The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 594,146 1,898 SH SOLE 0 0 1,898
AMAZON COM INC COM 023135106 291,525 1,263 SH SOLE 0 0 1,263
APPLE INC COM 037833100 1,475,536 5,427 SH SOLE 0 0 5,427
BROADCOM INC COM 11135F101 239,381 691 SH SOLE 0 0 691
CATERPILLAR INC COM 149123101 271,422 473 SH SOLE 0 0 473
ELI LILLY & CO COM 532457108 403,271 375 SH SOLE 0 0 375
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 1,239,604 24,241 SH SOLE 0 0 24,241
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 213,117 11,696 SH SOLE 0 0 11,696
FIRST TR EXCHANGE-TRADED FD COMMON SHS 33735T109 240,048 13,716 SH SOLE 0 0 13,716
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408 1,624,461 38,807 SH SOLE 0 0 38,807
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705 395,313 8,042 SH SOLE 0 0 8,042
FIRST TR EXCHANGE-TRADED FD SHS 33734H106 448,238 9,727 SH SOLE 0 0 9,727
FIRST TR EXCHNG TRADED FD VI SECURITIZED PLUS 33740U109 1,566,394 72,518 SH SOLE 0 0 72,518
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101 501,811 79,652 SH SOLE 0 0 79,652
FS SPECIALTY LENDING FD COM SH BEN INT 644323107 238,727 16,883 SH SOLE 0 0 16,883
GOLDMAN SACHS GROUP INC COM 38141G104 204,857 233 SH SOLE 0 0 233
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 551,880 26,280 SH SOLE 0 0 26,280
INVESCO QQQ TR UNIT SER 1 46090E103 861,313 1,402 SH SOLE 0 0 1,402
ISHARES INC MSCI CDA ETF 464286509 2,098,370 38,909 SH SOLE 0 0 38,909
ISHARES INC MSCI GERMANY ETF 464286806 2,104,901 49,526 SH SOLE 0 0 49,526
ISHARES INC MSCI ITALY ETF 46434G830 2,035,037 37,456 SH SOLE 0 0 37,456
ISHARES INC US INTL HGH YLD 464286178 555,082 12,033 SH SOLE 0 0 12,033
ISHARES TR CORE 1 5 YR USD 46432F859 7,999,017 164,081 SH SOLE 0 0 164,081
ISHARES TR CORE INTL AGGR 46435G672 2,787,971 55,748 SH SOLE 0 0 55,748
ISHARES TR CORE S&P MCP ETF 464287507 531,036 8,046 SH SOLE 0 0 8,046
ISHARES TR CORE S&P SCP ETF 464287804 8,327,619 69,292 SH SOLE 0 0 69,292
ISHARES TR CORE US AGGBD ET 464287226 11,554,947 115,688 SH SOLE 0 0 115,688
ISHARES TR JPMORGAN USD EMG 464288281 576,962 5,992 SH SOLE 0 0 5,992
ISHARES TR MSCI ACWI ETF 464288257 858,562 6,068 SH SOLE 0 0 6,068
ISHARES TR MSCI UK ETF NEW 46435G334 2,029,652 46,149 SH SOLE 0 0 46,149
ISHARES TR PFD AND INCM SEC 464288687 668,983 21,608 SH SOLE 0 0 21,608
ISHARES TR RUS 1000 GRW ETF 464287614 355,922 752 SH SOLE 0 0 752
ISHARES TR RUS 1000 VAL ETF 464287598 387,659 1,843 SH SOLE 0 0 1,843
ISHARES TR RUS MID CAP ETF 464287499 9,600,865 99,728 SH SOLE 0 0 99,728
ISHARES TR S&P 500 VAL ETF 464287408 242,397 1,143 SH SOLE 0 0 1,143
ISHARES TR TRUST ISHARE 0-1 464288679 352,151 3,197 SH SOLE 0 0 3,197
ISHARES TR US INFRASTRUC 46435U713 632,897 12,027 SH SOLE 0 0 12,027
JPMORGAN CHASE & CO. COM 46625H100 219,670 681 SH SOLE 0 0 681
MICROSOFT CORP COM 594918104 2,071,189 4,282 SH SOLE 0 0 4,282
MSC INCOME FUND INC COM 55374X208 508,672 38,711 SH SOLE 0 0 38,711
NVIDIA CORPORATION COM 67066G104 416,864 2,235 SH SOLE 0 0 2,235
ORACLE CORP COM 68389X105 207,770 1,065 SH SOLE 0 0 1,065
PACER FDS TR TRENDP US LAR CP 69374H105 1,222,424 21,993 SH SOLE 0 0 21,993
PACER FDS TR TRENDP US MID CP 69374H204 370,111 10,375 SH SOLE 0 0 10,375
