v3.25.4
Consolidated Balance Sheets (unaudited) - USD ($)
$ in Thousands
Dec. 31, 2025
Jun. 30, 2025
Assets    
Cash and due from banks $ 1,068 $ 7,513
Interest-bearing deposits 53,717 47,731
Total cash and cash equivalents 54,785 55,244
Securities available for sale, at fair value 63,854 47,299
Securities held to maturity, at amortized cost 58,893 57,211
Federal Home Loan Bank stock, at cost 6,161 6,278
Loans, net of allowance for credit losses of $4,396 at December 31, 2025 and $4,151 at June 30, 2025 800,153 751,220
Bank owned life insurance 11,163 10,925
Premises and equipment, net 5,927 6,418
Accrued interest receivable 3,626 3,327
Net deferred tax asset 994 1,212
Other assets 10,414 10,244
Total assets 1,015,970 949,378
Liabilities and stockholders' equity    
Non-interest-bearing deposits 64,377 55,696
Interest-bearing deposits 681,946 623,486
Federal Home Loan Bank advances 143,596 147,000
Mortgagors' escrow accounts 1,987 1,756
Accrued expenses and other liabilities 5,817 6,088
Total liabilities 897,723 834,026
Commitments and contigencies
Preferred stock, $.01 par value, 5,000,000 shares authorized, none outstanding 0 0
Common stock, $.01 par value, 20,000,000 shares authorized, 9,295,376 issued and outstanding as of December 31, 2025 and June 30, 2025 93 93
Additional paid-in capital 39,564 39,571
Unearned compensation (ESOP) (3,238) (3,346)
Retained earnings 82,756 80,720
Accumulated other comprehensive loss (928) (1,686)
Total stockholders' equity 118,247 115,352
Total liabilities and stockholders' equity $ 1,015,970 $ 949,378