<?xml version="1.0" encoding="us-ascii"?>
<assetData xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.sec.gov/edgar/document/absee/cmbs/assetdata">
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>1</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Wells Fargo Bank, National Association; JPMorgan Chase Bank, National Association; Societe Generale Financial Corporation</originatorName>
    <originationDate>12-03-2019</originationDate>
    <originalLoanAmount>50000000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>01-01-2030</maturityDate>
    <originalInterestRatePercentage>0.033588</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.033588</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>02-01-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>PP</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>239904.56</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>50000000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>5</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>true</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>02-28-2022</prepaymentLockOutEndDate>
    <yieldMaintenanceEndDate>08-31-2029</yieldMaintenanceEndDate>
    <property>
      <propertyName>KINGS PLAZA</propertyName>
      <propertyAddress>5100 KINGS PLAZA</propertyAddress>
      <propertyCity>Brooklyn</propertyCity>
      <propertyState>NY</propertyState>
      <propertyZip>11234</propertyZip>
      <propertyCounty>Kings</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>811797</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>811797</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>1969</yearBuiltNumber>
      <yearLastRenovated>2018</yearLastRenovated>
      <valuationSecuritizationAmount>900000000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-17-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.97</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.85</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <DefeasedStatusCode>X</DefeasedStatusCode>
      <largestTenant>Lowes</largestTenant>
      <squareFeetLargestTenantNumber>114000</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>05-31-2028</leaseExpirationLargestTenantDate>
      <secondLargestTenant>Primark</secondLargestTenant>
      <squareFeetSecondLargestTenantNumber>102805</squareFeetSecondLargestTenantNumber>
      <leaseExpirationSecondLargestTenantDate>07-31-2038</leaseExpirationSecondLargestTenantDate>
      <thirdLargestTenant>Target</thirdLargestTenant>
      <squareFeetThirdLargestTenantNumber>90164</squareFeetThirdLargestTenantNumber>
      <leaseExpirationThirdLargestTenantDate>01-31-2034</leaseExpirationThirdLargestTenantDate>
      <financialsSecuritizationDate>09-30-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>81045186.71</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>57289131.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>29004262.00</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>22741091.75</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>52040924.71</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>34548039.25</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>50905970.16</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>33696823.75</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>12438406.00</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>3.13</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.7775</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>3.06</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.709</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>09-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>50000000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>144615.00</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.033588</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001356</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>144615.00</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>50000000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>50000000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-01-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Midland Loan Services</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>1A</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Wells Fargo Bank, National Association</originatorName>
    <originationDate>12-03-2019</originationDate>
    <originalLoanAmount>32945945.95</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>01-01-2030</maturityDate>
    <originalInterestRatePercentage>0.033588</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.033588</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>02-01-2020</firstLoanPaymentDueDate>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>PP</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <scheduledPrincipalBalanceSecuritizationAmount>32945945.95</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <graceDaysAllowedNumber>5</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <property>
      <propertyName>NA</propertyName>
      <propertyState>NA</propertyState>
      <DefeasedStatusCode>X</DefeasedStatusCode>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>32945945.95</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>95289.56</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.033588</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001356</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>95289.56</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>32945945.95</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>32945945.95</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-01-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Midland Loan Services</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>2</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Wells Fargo Bank, National Association; Goldman Sachs Bank USA; JPMorgan Chase Bank, National Assocation; DBR Investments Co. Limited</originatorName>
    <originationDate>11-25-2019</originationDate>
    <originalLoanAmount>40000000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>12-06-2029</maturityDate>
    <originalInterestRatePercentage>0.0299</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0299</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>01-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>A1</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>180230.56</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>40000000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>06-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>1633 BROADWAY</propertyName>
      <propertyAddress>1633 BROADWAY</propertyAddress>
      <propertyCity>New York</propertyCity>
      <propertyState>NY</propertyState>
      <propertyZip>10019</propertyZip>
      <propertyCounty>New York</propertyCounty>
      <propertyTypeCode>OF</propertyTypeCode>
      <netRentableSquareFeetNumber>2561512</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>2561512</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>1972</yearBuiltNumber>
      <yearLastRenovated>2013</yearLastRenovated>
      <valuationSecuritizationAmount>2400000000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-24-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.98</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.93</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <largestTenant>ALLIANZ ASSET MGMT OF AMERICA</largestTenant>
      <squareFeetLargestTenantNumber>320911</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>01-31-2031</leaseExpirationLargestTenantDate>
      <secondLargestTenant>WMG ACQUISITION CORP</secondLargestTenant>
      <squareFeetSecondLargestTenantNumber>295943</squareFeetSecondLargestTenantNumber>
      <leaseExpirationSecondLargestTenantDate>07-31-2029</leaseExpirationSecondLargestTenantDate>
      <thirdLargestTenant>SHOWTIME NETWORKS INC</thirdLargestTenant>
      <squareFeetThirdLargestTenantNumber>261196</squareFeetThirdLargestTenantNumber>
      <leaseExpirationThirdLargestTenantDate>01-31-2026</leaseExpirationThirdLargestTenantDate>
      <financialsSecuritizationDate>09-30-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>190585947.01</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>151960000.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>71435783.66</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>68051648.00</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>119150163.35</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>83908352.00</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>116677727.04</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>82005352.00</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>22779979.00</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>3.92</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>3.6834</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>3.83</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>3.5998</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>09-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>40000000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>102988.89</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0299</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001356</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>102988.89</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>40000000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>40000000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>KeyBank National Association</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>2A</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Wells Fargo Bank, National Association</originatorName>
    <originationDate>11-25-2019</originationDate>
    <originalLoanAmount>30000000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>12-06-2029</maturityDate>
    <originalInterestRatePercentage>0.0299</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0299</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>01-06-2020</firstLoanPaymentDueDate>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>A1</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <scheduledPrincipalBalanceSecuritizationAmount>30000000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <property>
      <propertyName>NA</propertyName>
      <propertyState>NA</propertyState>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>30000000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>77241.67</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0299</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001356</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>77241.67</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>30000000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>30000000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>KeyBank National Association</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>3</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Barclays Capital Real Estate Inc.; Citi Real Estate Funding Inc.; Goldman Sachs Bank USA; BMO Harris Bank N.A.</originatorName>
    <originationDate>11-26-2019</originationDate>
    <originalLoanAmount>40000000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>12-08-2029</maturityDate>
    <originalInterestRatePercentage>0.03486</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.03486</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>01-08-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>A1</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>120073.33</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>40000000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>3</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>06-07-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>650 MADISON AVENUE</propertyName>
      <propertyAddress>650 MADISON AVENUE</propertyAddress>
      <propertyCity>New York</propertyCity>
      <propertyState>NY</propertyState>
      <propertyZip>10022</propertyZip>
      <propertyCounty>New York</propertyCounty>
      <propertyTypeCode>MU</propertyTypeCode>
      <netRentableSquareFeetNumber>600415</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>600415</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>1957</yearBuiltNumber>
      <yearLastRenovated>2015</yearLastRenovated>
      <valuationSecuritizationAmount>1210000000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-31-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.97</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.81</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-08-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <largestTenant>Ralph Lauren</largestTenant>
      <squareFeetLargestTenantNumber>141871</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>04-30-2036</leaseExpirationLargestTenantDate>
      <secondLargestTenant>Ralph Lauren</secondLargestTenant>
      <squareFeetSecondLargestTenantNumber>61848</squareFeetSecondLargestTenantNumber>
      <leaseExpirationSecondLargestTenantDate>11-10-2025</leaseExpirationSecondLargestTenantDate>
      <thirdLargestTenant>BC PARTNERS INC.</thirdLargestTenant>
      <squareFeetThirdLargestTenantNumber>44504</squareFeetThirdLargestTenantNumber>
      <leaseExpirationThirdLargestTenantDate>08-17-2037</leaseExpirationThirdLargestTenantDate>
      <financialsSecuritizationDate>09-30-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>87327989.44</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>28587419.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>28901494.83</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>16247090.00</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>58426494.61</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>12340329.00</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>56776390.86</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>11515277.00</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>11176577.00</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>2.81</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.1041</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>2.73</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.0303</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>40000000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>120073.33</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.03486</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001356</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>120073.33</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>40000000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>40000000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-08-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>KeyBank National Association</primaryServicerName>
    <mostRecentSpecialServicerTransferDate>10-14-2025</mostRecentSpecialServicerTransferDate>
    <mostRecentMasterServicerReturnDate>12-09-2025</mostRecentMasterServicerReturnDate>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
    <workoutStrategyCode>8</workoutStrategyCode>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>4</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Barclays Capital Real Estate Inc.; DBR Investments Co. Limited</originatorName>
    <originationDate>12-19-2019</originationDate>
    <originalLoanAmount>40000000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>09-06-2033</maturityDate>
    <originalInterestRatePercentage>0.0369868</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0369868</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>02-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>A1</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>127398.98</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>40000000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>true</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>02-05-2022</prepaymentLockOutEndDate>
    <yieldMaintenanceEndDate>07-05-2029</yieldMaintenanceEndDate>
    <property>
      <propertyName>F5 TOWER</propertyName>
      <propertyAddress>801 5TH AVENUE</propertyAddress>
      <propertyCity>Seattle</propertyCity>
      <propertyState>WA</propertyState>
      <propertyZip>98104</propertyZip>
      <propertyCounty>King</propertyCounty>
      <propertyTypeCode>OF</propertyTypeCode>
      <netRentableSquareFeetNumber>515518</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>515518</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2019</yearBuiltNumber>
      <valuationSecuritizationAmount>470000000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-05-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <largestTenant>F5 NETWORKS INC</largestTenant>
      <squareFeetLargestTenantNumber>515518</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>09-30-2033</leaseExpirationLargestTenantDate>
      <financialsSecuritizationDate>12-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>32787852.30</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>18399715.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>8792416.05</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>5774716.00</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>23995436.26</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>12624999.00</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>23119055.66</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>12186808.00</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>3468797.00</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>3.45</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>3.6395</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>3.32</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>3.5132</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>F</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>40000000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>127398.98</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0369868</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001356</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>127398.98</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>40000000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>40000000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <hyperAmortizingDate>01-06-2030</hyperAmortizingDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Midland Loan Services</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>5</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Ladder Capital Finance LLC</originatorName>
    <originationDate>12-27-2019</originationDate>
    <originalLoanAmount>38520000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>01-06-2030</maturityDate>
    <originalInterestRatePercentage>0.04155</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.04155</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>02-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>137821.35</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>38520000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>09-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>SILVER CITY PLAZA</propertyName>
      <propertyAddress>3001 SOUTH LAS VEGAS BOULEVARD</propertyAddress>
      <propertyCity>Las Vegas</propertyCity>
      <propertyState>NV</propertyState>
      <propertyZip>89109</propertyZip>
      <propertyCounty>Clark</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>41583</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>41583</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2005</yearBuiltNumber>
      <valuationSecuritizationAmount>60500000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-26-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.94</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <largestTenant>Ross Dress for Less</largestTenant>
      <squareFeetLargestTenantNumber>32000</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>01-31-2030</leaseExpirationLargestTenantDate>
      <secondLargestTenant>Denny's</secondLargestTenant>
      <squareFeetSecondLargestTenantNumber>4765</squareFeetSecondLargestTenantNumber>
      <leaseExpirationSecondLargestTenantDate>03-25-2030</leaseExpirationSecondLargestTenantDate>
      <thirdLargestTenant>7-ELEVEN 33497</thirdLargestTenant>
      <squareFeetThirdLargestTenantNumber>2200</squareFeetThirdLargestTenantNumber>
      <leaseExpirationThirdLargestTenantDate>10-31-2029</leaseExpirationThirdLargestTenantDate>
      <financialsSecuritizationDate>10-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>12-31-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>12-31-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>3363071.09</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>4268178.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>492777.60</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>845095.31</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>2870293.49</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>3423082.69</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>2812077.29</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>3364867.69</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>1622735.25</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.76</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.1094</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.73</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.0735</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>12-31-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>38520000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>137821.35</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.04155</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>137821.35</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>38520000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>38520000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>6</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Ladder Capital Finance LLC</originatorName>
    <originationDate>01-16-2020</originationDate>
    <originalLoanAmount>36720000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>02-06-2030</maturityDate>
    <originalInterestRatePercentage>0.03632</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.03632</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>03-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>107434.56</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>36720000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>true</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>02-05-2022</prepaymentLockOutEndDate>
    <yieldMaintenanceEndDate>11-05-2029</yieldMaintenanceEndDate>
    <property>
      <propertyName>AXALTA NAVY YARD</propertyName>
      <propertyAddress>1050 CONSTITUTION AVENUE</propertyAddress>
      <propertyCity>Philadelphia</propertyCity>
      <propertyState>PA</propertyState>
      <propertyZip>19112</propertyZip>
      <propertyCounty>Philadelphia</propertyCounty>
      <propertyTypeCode>OF</propertyTypeCode>
      <netRentableSquareFeetNumber>175000</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>175000</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2017</yearBuiltNumber>
      <valuationSecuritizationAmount>61800000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-18-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <DefeasedStatusCode>X</DefeasedStatusCode>
      <largestTenant>Axalta Coating Syste</largestTenant>
      <squareFeetLargestTenantNumber>175000</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>10-31-2037</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>3628502.07</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>3599064.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>108855.06</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>107971.92</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>3519647.01</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>3491092.08</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>3502147.01</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>3477967.08</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>1015071.36</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>2.60</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>3.4392</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>2.58</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>3.4263</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>09-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>36720000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>114843.84</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.03632</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>114843.84</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>36720000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>36720000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Barclays Capital Real Estate Inc.</originatorName>
    <originationDate>12-09-2019</originationDate>
    <originalLoanAmount>33875000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>12-06-2029</maturityDate>
    <originalInterestRatePercentage>0.03494</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.03494</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>01-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>PP</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>101920.47</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>33875000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>25</NumberPropertiesSecuritization>
    <NumberProperties>25</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>09-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>ExchangeRight Net Leased Portfolio #31</propertyName>
      <propertyTypeCode>98</propertyTypeCode>
      <netRentableSquareFeetSecuritizationNumber>547761</netRentableSquareFeetSecuritizationNumber>
      <valuationSecuritizationAmount>119040000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>7588538.70</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>4072239.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>627045.69</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>800563.05</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>6961493.00</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>3271675.95</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>6711431.82</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>3121644.95</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <mostRecentDebtServiceAmount>1308521.00</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>2.65</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.5002</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>2.56</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.3856</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>33875000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>101920.47</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.03494</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001356</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>101920.47</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>33875000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>33875000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Midland Loan Services</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7-001</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>HY-VEE - SAVAGE, MN</propertyName>
      <propertyAddress>6150 EGAN DRIVE</propertyAddress>
      <propertyCity>Savage</propertyCity>
      <propertyState>MN</propertyState>
      <propertyZip>55378</propertyZip>
      <propertyCounty>Scott</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>101278</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>101278</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2016</yearBuiltNumber>
      <valuationSecuritizationAmount>22400000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-12-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>Hy-Vee Food Stores</largestTenant>
      <squareFeetLargestTenantNumber>97310</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>12-31-2039</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>1274822.98</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>666404.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>34152.66</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>80552.55</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>1240670.32</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>585851.45</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>1181338.30</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>556185.45</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>249748.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.3457</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.2269</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7-002</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>GIANT EAGLE - NEW ALBANY, OH</propertyName>
      <propertyAddress>5461 NEW ALBANY ROAD WEST</propertyAddress>
      <propertyCity>New Albany</propertyCity>
      <propertyState>OH</propertyState>
      <propertyZip>43054</propertyZip>
      <propertyCounty>Franklin</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>71050</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>71050</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2006</yearBuiltNumber>
      <valuationSecuritizationAmount>16480000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-25-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>Giant Eagle</largestTenant>
      <squareFeetLargestTenantNumber>73187</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>08-31-2032</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>991891.80</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>514958.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>33309.48</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>75378.13</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>958582.33</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>439579.87</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>914427.71</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>417502.37</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>164462.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.6728</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.5385</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7-003</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>BIOLIFE PLASMA SERVICES L.P. - COLUMBUS, GA</propertyName>
      <propertyAddress>6301 VETERANS PARKWAY</propertyAddress>
      <propertyCity>Columbus</propertyCity>
      <propertyState>GA</propertyState>
      <propertyZip>31909</propertyZip>
      <propertyCounty>Muscogee</propertyCounty>
      <propertyTypeCode>OF</propertyTypeCode>
      <netRentableSquareFeetNumber>14181</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>14181</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2019</yearBuiltNumber>
      <valuationSecuritizationAmount>7950000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-24-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>BIOLIFE PLASMA</largestTenant>
      <squareFeetLargestTenantNumber>14273</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>09-30-2034</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>499954.65</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>249326.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>14385.19</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>54598.40</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>485569.46</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>194727.60</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>485569.46</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>194727.60</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>97774.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.9916</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.9916</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7-004</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>WALGREENS - DES PLAINES, IL</propertyName>
      <propertyAddress>17 WEST GOLF ROAD</propertyAddress>
      <propertyCity>Des Plaines</propertyCity>
      <propertyState>IL</propertyState>
      <propertyZip>60016</propertyZip>
      <propertyCounty>Cook</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>15120</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>15120</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2000</yearBuiltNumber>
      <valuationSecuritizationAmount>6300000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-01-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>Walgreens</largestTenant>
      <squareFeetLargestTenantNumber>15074</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>09-30-2029</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>393742.63</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>210338.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>9267.44</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>27469.58</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>384475.19</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>182868.42</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>368321.99</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>174791.92</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>77758.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.3517</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.2478</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7-005</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>TRACTOR SUPPLY - YULEE, FL</propertyName>
      <propertyAddress>463180 STATE HWY 200</propertyAddress>
      <propertyCity>Yulee</propertyCity>
      <propertyState>FL</propertyState>
      <propertyZip>32097</propertyZip>
