The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 10,254,470 124,568 SH SOLE 0 0 124,568
ARK ETF TR ISRAEL INOVATE 00214Q609 5,560 186 SH SOLE 0 0 186
BLACKROCK ETF TRUST ISHARES US CARBO 09290C509 24,673 333 SH SOLE 0 0 333
BLACKROCK ETF TRUST ISHARES WORLD EX 09290C608 16,462 301 SH SOLE 0 0 301
CAMBRIA ETF TR CANNABIS ETF 132061821 3,820 620 SH SOLE 0 0 620
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 5,092,207 116,687 SH SOLE 0 0 116,687
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201 538,729 19,676 SH SOLE 0 0 19,676
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 522,053 18,901 SH SOLE 0 0 18,901
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 103,133 3,257 SH SOLE 0 0 3,257
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352 1,732,606 31,594 SH SOLE 0 0 31,594
FIDELITY COVINGTON TRUST ENHANCED SMALL 31609A206 5,720,216 151,409 SH SOLE 0 0 151,409
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 18,128,991 319,792 SH SOLE 0 0 319,792
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 12,703,175 275,916 SH SOLE 0 0 275,916
FLEXSHARES TR STOX GBL ESG SLT 33939L688 422,232 2,057 SH SOLE 0 0 2,057
FLEXSHARES TR STOX US ESG SLCT 33939L696 282,157 1,783 SH SOLE 0 0 1,783
GLOBAL X FDS ARTIFICIAL ETF 37954Y632 723,507 14,225 SH SOLE 0 0 14,225
GOLDMAN SACHS ETF TR JUST US LRG CP 381430396 2,677,178 27,687 SH SOLE 0 0 27,687
INVESCO ACTIVELY MANAGED EXC VAR RATE INVT 46090A879 3,603,633 143,571 SH SOLE 0 0 143,571
INVESCO EXCH TRADED FD TR II ESG S&P 500 EQL 46138G516 2,592 87 SH SOLE 0 0 87
INVESCO EXCH TRADED FD TR II S&P MIDCP LOW 46138E198 13,971 224 SH SOLE 0 0 224
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 3,329,458 46,618 SH SOLE 0 0 46,618
INVESCO EXCH TRD SLF IDX FD INTL DEV DYNAMIC 46138J437 61,725 2,072 SH SOLE 0 0 2,072
INVESCO EXCH TRD SLF IDX FD RUSL 1000 DYNM 46138J619 1,692,812 27,692 SH SOLE 0 0 27,692
INVESCO EXCH TRD SLF IDX FD RUSL 2000 DYNM 46138J593 6,004 135 SH SOLE 0 0 135
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100 33,499 214 SH SOLE 0 0 214
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 187,680 4,000 SH SOLE 0 0 4,000
INVESCO EXCHANGE TRADED FD T RAFI US 1500 46137V597 60,237 1,313 SH SOLE 0 0 1,313
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 2,663,072 23,389 SH SOLE 0 0 23,389
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 2,619,698 25,578 SH SOLE 0 0 25,578
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 5,195,874 27,124 SH SOLE 0 0 27,124
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241 39,470,055 525,917 SH SOLE 0 0 525,917
INVESCO QQQ TR UNIT SER 1 46090E103 61,431 100 SH SOLE 0 0 100
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 9,384 189 SH SOLE 0 0 189
ISHARES TR CORE 60/40 BALAN 464289867 36,081 555 SH SOLE 0 0 555
ISHARES TR CORE 80/20 AGGRE 464289859 4,497 50 SH SOLE 0 0 50
ISHARES TR CORE S&P SCP ETF 464287804 1,363,803 11,348 SH SOLE 0 0 11,348
ISHARES TR CORE S&P500 ETF 464287200 11,017,260 16,085 SH SOLE 0 0 16,085
ISHARES TR EAFE GRWTH ETF 464288885 914,664 8,029 SH SOLE 0 0 8,029
ISHARES TR EAFE VALUE ETF 464288877 303,279 4,247 SH SOLE 0 0 4,247
ISHARES TR ESG ADVANCED UNI 46436E619 582,686 13,270 SH SOLE 0 0 13,270
ISHARES TR ESG ADVNCD HY BD 46435G441 235,907 4,992 SH SOLE 0 0 4,992
ISHARES TR ESG AW MSCI EAFE 46435G516 513,447 5,400 SH SOLE 0 0 5,400
ISHARES TR ESG AWR MSCI USA 46435G425 386,534 2,595 SH SOLE 0 0 2,595
ISHARES TR ESG AWRE 1 5 YR 46435G243 10,525,881 417,032 SH SOLE 0 0 417,032
