Rating Agency Grades
Run Date - 2/26/2026 2:25:12 PM
LOAN INFORMATION
INITIAL CREDIT LOAN GRADES
INITIAL COMPLIANCE LOAN GRADES
INITIAL PROPERTY LOAN GRADES
INITIAL OVERALL LOAN GRADES
FINAL CREDIT LOAN GRADES
FINAL COMPLIANCE LOAN GRADES
FINAL PROPERTY LOAN GRADES
FINAL OVERALL LOAN GRADES
AMC Loan ID
Customer Loan ID
Seller Loan ID
Investor Loan Number
Deal Number
Original Loan Amount
DBRS
Fitch
Kroll
Moody's
S&P
Morningstar
DBRS
Fitch
Kroll
Moody's
S&P
Morningstar
DBRS
Fitch
Kroll
Moody's
S&P
Morningstar
DBRS
Fitch
Kroll
Moody's
S&P
Morningstar
DBRS
Fitch
Kroll
Moody's
S&P
Morningstar
DBRS
Fitch
Kroll
Moody's
S&P
Morningstar
DBRS
Fitch
Kroll
Moody's
S&P
Morningstar
DBRS
Fitch
Kroll
Moody's
S&P
Morningstar
XXXX
3564265229
XXXX
     
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
XXXX
4000095868
XXXX
     
C
C
C
C
C
 
B
B
B
B
B
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
B
B
B
B
B
 
A
A
A
A
A
 
B
B
B
B
B
 
XXXX
4000095413
XXXX
     
C
C
C
C
C
 
A
A
A
A
A
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
4000090212
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
4000096569
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
352508SM118704
XXXX
     
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
4000090640
XXXX
     
C
C
C
C
C
 
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
A
A
A
A
A
 
B
B
B
B
B
 
A
A
A
A
A
 
B
B
B
B
B
 
XXXX
4000100582
XXXX
     
C
C
C
C
C
 
A
A
A
A
A
 
C
C
C
C
C
 
C
C
C
C
C
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
XXXX
4000099465
XXXX
     
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 
A
A
A
A
A
 



Exception Grades
Run Date - 2/26/2026 2:25:12 PM
SitusAMC Loan ID
Customer Loan ID
Seller Loan ID
Investor Loan Number
Loan Exception ID
Exception ID
Exception Date
Exception Type
Exception Category
Exception Subcategory
15E Category
Exception
Exception Detail
Exception Information
Compensating Factors
Compensating Factor Information
Applying Party
Follow-up Comments
Cleared Date
Cured Date
Waived Date
Exception Level Grade
DBRS Initial Exception Rating
DBRS Final Exception Rating
Fitch Initial Exception Rating
Fitch Final Exception Rating
Kroll Initial Exception Rating
Kroll Final Exception Rating
Moody's Initial Exception Rating
Moody's Final Exception Rating
S&P Initial Exception Rating
S&P Final Exception Rating
Note Date
Property State
Occupancy
Purpose
Exception Remediation
Overall
Initial Loan Grade
Overall
Final Loan Grade
Credit
Initial Loan Grade
Credit
Final Loan Grade
Compliance
Initial Loan Grade
Compliance
Final Loan Grade
Property
Initial Loan Grade
Property
Final Loan Grade
Originator QM ATR Status
TPR QM ATR Status
Is Curable
XXXX
3564265229
XXXX
 
34170216
   
Compliance
Compliance
Federal Compliance
TILA
ARM Disclosure Timing Test
TIL variable rate disclosure: ARM loan program disclosure not provided to the borrower within [redacted] of application.
       
Buyer Comment (2025-07-31): seller accepts; no change to grading
 
 
Reviewer Comment (2025-07-17): The disclosure being cited here is the ARM disclosure, not the [redacted] booklet. The ARM disclosure in the file was dated [redacted] which was the closing date. As this loan was an ARM from the app date on, please provide the ARM disclosure dated within [redacted]s of the application date, [redacted]. Exception remains.
 
 
Buyer Comment (2025-07-16): Please review the loan disclosure summary in your loan file on page [redacted]which confirms the clients received the [redacted] Booklet as of[redacted] which meets guidelines.
 
   
07/31/2025
3
C
C
C
C
C
C
C
C
C
C
 
XXXX
Primary
Purchase
No Defined Cure
C
C
A
A
C
C
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
4000095868
XXXX
 
35913879
   
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
The business or personal tax returns provided are not the most recent. Application Date[redacted], Most Recent Tax Return End Date 1[redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2025-11-10): Client elects to waive - The extensions for [redacted]returns are in file
 
 
Reviewer Comment (2025-11-10): Reopened
 
 
Reviewer Comment (2025-10-07): Accepted as is.
 