      <propertyCounty>Nassau</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>18800</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>18800</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2019</yearBuiltNumber>
      <valuationSecuritizationAmount>5560000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-13-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>Tractor Supply</largestTenant>
      <squareFeetLargestTenantNumber>18824</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>11-30-2034</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>326482.33</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>180622.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>8206.94</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>21385.83</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>318275.39</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>159236.17</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>302209.22</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>151203.17</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>65537.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.4297</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.3071</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7-006</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>HOBBY LOBBY - BELTON, MO</propertyName>
      <propertyAddress>520 EAST MARKEY PARKWAY</propertyAddress>
      <propertyCity>Belton</propertyCity>
      <propertyState>MO</propertyState>
      <propertyZip>64012</propertyZip>
      <propertyCounty>Cass</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>55000</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>55000</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2016</yearBuiltNumber>
      <valuationSecuritizationAmount>5300000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-22-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>Hobby Lobby</largestTenant>
      <squareFeetLargestTenantNumber>55001</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>02-28-2031</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>491508.24</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>250829.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>187838.40</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>160757.63</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>303669.84</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>90071.37</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>271689.63</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>74081.37</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>57123.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.5767</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.2968</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7-007</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>TRACTOR SUPPLY - OREGON, OH</propertyName>
      <propertyAddress>3942 NAVARRE AVENUE</propertyAddress>
      <propertyCity>Oregon</propertyCity>
      <propertyState>OH</propertyState>
      <propertyZip>43616</propertyZip>
      <propertyCounty>Lucas</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>18795</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>18795</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2004</yearBuiltNumber>
      <valuationSecuritizationAmount>4180000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-19-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>Tractor Supply</largestTenant>
      <squareFeetLargestTenantNumber>19404</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>12-31-2029</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>250506.07</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>156879.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>7566.19</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>21298.62</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>242939.88</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>135580.38</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>232375.52</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>130298.38</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>48710.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.7834</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.6749</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7-008</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>HOBBY LOBBY - MARION, OH</propertyName>
      <propertyAddress>280 MCMAHAN BOULEVARD</propertyAddress>
      <propertyCity>Marion</propertyCity>
      <propertyState>OH</propertyState>
      <propertyZip>43616</propertyZip>
      <propertyCounty>Marion</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>55020</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>55020</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2007</yearBuiltNumber>
      <valuationSecuritizationAmount>4200000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-19-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>Hobby Lobby</largestTenant>
      <squareFeetLargestTenantNumber>55113</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>03-31-2031</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>380689.55</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>297435.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>126958.34</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>110205.74</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>253731.21</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>187229.26</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>222392.73</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>171560.26</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>47824.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>3.9149</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>3.5873</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7-009</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>TRACTOR SUPPLY - NEW LENOX, IL</propertyName>
      <propertyAddress>2161 EAST LARAWAY ROAD</propertyAddress>
      <propertyCity>New Lenox</propertyCity>
      <propertyState>IL</propertyState>
      <propertyZip>60451</propertyZip>
      <propertyCounty>Will</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>19097</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>19097</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2019</yearBuiltNumber>
      <valuationSecuritizationAmount>4050000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-31-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>Tractor Supply</largestTenant>
      <squareFeetLargestTenantNumber>19034</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>11-30-2034</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>236951.06</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>132070.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>6090.04</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>16975.94</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>230861.02</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>115094.06</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>216808.81</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>108067.56</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>45167.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.5481</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.3926</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7-010</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>TRACTOR SUPPLY - DANVILLE, IN</propertyName>
      <propertyAddress>16 RIDGE AVENUE</propertyAddress>
      <propertyCity>Danville</propertyCity>
      <propertyState>IN</propertyState>
      <propertyZip>46122</propertyZip>
      <propertyCounty>Hendricks</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>19097</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>19097</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2019</yearBuiltNumber>
      <valuationSecuritizationAmount>3900000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-24-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>Tractor Supply</largestTenant>
      <squareFeetLargestTenantNumber>19099</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>10-31-2034</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>227014.18</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>124688.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>5929.42</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>14479.36</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>221084.75</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>110208.64</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>207259.32</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>103295.64</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>44282.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.4887</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.3326</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7-011</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>CVS PHARMACY - MILFORD, OH</propertyName>
      <propertyAddress>921 LILA AVENUE</propertyAddress>
      <propertyCity>Milford</propertyCity>
      <propertyState>OH</propertyState>
      <propertyZip>45150</propertyZip>
      <propertyCounty>Clermont</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>10118</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>10118</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>1999</yearBuiltNumber>
      <valuationSecuritizationAmount>3450000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-25-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>CVS</largestTenant>
      <squareFeetLargestTenantNumber>10118</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>01-31-2030</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>204091.06</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>109723.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>4872.92</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>27070.78</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>199218.14</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>82652.22</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>191308.18</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>78697.22</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>39854.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.0738</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.9746</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7-012</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>CVS PHARMACY - ALTON, IL</propertyName>
      <propertyAddress>2422 COLLEGE AVENUE</propertyAddress>
      <propertyCity>Alton</propertyCity>
      <propertyState>IL</propertyState>
      <propertyZip>62002</propertyZip>
      <propertyCounty>Madison</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>10157</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>10157</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2000</yearBuiltNumber>
      <valuationSecuritizationAmount>3390000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-25-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>CVS</largestTenant>
      <squareFeetLargestTenantNumber>10157</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>01-31-2030</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>200557.32</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>105000.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>5068.47</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>12032.88</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>195488.85</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>92967.12</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>187608.71</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>89027.12</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>38968.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.3857</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.2846</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7-013</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>WALGREENS - CHICAGO HEIGHTS, IL</propertyName>
      <propertyAddress>3120 CHICAGO ROAD</propertyAddress>
      <propertyCity>South Chicago Heights</propertyCity>
      <propertyState>IL</propertyState>
      <propertyZip>60411</propertyZip>
      <propertyCounty>Cook</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>14725</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>14725</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2000</yearBuiltNumber>
      <valuationSecuritizationAmount>4100000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-01-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>Walgreens</largestTenant>
      <squareFeetLargestTenantNumber>14678</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>10-31-2030</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>253036.61</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>133067.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>6347.38</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>14006.71</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>246689.23</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>119060.29</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>234105.49</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>112768.29</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>36931.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>3.2238</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>3.0534</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7-014</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>WALGREENS - WHEELING, IL</propertyName>
      <propertyAddress>1199 WEST DUNDEE ROAD</propertyAddress>
      <propertyCity>Wheeling</propertyCity>
      <propertyState>IL</propertyState>
      <propertyZip>60090</propertyZip>
      <propertyCounty>Cook</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>14250</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>14250</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2000</yearBuiltNumber>
      <valuationSecuritizationAmount>5600000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-01-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>Walgreens</largestTenant>
      <squareFeetLargestTenantNumber>14297</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>06-30-2031</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>369292.30</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>184000.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>8678.23</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>15404.11</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>360614.07</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>168595.89</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>358476.57</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>167526.89</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>36400.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>4.6317</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>4.6023</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7-015</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>TRACTOR SUPPLY - KANKAKEE, IL</propertyName>
      <propertyAddress>506 RIVERSTONE PARKWAY</propertyAddress>
      <propertyCity>Kankakee</propertyCity>
      <propertyState>IL</propertyState>
      <propertyZip>60901</propertyZip>
      <propertyCounty>Kankakee</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>19097</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>19097</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2019</yearBuiltNumber>
      <valuationSecuritizationAmount>3000000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-31-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>Tractor Supply</largestTenant>
      <squareFeetLargestTenantNumber>19013</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>10-31-2034</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>175634.78</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>101325.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>4822.44</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>16645.37</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>170812.34</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>84679.63</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>157842.30</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>78194.63</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>32768.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.5842</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.3863</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7-016</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>DOLLAR GENERAL - FAYETTEVILLE, GA</propertyName>
      <propertyAddress>1437 HIGHWAY 92 NORTH</propertyAddress>
      <propertyCity>Fayetteville</propertyCity>
      <propertyState>GA</propertyState>
      <propertyZip>30214</propertyZip>
      <propertyCounty>Fayette</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>9002</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>9002</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2018</yearBuiltNumber>
      <valuationSecuritizationAmount>1920000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-22-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>Dollar General</largestTenant>
      <squareFeetLargestTenantNumber>8956</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>11-30-2033</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>132421.94</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>60048.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>14974.38</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>12218.33</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>117447.56</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>47829.67</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>117447.56</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>47829.67</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>24798.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.9287</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.9287</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7-017</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>CVS PHARMACY - MOBILE, AL</propertyName>
      <propertyAddress>3100 DAUPHIN ISLAND PARKWAY</propertyAddress>
      <propertyCity>Mobile</propertyCity>
      <propertyState>AL</propertyState>
      <propertyZip>36605</propertyZip>
      <propertyCounty>Mobile</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>10125</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>10125</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2000</yearBuiltNumber>
      <valuationSecuritizationAmount>2100000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-28-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>CVS</largestTenant>
      <squareFeetLargestTenantNumber>10149</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>01-31-2030</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>124217.75</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>65000.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>3202.15</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>7881.81</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>121015.61</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>57118.19</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>115122.52</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>54171.69</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>24355.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.3452</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.2242</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7-018</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>ADVANCE AUTO PARTS - RICHMOND, VA</propertyName>
      <propertyAddress>7216 BROOK ROAD</propertyAddress>
      <propertyCity>Richmond</propertyCity>
      <propertyState>VA</propertyState>
      <propertyZip>23227</propertyZip>
      <propertyCounty>Henrico</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>7000</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>7000</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2005</yearBuiltNumber>
      <valuationSecuritizationAmount>2180000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-28-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>Advance Auto Parts</largestTenant>
      <squareFeetLargestTenantNumber>6762</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>02-28-2030</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>133351.18</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>70208.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>9668.24</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>9751.20</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>123682.94</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>60456.80</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>117429.87</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>57330.30</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>23912.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.5283</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.3975</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7-019</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>DOLLAR GENERAL - ROANOKE, VA</propertyName>
      <propertyAddress>2227 GARDEN CITY BOULEVARD SOUTHEAST</propertyAddress>
      <propertyCity>Roanoke</propertyCity>
      <propertyState>VA</propertyState>
      <propertyZip>24014</propertyZip>
      <propertyCounty>Roanoke City</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>10542</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>10542</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2012</yearBuiltNumber>
      <valuationSecuritizationAmount>1850000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-27-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>Dollar General</largestTenant>
      <squareFeetLargestTenantNumber>10542</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>05-31-2032</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>131051.10</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>66568.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>16073.80</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>10861.66</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>114977.30</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>55706.34</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>114977.30</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>55706.34</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>23912.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.3296</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.3296</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7-020</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>DOLLAR GENERAL - MCDONOUGH, GA</propertyName>
      <propertyAddress>2370 HIGHWAY 155 NORTH</propertyAddress>
      <propertyCity>McDonough</propertyCity>
      <propertyState>GA</propertyState>
      <propertyZip>30252</propertyZip>
      <propertyCounty>Henry</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>9026</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>9026</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2019</yearBuiltNumber>
      <valuationSecuritizationAmount>1870000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-22-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>Dollar General</largestTenant>
      <squareFeetLargestTenantNumber>9665</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>10-31-2034</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>136005.23</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>56998.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>24729.65</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>12711.83</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>111275.58</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>44286.17</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>111275.58</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>44286.17</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>23469.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.887</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.887</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7-021</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>DOLLAR GENERAL - ALVIN, TX</propertyName>
      <propertyAddress>1109 SOUTH GORDON STREET</propertyAddress>
      <propertyCity>Alvin</propertyCity>
      <propertyState>TX</propertyState>
      <propertyZip>77511</propertyZip>
      <propertyCounty>Brazoria</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>9026</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>9026</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2011</yearBuiltNumber>
      <valuationSecuritizationAmount>1670000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-24-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>Dollar General</largestTenant>
      <squareFeetLargestTenantNumber>9322</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>02-29-2032</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>129398.05</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>86638.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>28493.81</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>22775.54</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>100904.24</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>63862.46</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>100904.24</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>63862.46</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>21698.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.9432</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.9432</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7-022</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>CVS PHARMACY - LAWRENCEVILLE, GA</propertyName>
      <propertyAddress>2650 CRUSE ROAD</propertyAddress>
      <propertyCity>Lawrenceville</propertyCity>
      <propertyState>GA</propertyState>
      <propertyZip>30044</propertyZip>
      <propertyCounty>Gwinnett</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>10127</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>10127</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>1999</yearBuiltNumber>
      <valuationSecuritizationAmount>2830000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-22-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>CVS</largestTenant>
      <squareFeetLargestTenantNumber>10127</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>01-31-2030</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>167059.60</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>87500.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>4150.83</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>25755.70</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>162908.77</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>61744.30</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>155941.82</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>58260.80</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>20989.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.9417</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.7757</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7-023</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>DOLLAR GENERAL - PRATTVILLE, AL</propertyName>
      <propertyAddress>1455 MARTIN LUTHER KING DRIVE</propertyAddress>
      <propertyCity>Prattville</propertyCity>
      <propertyState>AL</propertyState>
      <propertyZip>36067</propertyZip>
      <propertyCounty>Autauga</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>9026</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>9026</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2019</yearBuiltNumber>
      <valuationSecuritizationAmount>1575000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-09-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>Dollar General</largestTenant>
      <squareFeetLargestTenantNumber>9246</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>11-30-2034</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>105759.35</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>50940.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>5993.94</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>6042.07</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>99765.41</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>44897.93</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>99765.41</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>44897.93</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>20901.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.1481</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.1481</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7-024</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>DOLLAR GENERAL - MOBILE, AL</propertyName>
      <propertyAddress>5768 THREE NOTCH ROAD</propertyAddress>
      <propertyCity>Mobile</propertyCity>
      <propertyState>AL</propertyState>
      <propertyZip>36619</propertyZip>
      <propertyCounty>Mobile</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>9002</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>9002</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2019</yearBuiltNumber>
      <valuationSecuritizationAmount>1625000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-28-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>Dollar General</largestTenant>
      <squareFeetLargestTenantNumber>9281</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>11-30-2034</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>118943.11</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>50949.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>19423.61</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>10292.24</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>99519.50</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>40656.76</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>99519.50</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>40656.76</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>20812.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.9535</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.9535</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>7-025</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>DOLLAR GENERAL - EVANSVILLE, IN</propertyName>
      <propertyAddress>3101 MOUNT VERNON AVENUE</propertyAddress>
      <propertyCity>Evansville</propertyCity>
      <propertyState>IN</propertyState>
      <propertyZip>47712</propertyZip>
      <propertyCounty>Vanderburgh</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>9100</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>9100</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2019</yearBuiltNumber>
      <valuationSecuritizationAmount>1560000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-26-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>Dollar General</largestTenant>
      <squareFeetLargestTenantNumber>9536</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>10-31-2034</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>134155.82</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>60726.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>36841.74</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>14011.04</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>97314.08</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>46714.96</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>97314.08</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>46714.96</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>20369.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.2934</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.2934</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>8</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Barclays Capital Real Estate Inc.</originatorName>
    <originationDate>11-15-2019</originationDate>
    <originalLoanAmount>30000000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>12-06-2029</maturityDate>
    <originalInterestRatePercentage>0.0404</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0404</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>01-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>PP</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>104366.67</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>30000000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>true</modifiedIndicator>
    <prepaymentLockOutEndDate>09-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>ONE STOCKTON</propertyName>
      <propertyAddress>1 STOCKTON STREET</propertyAddress>
      <propertyCity>San Francisco</propertyCity>
      <propertyState>CA</propertyState>
      <propertyZip>94108</propertyZip>
      <propertyCounty>San Francisco</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>16987</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>16987</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>1973</yearBuiltNumber>
      <yearLastRenovated>2016</yearLastRenovated>
      <valuationSecuritizationAmount>111000000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-21-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <largestTenant>T-MOBILE</largestTenant>
      <squareFeetLargestTenantNumber>16987</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>11-30-2026</leaseExpirationLargestTenantDate>
