =XX.XX% DTI. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cleared alerts - Seller-XX/XX/XXXX |
Resolved-DTI Discrepancy due to All other payments form CBR to XXXX in file, Provided updated XXXX with correct All other Payments matches with CBR, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXX | CA | Investment | Purchase | NA | 6828203 | N/A | N/A | |||
| 219 | XXXX | XXXX | XXXX | Closed | 2025-12-29 03:13 | 2025-12-31 00:50 | Resolved | 1 - Information | D | A | Property | Missing Doc | Second Appraisal/ Valuation is Missing | Resolved-Collateral Underwriter (XXXX SSR) uploaded, verified & entered in system - Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XXXX SSR - score of X - Seller-XX/XX/XXXX Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X Provide secondary valuation. Secondary valuation missing in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. XXXX SSR - score of X - Seller-XX/XX/XXXX |
Resolved-Collateral Underwriter (XXXX SSR) uploaded, verified & entered in system - Resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Secondary Valuation or Additional Valuation is present or Not Required - Due Diligence Vendor-XX/XX/XXXX |
XXXX | CA | Investment | Purchase | NA | 6826936 | N/A | N/A | |||
| 233 | XXXX | XXXX | XXXX | Closed | 2026-01-17 06:54 | 2026-01-26 00:12 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-There are uncleared alerts In Fraud report, provided updated Fraud report changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Cleared alerts - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing X high uncleared alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cleared alerts - Seller-XX/XX/XXXX |
Resolved-There are uncleared alerts In Fraud report, provided updated Fraud report changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XXXXXXX.pdf | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7153692 | N/A | N/A | |||
| 233 | XXXX | XXXX | XXXX | Closed | 2026-01-17 07:00 | 2026-01-26 00:10 | Resolved | 1 - Information | D | A | Credit | Missing Doc | 1008 Document is Missing | Resolved-Incorrect Loan amount in XXXX, provided updated XXXX, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX Open-The XXXX document is missing from the loan file. The XXXX doc on page#XXX shows loan amount as $XXX,XXX whereas the correct loan amount per Note, final CD is $XXX,XXX. Provide updated XXXX with corrected loan amount P&I and LTV values. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Updated XXXX - Seller-XX/XX/XXXX |
Resolved-Incorrect Loan amount in XXXX, provided updated XXXX, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-The XXXX document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XXXX.pdf | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7153719 | N/A | N/A | |||
| 233 | XXXX | XXXX | XXXX | Closed | 2026-01-17 06:45 | 2026-01-25 23:51 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Incomplete | Resolved-Borrower X Gap Credit Report is not partially present. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. We run a XXX in the background of all our loans. XXX attached shows our start and stop date. - Seller-XX/XX/XXXX Open-Borrower X Gap Credit Report is Partially Present. Provide update GAP report as the one in file indicates that the applicant’s file is frozen and does not display any information - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. We run a XXX in the background of all our loans. XXX attached shows our start and stop date. - Seller-XX/XX/XXXX |
Resolved-Borrower X Gap Credit Report is not partially present. - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XXX.pdf | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7153652 | N/A | N/A | |||
| 230 | XXXX | XXXX | XXXX | Closed | 2026-02-09 11:37 | 2026-02-12 08:09 | Acknowledged | 2 - Non-Material | B | B | Credit | Credit | Property potentially affected by FEMA Disaster(s) PUBLIC ASSISTANCE AREA | Acknowledged-XXXX has declared this county for public assistance so a XXXX disaster inspection should not be needed per client. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_ Ready for Review-Document Uploaded. For XX, XXXX has not declared any individual assistance for any counties - Seller-XX/XX/XXXX _xXXXX_ Open-Property potentially affected by XXXX Disaster ID XXXX. SEVERE XXXX, XX - Declared XX/XX/XXXX with an Incident End Date of XXXX-XX-XX with Public Assistance: YES and Individual Assistance: NO. Property inspection with exterior photos required. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. For XX, XXXX has not declared any individual assistance for any counties - Seller-XX/XX/XXXX_xXXXX_ |