ISHARES TR ESG AWRE USD ETF 46435G193 70,155 3,000 SH SOLE 0 0 3,000
ISHARES TR ESG EAFE ETF 46436E759 175,466 2,335 SH SOLE 0 0 2,335
ISHARES TR ESG MSCI KLD 400 464288570 575,871 4,470 SH SOLE 0 0 4,470
ISHARES TR ESG MSCI USA ETF 46436E767 331,201 5,752 SH SOLE 0 0 5,752
ISHARES TR ESG OPTIMIZED 464288802 1,827,266 13,113 SH SOLE 0 0 13,113
ISHARES TR ESG SELECT SCRE 46436E551 5,358 120 SH SOLE 0 0 120
ISHARES TR ESG SELECT SCREE 46436E544 92,399 2,170 SH SOLE 0 0 2,170
ISHARES TR EXPND TEC SC ETF 464287549 4,664,953 36,118 SH SOLE 0 0 36,118
ISHARES TR HIGH YLD SYSTM B 46435G250 6,629 140 SH SOLE 0 0 140
ISHARES TR ISHARES BIOTECH 464287556 1,212,950 7,187 SH SOLE 0 0 7,187
ISHARES TR MORNINGSTAR GRWT 464287119 548,811 5,275 SH SOLE 0 0 5,275
ISHARES TR MSCI INTL QUALTY 46434V456 3,679,790 80,963 SH SOLE 0 0 80,963
ISHARES TR MSCI USA MIN VOL 46429B697 4,585,006 48,694 SH SOLE 0 0 48,694
ISHARES TR MSCI USA QLT FCT 46432F339 198,620 1,000 SH SOLE 0 0 1,000
ISHARES TR RUS 1000 ETF 464287622 112,032 300 SH SOLE 0 0 300
ISHARES TR RUS 1000 GRW ETF 464287614 147,159 311 SH SOLE 0 0 311
ISHARES TR RUS 1000 VAL ETF 464287598 12,621 60 SH SOLE 0 0 60
ISHARES TR RUS 2000 GRW ETF 464287648 147,711 457 SH SOLE 0 0 457
ISHARES TR RUS 2000 VAL ETF 464287630 13,718 76 SH SOLE 0 0 76
ISHARES TR RUS MD CP GR ETF 464287481 180,898 1,321 SH SOLE 0 0 1,321
ISHARES TR RUS MID CAP ETF 464287499 54,104 562 SH SOLE 0 0 562
ISHARES TR RUS TP200 GR ETF 464289438 5,870,852 21,199 SH SOLE 0 0 21,199
ISHARES TR RUSSELL 2000 ETF 464287655 88,618 360 SH SOLE 0 0 360
ISHARES TR S&P 500 GRWT ETF 464287309 132,628 1,076 SH SOLE 0 0 1,076
ISHARES TR S&P MC 400GR ETF 464287606 58,934 608 SH SOLE 0 0 608
ISHARES TR S&P MC 400VL ETF 464287705 87,988 669 SH SOLE 0 0 669
ISHARES TR U.S. UTILITS ETF 464287697 101,859 940 SH SOLE 0 0 940
ISHARES U S ETF TR SHORT MATURITY M 46431W838 363,462 7,223 SH SOLE 0 0 7,223
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 11,283,174 238,293 SH SOLE 0 0 238,293
J P MORGAN EXCHANGE TRADED F HEDGED EQUITY LA 46654Q724 534,098 8,040 SH SOLE 0 0 8,040
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 535,452 10,603 SH SOLE 0 0 10,603
J P MORGAN EXCHANGE TRADED F SHORT DURA CORE 46641Q274 4,551,973 95,716 SH SOLE 0 0 95,716
LEGG MASON ETF INVT CLEARBRIDGE LRG 524682200 486,366 5,907 SH SOLE 0 0 5,907
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 146,211 1,495 SH SOLE 0 0 1,495
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 546,615 12,134 SH SOLE 0 0 12,134
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 63,895 1,431 SH SOLE 0 0 1,431
PIMCO EQUITY SER RAFI ESG US 72201T342 249,984 5,953 SH SOLE 0 0 5,953
PIMCO ETF TR ENHANCD SHORT 72201R643 9,441,908 95,784 SH SOLE 0 0 95,784
PIMCO ETF TR INTER MUN BD ACT 72201R866 177,146 3,380 SH SOLE 0 0 3,380
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 2,208,633 43,796 SH SOLE 0 0 43,796
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 13,854 423 SH SOLE 0 0 423
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 244,722 5,413 SH SOLE 0 0 5,413
SCHWAB STRATEGIC TR FUNDAMENTAL US B 808524789 870,006 32,744 SH SOLE 0 0 32,744
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 9,066,783 333,215 SH SOLE 0 0 333,215
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,701,394 237,163 SH SOLE 0 0 237,163
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 108,848 4,340 SH SOLE 0 0 4,340