      <financialsSecuritizationDate>10-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>12-31-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>12-31-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>6109059.58</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>10451.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>1114258.19</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>1111839.16</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>4994801.39</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>-1101388.16</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>4845820.79</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>-1250369.16</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>2703433.36</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.84</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>-0.4074</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.79</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>-0.4625</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>F</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>30000000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>104366.67</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0404</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>104366.67</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>30000000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>30000000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <mostRecentSpecialServicerTransferDate>01-02-2024</mostRecentSpecialServicerTransferDate>
    <mostRecentMasterServicerReturnDate>12-06-2024</mostRecentMasterServicerReturnDate>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
    <repurchaseAmount>0.00</repurchaseAmount>
    <workoutStrategyCode>8</workoutStrategyCode>
    <lastModificationDate>10-06-2026</lastModificationDate>
    <modificationCode>98</modificationCode>
    <postModificationMaturityDate>12-06-2029</postModificationMaturityDate>
    <postModificationAmortizationPeriodAmount>0</postModificationAmortizationPeriodAmount>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>9</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Wells Fargo Bank, National Association</originatorName>
    <originationDate>12-19-2019</originationDate>
    <originalLoanAmount>27700000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>01-11-2030</maturityDate>
    <originalInterestRatePercentage>0.0418</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0418</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>02-11-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>99704.61</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>27700000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>10-10-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>WALGREENS - LAS VEGAS STRIP</propertyName>
      <propertyAddress>3765 SOUTH LAS VEGAS BOULEVARD</propertyAddress>
      <propertyCity>Las Vegas</propertyCity>
      <propertyState>NV</propertyState>
      <propertyZip>89109</propertyZip>
      <propertyCounty>Clark</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>14688</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>14688</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>1999</yearBuiltNumber>
      <valuationSecuritizationAmount>38000000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-21-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-11-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <largestTenant>Walgreens</largestTenant>
      <squareFeetLargestTenantNumber>14688</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>12-17-2034</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>2007983.00</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>1575000.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>20080.00</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>15750.00</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>1987903.00</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>1559250.00</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>1986435.00</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>1558148.25</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>881260.10</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.69</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.7693</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.69</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.768</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>09-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>27700000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>99704.61</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0418</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>99704.61</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>27700000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>27700000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-11-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>10</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Argentic Real Estate Finance LLC</originatorName>
    <originationDate>12-27-2019</originationDate>
    <originalLoanAmount>26500000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>01-06-2030</maturityDate>
    <originalInterestRatePercentage>0.0392</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0392</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>02-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>89452.22</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>26500000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>10-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>HIGHLAND VILLAGE TOWNHOMES</propertyName>
      <propertyAddress>140 PINEHURST DRIVE</propertyAddress>
      <propertyCity>Pittsburgh</propertyCity>
      <propertyState>PA</propertyState>
      <propertyZip>15229</propertyZip>
      <propertyCounty>Allegheny</propertyCounty>
      <propertyTypeCode>MF</propertyTypeCode>
      <unitsBedsRoomsNumber>161</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>161</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>2016</yearBuiltNumber>
      <valuationSecuritizationAmount>42400000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-23-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.96</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.96</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <financialsSecuritizationDate>09-30-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>3611383.09</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>3657351.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>1472949.49</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>1625673.97</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>2138433.60</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>2031677.03</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>2098183.60</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>2001489.53</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>790642.22</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>2.02</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.5696</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.99</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.5314</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>F</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>26500000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>89452.22</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0392</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>89452.22</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>26500000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>26500000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>11</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>BSPRT CMBS Finance, LLC</originatorName>
    <originationDate>12-04-2019</originationDate>
    <originalLoanAmount>26450000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>12-06-2029</maturityDate>
    <originalInterestRatePercentage>0.0407</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0407</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>01-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>PP</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>92699.90</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>26450000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>09-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>VERNON TOWER</propertyName>
      <propertyAddress>31-43 VERNON BOULEVARD</propertyAddress>
      <propertyCity>Astoria</propertyCity>
      <propertyState>NY</propertyState>
      <propertyZip>11106</propertyZip>
      <propertyCounty>Queens</propertyCounty>
      <propertyTypeCode>MF</propertyTypeCode>
      <unitsBedsRoomsNumber>103</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>103</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>2015</yearBuiltNumber>
      <valuationSecuritizationAmount>70100000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-06-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.96</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.93</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <financialsSecuritizationDate>10-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>3827249.28</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>2688766.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>624852.48</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>560876.71</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>3202396.80</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>2127889.29</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>3170816.80</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>2104204.29</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>1339764.81</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.79</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.5882</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.77</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.5705</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>26450000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>92699.90</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0407</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>92699.90</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>26450000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>26450000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>12</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Barclays Capital Real Estate Inc.</originatorName>
    <originationDate>11-21-2019</originationDate>
    <originalLoanAmount>25450000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>12-06-2029</maturityDate>
    <originalInterestRatePercentage>0.03421</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.03421</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>01-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>PP</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>74972.17</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>25450000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>true</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>01-05-2022</prepaymentLockOutEndDate>
    <yieldMaintenanceEndDate>09-05-2029</yieldMaintenanceEndDate>
    <property>
      <propertyName>EXCHANGE ON ERWIN</propertyName>
      <propertyAddress>2610 ERWIN ROAD</propertyAddress>
      <propertyCity>Durham</propertyCity>
      <propertyState>NC</propertyState>
      <propertyZip>27705</propertyZip>
      <propertyCounty>Durham</propertyCounty>
      <propertyTypeCode>MU</propertyTypeCode>
      <netRentableSquareFeetNumber>316061</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>316061</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2007</yearBuiltNumber>
      <valuationSecuritizationAmount>117000000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-31-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.97</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.86</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <DefeasedStatusCode>X</DefeasedStatusCode>
      <largestTenant>DUKE UNIVERSITY</largestTenant>
      <squareFeetLargestTenantNumber>37290</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>08-31-2024</leaseExpirationLargestTenantDate>
      <secondLargestTenant>DUKE UNIVERSITY HEALTH SYSTEMS</secondLargestTenant>
      <squareFeetSecondLargestTenantNumber>24250</squareFeetSecondLargestTenantNumber>
      <leaseExpirationSecondLargestTenantDate>05-31-2024</leaseExpirationSecondLargestTenantDate>
      <thirdLargestTenant>HOOK &amp; REEL</thirdLargestTenant>
      <squareFeetThirdLargestTenantNumber>7254</squareFeetThirdLargestTenantNumber>
      <leaseExpirationThirdLargestTenantDate>12-31-2029</leaseExpirationThirdLargestTenantDate>
      <mostRecentFinancialsStartDate>12-31-2023</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>12-31-2024</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>8935023.24</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>8605196.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>2992779.42</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>3762826.00</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>5942243.81</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>4842370.00</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>5858374.46</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>4758501.00</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>2616994.00</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>2.26</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.8503</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>2.23</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.8183</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>25450000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>74972.17</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.03421</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001356</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>74972.17</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>25450000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>25450000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Midland Loan Services</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>13</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Rialto Mortgage Finance, LLC</originatorName>
    <originationDate>12-23-2019</originationDate>
    <originalLoanAmount>20500000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>01-06-2030</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0477</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0477</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>60</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>02-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>5</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>84203.75</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>20500000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>4</NumberPropertiesSecuritization>
    <NumberProperties>4</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>10-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>Pinnacle Self Storage Portfolio</propertyName>
      <propertyState>NC</propertyState>
      <propertyTypeCode>SS</propertyTypeCode>
      <netRentableSquareFeetSecuritizationNumber>306700</netRentableSquareFeetSecuritizationNumber>
      <unitsBedsRoomsNumber>2191</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>2191</unitsBedsRoomsSecuritizationNumber>
      <valuationSecuritizationAmount>40200000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-15-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.76</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.83</mostRecentPhysicalOccupancyPercentage>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <financialsSecuritizationDate>10-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>10-01-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>2718044.00</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>3845703.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>816786.00</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>1395668.62</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>1901258.00</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>2450034.38</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>1855253.00</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>2404028.38</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <mostRecentDebtServiceAmount>1188862.26</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.48</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.0608</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.44</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.0221</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>20198449.06</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>107184.97</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0477</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>82965.13</scheduledInterestAmount>
    <scheduledPrincipalAmount>24219.84</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>20174229.22</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>20174229.22</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>1094.74</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>13-001</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>CEDAR POINT</propertyName>
      <propertyAddress>1057, 1059 &amp; 1061 CEDAR POINT BOULEVARD</propertyAddress>
      <propertyCity>Cedar Point</propertyCity>
      <propertyState>NC</propertyState>
      <propertyZip>28584</propertyZip>
      <propertyCounty>Carteret</propertyCounty>
      <propertyTypeCode>SS</propertyTypeCode>
      <netRentableSquareFeetNumber>80113</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>80113</netRentableSquareFeetSecuritizationNumber>
      <unitsBedsRoomsNumber>552</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>552</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>1994</yearBuiltNumber>
      <valuationSecuritizationAmount>12000000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-15-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.87</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.84</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <financialsSecuritizationDate>10-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>10-01-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>899048.00</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>1110867.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>242252.00</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>375991.13</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>656795.00</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>734875.87</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>644779.00</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>722858.87</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>411752.93</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.7847</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.7555</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>13-002</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>MOREHEAD CITY</propertyName>
      <propertyAddress>1136 AND 1140 HIGHWAY 24</propertyAddress>
      <propertyCity>Newport</propertyCity>
      <propertyState>NC</propertyState>
      <propertyZip>28570</propertyZip>
      <propertyCounty>Carteret</propertyCounty>
      <propertyTypeCode>SS</propertyTypeCode>
      <netRentableSquareFeetNumber>67957</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>67957</netRentableSquareFeetSecuritizationNumber>
      <unitsBedsRoomsNumber>575</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>575</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>1985</yearBuiltNumber>
      <valuationSecuritizationAmount>9940000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-15-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.84</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.82</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <financialsSecuritizationDate>10-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>10-01-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>664195.00</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>939385.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>190699.00</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>326122.80</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>473496.00</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>613262.20</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>463302.00</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>603068.20</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>295765.33</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.0734</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.039</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>13-003</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>HIGHWAY 70</propertyName>
      <propertyAddress>5002 EAST U.S. 70 HIGHWAY</propertyAddress>
      <propertyCity>New Bern</propertyCity>
      <propertyState>NC</propertyState>
      <propertyZip>28560</propertyZip>
      <propertyCounty>Craven</propertyCounty>
      <propertyTypeCode>SS</propertyTypeCode>
      <netRentableSquareFeetNumber>102180</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>102180</netRentableSquareFeetSecuritizationNumber>
      <unitsBedsRoomsNumber>590</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>590</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>2007</yearBuiltNumber>
      <valuationSecuritizationAmount>9810000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-15-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.62</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.79</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <financialsSecuritizationDate>10-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>10-01-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>647144.00</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>1037252.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>210841.00</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>361621.12</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>436303.00</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>675630.88</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>420976.00</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>660303.88</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>272567.99</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.4787</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.4225</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>13-004</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>NEUSE BLVD</propertyName>
      <propertyAddress>3403 NEUSE BOULEVARD</propertyAddress>
      <propertyCity>New Bern</propertyCity>
      <propertyState>NC</propertyState>
      <propertyZip>28560</propertyZip>
      <propertyCounty>Craven</propertyCounty>
      <propertyTypeCode>SS</propertyTypeCode>
      <netRentableSquareFeetNumber>56450</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>56450</netRentableSquareFeetSecuritizationNumber>
      <unitsBedsRoomsNumber>474</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>474</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>1987</yearBuiltNumber>
      <valuationSecuritizationAmount>6760000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-15-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.74</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.87</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <financialsSecuritizationDate>10-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>10-01-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>507657.00</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>758199.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>172994.00</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>331933.57</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>334663.00</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>426265.43</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>326196.00</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>417797.43</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>208776.01</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.0417</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.0011</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>14</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Rialto Mortgage Finance, LLC</originatorName>
    <originationDate>01-14-2020</originationDate>
    <originalLoanAmount>20500000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>02-06-2030</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0494</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0494</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>0</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>03-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>2</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>109297.94</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>20500000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>false</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>11-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>DELTA HOTELS BY MARRIOTT - DETROIT METRO AIRPORT</propertyName>
      <propertyAddress>31500 WICK ROAD</propertyAddress>
      <propertyCity>Romulus</propertyCity>
      <propertyState>MI</propertyState>
      <propertyZip>48174</propertyZip>
      <propertyCounty>Wayne</propertyCounty>
      <propertyTypeCode>LO</propertyTypeCode>
      <unitsBedsRoomsNumber>271</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>271</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>1980</yearBuiltNumber>
      <yearLastRenovated>2018</yearLastRenovated>
      <valuationSecuritizationAmount>33000000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-01-2019</valuationSecuritizationDate>
      <mostRecentValuationAmount>13000000.00</mostRecentValuationAmount>
      <mostRecentValuationDate>09-04-2025</mostRecentValuationDate>
      <mostRecentValuationSourceCode>MAI</mostRecentValuationSourceCode>
      <physicalOccupancySecuritizationPercentage>0.71</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.26</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <financialsSecuritizationDate>12-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>8422507.00</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>1977369.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>5653740.00</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>3311871.00</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>2768768.00</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>-1334502.00</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>2431867.00</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>-1587177.00</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>983681.00</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>2.11</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>-1.3566</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.85</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>-1.6135</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>19493423.49</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>0.00</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0494</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>0.00</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>20450069.54</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>19493423.49</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>04-06-2020</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>true</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>2487256.96</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>732306.46</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>5010464.7</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>3</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <mostRecentSpecialServicerTransferDate>06-16-2020</mostRecentSpecialServicerTransferDate>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
    <repurchaseAmount>0.00</repurchaseAmount>
    <workoutStrategyCode>13</workoutStrategyCode>
    <postModificationAmortizationPeriodAmount>0</postModificationAmortizationPeriodAmount>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>15</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Wells Fargo Bank, National Association</originatorName>
    <originationDate>10-03-2019</originationDate>
    <originalLoanAmount>19500000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>10-11-2029</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0366</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0366</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>0</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>11-11-2019</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>PP</loanStructureCode>
    <paymentTypeCode>2</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>89314.58</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>19386051.63</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>false</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>04-10-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>4041 CENTRAL</propertyName>
      <propertyAddress>4041 NORTH CENTRAL AVENUE</propertyAddress>
      <propertyCity>Phoenix</propertyCity>
      <propertyState>AZ</propertyState>
      <propertyZip>85012</propertyZip>
      <propertyCounty>Maricopa</propertyCounty>
      <propertyTypeCode>OF</propertyTypeCode>
      <netRentableSquareFeetNumber>406453</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>406453</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>1980</yearBuiltNumber>
      <yearLastRenovated>2016</yearLastRenovated>
      <valuationSecuritizationAmount>58000000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>09-09-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.68</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.75</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-11-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <largestTenant>US Government</largestTenant>
      <squareFeetLargestTenantNumber>116507</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>06-28-2029</leaseExpirationLargestTenantDate>
      <secondLargestTenant>Maricopa County Vital Records</secondLargestTenant>
      <squareFeetSecondLargestTenantNumber>52028</squareFeetSecondLargestTenantNumber>
      <leaseExpirationSecondLargestTenantDate>05-31-2031</leaseExpirationSecondLargestTenantDate>
      <thirdLargestTenant>US Government</thirdLargestTenant>
      <squareFeetThirdLargestTenantNumber>36750</squareFeetThirdLargestTenantNumber>
      <leaseExpirationThirdLargestTenantDate>09-30-2028</leaseExpirationThirdLargestTenantDate>
      <financialsSecuritizationDate>09-30-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>6984424.40</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>3961189.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>2684937.52</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>1677990.55</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>4299486.89</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>2283198.45</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>4044872.35</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>2155890.45</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>1167959.94</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.84</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.9548</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.73</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.8458</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2024</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>17060852.94</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>89314.58</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0366</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001356</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>53770.12</scheduledInterestAmount>
    <scheduledPrincipalAmount>35544.46</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>17060852.94</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>17025308.48</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>01-11-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>89259.49</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>B</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>16</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Wells Fargo Bank, National Association</originatorName>
    <originationDate>12-04-2019</originationDate>
    <originalLoanAmount>18579000.00</originalLoanAmount>
    <originalTermLoanNumber>84</originalTermLoanNumber>
    <maturityDate>12-11-2026</maturityDate>
    <originalInterestRatePercentage>0.03868</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.03868</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>84</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>01-11-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>false</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>61882.52</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>18579000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>5</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>true</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>01-10-2022</prepaymentLockOutEndDate>
    <yieldMaintenanceEndDate>06-10-2026</yieldMaintenanceEndDate>
    <property>
      <propertyName>HILTON GARDEN INN CHARLESTON / MT. PLEASANT</propertyName>
      <propertyAddress>300 WINGO WAY</propertyAddress>
      <propertyCity>Mount Pleasant</propertyCity>
      <propertyState>SC</propertyState>
      <propertyZip>29464</propertyZip>
      <propertyCounty>Charleston</propertyCounty>
      <propertyTypeCode>LO</propertyTypeCode>
      <unitsBedsRoomsNumber>133</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>133</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>2015</yearBuiltNumber>
