<?xml version="1.0" encoding="UTF-8"?>
<edgarSubmission xmlns="http://www.sec.gov/edgar/ncen" xmlns:ns1="http://www.sec.gov/edgar/common" xmlns:sccom="http://www.sec.gov/edgar/sccommon" xmlns:ncom="http://www.sec.gov/edgar/ncencommon" xmlns:iso="http://www.sec.gov/edgar/iso_statecodes" xmlns:exch="http://www.sec.gov/edgar/iso_exchangelist" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
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  <headerData>
    <submissionType>N-CEN</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <filer>
        <issuerCredentials>
          <cik>0001054819</cik>
          <ccc>XXXXXXXX</ccc>
        </issuerCredentials>
      </filer>
      <investmentCompanyType>N-6</investmentCompanyType>
    </filerInfo>
    <seriesClass>
      <reportClass>
        <classInfo>
          <classId>C000062175</classId>
          <!--Field: Pseudo-Tag; ID: Class Name; Data:-->
        </classInfo>
        <classInfo>
          <classId>C000019926</classId>
          <!--Field: Pseudo-Tag; ID: Class Name; Data:-->
        </classInfo>
        <classInfo>
          <classId>C000023450</classId>
          <!--Field: Pseudo-Tag; ID: Class Name; Data:-->
        </classInfo>
      </reportClass>
    </seriesClass>
  </headerData>
  <formData>
    <generalInfo reportEndingPeriod="2025-12-31" isReportPeriodLt12="N"/>
    <registrantInfo>
      <registrantFullName>EQUITRUST LIFE VARIABLE ACCOUNT</registrantFullName>
      <investmentCompFileNo>811-08641</investmentCompFileNo>
      <registrantCik>0001054819</registrantCik>
      <registrantLei>254900ZYRYXQT5CU9761</registrantLei>
      <registrantstreet1>5400 University Ave</registrantstreet1>
      <registrantcity>West Des Moines</registrantcity>
      <registrantzipCode>50266-5997</registrantzipCode>
      <registrantstate>US-IA</registrantstate>
      <registrantcountry>US</registrantcountry>
      <registrantphoneNumber>515-225-5400</registrantphoneNumber>
      <websites>
        <website webpage="N/A"/>
      </websites>
      <locationBooksRecords>
        <locationBooksRecord>
          <officeName>Farm Bureau Life Insurance Company, third party administrator</officeName>
          <officeAddress1>5400 University Avenue</officeAddress1>
          <officeCity>West Des Moines</officeCity>
          <officeStateCountry officeState="US-IA" officeCountry="US"/>
          <officeRecordsZipCode>50266</officeRecordsZipCode>
          <officePhone>515-225-5400</officePhone>
          <booksRecordsDesc>Records required to be maintained according to the Company's record retention policy, include policyowner files, orders for fund shares, daily unit value computations, bank account records, reconciliation and exception reports, journals and auxiliary ledgers reflection all asset liability and advertising files.</booksRecordsDesc>
        </locationBooksRecord>
      </locationBooksRecords>
      <isRegistrantFirstFiling>N</isRegistrantFirstFiling>
      <isRegistrantLastFiling>N</isRegistrantLastFiling>
      <registrantFamilyInvComp isRegistrantFamilyInvComp="Y" familyInvCompFullName="ETL-VA/VUL"/>
      <registrantClassificationType>N-6</registrantClassificationType>
      <isSecuritiesActRegistration>Y</isSecuritiesActRegistration>
      <chiefComplianceOfficers>
        <chiefComplianceOfficer>
          <ccoName>Nicole Wilson attorney-in-fact for variable accounts of EquiTrust Life Insurance Company</ccoName>
          <crdNumber>005401611</crdNumber>
          <ccoStreet1>5400 University Ave</ccoStreet1>
          <ccoCity>West Des Moines</ccoCity>
          <ccoStateCountry ccoState="US-IA" ccoCountry="US"/>
          <ccoZipCode>50266</ccoZipCode>
          <ccoPhone>XXXXXX</ccoPhone>
          <isCcoChangedSinceLastFiling>Y</isCcoChangedSinceLastFiling>
          <ccoEmployers>
            <ccoEmployer ccoEmployerName="FBL Financial Group, Inc." ccoEmployerId="42-1411715"/>
          </ccoEmployers>
        </chiefComplianceOfficer>
      </chiefComplianceOfficers>
      <isRegistrantSubmittedMatter>N</isRegistrantSubmittedMatter>
      <isPreviousLegalProceeding>N</isPreviousLegalProceeding>
      <isPreviousProceedingTerminated>N</isPreviousProceedingTerminated>
      <isFinancialSupportDuringPeriod>N</isFinancialSupportDuringPeriod>
      <releaseNumbers isExemptionFromAct="Y">
        <releaseNumberInfo releaseNumber="IC-24079"/>
        <releaseNumberInfo releaseNumber="IC-21"/>
        <releaseNumberInfo releaseNumber="IC-2178"/>
        <releaseNumberInfo releaseNumber="IC-19989"/>
        <releaseNumberInfo releaseNumber="IC-16188"/>
        <releaseNumberInfo releaseNumber="IC-14714"/>
        <releaseNumberInfo releaseNumber="IC-15262"/>
        <releaseNumberInfo releaseNumber="IC-23320"/>
        <releaseNumberInfo releaseNumber="IC-16332"/>
        <releaseNumberInfo releaseNumber="IC-134"/>