   
11/10/2025
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Second Home
Purchase
 
C
B
C
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
4000095868
XXXX
 
35913880
   
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2025-11-10): Client elects to waive - The extensions for [redacted]returns are in file
 
 
Reviewer Comment (2025-11-10): reopened
 
 
Reviewer Comment (2025-10-07): Accepted as is.
 
   
11/10/2025
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Second Home
Purchase
 
C
B
C
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
4000095868
XXXX
 
35913881
   
Compliance
Compliance
Federal Compliance
ATR/QM Defect
Self-Employed Tax Return Recency - QM
General QM: Self Employed Tax Returns - The business or personal tax returns provided are not the most recent. Application Date [redacted],  Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
The business or personal tax returns provided are not the most recent. Application Date [redacted], Most Recent Tax Return End Date [redacted], Tax Return Due Date [redacted].
     
Reviewer Comment (2025-11-10): Client elects to waive - The extensions for [redacted]returns are in file
 
 
Reviewer Comment (2025-11-10): Reopened
 
 
Reviewer Comment (2025-10-07): Accepted as is.
 
   
11/10/2025
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Second Home
Purchase
 
C
B
C
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
4000095868
XXXX
 
35913884
   
Credit
Income / Employment
Income Documentation
Income / Employment
The verification of employment is required and was not found in file.
-
The verification of employment is not within [redacted] of the Note.
     
Reviewer Comment (2025-10-17): Received, Clearing.
 
 
Seller Comment (2025-10-17): Comment from [redacted] ([redacted]): Final VOE
 
10/17/2025
   
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Second Home
Purchase
 
C
B
C
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
4000095868
XXXX
 
35913885
   
Credit
Income / Employment
Income Documentation
Income / Employment
Verification(s) of employment is not within [redacted]of the Note.
-
Verification of employment is not within [redacted] of the note date
     
Reviewer Comment (2025-10-17): Received, Clearing.
 
 
Seller Comment (2025-10-17): Comment from [redacted] ([redacted]): Final VOE
 
10/17/2025
   
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Second Home
Purchase
 
C
B
C
A
B
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
4000095413
XXXX
 
35913886
   
Credit
Income / Employment
Income Documentation
Missing Document
REO Documents are missing.
-
[redacted] property HOA document not provided in file
     
Reviewer Comment (2025-10-10): HOA doc provided. Cleared.
 
 
Seller Comment (2025-10-10): Comment from [redacted] ([redacted]): REO HOA
 
10/10/2025
   
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
 
C
A
C
A
A
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
352508SM118704
XXXX
 
35913896
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Appraisal Fee.  Fee Amount of $[redacted]exceeds tolerance of $[redacted].  $[redacted]over legal limit.  Insufficient or no cure was provided to the borrower.
Appraisal Fee disclosed as $[redacted]on Initial LE and $[redacted]on Final CD. File does not contain a valid COC for this fee, sufficient cure was not provided in the file.
     
Reviewer Comment (2025-10-16): [redacted] received valid COC document
 
 
Buyer Comment (2025-10-14): LE and COC
 
10/16/2025
   
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Second Home
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
A
A
A
C
A
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
4000090640
XXXX
 
35913899
   
Credit
Income / Employment
Income Documentation
Missing Document
REO Documents are missing.
- ___
Tax verification document is missing for the property address [redacted]
     
Reviewer Comment (2025-11-06): Clearing.
 
 
Buyer Comment (2025-11-05): Comment from [redacted] ([redacted]): This property is part of a coop. Taxes are included in HOA. Please cleare
 
11/06/2025
   
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Second Home
Purchase
 
C
B
C
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
4000090640
XXXX
 
35913900
   
Compliance
Compliance
Federal Compliance
ECOA
ECOA Appraisal - Copy of Appraisal Not Provided 3 Business Days Prior to Consummation
ECOA Valuations Rule (Dodd-Frank 2014): Creditor did not provide a copy of each valuation to applicant[redacted] prior to consummation.
Creditor did not provide a copy of each valuation to applicant [redacted] prior to consummation.
     
Reviewer Comment (2025-11-03): Accepted as is.
 
   
11/03/2025
2
B
B
B
B
B
B
B
B
B
B
 
XXXX
Second Home
Purchase
 
C
B
C
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
4000090640
XXXX
 
35913902
   
Compliance
Compliance
Federal Compliance
TRID Defect
TRID [redacted]Percent Tolerance Violation Without Sufficient Cure Provided
TILA-RESPA Integrated Disclosure: [redacted]Percent Fee Tolerance exceeded for Transfer Tax.  Fee Amount of $[redacted]exceeds tolerance of $[redacted].  $[redacted]over legal limit.  Insufficient or no cure was provided to the borrower.
No Cure provided
     
Reviewer Comment (2025-11-14): [redacted] received corrected PCCD and LOE
 
 
Seller Comment (2025-11-13): Comment from [redacted]([redacted]): Please see attached
 
 
Reviewer Comment (2025-11-09): [redacted] received corrected Closing disclosure to remove transfer taxes and increased the recording fee. Moreover, the LOE to borrower was not located in trailing documents. Please provide LOE to borrower and Final SS to verify the specific fees are applied to the same to complete remediation.
 
