v3.25.4
DEPOSITS
 12 Months Ended
Dec. 31, 2025
Deposits [Abstract]  
DEPOSITS DEPOSITS
A summary of interest expense on deposits for the years ended December 31 follows:
202520242023
(In thousands)
Savings and interest-bearing checking$25,870 $28,047 $24,601 
Reciprocal29,386 34,574 23,429 
Time22,741 24,135 13,766 
Brokered time5,501 5,938 13,279 
Total$83,498 $92,694 $75,075 
Aggregate time deposits in denominations of $0.25 million or more amounted to $223.4 million and $211.4 million at December 31, 2025 and 2024, respectively.
A summary of the maturity of time deposits at December 31, 2025, follows (1):
(In thousands)
2026$770,122 
202717,873 
20282,423 
20292,050 
20301,256 
2031 and thereafter17 
Total$793,741 
(1)Includes time deposits, brokered time deposits and reciprocal time deposits
Reciprocal deposits represent demand, money market and time deposits from our customers that have been placed through IntraFi Network. This service allows our customers to access multi-million dollar FDIC deposit insurance on deposit balances greater than the standard FDIC insurance maximum.
A summary of reciprocal deposits at December 31 follows:
20252024
(In thousands)
Demand$862,697 $797,181 
Money market— 43 
Time112,224 109,807 
Total$974,921 $907,031