The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc Com 00206R102 290,429 11,692 SH SOLE 0 11,692 0 0
Abbott Labs Com 002824100 295,434 2,358 SH SOLE 0 2,358 0 0
Abbott Labs Com 002824100 22,552 180 SH DFND 0 180 0 0
Abbvie Inc Com 00287Y109 924,928 4,048 SH SOLE 0 4,048 0 0
Abbvie Inc Com 00287Y109 72,431 317 SH DFND 0 317 0 0
ABRDN Physical Platinum Shares ETF Com 003260106 27,965 150 SH SOLE 0 150 0 0
ABRDN Physical Silver Shares ETF Com 003264108 94,696 1,400 SH SOLE 0 1,400 0 0
Advanced Micor Devices Com 007903107 401,978 1,877 SH SOLE 0 1,877 0 0
AllianceBernstein Holding LP Com 01881G106 23,088 600 SH DFND 0 600 0 0
Alpha Architect US Quantitative Value ETF Com 02072L102 2,733 56 SH SOLE 0 56 0 0
Alphabet Inc Cl C Com 02079K107 285,558 910 SH SOLE 0 910 0 0
Alphabet Inc Cl C Com 02079K107 282,420 900 SH DFND 0 900 0 0
Alphabet Inc Cl A Com 02079K305 644,154 2,058 SH SOLE 0 2,058 0 0
Alphabet Inc Cl A Com 02079K305 313,000 1,000 SH DFND 0 1,000 0 0
Altria Group Inc Com 02209S103 638,008 11,065 SH SOLE 0 11,065 0 0
Altria Group Inc Com 02209S103 86,375 1,498 SH DFND 0 1,498 0 0
Amazon Com Inc Com 023135106 692,460 3,000 SH SOLE 0 3,000 0 0
Amazon Com Inc Com 023135106 133,876 580 SH DFND 0 580 0 0
Ameren Corp Com 023608102 99,860 1,000 SH SOLE 0 1,000 0 0
Avantis Emerging Markets Value ETF Com 025072372 1,576,119 27,030 SH SOLE 0 27,030 0 0
Avantis Emerging Markets Value ETF Com 025072372 341,114 5,850 SH DFND 0 5,850 0 0
Avantis Emerging Markets Equity ETF Com 025072604 3,777,831 49,050 SH SOLE 0 49,050 0 0
Avantis Intl Small Cap Value Com 025072802 9,197,878 97,881 SH SOLE 0 97,881 0 0
Avantis Intl Small Cap Value Com 025072802 521,534 5,550 SH DFND 0 5,550 0 0
Avantis US Small Cap Value Com 025072877 5,215,359 51,141 SH SOLE 0 51,141 0 0
Avantis US Small Cap Value Com 025072877 444,123 4,355 SH DFND 0 4,355 0 0
American Express Co Com 025816109 927,835 2,508 SH SOLE 0 2,508 0 0
American International Group Com 026874784 11,806 138 SH SOLE 0 138 0 0
American Tower Corp Com 03027X100 190,142 1,083 SH SOLE 0 1,083 0 0
American Water Works Co Inc Com 030420103 106,358 815 SH SOLE 0 815 0 0
Ameriprise Financial Inc Com 03076C106 119,153 243 SH SOLE 0 243 0 0
Amgen Inc Com 031162100 866,717 2,648 SH SOLE 0 2,648 0 0
Amgen Inc Com 031162100 83,464 255 SH DFND 0 255 0 0
Analog Devices Com 032654105 13,560 50 SH SOLE 0 50 0 0
Anheuser-Busch Inbev Com 03524A108 191,159 2,985 SH SOLE 0 2,985 0 0
Anheuser-Busch Inbev Com 03524A108 96,060 1,500 SH DFND 0 1,500 0 0
Elevance Health Inc Com 036752103 4,207 12 SH SOLE 0 12 0 0