 
Seller Comment (2025-11-06): Comment from [redacted] ([redacted]): On this loan, [redacted] recording fee was shown as transfer tax in error, now it's corrected. Please find attached the updated CD.
 
11/14/2025
   
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Second Home
Purchase
Fee Tolerance Refund Provide the Following: Letter of Explanation, Proof of Delivery, Copy of Refund Check, and Corrected CD
C
B
C
A
C
B
A
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
4000100582
XXXX
 
35913905
   
Credit
Loan Package Documentation
Closing / Title
Loan Package Documentation
Missing Document: Rider - ARM not provided
 
The file was missing a copy of Rider - ARM.
     
Reviewer Comment (2025-11-12): Received Rider - ARM. Exception cleared.
 
 
Seller Comment (2025-11-12): Comment from [redacted]([redacted]): Please see attached. Thank you.
 
11/12/2025
   
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
 
C
A
C
A
A
A
C
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
XXXX
4000100582
XXXX
 
35913906
   
Property
Guideline
Guideline Issue
Guideline
No secondary valuation was provided.
 
CDA is required by the guidelines.
     
Reviewer Comment (2025-11-13): Received, Clearing.
 
 
Seller Comment (2025-11-12): Comment from [redacted] ([redacted]): Please see attached.
 
11/13/2025
   
1
C
A
C
A
C
A
C
A
C
A
 
XXXX
Primary
Purchase
 
C
A
C
A
A
A
C
A
Safe Harbor QM (APOR)
Safe Harbor QM (APOR)
No
 


Valuation Report
Run Date - 2/26/2026 2:25:12 PM
SitusAMC Loan ID
Customer Loan ID
Seller Loan ID
Investor Loan Number
Note Date
Original Loan Amount
Sales Price
Value for LTV
As-Is Value for LTV
LTV Value Variance Amount
LTV Value Variance Percent
Primary Valuation Value
Primary Valuation Report Date
Primary Valuation Effective Date
Primary Valuation Type
Primary Valuation Company
Primary Valuation Appraiser Name
Primary Valuation Appraiser License Num
Primary Valuation FSD Score
Secondary Valuation Value
Secondary Valuation Variance Amount
Secondary Valuation Variance Percent
Secondary Valuation Report Date
Secondary Valuation Effective Date
Secondary Valuation Type
Secondary Valuation Company
Secondary Valuation FSD Score
Secondary Valuation Desk Review Risk Score
AVM Value
AVM Variance Amount
AVM Variance Percent
AVM Company
AVM FSD Score
AVM Report Date
Desk Review Value
Desk Review Variance Amount
Desk Review Variance Percent
Desk Review Company
Desk Review Risk Score
Desk Review Report Date
Desk Review Effective Date
Desktop Appraisal Value
Desktop Appraisal Variance Amount
Desktop Appraisal Variance Percent
Desktop Appraisal Company
Desktop Appraisal Report Date
Desktop Appraisal Effective Date
BPO Value
BPO Variance Amount
BPO Variance Percent
BPO Company
BPO Report Date
Field Review Value
Field Review Variance Amount
Field Review Variance Percent
Field Review Company
Field Review Report Date
Field Review Effective Date
2055 Value
2055 Variance Amount
2055 Variance Percent
2055 Company
2055 Report Date
2055 Effective Date
AVE/CMA Value
AVE/CMA Variance Amount
AVE/CMA Variance Percent
AVE/CMA Company
AVE/CMA Report Date
Hybrid Valuation Value
Hybrid Valuation Variance Amount
Hybrid Valuation Variance Percent
Hybrid Valuation Company
Hybrid Valuation Report Date
Updated Valuation Value
Updated Valuation Variance Amount
Updated Valuation Variance Percent
Updated Valuation Company
Updated Valuation Report Date
Updated Valuation Effective Date
Aggregate Appraised Value
Aggregate Variance Amount
Aggregate Variance Percent
Value Analysis Valuation Value
Value Analysis Report Date
Is Eligible for Rep and Warrant Relief per Loan Collateral Advisor?
LCA Risk Score
Collateral Underwriter Risk Score
XXXX
3564265229
XXXX
             
