<assetdata>
<!--Exhibit 103-->
 <!--Asset Related Document-->
 <!--This asset related document provides narrative to explain the asset-level data reported in Exhibit 102 to the Form ABS-EE to which this asset related document is attached as an exhibit.  You should read this asset related document and the prospectus for the securities issued by Exeter Automobile Receivables Trust 2022-6 (the "Prospectus") completely to understand the asset-level data and how it may differ from similar data appearing in the Prospectus.-->
 <!--References to "items" in the Explanatory Narrative below are references to specific asset level data items listed in 17 CFR 229.1125 (Item 1125 of Regulation AB) Schedule AL - Asset-Level Information.-->
 <!--General Narrative: -->
<!--Reporting Periods; Mid-Month Cutoff Dates: According to SEC Compliance and Disclosure Interpretations associated with Information for Form ABS-EE Filings dated April 28, 2016, the reporting period should be based on the normal ongoing reporting requirement, which is a calendar month. The cutoff date for a securitization trust could occur on any date in a calendar month. Items such as 3(f)(16) Reporting period ending actual balance and 3(f)(25) Current delinquency status are reported as of the most recent calendar month-end. However, the ending actual balance and delinquency status disclosed in the securitization documents are reported as of the related cutoff date. In addition, the reporting period for the first monthly loan-level data filed for the trust will not match the collection period for the first monthly investor report. Accounts funded after a reporting period will not be included in the loan-level data filed with a prospectus, but will be included in the ABS-EE filed with the first monthly investor report. -->
<!--Repurchases: If a receivable has been repurchased in a prior reporting period, all of the fields related to such receivable will be omitted in subsequent reporting periods. -->
<!--Chapter 13 Bankruptcies: If an obligor is under Chapter 13 Bankruptcy protection and paying through a trustee, the information provided will reflect the new bankruptcy payment plan and structure as provided by the trustee, including: nextReportingPeriodPaymentAmountDue, reportingPeriodInterestRatePercentage, nextInterestRatePercentage, interestPaidThroughDate, currentDelinquencyStatus, modificationTypeCode, loanMaturityDate, and remainingTermtoMaturity. -->
<!--Item-specific Narrative: -->
<!--3(c)(4) Original Loan Term: The number specified in this field represents the number of calendar months from and including the Origination Date (Item 3(c)(2)) to and including the original maturity date for the related receivable. For purposes of this field a partial calendar month (even a single day) is counted as one month. For example, the original loan term for a receivable that is originated on January 31 with a term of 60 months and an initial payment due on March 1 will be reported as 62. The "original loan term" specified in this field may differ from the original term as disclosed in the Prospectus, which calculates the term as the number of contractually required monthly payments to be paid by the related obligor. -->
<!--3(c)(5) Loan Maturity Date: The date specified in this field is the current final maturity date of the receivable after giving effect to payment extensions and due date changes that change the month in which the final payment on the receivable is scheduled to be made. -->
<!--3(c)(9) Original interest-only term: This item is omitted as inapplicable to the pool of Receivables as no receivables originated by Exeter feature an interest-only period.-->
<!--3(c)(11) Underwriting indicator: As described in "Exeter's Automobile Financing Program - Credit Underwriting" section of the prospectus, all Receivables originated by Exeter are denied or approved under a centralized credit policy. Therefore, all accounts will be marked as "True".-->
<!--3(c)(12) Grace period: The number specified in this field represents the number of months from and including the Origination Date (Item 3(c)(2)) to but excluding the Original First Payment Date (Item 3(c)(10)). For purposes of this field, a partial calendar month (even a single day) is counted as one month. For example, a receivable that is originated on January 31 with an initial payment due on March 1 will be reported with a Grace Period of 2 months (January and February). -->
<!--3(d)(1) Vehicle manufacturer: This item represents the vehicle make of the Financed Vehicle, as maintained in Exeter's records, and updated to reflect corrections or substitutions of collateral. The vehicle manufacturer is the brand name of the related manufacturer and not the corporate parent of the manufacturer. For example, Chevrolet or Cadillac will be included instead of General Motors.-->
