v3.25.4
FAIR VALUES OF FINANCIAL INSTRUMENTS (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Assets    
Securities available for sale $ 495,909 $ 559,182
Securities held to maturity (fair value of $282,830 at December 31, 2025 and $301,860 at December 31, 2024) 309,523 339,436
Federal Home Loan Bank and Federal Reserve Bank Stock 18,102 16,099
Liabilities    
Subordinated debentures 39,864 39,796
Reciprocal deposits included in deposits with no stated maturity 862,697 797,224
Reciprocal deposits included in deposits with stated maturity 112,224 109,807
Recorded Book Balance    
Assets    
Cash and due from banks 52,235 56,984
Interest bearing deposits 86,152 62,898
Securities available for sale 495,909 559,182
Securities held to maturity (fair value of $282,830 at December 31, 2025 and $301,860 at December 31, 2024) 309,523 339,436
Federal Home Loan Bank and Federal Reserve Bank Stock 18,102 16,099
Net loans and loans held for sale 4,221,871 3,987,089
Accrued interest receivable 19,030 19,113
Derivative financial instruments 29,584 37,059
Liabilities    
Deposits with no stated maturity 3,967,941 3,806,185
Deposits with stated maturity 793,741 847,903
Accrued interest payable 1,892 3,109
Derivative financial instruments 19,551 18,623
Recorded Book Balance | Other Borrowings    
Liabilities    
Borrowings 77,003 45,009
Recorded Book Balance | Subordinated Debt    
Liabilities    
Borrowings   39,586
Recorded Book Balance | Subordinated Debentures    
Liabilities    
Borrowings 39,864 39,796
Fair Value    
Assets    
Cash and due from banks 52,235 56,984
Interest bearing deposits 86,152 62,898
Securities available for sale 495,909 559,182
Securities held to maturity (fair value of $282,830 at December 31, 2025 and $301,860 at December 31, 2024) 282,830 301,860
Net loans and loans held for sale 4,062,200 3,772,862
Accrued interest receivable 19,030 19,113
Derivative financial instruments 29,584 37,059
Liabilities    
Deposits with no stated maturity 3,967,941 3,806,185
Deposits with stated maturity 791,598 845,534
Accrued interest payable 1,892 3,109
Derivative financial instruments 19,551 18,623
Fair Value | Other Borrowings    
Liabilities    
Borrowings 76,680 44,996
Fair Value | Subordinated Debt    
Liabilities    
Borrowings   40,412
Fair Value | Subordinated Debentures    
Liabilities    
Borrowings 39,761 40,235
Quoted Prices in Active Markets for Identical Assets (Level 1)    
Assets    
Cash and due from banks 52,235 56,984
Interest bearing deposits 86,152 62,898
Securities available for sale 0 0
Securities held to maturity (fair value of $282,830 at December 31, 2025 and $301,860 at December 31, 2024) 0 0
Net loans and loans held for sale 0 0
Accrued interest receivable 35 46
Derivative financial instruments 0 0
Liabilities    
Deposits with no stated maturity 3,967,941 3,806,185
Deposits with stated maturity 0 0
Accrued interest payable 316 374
Derivative financial instruments 0 0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Other Borrowings    
Liabilities    
Borrowings 0 0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Subordinated Debt    
Liabilities    
Borrowings   0
Quoted Prices in Active Markets for Identical Assets (Level 1) | Subordinated Debentures    
Liabilities    
Borrowings 0 0
Significant Other Observable Inputs (Level 2)    
Assets    
Cash and due from banks 0 0
Interest bearing deposits 0 0
Securities available for sale 495,909 559,182
Securities held to maturity (fair value of $282,830 at December 31, 2025 and $301,860 at December 31, 2024) 282,830 301,860
Net loans and loans held for sale 9,031 7,643
Accrued interest receivable 5,043 5,606
Derivative financial instruments 29,584 37,059
Liabilities    
Deposits with no stated maturity 0 0
Deposits with stated maturity 791,598 845,534
Accrued interest payable 1,576 2,735
Derivative financial instruments 19,551 18,623
Significant Other Observable Inputs (Level 2) | Other Borrowings    
Liabilities    
Borrowings 76,680 44,996
Significant Other Observable Inputs (Level 2) | Subordinated Debt    
Liabilities    
Borrowings   40,412
Significant Other Observable Inputs (Level 2) | Subordinated Debentures    
Liabilities    
Borrowings 39,761 40,235
Significant Un- observable Inputs (Level 3)    
Assets    
Cash and due from banks 0 0
Interest bearing deposits 0 0
Securities available for sale 0 0
Securities held to maturity (fair value of $282,830 at December 31, 2025 and $301,860 at December 31, 2024) 0 0
Net loans and loans held for sale 4,053,169 3,765,219
Accrued interest receivable 13,952 13,461
Derivative financial instruments 0 0
Liabilities    
Deposits with no stated maturity 0 0
Deposits with stated maturity 0 0
Accrued interest payable 0 0
Derivative financial instruments 0 0
Significant Un- observable Inputs (Level 3) | Other Borrowings    
Liabilities    
Borrowings 0 0
Significant Un- observable Inputs (Level 3) | Subordinated Debt    
Liabilities    
Borrowings   0
Significant Un- observable Inputs (Level 3) | Subordinated Debentures    
Liabilities    
Borrowings $ 0 $ 0