0.000%
     
Appraisal
                                                                                                                                           
N/A
 
1.40
XXXX
4000095868
XXXX
             
0.000%
     
Appraisal
           
0.000%
   
Desk Review
   
Low
                                                                                                                 
No
3.00
2.50
XXXX
4000095413
XXXX
             
0.000%
     
Appraisal
           
0.000%
   
Desk Review
   
Moderate
                                                                                                                 
Yes
2.50
1.00
XXXX
4000090212
XXXX
             
0.000%
     
Appraisal
           
0.000%
   
Desk Review
   
Low
                                                                                                                 
No
   
XXXX
4000096569
XXXX
             
0.000%
     
Appraisal
           
0.000%
   
Desk Review
   
Moderate
                                                                                                                 
Yes
2.00
2.10
XXXX
352508SM118704
XXXX
             
0.000%
     
Appraisal
           
0.000%
   
Desk Review
   
Moderate
                                                                                                                 
N/A
 
5.00
XXXX
4000090640
XXXX
             
0.000%
     
Appraisal
           
0.000%
   
Desk Review
   
Low
                                                                                                                 
Yes
1.00
2.60
XXXX
4000100582
XXXX
             
0.000%
     
Appraisal
           
0.000%
   
Desk Review
   
Low
                                                                                                                 
Yes
2.50
2.90
XXXX
4000099465
XXXX
             
0.000%
     
Appraisal
           
0.000%
   
Desk Review
   
Low
                                                                                                                 
No
4.00
4.20
 


Supplemental Data
Run Date - 2/26/2026 2:25:12 PM
SitusAMC Loan ID
Customer Loan ID
Seller Loan ID
Investor Loan Number
TILA Status Loan Designation
Exempt QM/ATR Equivalency
CDFI Bank Originated Loan
Application Date
TRID Tested
GSE
HOEPA Fees
TILA Fees
Rate Lock Date
Calculated APR
Original P&I
Qualifying P&I
Qualifying Rate
Is Borrower Non Occupant
Is Co Borrower Non Occupant
Borrower Employment Indicator
Co Borrower Employment Indicator
Co Borrower 2 Employment Indicator
Co Borrower 3 Employment Indicator
Co Borrower2 Length of Employment
Co Borrower3 Length of Employment
Borrower Foreign National Indicator
Co Borrower Foreign National Indicator
Co Borrower 2 Foreign National Indicator
Co Borrower 3 Foreign National Indicator
Borrower Country Name
Co Borrower Country Name
Co Borrower2 Country Name
Co Borrower3 Country Name
Residual Income
Num Units
Annual Property Tax
Annual Insurance Costs
Monthly Property Tax
Monthly Insurance Costs
HOA Name
HOA Address State
Fee Amount
Next Due Date
HOA Payment Frequency
Investor DTI
QM DTI
Non QM DTI
Original Credit Report Date
Qualifying Credit Score
Third Wage Earner Original FICO Equifax
Third Wage Earner Original FICO Experian
Third Wage Earner Original FICO Transunion
Fourth Wage Earner Original FICO Equifax
Fourth Wage Earner Original FICO Experian
Fourth Wage Earner Original FICO Transunion
Most Recent Updated Credit Report Date
Primary Wage Earner Updated FICO Equifax
Primary Wage Earner Updated FICO Experian
Primary Wage Earner Updated FICO Transunion
Secondary Wage Earner Updated FICO Equifax
Secondary Wage Earner Updated FICO Experian
Secondary Wage Earner Updated FICO Transunion
Third Wage Earner Updated FICO Equifax
Third Wage Earner Updated FICO Experian
Third Wage Earner Updated FICO Transunion
Fourth Wage Earner Updated FICO Equifax
Fourth Wage Earner Updated FICO Experian
Fourth Wage Earner Updated FICO Transunion
Most Recent Updated Co Borrower 2 FICO
Most Recent Updated Co Borrower 3 FICO
Co Borrower 2 Asset Verification Level
Co Borrower 3 Asset Verification Level
Co Borrower 2 Income Verification Level