<!--3(d)(7) Source of vehicle value: This item is reported as "98" (Other) when NADA (National Auto Dealers Association) guides are used as the source of the vehicle value. Also, with respect to receivables originated through pass-through arrangements with certain third parties, this item is reported as "98" (Other) when the sales price of the related vehicle is used as the source of the vehicle value. -->
<!--3(e)(1) Obligor credit score type: A response of "Consumer Credit Bureau" for this item indicates a credit score type obtained from a national consumer reporting company. For each Receivable, the sponsor utilized either a FICO(R) score or a VantageScore(R).  FICO(R) is a federally registered servicemark of Fair Isaac Corporation.  VantageScore(R) is a registered trademark of VantageScore Solutions, LLC.  -->
<!--3(e)(2) Obligor credit score: If there is more than one obligor on the receivable, only the primary obligor's credit score will be reported in the "obligor credit score" field. If the primary obligor has no credit score, the "obligor credit score" field will be blank regardless of any co-obligor`s credit score. The information reported for this item deviates from Bureau Scores reported in the prospectus in that the prospectus uses an average if the obligor and co-obligor have a credit score, or reports only the co-obligor's score if the obligor's score is unavailable.-->
<!--3(e)(3) Obligor income verification level: A response of "3" for this item means that Exeter verified income, but Exeter may not be able to confirm whether the verification level should be "3", "4" or "5" without a physical review of the receivable file and, in many circumstances, the receivable file may not document that information. -->
<!--3(e)(4) Obligor employment verification: Third party verification of income results in a response of "3".-->
<!--3(e)(6) Payment-to-income ratio: The payment-to-income ratio is determined by dividing the contractual monthly payment by the combined gross monthly income and other monthly income of the applicant and any co-applicant as reported by them in the credit application or as adjusted in certain cases through the underwriting or verification process. -->
<!--3(e)(7) Geographic location of obligor: The information contained in the "geographic location of obligor" field is populated based on the last known state of residence of the obligor on the receivable. The "geographic location of obligor" specified in this field may differ from the geographic location of such obligor used to populate the table set forth in the Prospectus under "Distribution of the Automobile Loan Contracts by Geographic Location of Obligor as of the Cutoff Date" as such table reflects the obligor's state of residence at origination. -->
<!--3(f)(2) Remaining term to maturity: For both the initial period and subsequent monthly periods, the remaining term to maturity field is generated by counting the number of months from the month following the reporting period end date to, and including, the current maturity date of the related receivable. The remaining term to maturity field is adjusted for any modifications to the final maturity of the receivable, including as a result of any extensions or due date changes. The methodology used to populate this field differs from the remaining term to maturity as disclosed in the prospectus, which treats the term as the number of contractually required monthly payments to maturity to be received from the related obligor. This item will be omitted for Receivables that have prepaid, matured, charged off, or are otherwise no longer outstanding.-->
<!--3(f)(3) Reporting Period Modification Indicator: If a loan received a change to the APR, term, payment due date, or maturity date, or if the loan has entered or exited a Chapter 13 Bankruptcy paying through a trustee, this item will be marked as "True".-->
<!--3(f)(6) Next Reporting Period Payment Amount Due: This item reports the total amount of interest and principal due in the next reporting period. Receivables will be considered current if they make at least 90% of the payment reported in this field. This amount does not include any additional fees that may be owed on the receivable, such as late charges or non-sufficient funds fees. If "next reporting period payment amount due" is reported as 0.00, no interest or principal is due in the next reporting period for the receivable to be considered current because the obligor either made a payment in advance, was granted a payment extension, or charged off. -->
<!--3(f)(7) Reporting Period Interest Rate Percentage: This field reflects the interest rate that was effective on the receivable at the beginning of the reporting period.  -->