      <valuationSecuritizationAmount>29700000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-12-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.77</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.79</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <DefeasedStatusCode>X</DefeasedStatusCode>
      <financialsSecuritizationDate>11-30-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>10-01-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>6577609.00</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>7176918.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>4096259.00</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>4145697.71</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>2481350.00</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>3031220.29</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>2218245.00</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>2744143.57</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>728616.77</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>3.40</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>4.1602</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>3.04</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>3.7662</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>18579000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>61882.52</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.03868</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>61882.52</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>18579000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>18579000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-11-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>17</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Rialto Mortgage Finance, LLC</originatorName>
    <originationDate>12-31-2019</originationDate>
    <originalLoanAmount>18200000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>01-06-2030</maturityDate>
    <originalInterestRatePercentage>0.0454</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0454</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>02-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>71151.89</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>18200000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>10-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>1888 WESTCHESTER AVENUE</propertyName>
      <propertyAddress>1888 WESTCHESTER AVENUE</propertyAddress>
      <propertyCity>Bronx</propertyCity>
      <propertyState>NY</propertyState>
      <propertyZip>10472</propertyZip>
      <propertyCounty>Bronx</propertyCounty>
      <propertyTypeCode>OF</propertyTypeCode>
      <netRentableSquareFeetNumber>12400</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>12400</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>1993</yearBuiltNumber>
      <yearLastRenovated>2018</yearLastRenovated>
      <valuationSecuritizationAmount>28900000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-30-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <largestTenant>ZP Parkchester  LLC</largestTenant>
      <squareFeetLargestTenantNumber>12400</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>04-30-2044</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>2052156.00</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>1958879.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>465625.00</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>443725.33</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>1586531.00</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>1515153.67</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>1586531.00</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>1515153.67</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>628890.90</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.89</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.4092</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.89</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.4092</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>09-01-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>18200000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>71151.89</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0454</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>71151.89</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>18200000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>18200000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>18</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Basis Real Estate Capital II, LLC</originatorName>
    <originationDate>01-21-2020</originationDate>
    <originalLoanAmount>17000000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>02-01-2030</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0424</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0424</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>24</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>03-01-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>5</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>58064.44</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>17000000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>5</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>01-31-2030</prepaymentLockOutEndDate>
    <property>
      <propertyName>SCENIC TREE APARTMENTS</propertyName>
      <propertyAddress>10205 86TH TERRACE</propertyAddress>
      <propertyCity>Palos Hills</propertyCity>
      <propertyState>IL</propertyState>
      <propertyZip>60465</propertyZip>
      <propertyCounty>Cook</propertyCounty>
      <propertyTypeCode>MF</propertyTypeCode>
      <unitsBedsRoomsNumber>254</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>254</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>1968</yearBuiltNumber>
      <yearLastRenovated>2019</yearLastRenovated>
      <valuationSecuritizationAmount>22800000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-05-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.93</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.92</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-01-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <financialsSecuritizationDate>11-30-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>3098830.13</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>2926401.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>1581883.97</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>1767685.78</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>1516946.15</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>1158715.22</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>1453446.15</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>1111090.22</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>751772.61</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.51</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.5413</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.45</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.4779</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>15844184.48</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>83530.29</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0424</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>57848.88</scheduledInterestAmount>
    <scheduledPrincipalAmount>25681.41</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>15818503.07</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>15818503.07</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-01-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>19</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>BSPRT CMBS Finance, LLC</originatorName>
    <originationDate>01-22-2020</originationDate>
    <originalLoanAmount>16750000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>11-06-2029</maturityDate>
    <originalInterestRatePercentage>0.0457</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0457</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>03-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>61663.26</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>16750000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>3</NumberPropertiesSecuritization>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>11-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>Defeased</propertyName>
      <propertyTypeCode>IN</propertyTypeCode>
      <netRentableSquareFeetSecuritizationNumber>232479</netRentableSquareFeetSecuritizationNumber>
      <valuationSecuritizationAmount>28940000.00</valuationSecuritizationAmount>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>F</DefeasedStatusCode>
      <financialsSecuritizationDate>09-30-2019</financialsSecuritizationDate>
      <revenueSecuritizationAmount>2222478.47</revenueSecuritizationAmount>
      <operatingExpensesSecuritizationAmount>653760.14</operatingExpensesSecuritizationAmount>
      <netOperatingIncomeSecuritizationAmount>1568718.33</netOperatingIncomeSecuritizationAmount>
      <netCashFlowFlowSecuritizationAmount>1429230.93</netCashFlowFlowSecuritizationAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>2.02</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.84</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>16750000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>65915.90</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0457</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>65915.90</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>16750000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>16750000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>19-001</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>Defeased</propertyName>
      <netRentableSquareFeetSecuritizationNumber>110791</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2003</yearBuiltNumber>
      <valuationSecuritizationAmount>19900000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>Non-MAI</valuationSourceSecuritizationCode>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>3</propertyStatusCode>
      <revenueSecuritizationAmount>1321959.94</revenueSecuritizationAmount>
      <operatingExpensesSecuritizationAmount>327943.18</operatingExpensesSecuritizationAmount>
      <netOperatingIncomeSecuritizationAmount>994016.76</netOperatingIncomeSecuritizationAmount>
      <netCashFlowFlowSecuritizationAmount>927542.16</netCashFlowFlowSecuritizationAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>19-002</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>Defeased</propertyName>
      <netRentableSquareFeetSecuritizationNumber>80000</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2007</yearBuiltNumber>
      <yearLastRenovated>2019</yearLastRenovated>
      <valuationSecuritizationAmount>6240000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>3</propertyStatusCode>
      <revenueSecuritizationAmount>628040.70</revenueSecuritizationAmount>
      <operatingExpensesSecuritizationAmount>229095.47</operatingExpensesSecuritizationAmount>
      <netOperatingIncomeSecuritizationAmount>398945.23</netOperatingIncomeSecuritizationAmount>
      <netCashFlowFlowSecuritizationAmount>350945.23</netCashFlowFlowSecuritizationAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>19-003</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>Defeased</propertyName>
      <netRentableSquareFeetSecuritizationNumber>41688</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2000</yearBuiltNumber>
      <valuationSecuritizationAmount>2800000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>3</propertyStatusCode>
      <revenueSecuritizationAmount>272477.84</revenueSecuritizationAmount>
      <operatingExpensesSecuritizationAmount>96721.50</operatingExpensesSecuritizationAmount>
      <netOperatingIncomeSecuritizationAmount>175756.34</netOperatingIncomeSecuritizationAmount>
      <netCashFlowFlowSecuritizationAmount>150743.54</netCashFlowFlowSecuritizationAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>20</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Argentic Real Estate Finance LLC</originatorName>
    <originationDate>11-25-2019</originationDate>
    <originalLoanAmount>16172500.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>12-06-2029</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.04715</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.04715</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>0</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>01-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>2</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>84022.57</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>16135705.51</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>2</NumberPropertiesSecuritization>
    <NumberProperties>2</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>false</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>09-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>Columbus Office Portfolio</propertyName>
      <propertyState>OH</propertyState>
      <propertyTypeCode>OF</propertyTypeCode>
      <netRentableSquareFeetSecuritizationNumber>223531</netRentableSquareFeetSecuritizationNumber>
      <valuationSecuritizationAmount>23260000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-23-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.89</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.84</mostRecentPhysicalOccupancyPercentage>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <financialsSecuritizationDate>09-30-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>3915275.51</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>2401163.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>1925436.87</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>1535053.72</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>1989838.64</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>866109.28</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>1771601.44</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>702431.53</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <mostRecentDebtServiceAmount>756203.13</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.97</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.1453</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.76</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>0.9288</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>14521967.25</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>84022.57</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.04715</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>58961.20</scheduledInterestAmount>
    <scheduledPrincipalAmount>25061.37</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>14496905.88</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>14496905.88</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>20-001</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>4151 EXECUTIVE PARKWAY</propertyName>
      <propertyAddress>4151 EXECUTIVE PARKWAY</propertyAddress>
      <propertyCity>Westerville</propertyCity>
      <propertyState>OH</propertyState>
      <propertyZip>43081</propertyZip>
      <propertyCounty>Franklin</propertyCounty>
      <propertyTypeCode>OF</propertyTypeCode>
      <netRentableSquareFeetNumber>119925</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>119925</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>1986</yearBuiltNumber>
      <yearLastRenovated>2006</yearLastRenovated>
      <valuationSecuritizationAmount>12900000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-23-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.89</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.84</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>Fortis College Indianapolis</largestTenant>
      <squareFeetLargestTenantNumber>48081</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>06-30-2026</leaseExpirationLargestTenantDate>
      <secondLargestTenant>EDG Inc.</secondLargestTenant>
      <squareFeetSecondLargestTenantNumber>14162</squareFeetSecondLargestTenantNumber>
      <leaseExpirationSecondLargestTenantDate>10-31-2026</leaseExpirationSecondLargestTenantDate>
      <thirdLargestTenant>OCLC Online Computer Library Center  Inc (oclc)</thirdLargestTenant>
      <squareFeetThirdLargestTenantNumber>8272</squareFeetThirdLargestTenantNumber>
      <leaseExpirationThirdLargestTenantDate>01-31-2027</leaseExpirationThirdLargestTenantDate>
      <financialsSecuritizationDate>09-30-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>2079095.25</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>2401163.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>955331.80</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>1535053.72</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>1123763.45</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>866109.28</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>1006678.59</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>702431.53</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>756203.13</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.1453</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>0.9288</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>12-31-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>20-002</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>6530 WEST CAMPUS OVAL</propertyName>
      <propertyAddress>6530 WEST CAMPUS OVAL</propertyAddress>
      <propertyCity>New Albany</propertyCity>
      <propertyState>OH</propertyState>
      <propertyZip>43054</propertyZip>
      <propertyCounty>Franklin</propertyCounty>
      <propertyTypeCode>OF</propertyTypeCode>
      <netRentableSquareFeetNumber>103606</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>103606</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>1998</yearBuiltNumber>
      <valuationSecuritizationAmount>10360000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-23-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.88</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.5</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>Power Engineers  Inc</largestTenant>
      <squareFeetLargestTenantNumber>10544</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>12-31-2026</leaseExpirationLargestTenantDate>
      <secondLargestTenant>Total Renal Care  Inc.</secondLargestTenant>
      <squareFeetSecondLargestTenantNumber>7096</squareFeetSecondLargestTenantNumber>
      <leaseExpirationSecondLargestTenantDate>08-31-2026</leaseExpirationSecondLargestTenantDate>
      <thirdLargestTenant>KP Homes LLC</thirdLargestTenant>
      <squareFeetThirdLargestTenantNumber>5671</squareFeetThirdLargestTenantNumber>
      <leaseExpirationThirdLargestTenantDate>04-30-2030</leaseExpirationThirdLargestTenantDate>
      <financialsSecuritizationDate>09-30-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>1836180.26</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>0.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>970105.07</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>0.00</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>866075.19</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>0.00</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>764922.85</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>0.00</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>0.00</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>0.00</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageCode>C</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>12-31-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>21</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Wells Fargo Bank, National Association</originatorName>
    <originationDate>12-06-2019</originationDate>
    <originalLoanAmount>15300000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>12-11-2029</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0379</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0379</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>0</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>01-11-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>2</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>71204.41</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>15257388.26</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>false</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>09-10-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>SPRINGHILL SUITES MIRAMAR</propertyName>
      <propertyAddress>10880 MARKS WAY</propertyAddress>
      <propertyCity>Miramar</propertyCity>
      <propertyState>FL</propertyState>
      <propertyZip>33025</propertyZip>
      <propertyCounty>Broward</propertyCounty>
      <propertyTypeCode>LO</propertyTypeCode>
      <unitsBedsRoomsNumber>124</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>124</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>2018</yearBuiltNumber>
      <valuationSecuritizationAmount>23000000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-30-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.86</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.91</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-11-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <financialsSecuritizationDate>11-30-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>10-01-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>5044141.00</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>6725332.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>2979403.00</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>4463812.44</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>2064738.00</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>2261519.56</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>1862972.00</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>1992506.28</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>854453.00</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>2.42</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.6467</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>2.18</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.3319</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>13481007.55</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>71204.41</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0379</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>43996.77</scheduledInterestAmount>
    <scheduledPrincipalAmount>27207.64</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>13453799.91</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>13453799.91</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-11-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>22</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Rialto Mortgage Finance, LLC</originatorName>
    <originationDate>12-30-2019</originationDate>
    <originalLoanAmount>15000000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>01-06-2030</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0436</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0436</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>36</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>02-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>5</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>56316.67</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>15000000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>09-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>HAMPTON INN FT. LAUDERDALE AIRPORT</propertyName>
      <propertyAddress>2301 SOUTHWEST 12TH AVENUE</propertyAddress>
      <propertyCity>Fort Lauderdale</propertyCity>
      <propertyState>FL</propertyState>
      <propertyZip>33315</propertyZip>
      <propertyCounty>Broward</propertyCounty>
      <propertyTypeCode>LO</propertyTypeCode>
      <unitsBedsRoomsNumber>109</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>109</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>2001</yearBuiltNumber>
      <yearLastRenovated>2017</yearLastRenovated>
      <valuationSecuritizationAmount>22000000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-28-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.91</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.79</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <financialsSecuritizationDate>11-30-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>12-31-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>12-31-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>5438346.00</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>5016687.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>3319988.00</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>3536401.64</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>2118358.00</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>1480285.36</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>1900824.00</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>1279617.88</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>897121.68</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>2.36</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.65</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>2.12</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.4263</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>14252331.28</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>74760.14</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0436</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>53509.59</scheduledInterestAmount>
    <scheduledPrincipalAmount>21250.55</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>14231080.73</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>14231080.73</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>23</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>BSPRT CMBS Finance, LLC</originatorName>
    <originationDate>01-21-2020</originationDate>
    <originalLoanAmount>14200000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>02-06-2030</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0424</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0424</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>0</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>03-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>2</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>69772.36</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>14200000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>false</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>true</modifiedIndicator>
    <prepaymentLockOutEndDate>11-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>ALOFT BOLINGBROOK</propertyName>
      <propertyAddress>500 NORTH JANES AVENUE</propertyAddress>
      <propertyCity>Bolingbrook</propertyCity>
      <propertyState>IL</propertyState>
      <propertyZip>60440</propertyZip>
      <propertyCounty>Will</propertyCounty>
      <propertyTypeCode>LO</propertyTypeCode>
      <unitsBedsRoomsNumber>155</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>155</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>2009</yearBuiltNumber>
      <yearLastRenovated>2016</yearLastRenovated>
      <valuationSecuritizationAmount>21000000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>12-01-2019</valuationSecuritizationDate>
      <mostRecentValuationAmount>15000000.00</mostRecentValuationAmount>
      <mostRecentValuationDate>04-01-2023</mostRecentValuationDate>
      <mostRecentValuationSourceCode>MAI</mostRecentValuationSourceCode>
      <physicalOccupancySecuritizationPercentage>0.7</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.59</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <financialsSecuritizationDate>11-30-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>10-01-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>5262476.98</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>4923218.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>3414245.13</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>3394796.60</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>1848231.85</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>1528421.40</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>1637732.77</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>1331492.68</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>837268.32</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>2.21</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.8254</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.96</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.5902</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>true</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>13494065.64</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>69772.36</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.04</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>46479.56</scheduledInterestAmount>
    <scheduledPrincipalAmount>23292.80</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>13470772.84</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>13470772.84</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>1833181.73</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <mostRecentSpecialServicerTransferDate>05-18-2020</mostRecentSpecialServicerTransferDate>
    <mostRecentMasterServicerReturnDate>11-02-2023</mostRecentMasterServicerReturnDate>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
    <repurchaseAmount>0.00</repurchaseAmount>
    <workoutStrategyCode>8</workoutStrategyCode>
    <lastModificationDate>12-06-2020</lastModificationDate>
    <modificationCode>8</modificationCode>
    <postModificationMaturityDate>02-06-2030</postModificationMaturityDate>
    <postModificationAmortizationPeriodAmount>0</postModificationAmortizationPeriodAmount>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>24</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Argentic Real Estate Finance LLC</originatorName>
    <originationDate>11-04-2019</originationDate>
    <originalLoanAmount>14025000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>11-06-2029</maturityDate>
    <originalInterestRatePercentage>0.04088</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.04088</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>12-06-2019</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>49371.12</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>14025000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>08-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>Defeased</propertyName>
      <unitsBedsRoomsNumber>199</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>199</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>1972</yearBuiltNumber>
      <valuationSecuritizationAmount>18800000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-10-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.95</physicalOccupancySecuritizationPercentage>
      <propertyStatusCode>3</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>F</DefeasedStatusCode>
      <financialsSecuritizationDate>06-30-2019</financialsSecuritizationDate>
      <revenueSecuritizationAmount>2215540.51</revenueSecuritizationAmount>
      <operatingExpensesSecuritizationAmount>1030537.62</operatingExpensesSecuritizationAmount>
      <netOperatingIncomeSecuritizationAmount>1185002.89</netOperatingIncomeSecuritizationAmount>
      <netCashFlowFlowSecuritizationAmount>1135252.89</netCashFlowFlowSecuritizationAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>14025000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>49371.12</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.04088</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>49371.12</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>14025000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>14025000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>25</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Rialto Mortgage Finance, LLC</originatorName>
    <originationDate>12-19-2019</originationDate>
    <originalLoanAmount>13700000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>01-06-2030</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0437</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0437</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>48</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>02-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>5</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>51553.86</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>13700000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>10-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>PLEASANT RUN</propertyName>
      <propertyAddress>2525 WEST PLEASANT RUN ROAD</propertyAddress>
      <propertyCity>Lancaster</propertyCity>
      <propertyState>TX</propertyState>
      <propertyZip>75146</propertyZip>
      <propertyCounty>Dallas</propertyCounty>
      <propertyTypeCode>MF</propertyTypeCode>
      <unitsBedsRoomsNumber>240</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>240</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>1984</yearBuiltNumber>
      <yearLastRenovated>2016</yearLastRenovated>