Co Borrower 3 Income Verification Level
Co Borrower 2 Employment Verification Level
Co Borrower 3 Employment Verification Level
Asset Depletion Flag
Bank Statements Flag
Number of Statements
Type of Statements
Percent of Income From Statements
Borrower Business Ownership %
CoBorrower Business Ownership %
P&L Type
Income Doc Detail
Tax Return Doc Details
Document Level
Document Type
Most Recent Bankruptcy Type
Most Recent Bankruptcy Filing Date
Most Recent Bankruptcy Discharge Date
Number of Bankruptcy Events
Months Bankruptcy (7, 11)
Months Bankruptcy (13)
Most Recent Deed-in -Lieu Date
Number of Deed-in-Lieu Events
Months Deed-in-Lieu
Most Recent Short Sale Date
Number of Short Sale Events
Months Short Sale (or Pre FC)
Most Recent Foreclosure Date
Number of Foreclosure Events
Months Foreclosure
Prior Mortgage/Rent Late 30d in 24m
Prior Mortgage/Rent Late 60d in 24m
Prior Mortgage/Rent Late 90d in 24m
Has ACH
Guideline Name
UW Guideline Author
ATR QM Total Points and Fees Audit
Loan Regulation Benchmark Date
Benchmark Rate
HUD 1 Page 1 Credits Total
Collateral Underwriter Risk Score
AUS Decision System
Property Inspection Waiver (PIW)
Rating Result
Eligible For Rep and Warrant Relief Per Collateral Advisor
Is Equity Shared Loan
Investor Qualifying Rate
Borrower Years of W2s
CoBorrower Years of W2s
Years of Personal Tax Returns
Years of Business Tax Returns
Years of 4506T
Years of Tax Transcripts
Months of Personal Bank Statements
Months of Business Bank Statements
Months of Profit and Loss Statements
Expense Letter
Total DSCR
Total Inverse DSCR
Subordinate Lien Type
Is Shared Appreciation Mortgage
Duration of Payout Months
Seller VSH Indicator
Seller Indicated VSH Guideline
Validated VSH
IO Remaining Amortization Term at Recast
Maturity Date
Borrower Own Funds Cash Amount
Borrower Own Funds Percent
Is the Note an eNote
Borrower WVOE - # of Months of Income provided
Co Borrower WVOE - # of Months of Income provided
Co Borrower2 WVOE - # of Months of Income provided
Co Borrower3 WVOE - # of Months of Income provided
Were the origination guidelines utilized for this diligence review?
Title Evidence
Ownership Type
Borrower Type
Borrower Designation
Co Borrower Type
Co Borrower Designation
Co Borrower2 Type
Co Borrower2 Designation
Co Borrower3 Type
Co Borrower3 Designation
Senior Lien Position
Senior Lien Original Loan Amount
Senior Lien Original Interest Rate
Senior Lien Note Projected Closing Date
Senior Lien Current Balance
Senior Lien Current P&I
Loan Closed in the Name of an Entity
Note Executed by
Assumable Mortgage Flag
Leasehold Flag
Buydown Flag
Borrower Experian FICO Model Used
Borrower Equifax FICO Model Used
Borrower TransUnion FICO Model Used
Co Borrower Experian FICO Model Used
Co Borrower Equifax FICO Model Used
Co Borrower TransUnion FICO Model Used
Co Borrower2 Experian FICO Model Used
Co Borrower2 Equifax FICO Model Used
Co Borrower2 TransUnion FICO Model Used
Co Borrower3 Experian FICO Model Used
Co Borrower3 Equifax FICO Model Used
Co Borrower3 TransUnion FICO Model Used
Borrower Documentation Used to Determine Legal Residency
Co Borrower Documentation Used to Determine Legal Residency
Co Borrower2 Documentation Used to Determine Legal Residency
Co Borrower3 Documentation Used to Determine Legal Residency
Delayed Financing?
Months Reserves
Correspondent Type
Departure Residence
Rate Increase on Default
MERS Min Number
Co Borrower Other Income
Co Borrower Wage Income
Primary Housing Lates 0 6 Months 30
Primary Housing Lates 0 6 Months 60
Primary Housing Lates 0 6 Months 90
Primary Housing Lates 7 12 Months 30
Primary Housing Lates 7 12 Months 60
Primary Housing Lates 7 12 Months 90
Primary Housing Lates 13 24 Months 30
Primary Housing Lates 13 24 Months 60
Primary Housing Lates 13 24 Months 90
Primary Housing Lates 25 36 Months 30
Primary Housing Lates 25 36 Months 60
Primary Housing Lates 25 36 Months 90
Borrower 1 ITIN Flag
Borrower 2 ITIN Flag
Borrower 3 ITIN Flag
Borrower 4 ITIN Flag
Total Number of Mortgaged Properties
xxxx
3564265229
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
   