Acknowledged-XXXX has declared this county for public assistance so a XXXX disaster inspection should not be needed per client. - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |
XXXX XXXX has not declared XX for Disaster.xxx | TN | Investment | Refinance | Cash Out - Other | 7520864 | Originator Pre-Close | No | |||
| 230 | XXXX | XXXX | XXXX | Closed | 2026-01-08 06:32 | 2026-02-12 07:40 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Final 1003 is Missing | Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX _xXXXX_ Ready for Review-Document Uploaded. XXXX attached - Seller-XX/XX/XXXX _xXXXX_ Open-The Final XXXX is Missing Provide final XXXX for BX as it is missing from file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. XXXX attached - Seller-XX/XX/XXXX_xXXXX_ |
Resolved-The Final XXXX is Present - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |
Final XXXX - BX.xxx | TN | Investment | Refinance | Cash Out - Other | 6979547 | N/A | N/A | |||
| 223 | XXXX | XXXX | XXXX | Closed | 2026-01-05 06:28 | 2026-01-27 05:44 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | The Final 1003 is Incomplete | Resolved-The Final XXXX is Present - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Final XXXX - Seller-XX/XX/XXXX Counter-initial docs provided. please provide executed final XXXX. - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Updated XXXX.XXXX - Seller-XX/XX/XXXX Open-The Final XXXX is Incomplete Closing date missing in provided Final XXXX, provide the updated Final XXXX with Closing date of XX/XX/XXXX. - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Final XXXX - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Updated XXXX.XXXX - Seller-XX/XX/XXXX |
Resolved-The Final XXXX is Present - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |
XXXX | CA | Primary Residence | Purchase | NA | 6911532 | N/A | N/A | |||
| 223 | XXXX | XXXX | XXXX | Closed | 2026-01-05 03:16 | 2026-01-21 02:36 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-Requested income calculation sheet provided, updated & condition resolved. - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Resolved-Validation Resolved' - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Income Worksheet - Seller-XX/XX/XXXX Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Lender Worksheet / Income Calculator is Missing for Bank Statements " XXXXX #XXXX for XXX " . - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Income Worksheet - Seller-XX/XX/XXXX |
Resolved-Requested income calculation sheet provided, updated & condition resolved. - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Resolved-Validation Resolved' - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |
XXXX | CA | Primary Residence | Purchase | NA | 6909898 | N/A | N/A | |||
| 234 | XXXX | XXXX | XXXX | Closed | 2026-01-21 05:37 | 2026-01-27 04:06 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-There are uncleared alerts in fraud, provided updated Fraud report, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Cleared alerts - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing X high uncleared alert. The required clear fraud report is missing from file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cleared alerts - Seller-XX/XX/XXXX |
Resolved-There are uncleared alerts in fraud, provided updated Fraud report, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XXXXXXX.pdf | CA | Primary Residence | Purchase | NA | 7198450 | N/A | N/A | |||
| 225 | XXXX | XXXX | XXXX | Closed | 2026-01-06 08:08 | 2026-01-10 09:04 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared or None Exist - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the guideline Version XX/XX/XXXX on page#XX a clear fraud report is required. The fraud report in file pg#XXX is showing a High alert. The required cleared report is missing. - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX |
Resolved-All Fraud Report Alerts have been cleared or None Exist - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |
XXXXXXXXXXXXXXXXXX | AZ | Primary Residence | Purchase | NA | 6933339 | N/A | N/A | |||