      <valuationSecuritizationAmount>20000000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-22-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.97</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.95</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <financialsSecuritizationDate>11-30-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>2146449.00</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>2215333.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>903094.00</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>1061204.63</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>1243355.00</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>1154128.37</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>1183355.00</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>1109128.37</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>615255.00</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.52</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.8758</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.44</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.8027</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>13256348.22</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>68361.68</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0437</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0006231</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>49884.37</scheduledInterestAmount>
    <scheduledPrincipalAmount>18477.31</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>13237870.91</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>13237870.91</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>26</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Rialto Mortgage Finance, LLC</originatorName>
    <originationDate>12-13-2019</originationDate>
    <originalLoanAmount>12500000.00</originalLoanAmount>
    <originalTermLoanNumber>60</originalTermLoanNumber>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0488</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0488</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>24</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>02-06-2020</firstLoanPaymentDueDate>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>5</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>52527.78</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>12500000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>3</NumberPropertiesSecuritization>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <prepaymentLockOutEndDate>10-05-2024</prepaymentLockOutEndDate>
    <property>
      <propertyName>Louisville Self Storage Portfolio</propertyName>
      <valuationSecuritizationAmount>19420000.00</valuationSecuritizationAmount>
      <financialsSecuritizationDate>10-31-2019</financialsSecuritizationDate>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>0.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <reportPeriodInterestRatePercentage>0.00</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.00</servicerTrusteeFeeRatePercentage>
    <reportPeriodEndScheduledLoanBalanceAmount>0.00</reportPeriodEndScheduledLoanBalanceAmount>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <liquidationPrepaymentCode>5</liquidationPrepaymentCode>
    <liquidationPrepaymentDate>01-27-2025</liquidationPrepaymentDate>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>26-001</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>MAIN STREET STORAGE</propertyName>
      <yearBuiltNumber>1975</yearBuiltNumber>
      <yearLastRenovated>2010</yearLastRenovated>
      <valuationSecuritizationAmount>6900000.00</valuationSecuritizationAmount>
      <mostRecentPhysicalOccupancyPercentage>0</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <financialsSecuritizationDate>10-31-2019</financialsSecuritizationDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>26-002</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>MELLWOOD STORAGE</propertyName>
      <yearBuiltNumber>1967</yearBuiltNumber>
      <yearLastRenovated>2015</yearLastRenovated>
      <valuationSecuritizationAmount>6500000.00</valuationSecuritizationAmount>
      <mostRecentPhysicalOccupancyPercentage>0</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <financialsSecuritizationDate>10-31-2019</financialsSecuritizationDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>26-003</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>J-TOWN STORAGE</propertyName>
      <yearBuiltNumber>1982</yearBuiltNumber>
      <yearLastRenovated>2016</yearLastRenovated>
      <valuationSecuritizationAmount>5260000.00</valuationSecuritizationAmount>
      <mostRecentPhysicalOccupancyPercentage>0</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <financialsSecuritizationDate>10-31-2019</financialsSecuritizationDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>27</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Ladder Capital Finance LLC</originatorName>
    <originationDate>12-05-2019</originationDate>
    <originalLoanAmount>12000000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>12-06-2029</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.04071</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.04071</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>0</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>01-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>2</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>57782.11</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>11968514.69</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>false</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>09-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>6000 PARKWOOD</propertyName>
      <propertyAddress>6000 PARKWOOD PLACE</propertyAddress>
      <propertyCity>Dublin</propertyCity>
      <propertyState>OH</propertyState>
      <propertyZip>43016</propertyZip>
      <propertyCounty>Franklin</propertyCounty>
      <propertyTypeCode>OF</propertyTypeCode>
      <netRentableSquareFeetNumber>158044</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>158044</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>1997</yearBuiltNumber>
      <yearLastRenovated>2019</yearLastRenovated>
      <valuationSecuritizationAmount>19100000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-07-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.8</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.78</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <largestTenant>Nexeo Solutions  LLC</largestTenant>
      <squareFeetLargestTenantNumber>123831</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>06-30-2030</leaseExpirationLargestTenantDate>
      <secondLargestTenant>JELLYBEAN LLC</secondLargestTenant>
      <squareFeetSecondLargestTenantNumber>1991</squareFeetSecondLargestTenantNumber>
      <leaseExpirationSecondLargestTenantDate>02-28-2022</leaseExpirationSecondLargestTenantDate>
      <financialsSecuritizationDate>10-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>12-31-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>12-31-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>2977880.30</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>3045741.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>1641141.11</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>1498706.48</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>1336739.19</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>1547034.52</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>1194499.59</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>1404793.52</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>693385.32</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.93</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.2311</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.72</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.0259</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>12-31-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>10636551.99</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>57782.11</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.04071</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>37287.32</scheduledInterestAmount>
    <scheduledPrincipalAmount>20494.79</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>10616057.20</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>10616057.20</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>28</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Ladder Capital Finance LLC</originatorName>
    <originationDate>12-13-2019</originationDate>
    <originalLoanAmount>11750000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>10-06-2029</maturityDate>
    <originalInterestRatePercentage>0.04169</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.04169</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>02-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>42182.17</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>11750000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>10-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>Defeased</propertyName>
      <netRentableSquareFeetSecuritizationNumber>49500</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2019</yearBuiltNumber>
      <valuationSecuritizationAmount>17718000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-01-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <propertyStatusCode>3</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>F</DefeasedStatusCode>
      <revenueSecuritizationAmount>958671.41</revenueSecuritizationAmount>
      <operatingExpensesSecuritizationAmount>0.00</operatingExpensesSecuritizationAmount>
      <netOperatingIncomeSecuritizationAmount>958671.41</netOperatingIncomeSecuritizationAmount>
      <netCashFlowFlowSecuritizationAmount>941349.41</netCashFlowFlowSecuritizationAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>11750000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>42182.17</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.04169</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>42182.17</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>11750000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>11750000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>29</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Wells Fargo Bank, National Association</originatorName>
    <originationDate>12-06-2019</originationDate>
    <originalLoanAmount>11625000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>12-11-2029</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0379</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0379</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>0</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>01-11-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>2</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>54101.39</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>11592623.43</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>false</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>09-10-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>HAMPTON INN POMPANO BEACH</propertyName>
      <propertyAddress>900 SOUTH FEDERAL HIGHWAY</propertyAddress>
      <propertyCity>Pompano Beach</propertyCity>
      <propertyState>FL</propertyState>
      <propertyZip>33062</propertyZip>
      <propertyCounty>Broward</propertyCounty>
      <propertyTypeCode>LO</propertyTypeCode>
      <unitsBedsRoomsNumber>102</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>102</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>2017</yearBuiltNumber>
      <valuationSecuritizationAmount>19000000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-29-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.88</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.89</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-11-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <financialsSecuritizationDate>11-30-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>10-01-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>4141638.00</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>5027678.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>2618001.00</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>3688020.14</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>1523637.00</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>1339657.86</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>1357971.00</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>1138550.74</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>649217.00</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>2.35</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.0634</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>2.09</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.7537</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>10242922.39</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>54101.39</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0379</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>33428.92</scheduledInterestAmount>
    <scheduledPrincipalAmount>20672.47</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>10222249.92</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>10222249.92</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-11-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>30</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Wells Fargo Bank, National Association</originatorName>
    <originationDate>12-10-2019</originationDate>
    <originalLoanAmount>11550000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>12-11-2029</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.03772</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.03772</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>60</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>01-11-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>5</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>37515.68</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>11550000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>true</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>03-10-2022</prepaymentLockOutEndDate>
    <yieldMaintenanceEndDate>09-10-2029</yieldMaintenanceEndDate>
    <property>
      <propertyName>WATERSIDE CENTER 3200</propertyName>
      <propertyAddress>3200 EAST GUASTI ROAD</propertyAddress>
      <propertyCity>Ontario</propertyCity>
      <propertyState>CA</propertyState>
      <propertyZip>91761</propertyZip>
      <propertyCounty>San Bernardino</propertyCounty>
      <propertyTypeCode>OF</propertyTypeCode>
      <netRentableSquareFeetNumber>67735</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>67735</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2007</yearBuiltNumber>
      <valuationSecuritizationAmount>16500000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-04-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.94</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.94</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <DefeasedStatusCode>X</DefeasedStatusCode>
      <largestTenant>Par Western Line Contractors LLC</largestTenant>
      <squareFeetLargestTenantNumber>23969</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>09-30-2031</leaseExpirationLargestTenantDate>
      <secondLargestTenant>REGUS</secondLargestTenant>
      <squareFeetSecondLargestTenantNumber>21509</squareFeetSecondLargestTenantNumber>
      <leaseExpirationSecondLargestTenantDate>09-30-2030</leaseExpirationSecondLargestTenantDate>
      <thirdLargestTenant>GSA</thirdLargestTenant>
      <squareFeetThirdLargestTenantNumber>8508</squareFeetThirdLargestTenantNumber>
      <leaseExpirationThirdLargestTenantDate>10-10-2032</leaseExpirationThirdLargestTenantDate>
      <financialsSecuritizationDate>08-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>12-31-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>12-31-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>1822793.51</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>2523268.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>696481.37</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>854421.55</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>1126312.15</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>1668846.45</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>1120850.40</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>1663384.45</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>643609.68</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.75</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.5929</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.74</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.5844</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>12-31-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>11327729.78</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>53634.14</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.03772</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>36793.72</scheduledInterestAmount>
    <scheduledPrincipalAmount>16840.42</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>11310889.36</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>11310889.36</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-11-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>31</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Barclays Capital Real Estate Inc.</originatorName>
    <originationDate>01-21-2020</originationDate>
    <originalLoanAmount>11500000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>02-06-2030</maturityDate>
    <originalAmortizationTermNumber>330</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.03911</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.03911</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>0</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>03-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>2</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>56936.52</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>11500000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>false</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>11-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>FAIRFIELD INN &amp; SUITES - NASHVILLE AIRPORT</propertyName>
      <propertyAddress>511 ROYAL PARKWAY</propertyAddress>
      <propertyCity>Nashville</propertyCity>
      <propertyState>TN</propertyState>
      <propertyZip>37214</propertyZip>
      <propertyCounty>Davidson</propertyCounty>
      <propertyTypeCode>LO</propertyTypeCode>
      <unitsBedsRoomsNumber>104</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>104</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>2018</yearBuiltNumber>
      <valuationSecuritizationAmount>17000000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-26-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.67</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.64</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <financialsSecuritizationDate>12-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>04-01-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>03-31-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>3414958.76</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>3044538.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>1893159.20</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>1983329.62</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>1521799.56</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>1061208.38</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>1385201.21</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>939426.86</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>683238.00</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>2.23</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.5532</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>2.03</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.3749</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>F</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>9989054.38</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>56936.52</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.03911</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>33641.19</scheduledInterestAmount>
    <scheduledPrincipalAmount>23295.33</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>9965759.05</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>9965759.05</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>32</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Ladder Capital Finance LLC</originatorName>
    <originationDate>10-31-2019</originationDate>
    <originalLoanAmount>10500000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>11-06-2029</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.04183</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.04183</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>24</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>12-06-2019</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>5</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>37821.29</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>10500000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>09-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>PITTSBURGH MULTIFAMILY PORTFOLIO</propertyName>
      <propertyAddress>VARIOUS</propertyAddress>
      <propertyCity>Pittsburgh</propertyCity>
      <propertyState>PA</propertyState>
      <propertyZip>15228</propertyZip>
      <propertyCounty>Allegheny</propertyCounty>
      <propertyTypeCode>MF</propertyTypeCode>
      <unitsBedsRoomsNumber>180</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>180</unitsBedsRoomsSecuritizationNumber>
      <valuationSecuritizationAmount>15190000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <physicalOccupancySecuritizationPercentage>0.96</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.96</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <financialsSecuritizationDate>12-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>12-31-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>12-31-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>1951738.00</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>2491747.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>821774.43</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>1296771.95</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>1129963.57</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>1194975.05</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>1077163.57</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>1142175.05</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>614912.04</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.84</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.9433</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.75</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.8574</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>9729806.90</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>51242.67</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.04183</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>35047.03</scheduledInterestAmount>
    <scheduledPrincipalAmount>16195.64</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>9713611.26</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>9713611.26</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>33</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Rialto Mortgage Finance, LLC</originatorName>
    <originationDate>11-18-2019</originationDate>
    <originalLoanAmount>10000000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>12-06-2029</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0417</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0417</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>24</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>01-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>5</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>35908.33</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>10000000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>09-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>METROPLEX APARTMENTS</propertyName>
      <propertyAddress>2302 SOUTH 137TH EAST AVENUE</propertyAddress>
      <propertyCity>Tulsa</propertyCity>
      <propertyState>OK</propertyState>
      <propertyZip>74134</propertyZip>
      <propertyCounty>Tulsa</propertyCounty>
      <propertyTypeCode>MF</propertyTypeCode>
      <unitsBedsRoomsNumber>217</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>217</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>1975</yearBuiltNumber>
      <yearLastRenovated>2013</yearLastRenovated>
      <valuationSecuritizationAmount>15300000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-23-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.97</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <financialsSecuritizationDate>11-30-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>07-01-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>06-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>1935452.00</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>2692312.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>774672.00</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>963710.34</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>1160780.00</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>1728601.66</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>1106530.00</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>1674351.66</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>584721.36</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.99</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.9562</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.89</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.8635</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>9281430.93</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>48726.78</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0417</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>33328.07</scheduledInterestAmount>
    <scheduledPrincipalAmount>15398.71</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>9266032.22</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>9266032.22</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>34</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Rialto Mortgage Finance, LLC</originatorName>
    <originationDate>12-09-2019</originationDate>
    <originalLoanAmount>9750000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>12-06-2029</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0409</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0409</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>60</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>01-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>5</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>34338.96</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>9750000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>true</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>01-05-2022</prepaymentLockOutEndDate>
    <yieldMaintenanceEndDate>09-05-2029</yieldMaintenanceEndDate>
    <property>
      <propertyName>GREEN ORCHARDS SHOPPING CENTER</propertyName>
      <propertyAddress>745 CENTER DRIVE NW</propertyAddress>
      <propertyCity>Walker</propertyCity>
      <propertyState>MI</propertyState>
      <propertyZip>49544</propertyZip>
      <propertyCounty>Kent</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>156633</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>156633</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>1996</yearBuiltNumber>
      <valuationSecuritizationAmount>16950000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-29-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.97</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.97</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <DefeasedStatusCode>X</DefeasedStatusCode>
      <largestTenant>Kohl's Deparment Stores  Inc.</largestTenant>
      <squareFeetLargestTenantNumber>104508</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>01-31-2032</leaseExpirationLargestTenantDate>
      <secondLargestTenant>OfficeMax</secondLargestTenant>
      <squareFeetSecondLargestTenantNumber>23500</squareFeetSecondLargestTenantNumber>
      <leaseExpirationSecondLargestTenantDate>12-31-2028</leaseExpirationSecondLargestTenantDate>
      <thirdLargestTenant>Shoe Carnival</thirdLargestTenant>
      <squareFeetThirdLargestTenantNumber>14100</squareFeetThirdLargestTenantNumber>
      <leaseExpirationThirdLargestTenantDate>09-30-2029</leaseExpirationThirdLargestTenantDate>
      <financialsSecuritizationDate>12-31-2018</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>2032434.00</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>1638852.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>669705.00</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>612731.53</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>1362730.00</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>1026120.47</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>1260918.00</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>949762.22</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>423497.70</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>2.41</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.4229</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>2.23</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.2426</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>09-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>9573260.79</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>47055.30</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0409</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>33716.49</scheduledInterestAmount>
    <scheduledPrincipalAmount>13338.81</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>9559921.98</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>9559921.98</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>35</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Argentic Real Estate Finance LLC</originatorName>
    <originationDate>12-12-2019</originationDate>
    <originalLoanAmount>9500000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>01-06-2030</maturityDate>
    <originalInterestRatePercentage>0.0442</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0442</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>02-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>36158.06</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>9500000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>2</NumberPropertiesSecuritization>
    <NumberProperties>2</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>10-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>Myrtle and Saint James Portfolio</propertyName>
      <propertyState>NY</propertyState>
      <propertyTypeCode>98</propertyTypeCode>
      <netRentableSquareFeetSecuritizationNumber>17564</netRentableSquareFeetSecuritizationNumber>
      <valuationSecuritizationAmount>14100000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-02-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <financialsSecuritizationDate>08-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>12-31-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>12-31-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>794119.32</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>922996.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>160211.86</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>213687.00</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>633907.46</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>709309.00</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>630247.46</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>705649.00</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <mostRecentDebtServiceAmount>425732.00</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.48</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.666</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.48</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.6574</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>9500000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>36158.06</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0442</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>36158.06</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>9500000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>9500000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>35-001</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>SAINT JAMES PLACE</propertyName>
      <propertyAddress>205 SAINT JAMES PLACE</propertyAddress>
      <propertyCity>Brooklyn</propertyCity>
      <propertyState>NY</propertyState>
      <propertyZip>11238</propertyZip>
      <propertyCounty>Kings</propertyCounty>
      <propertyTypeCode>MF</propertyTypeCode>
      <unitsBedsRoomsNumber>8</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>8</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>1930</yearBuiltNumber>
      <valuationSecuritizationAmount>7600000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-02-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <financialsSecuritizationDate>08-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>12-31-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>12-31-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>384045.92</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>449686.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>65782.83</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>117090.46</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>318263.09</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>332595.54</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>316263.09</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>330595.54</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>229895.27</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.4467</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.438</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>35-002</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>MYRTLE AVENUE</propertyName>
