Minimum Regulatory Capital Requirements |
6 Months Ended |
|---|---|
Dec. 31, 2025 | |
| Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract] | |
| Minimum Regulatory Capital Requirements | 4. MINIMUM REGULATORY CAPITAL REQUIREMENTS The Bank has elected to comply with the community bank leverage ratio framework issued by the federal banking agencies. The framework provides for a simple measure of capital adequacy, calculated as Tier 1 capital divided by average total consolidated assets, which is consistent with how the Bank currently calculates its leverage ratio. Under this framework, a bank that maintains a community bank leverage ratio of greater than 9% is considered to have satisfied the risk-based and leverage capital ratios. As of December 31, 2025 and June 30, 2025, the Bank met the minimum requirement with a community bank leverage ratio of 10.17% and 10.48%, respectively. As a small bank holding company, the Company is exempt from required minimum regulatory capital requirements. |