v3.25.4
REGULATORY MATTERS - Capital Amounts and Ratios (Details)
$ in Thousands
Dec. 31, 2025
USD ($)
Dec. 31, 2024
USD ($)
Tier 1 capital to average assets    
Capital conservation buffer 0.0250 0.0250
Consolidated    
Total capital to risk-weighted assets    
Actual $ 621,506 $ 622,444
Actual, ratio 0.1359 0.1422
Minimum for Adequately Capitalized Institutions $ 365,958 $ 350,113
Minimum for adequately capitalized institutions, ratio 0.0800 0.0800
Tier 1 capital to risk-weighted assets    
Actual $ 564,180 $ 527,616
Actual, ratio 0.1233 0.1206
Minimum for Adequately Capitalized Institutions $ 274,468 $ 262,585
Minimum for adequately capitalized institutions, ratio 0.0600 0.0600
Common equity tier 1 capital to risk-weighted assets    
Actual $ 525,540 $ 489,044
Actual, ratio 0.1149 0.1117
Minimum for Adequately Capitalized Institutions $ 205,851 $ 196,939
Minimum for adequately capitalized institutions, ratio 0.0450 0.0450
Tier 1 capital to average assets    
Banking regulation, tier 1 leverage capital, actual $ 564,180 $ 527,616
Actual, ratio 0.1027 0.0985
Minimum for Adequately Capitalized Institutions $ 219,663 $ 214,332
Minimum for adequately capitalized institutions, ratio 0.0400 0.0400
Independent Bank    
Total capital to risk-weighted assets    
Actual $ 570,750 $ 567,254
Actual, ratio 0.1249 0.1299
Minimum for Adequately Capitalized Institutions $ 365,463 $ 349,335
Minimum for adequately capitalized institutions, ratio 0.0800 0.0800
Minimum for Well-Capitalized Institutions $ 456,829 $ 436,668
Minimum for well-capitalized institutions, ratio 0.1000 0.1000
Tier 1 capital to risk-weighted assets    
Actual $ 513,500 $ 512,546
Actual, ratio 0.1124 0.1174
Minimum for Adequately Capitalized Institutions $ 274,098 $ 262,001
Minimum for adequately capitalized institutions, ratio 0.0600 0.0600
Minimum for Well-Capitalized Institutions $ 365,463 $ 349,335
Minimum for well-capitalized institutions, ratio 0.0800 0.0800
Common equity tier 1 capital to risk-weighted assets    
Actual $ 513,500 $ 512,546
Actual, ratio 0.1124 0.1174
Minimum for Adequately Capitalized Institutions $ 205,573 $ 196,501
Minimum for adequately capitalized institutions, ratio 0.0450 0.0450
Minimum for Well-Capitalized Institutions $ 296,939 $ 283,834
Minimum for well-capitalized institutions, ratio 0.0650 0.0650
Tier 1 capital to average assets    
Banking regulation, tier 1 leverage capital, actual $ 513,500 $ 512,546
Actual, ratio 0.0936 0.0958
Minimum for Adequately Capitalized Institutions $ 219,422 $ 214,112
Minimum for adequately capitalized institutions, ratio 0.0400 0.0400
Minimum for Well-Capitalized Institutions $ 274,278 $ 267,640
Minimum for well-capitalized institutions, ratio 0.0500 0.0500