v3.25.4
REGULATORY MATTERS - Components of Regulatory Capital (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Components of Regulatory Capital [Abstract]        
Total shareholders’ equity $ 502,951 $ 454,686 $ 404,449 $ 347,596
Add (deduct)        
Accumulated other comprehensive loss for regulatory purposes (57,688) (69,944)    
Subordinated debt 0 39,586    
Consolidated        
Components of Regulatory Capital [Abstract]        
Total shareholders’ equity 502,951 454,686    
Add (deduct)        
Accumulated other comprehensive loss for regulatory purposes 51,890 64,146    
Goodwill and other intangibles (29,301) (29,788)    
Common equity tier 1 capital 525,540 489,044    
Qualifying trust preferred securities 38,640 38,572    
Tier 1 capital 564,180 527,616    
Subordinated debt 0 40,000    
Allowance for credit losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets 57,326 54,828    
Total risk-based capital 621,506 622,444    
Independent Bank        
Components of Regulatory Capital [Abstract]        
Total shareholders’ equity 490,911 478,188    
Add (deduct)        
Accumulated other comprehensive loss for regulatory purposes 51,890 64,146    
Goodwill and other intangibles (29,301) (29,788)    
Common equity tier 1 capital 513,500 512,546    
Qualifying trust preferred securities 0 0    
Tier 1 capital 513,500 512,546    
Subordinated debt 0 0    
Allowance for credit losses and allowance for unfunded lending commitments limited to 1.25% of total risk-weighted assets 57,250 54,708    
Total risk-based capital $ 570,750 $ 567,254