| Schedule of Composition of Deposits |
The composition of our deposits is as follows as of December 31,: | | | | | | | | | | | | | 2025 | | 2024 | | Noninterest-bearing deposit accounts | $ | 1,651,373 | | | $ | 1,541,158 | | | Interest-bearing deposit accounts: | | | | | Demand and NOW | 848,661 | | | 731,404 | | | Savings | 378,631 | | | 402,338 | | | Money market | 2,937,017 | | | 2,431,785 | | | Certificates of deposit: | | | | | Less than $100 | 681,588 | | | 781,109 | | | $100 through $250 | 282,386 | | | 388,571 | | | Greater than $250 | 327,700 | | | 395,895 | | | Total interest-bearing deposit accounts | 5,455,983 | | | 5,131,102 | | | Total deposits | $ | 7,107,356 | | | $ | 6,672,260 | |
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| Schedule of Interest Expense Incurred on Deposits |
The following table summarizes the interest expense incurred on our deposits for the years ended December 31,: | | | | | | | | | | | | | | | | | | | 2025 | | 2024 | | 2023 | | Interest-bearing deposit accounts: | | | | | | | Demand and NOW | $ | 25,001 | | | $ | 23,013 | | | $ | 11,574 | | | Savings | 2,253 | | | 2,834 | | | 2,676 | | | Money market | 64,945 | | | 45,643 | | | 28,301 | | | Certificates of deposit | 53,139 | | | 79,161 | | | 58,804 | | | Total interest-bearing deposit accounts | $ | 145,338 | | | $ | 150,651 | | | $ | 101,355 | |
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| Schedule of Remaining Maturity on Certificate of Deposit Accounts |
The remaining maturity on certificates of deposit is as follows as of December 31, 2025: | | | | | | | 2026 | $ | 1,263,918 | | | 2027 | 16,807 | | | 2028 | 4,912 | | | 2029 | 2,807 | | | 2030 | 1,829 | | | Thereafter | 1,401 | | | Total certificates of deposit | $ | 1,291,674 | |
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