      <propertyAddress>58-23 MYRTLE AVENUE</propertyAddress>
      <propertyCity>Ridgewood</propertyCity>
      <propertyState>NY</propertyState>
      <propertyZip>11385</propertyZip>
      <propertyCounty>Queens</propertyCounty>
      <propertyTypeCode>MU</propertyTypeCode>
      <netRentableSquareFeetNumber>7800</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>7800</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>1930</yearBuiltNumber>
      <valuationSecuritizationAmount>6500000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-02-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <largestTenant>INVESTORS BANK</largestTenant>
      <squareFeetLargestTenantNumber>1500</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>02-28-2030</leaseExpirationLargestTenantDate>
      <secondLargestTenant>BEATA WILTOS- THE CLOSET OUTLET</secondLargestTenant>
      <squareFeetSecondLargestTenantNumber>750</squareFeetSecondLargestTenantNumber>
      <leaseExpirationSecondLargestTenantDate>02-28-2025</leaseExpirationSecondLargestTenantDate>
      <thirdLargestTenant>EVERGREEN REALTY &amp; INVESTMENTS LLC</thirdLargestTenant>
      <squareFeetThirdLargestTenantNumber>700</squareFeetThirdLargestTenantNumber>
      <leaseExpirationThirdLargestTenantDate>08-31-2020</leaseExpirationThirdLargestTenantDate>
      <financialsSecuritizationDate>08-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>12-31-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>12-31-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>410073.40</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>473310.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>94429.04</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>96596.13</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>315644.36</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>376713.87</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>313984.36</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>375053.87</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>195836.72</mostRecentDebtServiceAmount>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.9236</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.9151</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>36</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Barclays Capital Real Estate Inc.</originatorName>
    <originationDate>01-17-2020</originationDate>
    <originalLoanAmount>8500000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>02-06-2030</maturityDate>
    <originalInterestRatePercentage>0.0342</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0342</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>03-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>23417.50</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>8500000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>11-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>ATLANTIC STORAGE</propertyName>
      <propertyAddress>3434 MONROE ROAD</propertyAddress>
      <propertyCity>Charlotte</propertyCity>
      <propertyState>NC</propertyState>
      <propertyZip>28205</propertyZip>
      <propertyCounty>Mecklenburg</propertyCounty>
      <propertyTypeCode>SS</propertyTypeCode>
      <netRentableSquareFeetNumber>113379</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>113379</netRentableSquareFeetSecuritizationNumber>
      <unitsBedsRoomsNumber>870</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>870</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>1957</yearBuiltNumber>
      <yearLastRenovated>2016</yearLastRenovated>
      <valuationSecuritizationAmount>18150000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>12-13-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.83</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.89</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <financialsSecuritizationDate>10-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>1573637.54</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>1701877.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>562244.71</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>531916.07</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>1011392.83</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>1169960.93</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>984596.57</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>1149863.93</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>233183.52</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>3.42</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>5.0173</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>3.33</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>4.9311</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>F</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>8500000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>25032.50</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0342</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>25032.50</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>8500000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>8500000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>37</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Rialto Mortgage Finance, LLC</originatorName>
    <originationDate>01-17-2020</originationDate>
    <originalLoanAmount>8200000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>11-06-2029</maturityDate>
    <originalAmortizationTermNumber>300</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0491</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0491</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>0</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>03-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>2</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>47507.39</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>8200000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>2</NumberPropertiesSecuritization>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>false</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>11-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>Defeased</propertyName>
      <propertyState>NM</propertyState>
      <propertyTypeCode>LO</propertyTypeCode>
      <unitsBedsRoomsNumber>156</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>156</unitsBedsRoomsSecuritizationNumber>
      <valuationSecuritizationAmount>13200000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>09-23-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.61</physicalOccupancySecuritizationPercentage>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>F</DefeasedStatusCode>
      <financialsSecuritizationDate>10-31-2019</financialsSecuritizationDate>
      <revenueSecuritizationAmount>3177536.00</revenueSecuritizationAmount>
      <operatingExpensesSecuritizationAmount>2045194.00</operatingExpensesSecuritizationAmount>
      <netOperatingIncomeSecuritizationAmount>1132343.00</netOperatingIncomeSecuritizationAmount>
      <netCashFlowFlowSecuritizationAmount>1005241.00</netCashFlowFlowSecuritizationAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.99</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.76</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>7090206.97</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>47507.39</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0491</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>29977.79</scheduledInterestAmount>
    <scheduledPrincipalAmount>17529.60</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>7072677.37</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>7072677.37</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>37-001</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>Defeased</propertyName>
      <unitsBedsRoomsNumber>74</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>74</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>1974</yearBuiltNumber>
      <yearLastRenovated>2019</yearLastRenovated>
      <valuationSecuritizationAmount>6900000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <physicalOccupancySecuritizationPercentage>0.68</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>3</propertyStatusCode>
      <financialsSecuritizationDate>10-31-2019</financialsSecuritizationDate>
      <revenueSecuritizationAmount>1787509.00</revenueSecuritizationAmount>
      <operatingExpensesSecuritizationAmount>1099148.00</operatingExpensesSecuritizationAmount>
      <netOperatingIncomeSecuritizationAmount>688362.00</netOperatingIncomeSecuritizationAmount>
      <netCashFlowFlowSecuritizationAmount>616861.00</netCashFlowFlowSecuritizationAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>37-002</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <property>
      <propertyName>Defeased</propertyName>
      <unitsBedsRoomsNumber>82</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>82</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>1991</yearBuiltNumber>
      <yearLastRenovated>2017</yearLastRenovated>
      <valuationSecuritizationAmount>6300000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <physicalOccupancySecuritizationPercentage>0.54</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>3</propertyStatusCode>
      <financialsSecuritizationDate>10-31-2019</financialsSecuritizationDate>
      <revenueSecuritizationAmount>1390027.00</revenueSecuritizationAmount>
      <operatingExpensesSecuritizationAmount>946046.00</operatingExpensesSecuritizationAmount>
      <netOperatingIncomeSecuritizationAmount>443981.00</netOperatingIncomeSecuritizationAmount>
      <netCashFlowFlowSecuritizationAmount>388380.00</netCashFlowFlowSecuritizationAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>38</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Argentic Real Estate Finance LLC</originatorName>
    <originationDate>12-20-2019</originationDate>
    <originalLoanAmount>8200000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>01-06-2030</maturityDate>
    <originalInterestRatePercentage>0.0388</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0388</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>02-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>27397.11</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>8200000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>11-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>THE COMMERCE BUILDING</propertyName>
      <propertyAddress>950 PACIFIC AVENUE</propertyAddress>
      <propertyCity>Tacoma</propertyCity>
      <propertyState>WA</propertyState>
      <propertyZip>98402</propertyZip>
      <propertyCounty>Pierce</propertyCounty>
      <propertyTypeCode>OF</propertyTypeCode>
      <netRentableSquareFeetNumber>84842</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>84842</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>1920</yearBuiltNumber>
      <yearLastRenovated>1986</yearLastRenovated>
      <valuationSecuritizationAmount>12750000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-21-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.93</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <largestTenant>Chamber of Commerce</largestTenant>
      <squareFeetLargestTenantNumber>7716</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>09-30-2027</leaseExpirationLargestTenantDate>
      <secondLargestTenant>Washington Trust Bank</secondLargestTenant>
      <squareFeetSecondLargestTenantNumber>6000</squareFeetSecondLargestTenantNumber>
      <leaseExpirationSecondLargestTenantDate>06-30-2027</leaseExpirationSecondLargestTenantDate>
      <thirdLargestTenant>Greater Tacoma Comm Foundation</thirdLargestTenant>
      <squareFeetThirdLargestTenantNumber>4569</squareFeetThirdLargestTenantNumber>
      <leaseExpirationThirdLargestTenantDate>05-31-2033</leaseExpirationThirdLargestTenantDate>
      <financialsSecuritizationDate>10-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>12-31-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>12-31-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>1557988.43</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>2064971.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>648055.08</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>944452.82</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>909933.35</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>1120518.18</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>833122.95</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>1043708.18</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>322578.87</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>2.81</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>3.4736</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>2.58</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>3.2355</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>F</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>12-31-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>8200000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>27397.11</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0388</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>27397.11</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>8200000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>8200000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>39</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Rialto Mortgage Finance, LLC</originatorName>
    <originationDate>12-11-2019</originationDate>
    <originalLoanAmount>8150000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>12-06-2029</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0425</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0425</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>60</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>01-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>5</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>29826.74</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>8150000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>06-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>GRAND BAY PLAZA</propertyName>
      <propertyAddress>19100 SOUTH TAMIAMI TRAIL</propertyAddress>
      <propertyCity>Fort Myers</propertyCity>
      <propertyState>FL</propertyState>
      <propertyZip>33908</propertyZip>
      <propertyCounty>Lee</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>77810</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>77810</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2000</yearBuiltNumber>
      <yearLastRenovated>2018</yearLastRenovated>
      <valuationSecuritizationAmount>11800000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-04-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.95</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <largestTenant>Publix</largestTenant>
      <squareFeetLargestTenantNumber>44840</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>12-31-2028</leaseExpirationLargestTenantDate>
      <secondLargestTenant>Sherwin Williams</secondLargestTenant>
      <squareFeetSecondLargestTenantNumber>4492</squareFeetSecondLargestTenantNumber>
      <leaseExpirationSecondLargestTenantDate>09-30-2030</leaseExpirationSecondLargestTenantDate>
      <thirdLargestTenant>Tracee Brann</thirdLargestTenant>
      <squareFeetThirdLargestTenantNumber>3933</squareFeetThirdLargestTenantNumber>
      <leaseExpirationThirdLargestTenantDate>10-31-2026</leaseExpirationThirdLargestTenantDate>
      <financialsSecuritizationDate>09-30-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>1207014.00</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>1177962.05</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>374793.00</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>414012.60</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>832221.00</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>763949.45</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>776488.00</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>722149.70</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>360837.90</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.73</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.1171</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.61</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.0013</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>09-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>8006707.50</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>40093.10</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0425</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>29302.33</scheduledInterestAmount>
    <scheduledPrincipalAmount>10790.77</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>7995916.73</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>7995916.73</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>40</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Wells Fargo Bank, National Association</originatorName>
    <originationDate>01-22-2020</originationDate>
    <originalLoanAmount>8100000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>02-11-2030</maturityDate>
    <originalInterestRatePercentage>0.03842</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.03842</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>03-11-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>25069.05</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>8100000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>true</modifiedIndicator>
    <prepaymentLockOutEndDate>11-10-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>5242 WEST ADAMS BOULEVARD</propertyName>
      <propertyAddress>5242 WEST ADAMS BOULEVARD</propertyAddress>
      <propertyCity>Los Angeles</propertyCity>
      <propertyState>CA</propertyState>
      <propertyZip>90016</propertyZip>
      <propertyCounty>Los Angeles</propertyCounty>
      <propertyTypeCode>OF</propertyTypeCode>
      <netRentableSquareFeetNumber>16512</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>16512</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2018</yearBuiltNumber>
      <valuationSecuritizationAmount>12700000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>02-01-2020</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-11-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <largestTenant>Chung &amp; Associates LLC</largestTenant>
      <squareFeetLargestTenantNumber>16512</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>03-31-2027</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>913401.37</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>729327.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>245833.64</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>109100.31</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>667567.73</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>620226.69</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>638671.73</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>598554.69</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>236859.30</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>2.11</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.6185</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>2.02</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.527</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>09-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>true</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>8100000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>26797.95</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.03842</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>26797.95</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>8100000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>8100000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-11-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
    <lastModificationDate>08-11-2020</lastModificationDate>
    <modificationCode>10</modificationCode>
    <postModificationMaturityDate>02-11-2030</postModificationMaturityDate>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>41</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Ladder Capital Finance LLC</originatorName>
    <originationDate>11-15-2019</originationDate>
    <originalLoanAmount>8075000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>12-06-2029</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0418</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0418</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>0</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>01-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>PP</loanStructureCode>
    <paymentTypeCode>2</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>39393.93</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>8054305.99</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>false</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>true</modifiedIndicator>
    <prepaymentLockOutEndDate>09-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>SHOPPES AT PARMA</propertyName>
      <propertyAddress>8303 WEST RIDGEWOOD DRIVE</propertyAddress>
      <propertyCity>Parma</propertyCity>
      <propertyState>OH</propertyState>
      <propertyZip>44129</propertyZip>
      <propertyCounty>Cuyahoga</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>726275</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>726275</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>1955</yearBuiltNumber>
      <yearLastRenovated>2016</yearLastRenovated>
      <valuationSecuritizationAmount>87300000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>08-29-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.93</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.97</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2023</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <largestTenant>Wal-Mart</largestTenant>
      <squareFeetLargestTenantNumber>179982</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>02-28-2031</leaseExpirationLargestTenantDate>
      <secondLargestTenant>Shopper's World</secondLargestTenant>
      <squareFeetSecondLargestTenantNumber>160961</squareFeetSecondLargestTenantNumber>
      <leaseExpirationSecondLargestTenantDate>09-30-2032</leaseExpirationSecondLargestTenantDate>
      <thirdLargestTenant>Dick's Sporting Goods</thirdLargestTenant>
      <squareFeetThirdLargestTenantNumber>50000</squareFeetThirdLargestTenantNumber>
      <leaseExpirationThirdLargestTenantDate>01-31-2026</leaseExpirationThirdLargestTenantDate>
      <financialsSecuritizationDate>09-30-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>9956512.69</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>7800730.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>3633806.28</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>1873675.56</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>6322706.41</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>5927054.44</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>5814313.91</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>5545759.69</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>2505966.39</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.89</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.3651</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.74</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.213</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>06-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>true</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>7214754.66</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>39393.93</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0418</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001356</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>25969.11</scheduledInterestAmount>
    <scheduledPrincipalAmount>13424.82</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>7201329.84</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>7201329.84</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
    <lastModificationDate>06-06-2020</lastModificationDate>
    <modificationCode>10</modificationCode>
    <postModificationMaturityDate>12-06-2029</postModificationMaturityDate>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>42</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>BSPRT CMBS Finance, LLC</originatorName>
    <originationDate>12-30-2019</originationDate>
    <originalLoanAmount>8000000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>01-06-2030</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.048</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.048</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>0</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>02-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>2</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>41973.23</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>7991093.44</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>false</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>10-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>HAMPTON INN CUMMING</propertyName>
      <propertyAddress>915 RONALD REAGAN BOULEVARD</propertyAddress>
      <propertyCity>Cumming</propertyCity>
      <propertyState>GA</propertyState>
      <propertyZip>30041</propertyZip>
      <propertyCounty>Forsyth</propertyCounty>
      <propertyTypeCode>LO</propertyTypeCode>
      <unitsBedsRoomsNumber>71</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>71</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>2002</yearBuiltNumber>
      <yearLastRenovated>2013</yearLastRenovated>
      <valuationSecuritizationAmount>11500000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-21-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.79</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.71</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <financialsSecuritizationDate>11-30-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>10-01-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>2675238.00</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>2542490.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>1670833.14</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>1617573.70</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>1004404.86</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>924916.30</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>897395.34</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>823216.70</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>503679.00</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.99</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.8363</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.78</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.6344</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>7207245.56</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>41973.23</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.048</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>29789.95</scheduledInterestAmount>
    <scheduledPrincipalAmount>12183.28</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>7195062.28</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>7195062.28</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>43</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Rialto Mortgage Finance, LLC</originatorName>
    <originationDate>01-21-2020</originationDate>
    <originalLoanAmount>7850000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>02-06-2030</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0441</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0441</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>0</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>03-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>2</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>39356.12</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>7850000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>false</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>11-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>HAGERSTOWN PLAZA OFFICE</propertyName>
      <propertyAddress>1710 UNDERPASS WAY</propertyAddress>
      <propertyCity>Hagerstown</propertyCity>
      <propertyState>MD</propertyState>
      <propertyZip>21740</propertyZip>
      <propertyCounty>Washington</propertyCounty>
      <propertyTypeCode>OF</propertyTypeCode>
      <netRentableSquareFeetNumber>70043</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>70043</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>1978</yearBuiltNumber>
      <yearLastRenovated>2012</yearLastRenovated>
      <valuationSecuritizationAmount>14400000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-31-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.72</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.86</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <largestTenant>Verizon</largestTenant>
      <squareFeetLargestTenantNumber>19243</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>06-30-2025</leaseExpirationLargestTenantDate>
      <secondLargestTenant>Hospice of Washington County  Inc.</secondLargestTenant>
      <squareFeetSecondLargestTenantNumber>18209</squareFeetSecondLargestTenantNumber>
      <leaseExpirationSecondLargestTenantDate>05-31-2032</leaseExpirationSecondLargestTenantDate>
      <thirdLargestTenant>GSA SOCIAL SERVICES</thirdLargestTenant>
      <squareFeetThirdLargestTenantNumber>9416</squareFeetThirdLargestTenantNumber>
      <leaseExpirationThirdLargestTenantDate>08-09-2035</leaseExpirationThirdLargestTenantDate>
      <financialsSecuritizationDate>12-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>1454459.00</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>1423260.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>473431.00</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>422710.95</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>981028.00</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>1000549.05</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>882967.00</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>927003.30</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>354205.00</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>2.08</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.8247</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.87</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.6171</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>09-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>7031463.32</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>39356.11</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0441</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>26701.98</scheduledInterestAmount>
    <scheduledPrincipalAmount>12654.13</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>7018809.20</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>7018809.19</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>44</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Rialto Mortgage Finance, LLC</originatorName>
    <originationDate>10-30-2019</originationDate>
    <originalLoanAmount>7300000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>11-06-2029</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0465</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0465</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>0</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>12-06-2019</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>2</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>37641.49</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>7273715.12</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>false</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>08-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>LINCOLN CENTER</propertyName>
      <propertyAddress>403 NORTH GENERALS BOULEVARD</propertyAddress>
      <propertyCity>Lincolnton</propertyCity>
      <propertyState>NC</propertyState>
      <propertyZip>28092</propertyZip>
      <propertyCounty>Lincoln</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>82205</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>82205</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>1988</yearBuiltNumber>
      <yearLastRenovated>2019</yearLastRenovated>
      <valuationSecuritizationAmount>10800000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>07-21-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.93</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.93</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <largestTenant>Marshalls</largestTenant>
      <squareFeetLargestTenantNumber>22000</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>11-30-2029</leaseExpirationLargestTenantDate>
      <secondLargestTenant>BURKE'S OUTLET</secondLargestTenant>
      <squareFeetSecondLargestTenantNumber>20000</squareFeetSecondLargestTenantNumber>
      <leaseExpirationSecondLargestTenantDate>01-31-2030</leaseExpirationSecondLargestTenantDate>
      <thirdLargestTenant>Cato</thirdLargestTenant>
      <squareFeetThirdLargestTenantNumber>6000</squareFeetThirdLargestTenantNumber>
      <leaseExpirationThirdLargestTenantDate>01-31-2028</leaseExpirationThirdLargestTenantDate>