| 225 | XXXX | XXXX | XXXX | Closed | 2026-01-06 19:35 | 2026-01-06 23:15 | Resolved | 1 - Information | A | A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXXX.XX(X)(X)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXXX.XX(X)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’sXXX, and the Final Closing disclosure on Pg#’sXXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’sXXX,XXX. An interior and exterior appraisal was completed for this property – see pg#’sXX, the appraisal disclosure was provided to the borrower(s)- see Pg#’sXXX,XXX. and confirmation the appraisal was delivered to the borrower – see Pg#’XXX,XXX. The loan meets HPML guidelines, resolved. - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Open- - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Open- - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Open- - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXXX.XX(X)(X)) This loan failed the higher-priced mortgage loan test. ( XX CFR § XXXXX.XX(X)(X) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’sXXX, and the Final Closing disclosure on Pg#’sXXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg#’sXXX,XXX. An interior and exterior appraisal was completed for this property – see pg#’sXX, the appraisal disclosure was provided to the borrower(s)- see Pg#’sXXX,XXX. and confirmation the appraisal was delivered to the borrower – see Pg#’XXX,XXX. The loan meets HPML guidelines, resolved. - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |
AZ | Primary Residence | Purchase | NA | 6949601 | N/A | N/A | |||||
| 222 | XXXX | XXXX | XXXX | Closed | 2025-12-30 02:21 | 2026-01-07 04:16 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Gap report provided. Resolved - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Gap Credit - Seller-XX/XX/XXXX Open-Borrower X Gap Credit Report is Missing Provide Gap Credit report. Gap credit report missing in file. - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Gap Credit - Seller-XX/XX/XXXX |
Resolved-Gap report provided. Resolved - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |
XXXX | NC | Primary Residence | Purchase | NA | 6847443 | N/A | N/A | |||
| 222 | XXXX | XXXX | XXXX | Closed | 2025-12-30 03:00 | 2026-01-07 04:15 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Fraud report provided. Resolved - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Fraud report reflecting uncleared alerts, per XXXX XXXXXX XXXXXXXXXX guidelines dated XX/XX/XXXX, required updated fraud report. - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX |
Resolved-Fraud report provided. Resolved - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |
XXXX | NC | Primary Residence | Purchase | NA | 6847698 | N/A | N/A | |||
| 229 | XXXX | XXXX | XXXX | Closed | 2026-01-08 04:13 | 2026-01-15 12:54 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 3rd Party VOE Prior to Close Missing | Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX _xXXXX_ Ready for Review-Document Uploaded. VVOE - Seller-XX/XX/XXXX _xXXXX_ Open-Borrower X Xrd Party VOE Prior to Close Missing Provide VOE document for BX as its missing in file. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. VVOE - Seller-XX/XX/XXXX_xXXXX_ |
Resolved-Borrower X Xrd Party VOE Prior to Close Was Provided - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |
XXXX VVOE.xxx | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 6977051 | N/A | N/A | |||
| 229 | XXXX | XXXX | XXXX | Closed | 2026-01-09 08:47 | 2026-01-14 07:25 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved- - Due Diligence Vendor-XX/XX/XXXX _xXXXX_ Ready for Review-Document Uploaded. RCE - Seller-XX/XX/XXXX _xXXXX_ Open-Hazard Insurance Coverage Amount of $XXXXXXX is less than Required Coverage Amount of $XXXXXXX and Guaranteed Replacement Coverage indicator is 'No' The hazard insurance coverage should be equal to the lesser of: • Replacement Cost Estimator from the property insurer or a Xrd party source, if provided (broker to provide) • Estimated cost to replace the dwelling from a recent appraisal, if provided • The unpaid principal balance of the mortgage - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. RCE - Seller-XX/XX/XXXX_xXXXX_ |
_xXXXX_ |
XXXX RCE.xxx | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7007286 | N/A | N/A | |||
| 232 | XXXX | XXXX | XXXX | Closed | 2026-01-14 21:38 | 2026-01-20 14:06 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the XX XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing uncleared alert, provide updated fraud report. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. cleared alerts - Seller-XX/XX/XXXX |
Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
Cleared Alerts.xxx | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7103393 | N/A | N/A | |||
| 232 | XXXX | XXXX | XXXX | Closed | 2026-01-14 21:19 | 2026-01-16 01:35 | Resolved | 1 - Information | D | A | Property | Value | Secondary Valuation or Additional Valuation has not been entered per securitization requirements | Resolved-Secondary Valuation is Missing in file, provided XXX , changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XXXXX XXX - XXX score of X.X - Seller-XX/XX/XXXX Open-For securitization, a second property valuation needs to be provided. File needs a XXXXX and/or XXXXXX UCDP/SSR report with scores less than X.X; or the file needs an Appraisal Desk Review. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. XXXXX XXX - XXX score of X.X - Seller-XX/XX/XXXX |
Resolved-Secondary Valuation is Missing in file, provided XXX , changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXX_XXXXXXX XXX.xxx | WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7103333 | N/A | N/A | |||
| 232 | XXXX | XXXX | XXXX | Closed | 2026-01-14 22:04 | 2026-01-15 09:16 | Resolved | 1 - Information | A | A | Compliance | Mavent | Fees: Limited | Resolved-XXXXXXXXXX requires every borrower in a residential mortgage loan to pay an $XX Foreclosure Prevention Fee. The System did not find an $XX fee titled "Foreclosure Prevention", "Foreclosure Prevention Fee", nor "XXXXXXXXXX Foreclosure Prevention Fee". "Residential mortgage loan" means any loan primarily for personal, family, or household use that is secured by a mortgage, deed of trust, or other consensual security interest on a dwelling, as defined in the Truth in Lending Act, or residential real estate upon which is constructed or intended to be constructed a dwelling. (RCW XX.XX; RCW XX.XX.XXX(XX)) Verified foreclosure prevention fee was provided and disclosed tot he borrower Page. XXX. Loan failed for Foreclosure Prevention Fee as per final cd page XXX there is no $XX foreclosure prevention fee in title section, Provide Foreclosure prevention document as its missing in file. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Resolved-XXXXXXXXXX requires every borrower in a residential mortgage loan to pay an $XX Foreclosure Prevention Fee. The System did not find an $XX fee titled "Foreclosure Prevention", "Foreclosure Prevention Fee", nor "XXXXXXXXXX Foreclosure Prevention Fee". "Residential mortgage loan" means any loan primarily for personal, family, or household use that is secured by a mortgage, deed of trust, or other consensual security interest on a dwelling, as defined in the Truth in Lending Act, or residential real estate upon which is constructed or intended to be constructed a dwelling. (RCW XX.XX; RCW XX.XX.XXX(XX)) Verified foreclosure prevention fee was provided and disclosed tot he borrower Page. XXX. Loan failed for Foreclosure Prevention Fee as per final cd page XXX there is no $XX foreclosure prevention fee in title section, Provide Foreclosure prevention document as its missing in file. - Due Diligence Vendor-XX/XX/XXXX |
WA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 7103510 | N/A | N/A | |||||
| 226 | XXXX | XXXX | XXXX | Closed | 2026-01-07 05:32 | 2026-01-15 00:43 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 2 Gap Credit Report is Missing | Resolved-Borrower X Gap Credit Report uploaded, Verified & entered in system - Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. Gap Credit - Seller-XX/XX/XXXX Open-Borrower X Gap Credit Report is Missing As per XXX dated XX/XX/XXXX page XX Gap credit report required, provide Gap credit report for BX as its missing in file. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. Gap Credit - Seller-XX/XX/XXXX |
Resolved-Borrower X Gap Credit Report uploaded, Verified & entered in system - Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX GAP Credit.pdf | UT | Primary Residence | Refinance | Cash Out - Other | 6955070 | N/A | N/A | |||
| 226 | XXXX | XXXX | XXXX | Closed | 2026-01-07 05:32 | 2026-01-15 00:42 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Borrower 1 Gap Credit Report is Missing | Resolved-Borrower X Gap Credit Report uploaded, Verified & entered in system - Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX Ready for Review-Document Uploaded. GAP Credit - Seller-XX/XX/XXXX Open-Borrower X Gap Credit Report is Missing As per XXX dated XX/XX/XXXX page XX Gap credit report required, provide Gap credit report for BX as its missing in file. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |
Ready for Review-Document Uploaded. GAP Credit - Seller-XX/XX/XXXX |
Resolved-Borrower X Gap Credit Report uploaded, Verified & entered in system - Resolved - XXX XXXXXXXX XXXXXX-XX/XX/XXXX Resolved-Borrower X Gap Credit Report is not missing. - XXX XXXXXXXX XXXXXX-XX/XX/XXXX |
XXXX GAP Credit.pdf | UT | Primary Residence | Refinance | Cash Out - Other | 6955069 | N/A | N/A | |||
| 218 | XXXX | XXXX | XXXX | Closed | 2025-12-23 02:01 | 2025-12-29 07:22 | Resolved | 1 - Information | C | A | Credit | Assets | Asset 1 Does Not Meet Guideline Requirements | Resolved-Verification of Deposit uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Asset Record X Meets G/L Requirements - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. VOD - Seller-XX/XX/XXXX Open-Asset Record X Does Not Meet G/L Requirements The XXXXX XXXXX account #XXXX is incomplete. Provide the complete statement for XXXXX XXXXX account #XXXX. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. VOD - Seller-XX/XX/XXXX |
Resolved-Verification of Deposit uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Asset Record X Meets G/L Requirements - Due Diligence Vendor-XX/XX/XXXX |
XXXX | OK | Investment | Purchase | NA | 6755521 | N/A | N/A | |||
| 218 | XXXX | XXXX | XXXX | Closed | 2025-12-23 02:10 | 2025-12-25 23:35 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Cleared alerts - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the GL XX.XX.XXXX page #XX a clear fraud report is required. The fraud report in file (page # XXX) has an uncleared alert. Provide the updated report. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cleared alerts - Seller-XX/XX/XXXX |
Resolved-Updated Fraud Report with cleared alerts uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXX | OK | Investment | Purchase | NA | 6755564 | N/A | N/A | |||
| 231 | XXXX | XXXX | XXXX | Closed | 2026-01-08 04:36 | 2026-01-14 01:04 | Resolved | 1 - Information | C | A | Credit | Eligibility | Ineligible Housing History per program guidelines | Resolved-Able to Verify X months from credit report & X months mortgage statements provided. Housing History Meets XXXXXXXXX XXXXXXXXXXXXX. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_ Resolved-Housing History Meets XXXXXXXXX XXXXXXXXXXXXX - Due Diligence Vendor-XX/XX/XXXX _xXXXX_ Ready for Review-Document Uploaded. Housing History Below along with X months mortgage statements - Seller-XX/XX/XXXX _xXXXX_ Open-Housing History Does Not Meet XXXXXXXXX XXXXXXXXXXXXX Pert GL XX.XX.XXXX page #XX, XX-month housing history required for primary residence. However CBR page # XXX shows only X months reviewed. Housing history is short by X months. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Housing History Below along with X months mortgage statements - Seller-XX/XX/XXXX_xXXXX_ |
Resolved-Able to Verify X months from credit report & X months mortgage statements provided. Housing History Meets XXXXXXXXX XXXXXXXXXXXXX. - Due Diligence Vendor-XX/XX/XXXX _xXXXX_ Resolved-Housing History Meets XXXXXXXXX XXXXXXXXXXXXX - Due Diligence Vendor-XX/XX/XXXX_xXXXX_ |
XXXXXXXX Mortgage Statements.xxx_xXXXX_ XXXXXXXX Seller Cert.xxx |
FL | Investment | Purchase | NA | 6977255 | N/A | N/A | |||
| 231 | XXXX | XXXX | XXXX | Closed | 2026-01-08 04:54 | 2026-01-14 00:56 | Resolved | 1 - Information | C | A | Credit | Eligibility | Fraud Report Shows Uncleared Alerts | Resolved-Provided Fraud shows All Fraud Report Alerts have been cleared or None Exist. - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Cleared alerts - Seller-XX/XX/XXXX Open-Fraud Report Shows Uncleared Alerts Per the XX XX.XX.XXXX page # XX a clear fraud report is required. The fraud report in file (page # XXX) is showing X high uncleared alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cleared alerts - Seller-XX/XX/XXXX |
Resolved-Provided Fraud shows All Fraud Report Alerts have been cleared or None Exist. - Due Diligence Vendor-XX/XX/XXXX Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX Cleared Alerts.xxx | FL | Investment | Purchase | NA | 6977396 | N/A | N/A | |||