Apple Inc Com 037833100 11,299,589 41,564 SH SOLE 0 41,564 0 0
Apple Inc Com 037833100 61,984 228 SH DFND 0 228 0 0
Applied Materials Inc Com 038222105 7,453 29 SH SOLE 0 29 0 0
ARES Management LP Com 03990B101 621,467 3,845 SH SOLE 0 3,845 0 0
Arrow Electrs Inc Com 042735100 53,217 483 SH SOLE 0 483 0 0
Artisan Partners Asset MA-A Com 04316A108 16,092 395 SH SOLE 0 395 0 0
AstraZeneca PLC ADR Com 046353108 3,677 40 SH SOLE 0 40 0 0
Automatic Data Processing Inc Com 053015103 434,204 1,688 SH SOLE 0 1,688 0 0
BP PLC ADR Com 055622104 25,040 721 SH SOLE 0 721 0 0
Bank Of America Corporation Com 060505104 144,815 2,633 SH SOLE 0 2,633 0 0
Bank Of America Corporation Com 060505104 30,525 555 SH DFND 0 555 0 0
Bank of Hawaii Corp Com 062540109 66,319 970 SH SOLE 0 970 0 0
Bank of Hawaii Corp Com 062540109 17,776 260 SH DFND 0 260 0 0
Bank New York Mellon Corp Com 064058100 116,090 1,000 SH SOLE 0 1,000 0 0
Baxter International Inc Com 071813109 17,199 900 SH SOLE 0 900 0 0
Becton Dickinson & Co Com 075887109 43,084 222 SH SOLE 0 222 0 0
Berkshire Hathaway Inc Cl A Com 084670108 754,800 1 SH SOLE 0 1 0 0
Berkshire Hathaway Inc Cl B Com 084670702 1,218,926 2,425 SH SOLE 0 2,425 0 0
Biogen Inc Com 09062X103 15,839 90 SH SOLE 0 90 0 0
Biogen Inc Com 09062X103 87,995 500 SH DFND 0 500 0 0
BlackRock MuniVest Fund II Inc Com 09253T101 54,428 5,035 SH SOLE 0 5,035 0 0
Blackrock Inc Com 09290D101 51,376 48 SH SOLE 0 48 0 0
Boeing Co Com 097023105 39,299 181 SH SOLE 0 181 0 0
Bristol Myers Squibb Co Com 110122108 240,411 4,457 SH SOLE 0 4,457 0 0
Bristol Myers Squibb Co Com 110122108 32,364 600 SH DFND 0 600 0 0
British American Tobacco ADR Com 110448107 3,397 60 SH SOLE 0 60 0 0
British American Tobacco ADR Com 110448107 59,451 1,050 SH DFND 0 1,050 0 0
Broadcom Inc Com 11135F101 19,036 55 SH SOLE 0 55 0 0
Cigna Group Com 125523100 503,120 1,828 SH SOLE 0 1,828 0 0
CVS Corp Com 126650100 16,031 202 SH SOLE 0 202 0 0
Cambria Shareholder Yield ETF Com 132061201 1,702,336 24,487 SH SOLE 0 24,487 0 0
Cambria Foreign Shareholder Yield ETF Com 132061300 1,631,420 50,213 SH SOLE 0 50,213 0 0
Cambria Foreign Shareholder Yield ETF Com 132061300 48,735 1,500 SH DFND 0 1,500 0 0
Cambria Emerging Shareholder Yield ETF Com 132061706 851,424 22,213 SH SOLE 0 22,213 0 0
Cambria Emerging Shareholder Yield ETF Com 132061706 22,040 575 SH DFND 0 575 0 0
Canadian National Railway Co Com 136375102 89,262 903 SH SOLE 0 903 0 0
Canadian Natural Resources LTD Com 136385101 167,896 4,960 SH SOLE 0 4,960 0 0