      <financialsSecuritizationDate>08-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>1047462.00</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>840157.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>269025.00</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>249763.28</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>778437.00</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>590393.72</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>692122.00</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>525657.47</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>338773.50</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.72</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.7427</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.53</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.5516</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>12-31-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>6534233.15</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>37641.49</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0465</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>26164.16</scheduledInterestAmount>
    <scheduledPrincipalAmount>11477.33</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>6522755.82</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>6522755.82</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>45</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Rialto Mortgage Finance, LLC</originatorName>
    <originationDate>12-20-2019</originationDate>
    <originalLoanAmount>7150000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>10-06-2029</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0498</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0498</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>0</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>02-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>2</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>38295.40</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>7142366.18</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>false</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>10-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>Defeased</propertyName>
      <unitsBedsRoomsNumber>66</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>66</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>2015</yearBuiltNumber>
      <valuationSecuritizationAmount>11900000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-16-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.82</physicalOccupancySecuritizationPercentage>
      <propertyStatusCode>3</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>F</DefeasedStatusCode>
      <financialsSecuritizationDate>10-31-2019</financialsSecuritizationDate>
      <revenueSecuritizationAmount>2549855.00</revenueSecuritizationAmount>
      <operatingExpensesSecuritizationAmount>1544809.00</operatingExpensesSecuritizationAmount>
      <netOperatingIncomeSecuritizationAmount>1005046.00</netOperatingIncomeSecuritizationAmount>
      <netCashFlowFlowSecuritizationAmount>903052.00</netCashFlowFlowSecuritizationAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>6463169.94</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>38295.40</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0498</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>27716.23</scheduledInterestAmount>
    <scheduledPrincipalAmount>10579.17</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>6452590.77</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>6452590.77</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>46</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Wells Fargo Bank, National Association</originatorName>
    <originationDate>12-17-2019</originationDate>
    <originalLoanAmount>6100000.00</originalLoanAmount>
    <originalTermLoanNumber>84</originalTermLoanNumber>
    <maturityDate>01-11-2027</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.04308</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.04308</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>36</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>02-11-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>false</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>5</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>22628.97</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>6100000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>09-10-2026</prepaymentLockOutEndDate>
    <property>
      <propertyName>HOLIDAY INN &amp; SUITES - PEACHTREE CITY</propertyName>
      <propertyAddress>203 NEWGATE ROAD</propertyAddress>
      <propertyCity>Peachtree City</propertyCity>
      <propertyState>GA</propertyState>
      <propertyZip>30269</propertyZip>
      <propertyCounty>Fayette</propertyCounty>
      <propertyTypeCode>LO</propertyTypeCode>
      <unitsBedsRoomsNumber>88</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>88</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>1997</yearBuiltNumber>
      <yearLastRenovated>2017</yearLastRenovated>
      <valuationSecuritizationAmount>10000000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-07-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.8</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.71</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-11-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <financialsSecuritizationDate>11-30-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>10-01-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>2740985.00</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>3148004.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>1829419.45</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>2207553.82</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>911565.55</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>940450.18</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>801926.15</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>814530.02</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>362590.00</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>2.51</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.5937</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>2.21</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.2464</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>5793054.78</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>30215.82</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.04308</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>21490.30</scheduledInterestAmount>
    <scheduledPrincipalAmount>8725.52</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>5784329.26</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>5784329.26</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-11-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>47</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Rialto Mortgage Finance, LLC</originatorName>
    <originationDate>11-27-2019</originationDate>
    <originalLoanAmount>6000000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>09-06-2029</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0432</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0432</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>36</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>01-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>5</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>22320.00</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>6000000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>09-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>Defeased</propertyName>
      <unitsBedsRoomsNumber>156</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>156</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>1972</yearBuiltNumber>
      <yearLastRenovated>2018</yearLastRenovated>
      <valuationSecuritizationAmount>8700000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-28-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.97</physicalOccupancySecuritizationPercentage>
      <propertyStatusCode>3</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>F</DefeasedStatusCode>
      <financialsSecuritizationDate>12-31-2019</financialsSecuritizationDate>
      <revenueSecuritizationAmount>1183558.00</revenueSecuritizationAmount>
      <operatingExpensesSecuritizationAmount>573926.00</operatingExpensesSecuritizationAmount>
      <netOperatingIncomeSecuritizationAmount>609632.00</netOperatingIncomeSecuritizationAmount>
      <netCashFlowFlowSecuritizationAmount>570632.00</netCashFlowFlowSecuritizationAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>5690258.09</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>29762.79</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0432</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>21167.76</scheduledInterestAmount>
    <scheduledPrincipalAmount>8595.03</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>5681663.06</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>5681663.06</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>48</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Rialto Mortgage Finance, LLC</originatorName>
    <originationDate>11-22-2019</originationDate>
    <originalLoanAmount>5300000.00</originalLoanAmount>
    <originalTermLoanNumber>60</originalTermLoanNumber>
    <originalInterestRatePercentage>0.0486</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0486</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>60</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>01-06-2020</firstLoanPaymentDueDate>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>22180.50</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>5300000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <prepaymentLockOutEndDate>09-05-2024</prepaymentLockOutEndDate>
    <property>
      <propertyName>WEST PHOENIX SELF STORAGE</propertyName>
      <yearBuiltNumber>2006</yearBuiltNumber>
      <valuationSecuritizationAmount>8960000.00</valuationSecuritizationAmount>
      <valuationSecuritizationDate>10-16-2019</valuationSecuritizationDate>
      <propertyStatusCode>6</propertyStatusCode>
      <financialsSecuritizationDate>10-31-2019</financialsSecuritizationDate>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>0.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <reportPeriodInterestRatePercentage>0.00</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.00</servicerTrusteeFeeRatePercentage>
    <reportPeriodEndScheduledLoanBalanceAmount>0.00</reportPeriodEndScheduledLoanBalanceAmount>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <liquidationPrepaymentCode>2</liquidationPrepaymentCode>
    <liquidationPrepaymentDate>09-20-2024</liquidationPrepaymentDate>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>49</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Barclays Capital Real Estate Inc.</originatorName>
    <originationDate>12-10-2019</originationDate>
    <originalLoanAmount>5000000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>12-06-2029</maturityDate>
    <originalInterestRatePercentage>0.0369</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0369</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>01-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>15887.50</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>5000000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>09-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>CHANDLER SELF STORAGE</propertyName>
      <propertyAddress>2015 SOUTH ARIZONA AVENUE</propertyAddress>
      <propertyCity>Chandler</propertyCity>
      <propertyState>AZ</propertyState>
      <propertyZip>85286</propertyZip>
      <propertyCounty>Maricopa</propertyCounty>
      <propertyTypeCode>SS</propertyTypeCode>
      <netRentableSquareFeetNumber>71910</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>71910</netRentableSquareFeetSecuritizationNumber>
      <unitsBedsRoomsNumber>768</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>768</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>2017</yearBuiltNumber>
      <valuationSecuritizationAmount>9500000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-22-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.88</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.96</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <financialsSecuritizationDate>10-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>865012.00</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>1004487.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>381980.60</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>340436.95</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>483031.40</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>664050.05</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>475840.40</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>658656.80</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>140425.00</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>2.58</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>4.7288</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>2.54</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>4.6904</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>5000000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>15887.50</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0369</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>15887.50</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>5000000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>5000000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>50</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>BSPRT CMBS Finance, LLC</originatorName>
    <originationDate>01-16-2020</originationDate>
    <originalLoanAmount>5000000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>02-06-2030</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0437</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0437</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>0</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>03-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>2</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>24949.52</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>5000000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>false</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>11-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>FAIRFIELD INN BY MARRIOTT LEXINGTON PARK PATUXENT RIVER NAVAL AIR STATION</propertyName>
      <propertyAddress>22119 THREE NOTCH ROAD</propertyAddress>
      <propertyCity>Lexington Park</propertyCity>
      <propertyState>MD</propertyState>
      <propertyZip>20653</propertyZip>
      <propertyCounty>St. Mary's</propertyCounty>
      <propertyTypeCode>LO</propertyTypeCode>
      <unitsBedsRoomsNumber>78</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>78</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>2003</yearBuiltNumber>
      <yearLastRenovated>2017</yearLastRenovated>
      <valuationSecuritizationAmount>8700000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-09-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.68</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.6</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <financialsSecuritizationDate>12-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>12-31-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>12-31-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>2091287.00</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>2313207.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>1337032.24</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>1718875.84</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>754254.76</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>594331.16</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>649690.41</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>478670.81</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>299394.24</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>2.52</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.9851</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>2.17</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.5987</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>4475149.66</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>24949.52</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0437</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>16840.24</scheduledInterestAmount>
    <scheduledPrincipalAmount>8109.28</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>4467040.38</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>4467040.38</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <mostRecentSpecialServicerTransferDate>03-23-2020</mostRecentSpecialServicerTransferDate>
    <mostRecentMasterServicerReturnDate>04-06-2021</mostRecentMasterServicerReturnDate>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
    <repurchaseAmount>0.00</repurchaseAmount>
    <workoutStrategyCode>8</workoutStrategyCode>
    <postModificationAmortizationPeriodAmount>0</postModificationAmortizationPeriodAmount>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>51</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Wells Fargo Bank, National Association</originatorName>
    <originationDate>12-10-2019</originationDate>
    <originalLoanAmount>4650000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>12-11-2029</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.04005</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.04005</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>36</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>01-11-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>5</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>16036.69</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>4650000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>09-10-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>THE STORAGE CENTER</propertyName>
      <propertyAddress>1387 EAST PINE LOG ROAD</propertyAddress>
      <propertyCity>Aiken</propertyCity>
      <propertyState>SC</propertyState>
      <propertyZip>29803</propertyZip>
      <propertyCounty>Aiken</propertyCounty>
      <propertyTypeCode>SS</propertyTypeCode>
      <netRentableSquareFeetNumber>78888</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>78888</netRentableSquareFeetSecuritizationNumber>
      <unitsBedsRoomsNumber>575</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>575</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>2007</yearBuiltNumber>
      <yearLastRenovated>2014</yearLastRenovated>
      <valuationSecuritizationAmount>6600000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-01-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.9</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.9</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-11-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <financialsSecuritizationDate>09-30-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>642217.58</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>628068.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>176993.03</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>259680.36</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>465224.55</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>368387.64</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>459166.75</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>363844.14</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>199918.98</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.75</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.8426</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.72</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.8199</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>4395921.33</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>22213.22</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.04005</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>15160.43</scheduledInterestAmount>
    <scheduledPrincipalAmount>7052.79</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>4388868.54</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>4388868.54</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-11-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>52</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Ladder Capital Finance LLC</originatorName>
    <originationDate>01-17-2020</originationDate>
    <originalLoanAmount>4625000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>02-06-2030</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.04382</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.04382</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>48</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>03-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>5</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>16325.99</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>4625000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>12-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>VILLAS AT POTTERS CREEK</propertyName>
      <propertyAddress>2010 JUDY RAE AVENUE</propertyAddress>
      <propertyCity>Alliance</propertyCity>
      <propertyState>OH</propertyState>
      <propertyZip>44601</propertyZip>
      <propertyCounty>Stark</propertyCounty>
      <propertyTypeCode>MF</propertyTypeCode>
      <unitsBedsRoomsNumber>48</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>48</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>2017</yearBuiltNumber>
      <valuationSecuritizationAmount>6300000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-22-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.98</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <financialsSecuritizationDate>11-30-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>12-31-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>12-31-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>559420.00</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>648840.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>164012.56</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>205209.52</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>395407.44</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>443630.48</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>385807.44</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>434030.48</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>277332.48</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.43</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.5996</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.39</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.565</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>4481726.95</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>23111.04</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.04382</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0005481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>16911.30</scheduledInterestAmount>
    <scheduledPrincipalAmount>6199.74</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>4475527.21</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>4475527.21</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>53</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Ladder Capital Finance LLC</originatorName>
    <originationDate>12-06-2019</originationDate>
    <originalLoanAmount>4600000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>12-06-2029</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0424</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0424</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>0</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>01-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>2</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>22602.31</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>4588364.40</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>false</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>09-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>5600 NORTHWEST CENTRAL</propertyName>
      <propertyAddress>5600 NORTHWEST CENTRAL DRIVE</propertyAddress>
      <propertyCity>Houston</propertyCity>
      <propertyState>TX</propertyState>
      <propertyZip>77092</propertyZip>
      <propertyCounty>Harris</propertyCounty>
      <propertyTypeCode>OF</propertyTypeCode>
      <netRentableSquareFeetNumber>62101</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>62101</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>1982</yearBuiltNumber>
      <yearLastRenovated>2019</yearLastRenovated>
      <valuationSecuritizationAmount>6800000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-23-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.87</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.83</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <largestTenant>FFA Group  Inc.</largestTenant>
      <squareFeetLargestTenantNumber>6527</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>12-31-2026</leaseExpirationLargestTenantDate>
      <secondLargestTenant>DKNXT  Inc.</secondLargestTenant>
      <squareFeetSecondLargestTenantNumber>3709</squareFeetSecondLargestTenantNumber>
      <leaseExpirationSecondLargestTenantDate>05-31-2028</leaseExpirationSecondLargestTenantDate>
      <thirdLargestTenant>Terralab Landscape Architects  LLC</thirdLargestTenant>
      <squareFeetThirdLargestTenantNumber>2902</squareFeetThirdLargestTenantNumber>
      <leaseExpirationThirdLargestTenantDate>02-28-2026</leaseExpirationThirdLargestTenantDate>
      <financialsSecuritizationDate>10-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>880766.60</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>734421.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>411196.64</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>393181.14</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>469569.96</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>341239.86</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>427022.93</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>309329.61</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>203420.79</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.73</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.6775</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.57</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.5206</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>09-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>4091618.61</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>22602.31</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0424</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>14938.95</scheduledInterestAmount>
    <scheduledPrincipalAmount>7663.36</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>4083955.25</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>4083955.25</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>54</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Argentic Real Estate Finance LLC</originatorName>
    <originationDate>10-31-2019</originationDate>
    <originalLoanAmount>4500000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>11-06-2029</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0412</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0412</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>0</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>12-06-2019</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>2</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>21796.17</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>4481925.69</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>false</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>08-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>CARRIER CIRCLE BUSINESS COMPLEX</propertyName>
      <propertyAddress>6500 NEW VENTURE GEAR DRIVE</propertyAddress>
      <propertyCity>East Syracuse</propertyCity>
      <propertyState>NY</propertyState>
      <propertyZip>13057</propertyZip>
      <propertyCounty>Onondaga</propertyCounty>
      <propertyTypeCode>IN</propertyTypeCode>
      <netRentableSquareFeetNumber>244376</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>244376</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>1969</yearBuiltNumber>
      <valuationSecuritizationAmount>6500000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>08-14-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.93</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.83</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <largestTenant>COMFORT SYSTEMS</largestTenant>
      <squareFeetLargestTenantNumber>73325</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>12-31-2026</leaseExpirationLargestTenantDate>
      <secondLargestTenant>AAI- A PowerFloTechnologies Co.</secondLargestTenant>
      <squareFeetSecondLargestTenantNumber>29135</squareFeetSecondLargestTenantNumber>
      <leaseExpirationSecondLargestTenantDate>06-30-2029</leaseExpirationSecondLargestTenantDate>
      <thirdLargestTenant>Industrial Tire of CNY  LLC</thirdLargestTenant>
      <squareFeetThirdLargestTenantNumber>27116</squareFeetThirdLargestTenantNumber>
      <leaseExpirationThirdLargestTenantDate>09-30-2025</leaseExpirationThirdLargestTenantDate>
      <financialsSecuritizationDate>08-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>12-31-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>12-31-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>1182942.00</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>1150417.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>683071.09</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>559527.55</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>499870.91</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>590889.45</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>403188.79</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>494206.45</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>261554.04</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.91</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.2591</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.54</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.8895</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>F</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>12-31-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>3984596.87</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>21796.17</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0412</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>14136.46</scheduledInterestAmount>
    <scheduledPrincipalAmount>7659.71</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>3976937.17</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>3976937.16</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>55</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Rialto Mortgage Finance, LLC</originatorName>
    <originationDate>11-08-2019</originationDate>
    <originalLoanAmount>4300000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>08-06-2029</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0436</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0436</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>36</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>12-06-2019</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>5</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>16144.11</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>4300000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>08-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>Defeased</propertyName>
      <unitsBedsRoomsNumber>150</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>150</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>1949</yearBuiltNumber>
      <valuationSecuritizationAmount>6200000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>09-25-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.84</physicalOccupancySecuritizationPercentage>
      <propertyStatusCode>3</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>F</DefeasedStatusCode>
      <financialsSecuritizationDate>08-31-2019</financialsSecuritizationDate>
      <revenueSecuritizationAmount>600784.00</revenueSecuritizationAmount>
      <operatingExpensesSecuritizationAmount>211305.00</operatingExpensesSecuritizationAmount>
      <netOperatingIncomeSecuritizationAmount>389479.00</netOperatingIncomeSecuritizationAmount>
      <netCashFlowFlowSecuritizationAmount>381979.00</netCashFlowFlowSecuritizationAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>4072976.52</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>21431.24</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0436</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>15291.76</scheduledInterestAmount>
    <scheduledPrincipalAmount>6139.48</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>4066837.04</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>4066837.04</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>56</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Argentic Real Estate Finance LLC</originatorName>
    <originationDate>12-11-2019</originationDate>
    <originalLoanAmount>4250000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>01-06-2030</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0425</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0425</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>0</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>02-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>2</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>20907.45</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>4244646.37</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>false</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>10-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>WILLOW PARK APARTMENTS</propertyName>