<!--3(f)(8) Next Interest Rate Percentage: This field reflects the interest rate effective on the receivable at the end of the current reporting period.-->
<!--3(f)(10) Servicing fee - flat-fee: This field will be omitted, as the servicing fee for this transaction is based on a percentage of the pool balance.  -->
<!--3(f)(11) Other loan-level servicing fee(s) retained by servicer: Supplemental Servicing Fees includes all (i) late fees, (ii) non-sufficient funds charges, and (iii) any and all other administrative fees or other similar charges allowed by applicable law with respect to any receivables.  -->
<!--3(f)(12) Other assessed but uncollected servicer fees:  This item includes all (i) late fees, (ii) extension fees, (iii) non-sufficient funds charges and (iv) any and all other administrative fees or other similar charges allowed by applicable law with respect to any receivables. The fees included in this field represent the excess of cumulative fees charged on the receivables since origination (including late charges and fees) over fees paid, fees waived and fees charged off.  -->
<!--3(f)(13) Scheduled Interest Amount: This field is based on the original loan amortization schedule and calculated on 30/360.  -->
<!--3(f)(14) Scheduled Principal Amount: This field is based on the original loan amortization schedule and calculated on 30/360.  -->
<!--3(f)(15) Other Principal Adjustment Amount: This item is calculated as the change in principal balance during the reporting period (Reporting Period Beginning Loan Balance (Item 3(f)(5)) minus Reporting Period Ending Actual Balance (Item 3(f)(16)); minus Actual Principal Collected (Item 3(f)(20)); minus Charged-off Principal Amount (Item 3(i)(1)). A response that is a negative number for this item indicates an increase to the principal balance of the Receivable during the reporting period due to the reversal, adjustments or correction of a payment applied on the receivable in a previous reporting period. A 0.00 in the other principal adjustment field indicates that no increase or decrease to the principal balance of the receivable was made in the reporting period other than that which is reflected in Item 3(f)(20) (Actual Principal Collected). A response that is a positive number indicates a decrease to the principal balance of the Receivable during the reporting period.-->
<!--3(f)(17) Reporting Period Scheduled Payment Amount: This field is based on the original loan amortization schedule and calculated on 30/360. This item will equal the summation of Scheduled interest amount and Scheduled principal amount, items 3(f)(13) and 3(f)(14).-->
<!--3(f)(18) Total Actual Amount Paid: This field represents amounts received on active accounts by the servicer during the reporting period, less any payment reversals. Negative amounts are not included, therefore, if payment reversals posted during the reporting period exceed amounts paid during the period, this item is reported as zero. The "total actual amount paid" for a receivable may not equal the sum of (i) Item 3(f)(19) (Actual Interest Collected), (ii) Item 3(f)(20) (Actual Principal Collected) and (iii) Item 3(f)(21) (Actual Other Amounts Collected) due to payment reversals posted during the reporting period that exceed collections during the reporting period.-->
<!--3(f)(19) Actual Interest Collected Amount: This field represents amounts received as interest on active accounts by the servicer during the reporting period, less any reversals of interest amounts. Negative amounts are not included, therefore, if reversals of interest amounts posted during the reporting period exceed amounts paid as interest during the period, this item is reported as zero.-->
<!--3(f)(20) Actual Principal Collected Amount: This field represents amounts received as principal on active accounts by the servicer during the reporting period, less any reversals of principal amounts. Negative amounts are not included, therefore, if reversals of principal amounts posted during the reporting period exceed amounts paid as principal during the period, this item is reported as zero and the negative value will be included in Item 3(f)(15) (Other Principal Adjustments).-->
<!--3(f)(21) Actual Other Collected Amount: This field represents amounts received by the servicer on active accounts during the reporting period that are not interest or principal payments (i.e. all fees), less any reversals of such amounts. Negative amounts are not included, therefore, if reversals of other amounts posted during the reporting period exceed such other amounts paid during the period, this item is reported as zero.  -->
<!--3(f)(22) Servicer advanced amount: This field has been omitted because it is inapplicable.  -->