PGIM ETF TR ACTIVE AGGREGATE 69344A701 229,056 5,358 SH SOLE 0 0 5,358
PIMCO HIGH INCOME FD COM SHS 722014107 67,739 13,938 SH SOLE 0 0 13,938
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 282,077 10,283 SH SOLE 0 0 10,283
SELECT SECTOR SPDR TR STATE STREET COM 81369Y852 4,105,952 34,878 SH SOLE 0 0 34,878
SELECT SECTOR SPDR TR STATE STREET CON 81369Y407 4,036,869 33,806 SH SOLE 0 0 33,806
SELECT SECTOR SPDR TR STATE STREET IND 81369Y704 4,162,753 26,835 SH SOLE 0 0 26,835
SELECT SECTOR SPDR TR STATE STREET TEC 81369Y803 4,080,243 28,340 SH SOLE 0 0 28,340
SPDR INDEX SHS FDS MSCI EMRG MKTS 78463X426 260,734 3,941 SH SOLE 0 0 3,941
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 14,418,006 324,656 SH SOLE 0 0 324,656
SPDR S&P 500 ETF TR TR UNIT 78462F103 416,654 611 SH SOLE 0 0 611
SPDR SERIES TRUST STATE STREET SPD 78468R812 2,062,900 11,843 SH SOLE 0 0 11,843
SPDR SERIES TRUST STATE STREET SPD 78464A284 498,305 19,980 SH SOLE 0 0 19,980
SPDR SERIES TRUST STATE STREET SPD 78464A607 567,433 5,776 SH SOLE 0 0 5,776
SPDR SERIES TRUST STATE STREET SPD 78464A508 20,336,222 357,968 SH SOLE 0 0 357,968
SPDR SERIES TRUST STATE STREET SPD 78464A359 692,889 7,767 SH SOLE 0 0 7,767
SPDR SERIES TRUST STATE STREET SPD 78464A672 2,113,310 73,277 SH SOLE 0 0 73,277
SPDR SERIES TRUST STATE STREET SPD 78464A854 47,557,551 592,838 SH SOLE 0 0 592,838
VANGUARD INDEX FDS GROWTH ETF 922908736 6,181,834 12,671 SH SOLE 0 0 12,671
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 805,011 2,883 SH SOLE 0 0 2,883
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 741,471 4,180 SH SOLE 0 0 4,180
VANGUARD INDEX FDS MID CAP ETF 922908629 211,570 729 SH SOLE 0 0 729
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 310,027 3,503 SH SOLE 0 0 3,503
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,686,350 2,689 SH SOLE 0 0 2,689
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,223,089 5,775 SH SOLE 0 0 5,775
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,260,881 4,888 SH SOLE 0 0 4,888
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,113,062 3,684 SH SOLE 0 0 3,684
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,252,814 9,702 SH SOLE 0 0 9,702
VANGUARD INDEX FDS VALUE ETF 922908744 3,606,709 18,884 SH SOLE 0 0 18,884
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 361,977 4,920 SH SOLE 0 0 4,920
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,686,498 87,174 SH SOLE 0 0 87,174
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,315,971 39,593 SH SOLE 0 0 39,593
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 859,640 18,259 SH SOLE 0 0 18,259
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 15,910,577 130,682 SH SOLE 0 0 130,682
VANGUARD STAR FDS VG TL INTL STK F 921909768 724,796 9,607 SH SOLE 0 0 9,607
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 498,005 7,971 SH SOLE 0 0 7,971
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 292,781 2,040 SH SOLE 0 0 2,040
VANGUARD WORLD FD INF TECH ETF 92204A702 218,667 290 SH SOLE 0 0 290
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 2,799,282 19,830 SH SOLE 0 0 19,830
VANGUARD WORLD FD MEGA GRWTH IND 921910816 4,924,611 11,930 SH SOLE 0 0 11,930