xxxx
xxxx
 
xxxx
xxxx
1.4
DU
 
ApproveIneligible
N/A
No
xxxx
2
2
0
0
3
3
   
xxxx
No
         
Yes
Mixed
Not Tested
 
xxxx
xxxx
xxxx
No
28
     
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
Yes
 
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                   
xxxx
 
Yes
No
 
xxxx
xxxx
                       
No
No
No
No
2
xxxx
4000095868
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
US Citizen
             
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2025
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Other - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Other - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Paystubs - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; Other - 2025
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2025
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2024
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Non-Primary Income - Wages]; VVOE - 2025
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
xxxx
 
xxxx
xxxx
 
xxxx
xxxx
2.5
LP / LPA
 
Accept/Ineligible
No
No
xxxx
2
 
1
0
2
1
     
No
         
Not Stated
     
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
                       
No
Individual
Yes
 
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                         
xxxx
 
No
No
 
xxxx
xxxx
                       
No
No
No
No
2
xxxx
4000095413
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2025
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2025
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Non-Primary Income - Sole Proprietor]; CPA Letter - 2025
[Borrower -  | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2025
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2024
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Coborrower(s) -  | Primary Income - Wages]; Employer Letter - 2025
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) -  | Primary Income - Wages]; WVOE - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2024
[Coborrower]; 4506-C - 2024
[Coborrower]; Transcripts (1040) - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
xxxx
 
xxxx
xxxx
 
xxxx
xxxx
1.0
DU
 
ApproveIneligible
Yes
No
xxxx
2
2
2
0
2
2
     
No
         
Not Stated
     
xxxx
xxxx
xxxx
No
 
32
   
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
Yes
 
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                   
xxxx
 
No
No
 
xxxx
xxxx
                       
No
No
No
No
2
xxxx
4000090212
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025
[Coborrower(s) -  | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
Full Documentation (F)
Retirement Income - Fully Verified
                             
xxxx
xxxx
xxxx
xxxx
 
xxxx
xxxx
 
xxxx
xxxx
 
DU
 
ApproveIneligible
No
No
xxxx
0
0
0
0
3
0
   
xxxx
No
         
Not Stated
     
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
Yes
 
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                   
xxxx
 
No
No
 
xxxx
xxxx
                       
No
No
No
No
2
xxxx
4000096569
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2025
[Borrower -  | Primary Income - Wages]; VVOE - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2025
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2025
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2025
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 Transcript - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower]; 4506-C - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
xxxx
 
xxxx
xxxx
 
xxxx
xxxx
2.1
DU
 
ApproveIneligible
Yes
No
xxxx
1
3
1
0
3
1
   
xxxx
No
         
Not Stated
     
xxxx
xxxx
 
No
20
33
   
Yes
Commitment
Fee Simple
Individual
Trustee
Individual
Trustee
                   
No
Trustee
Yes
 
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                 
No
xxxx
 
No
No
 
xxxx
xxxx
                       
No
No
No
No
1
xxxx
352508SM118704
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
US Citizen
             
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - IRA Distribution]; Account Statements - 2025
[Borrower -  | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                             
xxxx
xxxx
xxxx
xxxx
 
xxxx
xxxx
 
xxxx
xxxx
5.0
DU
 
ApproveIneligible
N/A
No
xxxx
0
 
0
0
3
0
   
xxxx
No
         
Not Stated
     
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
                       
No
Individual
Yes
 
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                         
xxxx
 
No
No
 
xxxx
xxxx
                       
No
No
No
No
1
xxxx
4000090640
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
US Citizen
             
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; VVOE - 2025
[Borrower -  | Primary Income - Wages]; WVOE - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 4506-C - 2024
[Borrower]; Tax Return Extension - 2024
[Borrower]; Transcripts (1040) - No Results Returned - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
xxxx
 
xxxx
xxxx
 
xxxx
xxxx
2.6
DU
 
ApproveIneligible
Yes
No
xxxx
2
 
2
0
3
2
   
xxxx
No
         
Not Stated
     
xxxx
xxxx
xxxx
No
32
     
Yes
Commitment
Fee Simple
Individual
Individual
                       
No
Individual
Yes
 
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                         
xxxx
 
No
No
 
xxxx
xxxx
                       
No
No
No
No
5
xxxx
4000100582
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
         
Permanent Resident Alien
             
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
No
No
           
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2025
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Vesting Schedule - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 1040 - 2024
[Borrower]; 4506-C - 2024
[Borrower]; Transcripts (1040) - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Tax Return Extension - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
xxxx
 
xxxx
xxxx
 
xxxx
xxxx
2.9
DU
 
ApproveIneligible
Yes
No
xxxx
3
 
2
0
2
2
   
xxxx
No
         
Not Stated
     
xxxx
xxxx
xxxx
No
       
Yes
Commitment
Fee Simple
Individual
Individual
                       
No
Individual
Yes
 
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
               
Resident Alien Card
       
xxxx
 
Yes
No
 
xxxx
xxxx
                       
No
No
No
No
3
xxxx
4000099465
xxxx
 
xxxx
     
Yes
No
xxxx
xxxx
 
xxxx
xxxx
xxxx
xxxx
No
No
xxxx
xxxx
       
US Citizen
US Citizen
           
xxxx
xxxx
xxxx
xxxx
xxxx
xxxx
         
xxxx
xxxx
xxxx
xxxx
xxxx
                                                     
Yes
No
           
[Borrower -  | Primary Income - Wages]; Other - 2025
[Borrower -  | Primary Income - Wages]; Paystubs - 2025
[Borrower -  | Primary Income - Wages]; VVOE - 2025
[Borrower -  | Primary Income - Wages]; WVOE - 2025
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Social Security]; Account Statements - 2025
[Coborrower(s) -  | Primary Income - Social Security]; Award Letter / Continuance Letter - 2025
[Coborrower(s) -  | Non-Primary Income - Pension]; Account Statements - 2025
[Coborrower(s) -  | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2025
[Coborrower(s) -  | Non-Primary Income - Pension]; 1099-R - 2024
[Coborrower(s) -  | Non-Primary Income - Asset Depletion]; Account Statements - 2025
[Coborrower(s) -  | Non-Primary Income - Asset Depletion]; Account Statements - 2025
[Coborrower(s) -  | Non-Primary Income - Asset Depletion]; Account Statements - 2025
[Borrower]; 4506-C - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2024
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                             
xxxx
xxxx
xxxx
xxxx
 
xxxx
xxxx
 
xxxx
xxxx
4.2
LP / LPA
 
Accept/Ineligible
No
No
xxxx
2
0
0
0
3
0
   
xxxx
No
       
240
Not Stated
     
xxxx
xxxx
xxxx
No
33
     
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                   
No
Individual
Yes
 