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 8,937,162 366,728 SH SOLE 0 0 366,728
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 14,202,068 541,444 SH SOLE 0 0 541,444
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 5,784,181 210,871 SH SOLE 0 0 210,871
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 33,089,909 1,014,406 SH SOLE 0 0 1,014,406
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 648,578 21,904 SH SOLE 0 0 21,904
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 27,420,818 1,018,982 SH SOLE 0 0 1,018,982
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 10,133,109 336,984 SH SOLE 0 0 336,984
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,557,828 54,699 SH SOLE 0 0 54,699
SELECT SECTOR SPDR TR STATE STREET FIN 81369Y605 733,261 13,388 SH SOLE 0 0 13,388
SELECT SECTOR SPDR TR STATE STREET HEA 81369Y209 155,574 1,005 SH SOLE 0 0 1,005
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 6,442,946 44,752 SH SOLE 0 0 44,752
SPDR GOLD TR GOLD SHS 78463V107 12,682 32 SH SOLE 0 0 32
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 103,292 2,351 SH SOLE 0 0 2,351
SPDR S&P 500 ETF TR TR UNIT 78462F103 117,973 173 SH SOLE 0 0 173
SPDR SERIES TRUST STATE STREET SPD 78468R804 1,439,323 8,198 SH SOLE 0 0 8,198
SPDR SERIES TRUST STATE STREET SPD 78468R796 3,417,139 60,814 SH SOLE 0 0 60,814
SPDR SERIES TRUST STATE STREET SPD 78464A631 32,809 136 SH SOLE 0 0 136
SPDR SERIES TRUST STATE STREET SPD 78464A102 375,138 1,350 SH SOLE 0 0 1,350
SPDR SERIES TRUST STATE STREET SPD 78468R531 67,255 1,017 SH SOLE 0 0 1,017
SPINNAKER ETF SERIES SELECT STOXX EUR 84858T772 4,992 118 SH SOLE 0 0 118
TCW ETF TRUST DURABLE GROWTH 29287L601 219,389 7,051 SH SOLE 0 0 7,051
VANGUARD BD INDEX FDS INTERMED TERM 921937819 6,272,923 80,546 SH SOLE 0 0 80,546
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 284,213 3,606 SH SOLE 0 0 3,606
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 367,633 1,758 SH SOLE 0 0 1,758
VANGUARD INDEX FDS GROWTH ETF 922908736 20,204,887 41,415 SH SOLE 0 0 41,415
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 510,268 1,828 SH SOLE 0 0 1,828
VANGUARD INDEX FDS MID CAP ETF 922908629 9,938,969 34,246 SH SOLE 0 0 34,246
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 23,204 37 SH SOLE 0 0 37
VANGUARD INDEX FDS SM CP VAL ETF 922908611 289,306 1,366 SH SOLE 0 0 1,366
VANGUARD INDEX FDS SMALL CP ETF 922908751 583,741 2,263 SH SOLE 0 0 2,263
VANGUARD INDEX FDS SML CP GRW ETF 922908595 117,219 388 SH SOLE 0 0 388
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,947,308 14,756 SH SOLE 0 0 14,756
VANGUARD INDEX FDS VALUE ETF 922908744 3,798,601 19,889 SH SOLE 0 0 19,889
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 9,559,309 119,896 SH SOLE 0 0 119,896
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 275,165 1,252 SH SOLE 0 0 1,252
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,294,488 17,159 SH SOLE 0 0 17,159
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,665,704 26,664 SH SOLE 0 0 26,664
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 10,816,708 75,367 SH SOLE 0 0 75,367
VANGUARD WORLD FD ESG INTL STK ETF 921910725 235,722 3,291 SH SOLE 0 0 3,291
VANGUARD WORLD FD ESG US CORP BD 921910691 190,254 2,990 SH SOLE 0 0 2,990
VANGUARD WORLD FD ESG US STK ETF 921910733 850,653 7,033 SH SOLE 0 0 7,033
VANGUARD WORLD FD MEGA CAP INDEX 921910873 44,206 176 SH SOLE 0 0 176
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 10,490,161 208,469 SH SOLE 0 0 208,469