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<!-- Generated by Fujitsu Interstage XWand B0254 -->
<!-- Generated by CompSci Transform (tm) - http://www.compsciresources.com -->
<!-- Created: Sun Mar 01 16:52:55 UTC 2026 -->
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    <loc xlink:type="locator" xlink:href="fldt-20251231.xsd#fldt_PreferredSharesSeriesMMember" xlink:label="fldt_PreferredSharesSeriesMMember"/>
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    <loc xlink:type="locator" xlink:href="fldt-20251231.xsd#fldt_MarketplaceLoansMember" xlink:label="fldt_MarketplaceLoansMember"/>
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    <loc xlink:type="locator" xlink:href="fldt-20251231.xsd#fldt_LeverageMember" xlink:label="fldt_LeverageMember"/>
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    <loc xlink:type="locator" xlink:href="fldt-20251231.xsd#fldt_ForeignSecuritiesnonUSMember" xlink:label="fldt_ForeignSecuritiesnonUSMember"/>
    <label xlink:type="resource" xlink:label="fldt_ForeignSecuritiesnonUSMember_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Foreign Securities (non-U.S.) [Member]</label>
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    <loc xlink:type="locator" xlink:href="fldt-20251231.xsd#fldt_DerivativeInstrumentsMember" xlink:label="fldt_DerivativeInstrumentsMember"/>
    <label xlink:type="resource" xlink:label="fldt_DerivativeInstrumentsMember_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Derivative Instruments [Member]</label>
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    <loc xlink:type="locator" xlink:href="fldt-20251231.xsd#fldt_LiquidityMember" xlink:label="fldt_LiquidityMember"/>
    <label xlink:type="resource" xlink:label="fldt_LiquidityMember_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Liquidity [Member]</label>
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    <loc xlink:type="locator" xlink:href="fldt-20251231.xsd#fldt_PortfolioTurnoverMember" xlink:label="fldt_PortfolioTurnoverMember"/>
    <label xlink:type="resource" xlink:label="fldt_PortfolioTurnoverMember_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Portfolio Turnover [Member]</label>
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    <loc xlink:type="locator" xlink:href="fldt-20251231.xsd#fldt_ManagementsMember" xlink:label="fldt_ManagementsMember"/>
    <label xlink:type="resource" xlink:label="fldt_ManagementsMember_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Management [Member]</label>
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    <loc xlink:type="locator" xlink:href="fldt-20251231.xsd#fldt_CybersecurityMember" xlink:label="fldt_CybersecurityMember"/>
    <label xlink:type="resource" xlink:label="fldt_CybersecurityMember_lbl" xlink:role="http://www.xbrl.org/2003/role/label" xml:lang="en-US">Cybersecurity [Member]</label>
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