      <propertyAddress>1230 SOUTH BATTLEMENT PARKWAY</propertyAddress>
      <propertyCity>Parachute</propertyCity>
      <propertyState>CO</propertyState>
      <propertyZip>81635</propertyZip>
      <propertyCounty>Garfield</propertyCounty>
      <propertyTypeCode>MF</propertyTypeCode>
      <unitsBedsRoomsNumber>216</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>216</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>1982</yearBuiltNumber>
      <valuationSecuritizationAmount>10550000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-07-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.97</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.96</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <financialsSecuritizationDate>10-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>1550052.80</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>1999770.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>959461.48</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>1065255.85</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>590591.32</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>934514.15</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>536591.32</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>894014.15</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>188166.75</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>2.35</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>4.9664</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>2.14</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>4.7511</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>3788004.54</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>20907.45</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0425</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>13863.04</scheduledInterestAmount>
    <scheduledPrincipalAmount>7044.41</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>3780960.13</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>3780960.13</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>57</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Ladder Capital Finance LLC</originatorName>
    <originationDate>01-23-2020</originationDate>
    <originalLoanAmount>4000000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>02-06-2030</maturityDate>
    <originalInterestRatePercentage>0.04472</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.04472</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>03-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>14409.78</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>4000000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>12-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>Defeased</propertyName>
      <unitsBedsRoomsNumber>154</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>154</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>1980</yearBuiltNumber>
      <yearLastRenovated>2009</yearLastRenovated>
      <valuationSecuritizationAmount>7560000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-01-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.77</physicalOccupancySecuritizationPercentage>
      <propertyStatusCode>3</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>F</DefeasedStatusCode>
      <financialsSecuritizationDate>12-31-2019</financialsSecuritizationDate>
      <revenueSecuritizationAmount>558513.14</revenueSecuritizationAmount>
      <operatingExpensesSecuritizationAmount>210877.25</operatingExpensesSecuritizationAmount>
      <netOperatingIncomeSecuritizationAmount>347635.89</netOperatingIncomeSecuritizationAmount>
      <netCashFlowFlowSecuritizationAmount>339835.89</netCashFlowFlowSecuritizationAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>4000000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>15403.56</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.04472</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>15403.56</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>4000000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>4000000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>58</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>BSPRT CMBS Finance, LLC</originatorName>
    <originationDate>12-11-2019</originationDate>
    <originalLoanAmount>3000000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>01-06-2030</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0477</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0477</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>12</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>02-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>5</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>12322.50</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>3000000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>10-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>THE RESERVE APARTMENTS AT STATESBORO</propertyName>
      <propertyAddress>100 RESERVE LANE</propertyAddress>
      <propertyCity>Statesboro</propertyCity>
      <propertyState>GA</propertyState>
      <propertyZip>30458</propertyZip>
      <propertyCounty>Bulloch</propertyCounty>
      <propertyTypeCode>MF</propertyTypeCode>
      <unitsBedsRoomsNumber>39</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>39</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>2013</yearBuiltNumber>
      <valuationSecuritizationAmount>4500000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-04-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <financialsSecuritizationDate>10-31-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>12-31-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>12-31-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>389725.70</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>539619.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>97836.09</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>189571.03</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>291889.62</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>350047.97</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>280189.62</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>338347.97</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>188227.32</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.55</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.8597</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.49</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.7975</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>2756838.80</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>15685.61</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0477</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>11323.72</scheduledInterestAmount>
    <scheduledPrincipalAmount>4361.89</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>2752476.91</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>2752476.91</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>59</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>BSPRT CMBS Finance, LLC</originatorName>
    <originationDate>12-05-2019</originationDate>
    <originalLoanAmount>2612500.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>12-06-2029</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0402</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0402</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>0</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>01-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>2</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>12502.62</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>2605569.99</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>false</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>09-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>WALGREENS ALBUQUERQUE</propertyName>
      <propertyAddress>4700 4TH STREET NORTHWEST</propertyAddress>
      <propertyCity>Albuquerque</propertyCity>
      <propertyState>NM</propertyState>
      <propertyZip>87107</propertyZip>
      <propertyCounty>Bernalillo</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>14490</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>14490</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2003</yearBuiltNumber>
      <valuationSecuritizationAmount>5430000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>09-26-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <largestTenant>Walgreens</largestTenant>
      <squareFeetLargestTenantNumber>14490</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>12-31-2050</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>12-31-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>12-31-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>370708.30</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>380000.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>11121.25</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>11400.00</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>359587.05</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>368600.00</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>350168.55</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>359180.00</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>150031.00</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>2.40</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.4568</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>2.33</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.394</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>12-31-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>2313194.23</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>12502.62</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0402</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>8007.51</scheduledInterestAmount>
    <scheduledPrincipalAmount>4495.11</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>2308699.12</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>2308699.12</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>60</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>BSPRT CMBS Finance, LLC</originatorName>
    <originationDate>01-07-2020</originationDate>
    <originalLoanAmount>2375000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>02-06-2030</maturityDate>
    <originalInterestRatePercentage>0.0439</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0439</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>03-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>8398.92</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>2375000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>11-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>CVS MECHANICSVILLE</propertyName>
      <propertyAddress>9498 CHARTER GATE DRIVE</propertyAddress>
      <propertyCity>Mechanicsville</propertyCity>
      <propertyState>VA</propertyState>
      <propertyZip>23116</propertyZip>
      <propertyCounty>Hanover</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>10107</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>10107</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2000</yearBuiltNumber>
      <valuationSecuritizationAmount>4000000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>11-10-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <largestTenant>CVS</largestTenant>
      <squareFeetLargestTenantNumber>10107</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>01-31-2040</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>12-31-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>12-31-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>205751.51</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>208000.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>4115.03</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>4160.00</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>201636.48</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>203840.00</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>201636.48</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>203840.00</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>105710.59</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.90</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.9282</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.90</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.9282</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>09-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>2375000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>8978.16</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0439</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>8978.16</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>2375000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>2375000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>61</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Rialto Mortgage Finance, LLC</originatorName>
    <originationDate>12-18-2019</originationDate>
    <originalLoanAmount>2250000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>10-06-2029</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.048</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.048</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>0</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>02-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>2</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>11804.97</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>2247495.03</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>false</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>10-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>Defeased</propertyName>
      <unitsBedsRoomsNumber>480</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>480</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>1985</yearBuiltNumber>
      <valuationSecuritizationAmount>5110000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>07-30-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.94</physicalOccupancySecuritizationPercentage>
      <propertyStatusCode>3</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>F</DefeasedStatusCode>
      <financialsSecuritizationDate>10-31-2019</financialsSecuritizationDate>
      <revenueSecuritizationAmount>427245.00</revenueSecuritizationAmount>
      <operatingExpensesSecuritizationAmount>127731.00</operatingExpensesSecuritizationAmount>
      <netOperatingIncomeSecuritizationAmount>299514.00</netOperatingIncomeSecuritizationAmount>
      <netCashFlowFlowSecuritizationAmount>287514.00</netCashFlowFlowSecuritizationAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>2027037.89</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>11804.97</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.048</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>8378.42</scheduledInterestAmount>
    <scheduledPrincipalAmount>3426.55</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>2023611.34</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>2023611.34</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>62</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>BSPRT CMBS Finance, LLC</originatorName>
    <originationDate>12-06-2019</originationDate>
    <originalLoanAmount>2000000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>12-06-2029</maturityDate>
    <originalAmortizationTermNumber>360</originalAmortizationTermNumber>
    <originalInterestRatePercentage>0.0457</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0457</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>24</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>01-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>5</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>7870.56</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>2000000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>09-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>VILLAGE APARTMENTS</propertyName>
      <propertyAddress>1721-1759 ROWAN LANE</propertyAddress>
      <propertyCity>Evans</propertyCity>
      <propertyState>CO</propertyState>
      <propertyZip>80620</propertyZip>
      <propertyCounty>Weld</propertyCounty>
      <propertyTypeCode>MF</propertyTypeCode>
      <unitsBedsRoomsNumber>20</unitsBedsRoomsNumber>
      <unitsBedsRoomsSecuritizationNumber>20</unitsBedsRoomsSecuritizationNumber>
      <yearBuiltNumber>2003</yearBuiltNumber>
      <valuationSecuritizationAmount>3250000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-27-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>0.95</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>0.95</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <financialsSecuritizationDate>09-30-2019</financialsSecuritizationDate>
      <mostRecentFinancialsStartDate>12-31-2024</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>12-31-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>329302.81</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>408767.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>143562.21</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>196531.92</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>185740.60</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>212235.08</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>180287.40</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>206782.08</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>122604.72</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.51</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.731</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.47</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.6865</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>1866110.63</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>10217.06</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0457</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>7343.66</scheduledInterestAmount>
    <scheduledPrincipalAmount>2873.40</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>1863237.24</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>1863237.23</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>63</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Barclays Capital Real Estate Inc.</originatorName>
    <originationDate>12-30-2019</originationDate>
    <originalLoanAmount>1900000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>01-06-2030</maturityDate>
    <originalInterestRatePercentage>0.04319</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.04319</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>02-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>7066.36</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>1900000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>false</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <prepaymentLockOutEndDate>10-05-2029</prepaymentLockOutEndDate>
    <property>
      <propertyName>BANK OF AMERICA - TROPHY CLUB, TX</propertyName>
      <propertyAddress>353 TROPHY LAKE DRIVE</propertyAddress>
      <propertyCity>Trophy Club</propertyCity>
      <propertyState>TX</propertyState>
      <propertyZip>76262</propertyZip>
      <propertyCounty>Denton</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>4127</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>4127</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2000</yearBuiltNumber>
      <valuationSecuritizationAmount>3310000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>12-10-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <defeasanceOptionStartDate>03-06-2022</defeasanceOptionStartDate>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <largestTenant>Bank of America</largestTenant>
      <squareFeetLargestTenantNumber>4127</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>12-31-2030</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>158146.22</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>166534.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>3162.92</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>3330.68</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>154983.30</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>163203.32</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>147678.52</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>157724.57</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>62457.52</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.86</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>2.613</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.77</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>2.5253</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>F</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>09-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>1900000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>7066.36</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.04319</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>7066.36</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>1900000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>1900000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>64</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Ladder Capital Finance LLC</originatorName>
    <originationDate>01-21-2020</originationDate>
    <originalLoanAmount>1029000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>09-06-2034</maturityDate>
    <originalInterestRatePercentage>0.0472</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0472</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>03-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>3912.49</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>1029000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>true</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <yieldMaintenanceEndDate>08-05-2029</yieldMaintenanceEndDate>
    <property>
      <propertyName>DOLLAR GENERAL CLINTON, IN</propertyName>
      <propertyAddress>209 SOUTH 11TH STREET</propertyAddress>
      <propertyCity>Clinton</propertyCity>
      <propertyState>IN</propertyState>
      <propertyZip>47842</propertyZip>
      <propertyCounty>Vermilion</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>10640</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>10640</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2019</yearBuiltNumber>
      <valuationSecuritizationAmount>1470000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>09-17-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <largestTenant>Dollar General</largestTenant>
      <squareFeetLargestTenantNumber>10640</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>09-30-2034</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>95251.79</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>74002.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>2857.55</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>2220.06</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>92394.24</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>71781.94</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>90798.24</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>70584.94</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>36966.23</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.87</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.9418</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.84</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.9094</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>09-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>1029000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>4182.31</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0472</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>4182.31</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>1029000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>1029000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <hyperAmortizingDate>02-06-2030</hyperAmortizingDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>65</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Ladder Capital Finance LLC</originatorName>
    <originationDate>01-21-2020</originationDate>
    <originalLoanAmount>973000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>07-06-2034</maturityDate>
    <originalInterestRatePercentage>0.0471</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0471</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>03-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>3691.72</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>973000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>true</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <yieldMaintenanceEndDate>08-05-2029</yieldMaintenanceEndDate>
    <property>
      <propertyName>DOLLAR GENERAL WARDSVILLE, MO</propertyName>
      <propertyAddress>1523 ASHBURY WAY</propertyAddress>
      <propertyCity>Wardsville</propertyCity>
      <propertyState>MO</propertyState>
      <propertyZip>65101</propertyZip>
      <propertyCounty>Cole</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>9002</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>9002</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2019</yearBuiltNumber>
      <valuationSecuritizationAmount>1390000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>10-02-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <largestTenant>Dollar General</largestTenant>
      <squareFeetLargestTenantNumber>9002</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>07-31-2034</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>90097.34</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>70117.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>2702.92</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>2103.51</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>87394.42</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>68013.49</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>86044.12</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>67000.99</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>34880.44</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.88</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.9499</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.85</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.9208</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>09-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>973000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>3946.33</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0471</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>3946.33</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>973000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>973000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <hyperAmortizingDate>02-06-2030</hyperAmortizingDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
  <assets>
    <assetTypeNumber>Prospectus Loan ID</assetTypeNumber>
    <assetNumber>66</assetNumber>
    <reportingPeriodBeginningDate>01-13-2026</reportingPeriodBeginningDate>
    <reportingPeriodEndDate>02-11-2026</reportingPeriodEndDate>
    <originatorName>Ladder Capital Finance LLC</originatorName>
    <originationDate>01-21-2020</originationDate>
    <originalLoanAmount>945000.00</originalLoanAmount>
    <originalTermLoanNumber>120</originalTermLoanNumber>
    <maturityDate>07-06-2034</maturityDate>
    <originalInterestRatePercentage>0.0469</originalInterestRatePercentage>
    <interestRateSecuritizationPercentage>0.0469</interestRateSecuritizationPercentage>
    <interestAccrualMethodCode>3</interestAccrualMethodCode>
    <originalInterestRateTypeCode>1</originalInterestRateTypeCode>
    <originalInterestOnlyTermNumber>120</originalInterestOnlyTermNumber>
    <firstLoanPaymentDueDate>03-06-2020</firstLoanPaymentDueDate>
    <underwritingIndicator>true</underwritingIndicator>
    <lienPositionSecuritizationCode>1</lienPositionSecuritizationCode>
    <loanStructureCode>WL</loanStructureCode>
    <paymentTypeCode>3</paymentTypeCode>
    <periodicPrincipalAndInterestPaymentSecuritizationAmount>3570.26</periodicPrincipalAndInterestPaymentSecuritizationAmount>
    <scheduledPrincipalBalanceSecuritizationAmount>945000.00</scheduledPrincipalBalanceSecuritizationAmount>
    <paymentFrequencyCode>1</paymentFrequencyCode>
    <NumberPropertiesSecuritization>1</NumberPropertiesSecuritization>
    <NumberProperties>1</NumberProperties>
    <graceDaysAllowedNumber>0</graceDaysAllowedNumber>
    <interestOnlyIndicator>true</interestOnlyIndicator>
    <balloonIndicator>true</balloonIndicator>
    <prepaymentPremiumIndicator>true</prepaymentPremiumIndicator>
    <negativeAmortizationIndicator>false</negativeAmortizationIndicator>
    <modifiedIndicator>false</modifiedIndicator>
    <yieldMaintenanceEndDate>08-05-2029</yieldMaintenanceEndDate>
    <property>
      <propertyName>DOLLAR GENERAL SAGINAW, MI</propertyName>
      <propertyAddress>1330 TITTABAWASSEE ROAD</propertyAddress>
      <propertyCity>Kochville</propertyCity>
      <propertyState>MI</propertyState>
      <propertyZip>48604</propertyZip>
      <propertyCounty>Saginaw</propertyCounty>
      <propertyTypeCode>RT</propertyTypeCode>
      <netRentableSquareFeetNumber>9100</netRentableSquareFeetNumber>
      <netRentableSquareFeetSecuritizationNumber>9100</netRentableSquareFeetSecuritizationNumber>
      <yearBuiltNumber>2019</yearBuiltNumber>
      <valuationSecuritizationAmount>1350000.00</valuationSecuritizationAmount>
      <valuationSourceSecuritizationCode>MAI</valuationSourceSecuritizationCode>
      <valuationSecuritizationDate>09-04-2019</valuationSecuritizationDate>
      <physicalOccupancySecuritizationPercentage>1</physicalOccupancySecuritizationPercentage>
      <mostRecentPhysicalOccupancyPercentage>1</mostRecentPhysicalOccupancyPercentage>
      <propertyStatusCode>6</propertyStatusCode>
      <DefeasedStatusCode>N</DefeasedStatusCode>
      <largestTenant>Dollar General</largestTenant>
      <squareFeetLargestTenantNumber>9100</squareFeetLargestTenantNumber>
      <leaseExpirationLargestTenantDate>07-31-2034</leaseExpirationLargestTenantDate>
      <mostRecentFinancialsStartDate>01-01-2025</mostRecentFinancialsStartDate>
      <mostRecentFinancialsEndDate>09-30-2025</mostRecentFinancialsEndDate>
      <revenueSecuritizationAmount>87811.58</revenueSecuritizationAmount>
      <mostRecentRevenueAmount>68301.00</mostRecentRevenueAmount>
      <operatingExpensesSecuritizationAmount>2634.35</operatingExpensesSecuritizationAmount>
      <operatingExpensesAmount>2049.03</operatingExpensesAmount>
      <netOperatingIncomeSecuritizationAmount>85177.23</netOperatingIncomeSecuritizationAmount>
      <mostRecentNetOperatingIncomeAmount>66251.97</mostRecentNetOperatingIncomeAmount>
      <netCashFlowFlowSecuritizationAmount>83812.23</netCashFlowFlowSecuritizationAmount>
      <mostRecentNetCashFlowAmount>65228.22</mostRecentNetCashFlowAmount>
      <netOperatingIncomeNetCashFlowSecuritizationCode>UW</netOperatingIncomeNetCashFlowSecuritizationCode>
      <netOperatingIncomeNetCashFlowCode>CREFC</netOperatingIncomeNetCashFlowCode>
      <mostRecentDebtServiceAmount>33732.85</mostRecentDebtServiceAmount>
      <debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>1.89</debtServiceCoverageNetOperatingIncomeSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetOperatingIncomePercentage>1.964</mostRecentDebtServiceCoverageNetOperatingIncomePercentage>
      <debtServiceCoverageNetCashFlowSecuritizationPercentage>1.86</debtServiceCoverageNetCashFlowSecuritizationPercentage>
      <mostRecentDebtServiceCoverageNetCashFlowpercentage>1.9336</mostRecentDebtServiceCoverageNetCashFlowpercentage>
      <debtServiceCoverageSecuritizationCode>C</debtServiceCoverageSecuritizationCode>
      <mostRecentDebtServiceCoverageCode>F</mostRecentDebtServiceCoverageCode>
      <mostRecentAnnualLeaseRolloverReviewDate>09-30-2025</mostRecentAnnualLeaseRolloverReviewDate>
    </property>
    <assetAddedIndicator>false</assetAddedIndicator>
    <reportPeriodModificationIndicator>false</reportPeriodModificationIndicator>
    <reportPeriodBeginningScheduleLoanBalanceAmount>945000.00</reportPeriodBeginningScheduleLoanBalanceAmount>
    <totalScheduledPrincipalInterestDueAmount>3816.49</totalScheduledPrincipalInterestDueAmount>
    <reportPeriodInterestRatePercentage>0.0469</reportPeriodInterestRatePercentage>
    <servicerTrusteeFeeRatePercentage>0.0001481</servicerTrusteeFeeRatePercentage>
    <scheduledInterestAmount>3816.49</scheduledInterestAmount>
    <scheduledPrincipalAmount>0.00</scheduledPrincipalAmount>
    <unscheduledPrincipalCollectedAmount>0.00</unscheduledPrincipalCollectedAmount>
    <reportPeriodEndActualBalanceAmount>945000.00</reportPeriodEndActualBalanceAmount>
    <reportPeriodEndScheduledLoanBalanceAmount>945000.00</reportPeriodEndScheduledLoanBalanceAmount>
    <paidThroughDate>02-06-2026</paidThroughDate>
    <hyperAmortizingDate>02-06-2030</hyperAmortizingDate>
    <servicingAdvanceMethodCode>1</servicingAdvanceMethodCode>
    <nonRecoverabilityIndicator>false</nonRecoverabilityIndicator>
    <totalPrincipalInterestAdvancedOutstandingAmount>0</totalPrincipalInterestAdvancedOutstandingAmount>
    <totalTaxesInsuranceAdvancesOutstandingAmount>0</totalTaxesInsuranceAdvancesOutstandingAmount>
    <otherExpensesAdvancedOutstandingAmount>0</otherExpensesAdvancedOutstandingAmount>
    <paymentStatusLoanCode>0</paymentStatusLoanCode>
    <nextInterestRatePercentage>0</nextInterestRatePercentage>
    <primaryServicerName>Trimont LLC</primaryServicerName>
    <assetSubjectDemandIndicator>false</assetSubjectDemandIndicator>
  </assets>
</assetData>