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                   
xxxx
 
Yes
No
 
xxxx
xxxx
                       
No
No
No
No
1
 


ASF
Run Date - 2/26/2026 2:25:13 PM
Primary Servicer
Servicing Fee Percentage
Servicing Fee Flat Dollar
Servicing Advance Methodology
Originator
Loan Group
Loan Number
Amortization Type
Lien Position
Heloc Indicator
Loan Purpose
Cash Out Amount
Total Origination and Discount Points in Dollars
Covered High Cost Loan Indicator
Relocation Loan Indicator
Broker Indicator
Channel
Escrow Indicator
Senior Loan Amounts
Loan Type of Most Senior Lien
Hybrid Period of Most Senior Lien in Months
Neg Am Limit of Most Senior Lien
Junior Mortgage Balance
Origination Date of Most Senior Lien
Origination Date
Original Loan Amount
Original Interest Rate
Original Amortization Term
Original Term to Maturity
First Payment Date of Loan
Interest Type Indicator
Original Interest Only Term
Buy Down Period
HELOC Draw Period
Current Loan Amount
Current Interest Rate
Current Payment Amount Due
Interest Paid Through Date
Current Payment Status
Index Type
ARM Look Back Days
Gross Margin
ARM Round Flag
ARM Rounding Factor
Initial Fixed Rate Period
Initial Interest Rate Cap Change Up
Initial Interest Rate Cap Change Down
Subsequent Interest Rate Reset Period
Subsequent Interest Rate Change Down
Subsequent Interest Rate Change Up
Lifetime Maximum Rate Ceiling
Lifetime Minimum Rate Floor
Negative Amortization Limit
Initial Negative Amortization Recast Period
Subsequent Negative Amortization Recast Period
Initial Fixed Payment Period
Subsequent Payment Reset Period
Initial Periodic Payment Cap
Subsequent Periodic Payment Cap
Initial Minimum Payment Reset Period
Subsequent Minimum Payment Reset Period
Option ARM Indicator
Options at Recast
Initial Minimum Payment
Current Minimum Payment
Prepayment Penalty Calculation
Prepayment Penalty Type
Prepayment Penalty Total Term
Prepayment Penalty Hard Term
Primary Borrower ID
Number of Mortgaged Properties
Total Number of Borrowers
Self Employment Flag
Current Other Monthly Payment
Length of Employment Borrower
Length of Employment Co Borrower
Years in Home
FICO Model Used
Most Recent FICO Date
Primary Wage Earner Original FICO Equifax
Primary Wage Earner Original FICO Experian
Primary Wage Earner Original FICO Transunion
Secondary Wage Earner Original FICO Equifax
Secondary Wage Earner Original FICO Experian
Secondary Wage Earner Original FICO Transunion
Most Recent Primary Borrower FICO
Most Recent Co Borrower FICO
Most Recent FICO Method
Vantagescore Primary Borrower
Vantagescore Co Borrower
Most Recent Vantagescore Method
Vantagescore Date
Credit Report Longest Trade Line
Credit Report Maximum Trade Line
Credit Report Number of Trade Lines
Credit Line Usage Ratio
Most Recent 12 Month Pay History
Months Bankruptcy
Months Foreclosure
Primary Borrower Wage Income
Co Borrower Wage Income
Primary Borrower Other Income
Co Borrower Other Income
All Borrower Wage Income
All Borrower Total Income
4506T/C Indicator
Borrower Income Verification Level
Co Borrower Income Verification Level
Borrower Employment Verification Level
Co Borrower Employment Verification Level
Borrower Asset Verification Level
Co Borrower Asset Verification Level
Liquid Cash Reserves
Monthly Debt All Borrowers
Originator DTI
Fully Indexed Rate
Qualification Method
Percentage of Down Payment From Borrower Own Funds
City
State
Postal Code
Property Type
Occupancy
Sales Price
Original Appraised Property Value
Original Property Valuation Type
Original Property Valuation Date
Original Automated Valuation Model AVM Model Name
Original AVM Confidence Score
Most Recent Property Value
Most Recent Property Valuation Type
Most Recent Property Valuation Date
Most Recent AVM Model Name
Most Recent AVM Confidence Score
Original CLTV
Original LTV
Original Pledged Assets
Mortgage Insurance Company Name
Mortgage Insurance Percent
MI Lender or Borrower Paid
Pool Insurance Co Name
Pool Insurance Stop Loss Percent
MI Certificate Number
Updated DTI Front End
Updated DTI Back End
Modification Effective Payment Date
Total Capitalized Amount
Total Deferred Amount
Pre Modification Interest Note Rate
Pre Modification P&I Payment
Pre Modification Initial Interest Rate Change Downward Cap
Pre Modification Subsequent Interest Rate Cap
Pre Modification Next Interest Rate Change Date
Pre Modification IO Term
Forgiven Principal Amount
Forgiven Interest Amount
Number of Modifications
Real Estate Interest
Community Ownership Structure
Year of Manufacture
HUD Code Compliance Indicator Y/N
Gross Manufacturers Invoice Price
LTI Loan to Invoice Gross
Net Manufacturers Invoice Price
LTI Net
Manufacturer Name
Model Name
Down Payment Source
Community Related Party Lender Y/N
Defined Underwriting Criteria Y/N
Chattel Indicator
9999999
0.000000
 