| 217 | XXXX | XXXX | XXXX | Closed | 2025-12-18 06:10 | 2025-12-19 06:17 | Resolved | 1 - Information | C | A | Credit | Insurance | Hazard Insurance Coverage Amount is less than Required Coverage Amount | Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'Yes') - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. See insurance verbiage attached - Seller-XX/XX/XXXX Open-Hazard Insurance Coverage Amount of $XXXXXX is less than Required Coverage Amount of $XXXXXXX and Guaranteed Replacement Coverage indicator is 'No' - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. See insurance verbiage attached - Seller-XX/XX/XXXX |
Resolved-Hazard Insurance Coverage Amount of $XXXXXX is equal to or greater than Required Coverage Amount of $XXXXXX or Guaranteed Replacement Coverage is present (Guaranteed Replacement Coverage indicator is 'Yes') - Due Diligence Vendor-XX/XX/XXXX |
XXXX | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 6680561 | N/A | N/A | |||
| 217 | XXXX | XXXX | XXXX | Closed | 2025-12-16 23:50 | 2025-12-19 02:19 | Resolved | 1 - Information | D | A | Property | Value | Secondary Valuation or Additional Valuation has not been entered per securitization requirements | Resolved-XXXXXXX SSR provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XXXXXX SSR - Seller-XX/XX/XXXX Open-For securitization, a second property valuation needs to be provided. File needs a XXXX and/or XXXXXX UCDP/SSR report with scores less than X.X; or the file needs an Appraisal Desk Review. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. XXXXXX SSR - Seller-XX/XX/XXXX |
Resolved-XXXXXXX SSR provided. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXX | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 6656630 | N/A | N/A | |||
| 235 | XXXX | XXXX | XXXX | Closed | 2026-01-27 03:03 | 2026-01-29 14:09 | Resolved | 1 - Information | A | A | Credit | Missing Doc | Third Party Fraud Report not Provided | Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX Resolved-Third party fraud report is provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX Open-Missing Third Party Fraud Report. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX |
Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX Resolved-Third party fraud report is provided. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXXXXXX XXXXXXX.pdf | FL | Primary Residence | Refinance | Cash Out - Other | 7307287 | N/A | N/A | |||
| 235 | XXXX | XXXX | XXXX | Closed | 2026-01-29 13:25 | 2026-01-29 13:55 | Resolved | 1 - Information | A | A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-This loan passes XXXX guidelines and is XXXX compliant loan some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX. An interior and exterior appraisal was completed for this property – see pgXX the appraisal disclosure was provided to the borrower(s)- see Pg#’XXX and confirmation the appraisal was delivered to the borrower – see Pg#’sXXX The loan meets XXXX guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX Open-This loan passes XXXX guidelines and is XXXX compliant loan some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX. An interior and exterior appraisal was completed for this property – see pgXX the appraisal disclosure was provided to the borrower(s)- see Pg#’XXX and confirmation the appraisal was delivered to the borrower – see Pg#’sXXX The loan meets XXXX guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX Open-The loan's (X.XXX%) APR equals or exceeds the Federal XXXX threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable XXXX for this loan is (X.XX%).(XX CFR XXXXX.XX(a)(X)(i)) . - Due Diligence Vendor-XX/XX/XXXX |
Resolved-This loan passes XXXX guidelines and is XXXX compliant loan some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. XXXX Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg#’s XXX and the Final Closing disclosure on Pg#’s XXX Finding reflects escrows. Rate lock date was entered correctly – see Pg#’s XXX. An interior and exterior appraisal was completed for this property – see pgXX the appraisal disclosure was provided to the borrower(s)- see Pg#’XXX and confirmation the appraisal was delivered to the borrower – see Pg#’sXXX The loan meets XXXX guidelines, resolved. - Due Diligence Vendor-XX/XX/XXXX |
FL | Primary Residence | Refinance | Cash Out - Other | 7358607 | N/A | N/A | |||||