<!--3(f)(23) Interest Paid Through Date: "This field reflects the date equal to the month end date minus the per diem number of days of interest equivalent to the total interest amount owed by the related obligor as of month end. If the computed date is after the loan's maturity date, the maturity date will be reported. If the interest amount due is $0 as of the month end date, this reflects the last interest payment's effective date. -->
<!--3(f)(24)(i) Zero Balance Loans - Effective Date: This item will be omitted for a receivable if such receivable has a Reporting Period Ending Actual Balance greater than $0 and is an active loan on the last day of the reporting period. Receivables repurchased following a third-party demand to repurchase also will be reflected in Item 3(h)(Asset Subject to a Demand).  -->
<!--3(f)(24)(ii) Zero Balance Loans - Code: This item will be omitted for a receivable if such receivable has a Reporting Period Ending Actual Balance greater than $0 and is an active loan on the last day of the reporting period. A "3" in the "zero balance code" field will be reported for any receivable that was repurchased during the reporting period. Receivables repurchased following a third-party demand to repurchase also will be reflected in Item 3(h)(Asset Subject to a Demand).  -->
<!--3(f)(25) Current delinquency status: Exeter considers a receivable delinquent when an obligor fails to pay the required minimum portion of the payment due by the due date as described under "Delinquency Experience" in the Prospectus. The number in the "current delinquency status" field reflects the number of days past due for a delinquent receivable. A zero in the current delinquency status field indicates a receivable is not a delinquent receivable or is charged off. Receivables will be considered current if they make at least 90% of their scheduled payment.-->
<!--3(h)(4) Repurchase Name: This field will be omitted until the loan is repurchased due to a demand by a third party. This field specifies the name of the third party who has demanded a repurchase of receivables. -->
<!--3(h)(5) Repurchase Replacement Reason Code: This field will be omitted until the loan is repurchased due to a demand by a third party. -->
<!--3(i)(1) Charged-off Principal Amount: This data item captures the amount of charged off principal including full balance charge offs, small balance write-downs,  partial charge offs, and bankruptcy cramdowns on active non-zero balance loans. A negative value indicates a reversal of any of the above listed transactions types.-->
<!--3(i)(2) Recovered Amount: This field reflects all amounts received from or on behalf of an obligor in the current reporting period with respect to a charged off receivable, net of any expenses (including repossession fees, auction fees, painting, repair or refurbishment expenses in respect of the related financed vehicle) incurred by the servicer in connection with the repossession or any attempted repossession and any payments required by law to be remitted to the related obligor. A negative value may be reported if amounts from a prior reporting period are reversed, adjusted or corrected, or when a fee is assessed without offsetting recovery.-->
<!--3(j)(1) Modification Type Code: This is reported as "98" (Other) with respect to a receivable that had a change to the payment due date, or was modified due to the entry or exit of the obligor into a Chapter 13 bankruptcy paying through a trustee.-->
<!--3(k) Repossessed Indicator: This data item is reported as "true" when the vehicle securing a loan is repossessed during the current reporting period and for each subsequent reporting period. It is reported as "false" when the previously repossessed vehicle is reinstated during the current reporting period and for each subsequent reporting period. It is also reported as "false" for all accounts that have had no repossession activity. -->
<!--3(k)(1) Repossessed Proceeds Amount: This field reflects the amount collected upon disposition of the repossessed vehicle, net of any expenses (including repossession fees, auction fees, painting, repair or refurbishment expenses in respect of the related financed vehicle) incurred by the servicer in connection with the repossession or any attempted repossession and any payments required by law to be remitted to the related obligor. The amount reflected in the "repossession proceeds" field reflects the amount collected with respect to a receivable during the current reporting period.  A negative number in the "repossession proceeds" field will be reported if expenses related to repossession or the attempted repossession of a vehicle are incurred during the reporting period, but no disposition proceeds have been received with respect to that vehicle during the reporting period. Amounts in this field are included in 3(i)(2).-->
</assetdata>