99
 
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XXXX
           
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1
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XXXX
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XXXX
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3
       
XXXX
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XXXX
 
XXXX
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1
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1
 
4
 
XXXX
XXXX
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1
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XXXX
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0
 
XXXX
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0
 
XXXX
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0.000000
                                                               
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0.000000
 
99
 
UNK
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XXXX
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2
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XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
                 
XXXX
           
0
 
2
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
XXXX
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
1
XXXX
XXXX
XXXX
XXXX
4
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
       
0
 
XXXX
XXXX
XXXX
 
0.000000
                                                               
9999999
0.000000
 
99
 
UNK
XXXX
2
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0
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XXXX
XXXX
XXXX
 
2
0
0
         
0
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
                 
XXXX
           
0
 
2
2
0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
XXXX
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
3
3
1
1
4
4
XXXX
XXXX
XXXX
XXXX
4
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
0.000000
                                                               
9999999
0.000000
 
99
 
UNK
XXXX
2
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7
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0
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1
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XXXX
XXXX
XXXX
 
2
0
0
         
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XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
                 
XXXX
           
0
 
5
1
0
XXXX
XXXX
   
1
 
XXXX
XXXX
XXXX
     
XXXX
 
3
       
XXXX
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
 
XXXX
 
XXXX
XXXX
1
5
 
3
 
4
 
XXXX
XXXX
XXXX
XXXX
4
XXXX
 
XXXX
 
1
2
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
0.000000
                                                               
9999999
0.000000
 
99
 
UNK
XXXX
2
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7
XXXX
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0
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1
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XXXX
XXXX
XXXX
 
2
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0
         
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XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
                 
XXXX
           
0
 
2
2
1
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
XXXX
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
4
XXXX
XXXX
XXXX
XXXX
4
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
0.000000
                                                               
9999999
0.000000
 
99
 
UNK
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XXXX
XXXX
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XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
                 
XXXX
           
0
 
2
1
1
XXXX
XXXX
   
1
 
XXXX
XXXX
XXXX
     
XXXX
 
3
       
XXXX
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
 
XXXX
 
XXXX
XXXX
1
2
 
3
 
3
 
XXXX
XXXX
XXXX
XXXX
4
XXXX
 
XXXX
 
1
2
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
0.000000
                                                               
9999999
0.000000
 
99
 
UNK
XXXX
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XXXX
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XXXX
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XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
                 
XXXX
           
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1
2
0
XXXX
XXXX
XXXX
XXXX
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
XXXX
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
3
4
1
XXXX
XXXX
XXXX
XXXX
4
   
XXXX
 
7
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
0.000000
                                                               
9999999
0.000000
 
99
 
UNK
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XXXX
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XXXX
XXXX
XXXX
XXXX
XXXX
                 
XXXX
           
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1
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0
XXXX
XXXX
XXXX
 
1
 
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
3
       
XXXX
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
1
5
5
3
1
4
4
XXXX
XXXX
XXXX
XXXX
4
XXXX
 
XXXX
 
1
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
0.000000
                                                               
9999999
0.000000
 
99
 
UNK
XXXX
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4
               
XXXX
XXXX
XXXX
 
2
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XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
                 
XXXX
           
0
 
3
1
0
XXXX
XXXX
   
1
 
XXXX
XXXX
XXXX
     
XXXX
 
3
       
XXXX
XXXX
XXXX
XXXX
XXXXXXXXXXXX
   
XXXX
 
XXXX
 
XXXX
XXXX
1
5
 
3
 
4
 
XXXX
XXXX
XXXX
XXXX
4
XXXX
 
XXXX
 
7
1
 
XXXX
3
 
0
 
XXXX
9
 
0
 
XXXX
XXXX
XXXX
 
0.000000