| 235 | XXXX | XXXX | XXXX | Closed | 2026-01-27 04:24 | 2026-01-29 13:26 | Resolved | 1 - Information | A | A | Compliance | Missing Doc | TRID: Missing Initial Closing Disclosure | Resolved-Received Initial CD updated TRID and ran XXXXXX - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Initial CD - Seller-XX/XX/XXXX Open-TRID: Missing Closing Disclosure Missing Initial Closing Disclosure - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Initial CD - Seller-XX/XX/XXXX |
Resolved-Received Initial CD updated TRID and ran XXXXXX - Due Diligence Vendor-XX/XX/XXXX |
XXXXXX XXXXXXX XX.XXX | FL | Primary Residence | Refinance | Cash Out - Other | 7307878 | N/A | N/A | |||
| 220 | XXXX | XXXX | XXXX | Closed | 2025-12-29 03:52 | 2026-01-13 07:13 | Resolved | 1 - Information | C | A | Compliance | Rescission:Disbursement | Federal - Right of Rescission (Loan Disbursement Violation) (TILA) | Resolved-Uploaded PCCD - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. PCCD, FINAL SS and Seller Certificate - Seller-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX Open-The loan disbursement date (XXXX-XX-XX) is earlier than, or the same day as, the calculated "Right to Cancel Expire Date" (XXXX-XX-XX). Under XXXXXXXXXX X, funds may not be disbursed to the borrower until after the expiration of the rescission period. (XXX X, XX XXX XXXXX.XX(X) and Official Staff Commentary) Disbursement date of XX/XX/XXXX as per Final Closing Disclosure on page XX is earlier than the Right to Cancel expiration date XX/XX/XXXX as per Right to cancel page XXX,XXX. Provide a PCCD. - Due Diligence Vendor-XX/XX/XXXX Open- - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. PCCD, FINAL SS and Seller Certificate - Seller-XX/XX/XXXX |
Resolved-Uploaded PCCD - Due Diligence Vendor-XX/XX/XXXX |
XXXX | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 6827207 | N/A | N/A | |||
| 220 | XXXX | XXXX | XXXX | Closed | 2025-12-29 03:57 | 2026-01-09 02:24 | Resolved | 1 - Information | C | A | Credit | Eligibility | Audited Reserves are less than Guideline Required Reserves (Number of Months) | Resolved-There are shortage of Reserves, provided PCCD, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Audited Reserves of X.XX month(s) are greater than or equal to XXXXXXXXX Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. PCCD - Seller-XX/XX/XXXX Open-Audited Reserves of X.XX month(s) are less than XXXXXXXXX Required Reserves of X month(s) Audited reserve is less than required reserve of X provide additional assets documentation if any. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. PCCD - Seller-XX/XX/XXXX |
Resolved-There are shortage of Reserves, provided PCCD, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Audited Reserves of X.XX month(s) are greater than or equal to XXXXXXXXX Required Reserves of X month(s) - Due Diligence Vendor-XX/XX/XXXX |
XXXX | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 6827245 | N/A | N/A | |||
| 220 | XXXX | XXXX | XXXX | Closed | 2025-12-29 02:41 | 2026-01-08 01:52 | Resolved | 1 - Information | D | A | Credit | Missing Doc | Missing Lender Income Calculation Worksheet | Resolved-BX Lender Income Calculation Worksheet uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Income Worksheet BX - Seller-XX/XX/XXXX Open-Bank Statement Summary Lender Worksheet / Income Calculator is Missing for one or more borrowers. Provide updated income sheet for BX as the provided one on page XXX numbers are not in property format. - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Income Worksheet BX - Seller-XX/XX/XXXX |
Resolved-BX Lender Income Calculation Worksheet uploaded, Verified & entered in system - Resolved - Due Diligence Vendor-XX/XX/XXXX Resolved-Validation Resolved' - Due Diligence Vendor-XX/XX/XXXX |
XXXX | CA | Primary Residence | Refinance | No Cash Out - Borrower Initiated | 6826769 | N/A | N/A | |||
| 224 | XXXX | XXXX | XXXX | Closed | 2026-01-06 03:03 | 2026-01-06 03:07 | Resolved | 1 - Information | A | A | Compliance | HigherPriced:APR | Federal - Higher Priced Mortgage Loan (HPML)(First Lien 06/13)(Conforming) | Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXXX.XX(X)(X)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXXX.XX(X)(X)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg #XXX,XXX and the Final Closing disclosure on Pg #XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg #XXX. An interior and exterior appraisal was completed for this property – see Pg #XX, the appraisal disclosure was provided to the borrower and confirmation the appraisal was delivered to the borrower – see Pg #XXX,XXX. The loan meets HPML guidelines, resolved. - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX Open- - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |
Resolved-The loan's (X.XXX%) APR equals or exceeds the Federal HPML threshold of (X.XX%). The threshold is determined by adding X.X points to the comparable average prime offer rate index on the "last date the interest rate is set before consummation." The comparable APOR for this loan is (X.XX%).(XX CFR XXXXX.XX(X)(X)) This loan failed the higher-priced mortgage loan test. (XX CFR § XXXXX.XX(X)(X)) Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation Z. While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in XX CFR §XXXXX.XX, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. TRID Header Disclosure Page was entered correctly All disclosures, COC’s, Fees, and dates are entered correctly. Borrower is Escrowing, escrow disclosures and loan information is on Pg #XXX,XXX and the Final Closing disclosure on Pg #XXX, Finding reflects escrows. Rate lock date was entered correctly – see Pg #XXX. An interior and exterior appraisal was completed for this property – see Pg #XX, the appraisal disclosure was provided to the borrower and confirmation the appraisal was delivered to the borrower – see Pg #XXX,XXX. The loan meets HPML guidelines, resolved. - XXXXXXXXXXXXXXXXXXXXXXX-XX/XX/XXXX |
GA | Primary Residence | Purchase | NA | 6929431 | N/A | N/A | |||||
| 221 | XXXX | XXXX | XXXX | Closed | 2025-12-30 06:06 | 2026-01-14 12:11 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Texas Home Equity Affidavit and Agreement is Missing | Resolved-TXX provided and updated. - Due Diligence Vendor-XX/XX/XXXX Resolved-XX Home Equity Affidavit & Agreement provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XX Home Equity Affidavit & Agreement - Seller-XX/XX/XXXX Open-XX Home Equity Affidavit and Agreement is Missing - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. XX Home Equity Affidavit & Agreement - Seller-XX/XX/XXXX |
Resolved-TXX provided and updated. - Due Diligence Vendor-XX/XX/XXXX Resolved-XX Home Equity Affidavit & Agreement provided. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXX | TX | Primary Residence | Refinance | Cash Out - Other | 6849240 | N/A | N/A | |||
| 221 | XXXX | XXXX | XXXX | Closed | 2025-12-30 06:06 | 2026-01-14 12:11 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Texas Home Equity Receipt Of Documents is Missing | Resolved-Validation resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Receipts of doc copies provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Receipt of Document Copies - Seller-XX/XX/XXXX Open-XX Home Equity Receipt Of Documents is Missing - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. Receipt of Document Copies - Seller-XX/XX/XXXX |
Resolved-Validation resolved. - Due Diligence Vendor-XX/XX/XXXX Resolved-Receipts of doc copies provided. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXX | TX | Primary Residence | Refinance | Cash Out - Other | 6849241 | N/A | N/A | |||
| 221 | XXXX | XXXX | XXXX | Closed | 2025-12-30 06:06 | 2026-01-14 12:11 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Premium Pricing Disclosure T64 Form is Missing | Resolved-Validation resolved. - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. XX Disclosure T-XX form - Seller-XX/XX/XXXX Counter-Please provide TXX form from title - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. Seller Certificate - Seller-XX/XX/XXXX Open-Premium Pricing Disclosure TXX Form is Missing - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. XX Disclosure T-XX form - Seller-XX/XX/XXXX Ready for Review-Document Uploaded. Seller Certificate - Seller-XX/XX/XXXX |
Resolved-Validation resolved. - Due Diligence Vendor-XX/XX/XXXX |
XXXX | TX | Primary Residence | Refinance | Cash Out - Other | 6849242 | N/A | N/A | |||
| 221 | XXXX | XXXX | XXXX | Closed | 2025-12-30 06:53 | 2026-01-05 01:51 | Resolved | 1 - Information | D | A | Compliance | Missing Doc | Missing Right of Rescission | Resolved-Right to cancel doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX Ready for Review-Document Uploaded. NRTCs - Seller-XX/XX/XXXX Open-Right of Rescission is Missing Missing Right of Rescission - Due Diligence Vendor-XX/XX/XXXX |
Ready for Review-Document Uploaded. NRTCs - Seller-XX/XX/XXXX |
Resolved-Right to cancel doc provided. Resolved - Due Diligence Vendor-XX/XX/XXXX |
XXXX | TX | Primary Residence | Refinance | Cash Out - Other | 6849811 | N/A | N/A |