      </releaseNumbers>
      <principalUnderwriters>
        <principalUnderwriter>
          <principalUnderwriterName>FBL Marketing Services LLC</principalUnderwriterName>
          <principalUnderwriterFileNumber>8-15855</principalUnderwriterFileNumber>
          <principalUnderwriterCrdNumber>000005309</principalUnderwriterCrdNumber>
          <principalUnderwriterLei>N/A</principalUnderwriterLei>
          <principalUnderWriterStateCountry principalUnderWriterState="US-IA" principalUnderWriterCountry="US"/>
          <isPrincipalUnderwriterAffiliatedWithRegistrant>Y</isPrincipalUnderwriterAffiliatedWithRegistrant>
        </principalUnderwriter>
      </principalUnderwriters>
      <isUnderwriterHiredOrTerminated>N</isUnderwriterHiredOrTerminated>
      <publicAccountants>
        <publicAccountant>
          <publicAccountantName>Forvis Mazars, LLP</publicAccountantName>
          <pcaobNumber>686</pcaobNumber>
          <publicAccountantLei>N/A</publicAccountantLei>
          <publicAccountantStateCountry publicAccountantState="US-MO" publicAccountantCountry="US"/>
        </publicAccountant>
      </publicAccountants>
      <isPublicAccountantChanged>N</isPublicAccountantChanged>
      <isOpinionOffered>N</isOpinionOffered>
      <isMaterialChange>N</isMaterialChange>
      <isAccountingPrincipleChange>N</isAccountingPrincipleChange>
      <isPaymentDividend>N</isPaymentDividend>
    </registrantInfo>
    <unitInvestmentTrust>
      <depositors>
        <depositor>
          <depositorName>EquiTrust Life Insurance Company</depositorName>
          <depositorCrdNo>N/A</depositorCrdNo>
          <depositorLei>N/A</depositorLei>
          <depositorStateCountry depositorState="US-IA" depositorCountry="US"/>
          <depositorUltimateParentname>FBL Financial Group</depositorUltimateParentname>
        </depositor>
      </depositors>
      <uitAdmins>
        <uitAdmin>
          <uitAdminName>Farm Bureau Life Insurance Company</uitAdminName>
          <uitAdminLei>N/A</uitAdminLei>
          <uitAdminStateCountry uitAdminState="US-IA" uitAdminCountry="US"/>
          <isUitAdminAffiliated>N</isUitAdminAffiliated>
          <isUitAdminSubAdmin>N</isUitAdminSubAdmin>
        </uitAdmin>
        <uitAdmin>
          <uitAdminName>BNY Mellon</uitAdminName>
          <uitAdminLei>N/A</uitAdminLei>
          <uitAdminStateCountry uitAdminState="US-IL" uitAdminCountry="US"/>
          <isUitAdminAffiliated>N</isUitAdminAffiliated>
          <isUitAdminSubAdmin>Y</isUitAdminSubAdmin>
        </uitAdmin>
        <uitAdmin>
          <uitAdminName>RR Donelley</uitAdminName>
          <uitAdminLei>N/A</uitAdminLei>
          <uitAdminStateCountry uitAdminState="US-IL" uitAdminCountry="US"/>
          <isUitAdminAffiliated>N</isUitAdminAffiliated>
          <isUitAdminSubAdmin>Y</isUitAdminSubAdmin>
        </uitAdmin>
      </uitAdmins>
      <isUitAdminHiredTerminated>N</isUitAdminHiredTerminated>
      <registrantSeparateInsuranceAccount isRegistrantSeparateInsuranceAccount="Y" separateAccountSeriesId="S000007263"/>
      <numOfContracts>579</numOfContracts>
      <contractSecurities>
        <contractSecurity separateAccountSecurityName="Flexible Premium Variable Life Insurance Policy" separateAccountContractId="C000062175" separateAccountTotalAsset="1708668.96" numContractsSold="0" grossPremiumReceived="110993.62" grossPremiumReceivedSection1035="0.00" numContractsAffected="0" contractValueRedeemed="0.00" contractValueRedeemedSection1035="0.00" numContractsAffectedRedeemed="0"/>
        <contractSecurity separateAccountSecurityName="Variable Life Insurance Policy" separateAccountContractId="C000019926" separateAccountTotalAsset="15185836.02" numContractsSold="0" grossPremiumReceived="552752.88" grossPremiumReceivedSection1035="0.00" numContractsAffected="0" contractValueRedeemed="914748.46" contractValueRedeemedSection1035="97118.31" numContractsAffectedRedeemed="2"/>
        <contractSecurity separateAccountSecurityName="Flexible Premium Last Survivor Variable Life Insurance Policy" separateAccountContractId="C000023450" separateAccountTotalAsset="1800247.22" numContractsSold="0" grossPremiumReceived="26795.25" grossPremiumReceivedSection1035="0.00" numContractsAffected="0" contractValueRedeemed="0.00" contractValueRedeemedSection1035="0.00" numContractsAffectedRedeemed="0"/>
      </contractSecurities>
      <isRule6C7Reliance>N</isRule6C7Reliance>
      <isRule11A2Reliance>N</isRule11A2Reliance>
      <isRule12D1Dash4Reliance>N</isRule12D1Dash4Reliance>
      <isRule12D1GReliance>N</isRule12D1GReliance>
    </unitInvestmentTrust>
    <signature registrantSignedName="EQUITRUST LIFE VARIABLE ACCOUNT" signedDate="2026-03-05" signature="/s/Nicole Wilson" title="Director Insurance Compliance"/>
  </formData>
</edgarSubmission>