Canadian Natural Resources LTD Com 136385101 22,003 650 SH DFND 0 650 0 0
Capital One Financial Corp Com 14040H105 469,694 1,938 SH SOLE 0 1,938 0 0
Capitol Federal Financial Inc Com 14057J101 79,398 11,659 SH SOLE 0 11,659 0 0
Cardinal Health Inc Com 14149Y108 106,860 520 SH SOLE 0 520 0 0
Caterpillar Inc Com 149123101 238,314 416 SH SOLE 0 416 0 0
Caterpillar Inc Com 149123101 89,941 157 SH DFND 0 157 0 0
Chevron Corp Com 166764100 1,831,359 12,016 SH SOLE 0 12,016 0 0
Chevron Corp Com 166764100 73,919 485 SH DFND 0 485 0 0
Church & Dwight Co Inc Com 171340102 293,475 3,500 SH SOLE 0 3,500 0 0
Cisco Sys Inc Com Com 17275R102 611,618 7,940 SH SOLE 0 7,940 0 0
Citigroup Inc Com 172967424 21,238 182 SH SOLE 0 182 0 0
The Clorox Company Com 189054109 41,340 410 SH SOLE 0 410 0 0
Coca Cola Co Com 191216100 549,283 7,857 SH SOLE 0 7,857 0 0
Cognizant Technology Solutions Corp Com 192446102 12,948 156 SH SOLE 0 156 0 0
Colgate Palmolive Co Com 194162103 8,612,706 108,994 SH SOLE 0 108,994 0 0
Colgate Palmolive Co Com 194162103 85,974 1,088 SH DFND 0 1,088 0 0
Comcast Corp Cl A Com 20030N101 45,194 1,512 SH SOLE 0 1,512 0 0
Comcast Corp Cl A Com 20030N101 47,406 1,586 SH DFND 0 1,586 0 0
Commerce Bancshares Inc Com 200525103 88,481 1,691 SH SOLE 0 1,691 0 0
Conagra Brands Inc Com 205887102 13,675 790 SH SOLE 0 790 0 0
Conocophillips Com 20825C104 943,121 10,075 SH SOLE 0 10,075 0 0
Constellation Energy Com 21037T109 46,985 133 SH SOLE 0 133 0 0
Corning Inc Com 219350105 583,587 6,665 SH SOLE 0 6,665 0 0
Corteva Inc. Com 22052L104 48,262 720 SH SOLE 0 720 0 0
Costco Whsl Corp New Com 22160K105 510,505 592 SH SOLE 0 592 0 0
D R Horton Inc Com 23331A109 91,459 635 SH SOLE 0 635 0 0
Danaher Corp Del Com 235851102 689,965 3,014 SH SOLE 0 3,014 0 0
Deere & Co Com 244199105 319,847 687 SH SOLE 0 687 0 0
Dimensional US Equity Market ETF Com 25434V401 8,975 121 SH SOLE 0 121 0 0
Dimensional US Targeted Value ETF Com 25434V609 26,376 443 SH SOLE 0 443 0 0
Dimensional US Core Equity 2 Com 25434V708 145,691 3,680 SH SOLE 0 3,680 0 0
The Walt Disney Co Com 254687106 823,809 7,241 SH SOLE 0 7,241 0 0
Dollar General Corp Com 256677105 504,526 3,800 SH SOLE 0 3,800 0 0
Dollar General Corp Com 256677105 159,324 1,200 SH DFND 0 1,200 0 0
Dow Inc. Com 260557103 4,419 189 SH SOLE 0 189 0 0
Duke Energy Corp Com 26441C204 29,537 252 SH SOLE 0 252 0 0
DuPont de Nemours Inc. Com 26614N102 37,225 926 SH SOLE 0 926 0 0
Eog Res Inc Com 26875P101 108,685 1,035 SH SOLE 0 1,035 0 0
Aptus Collared Investment Opp ETF Com 26922A222 5,246,841 120,065 SH SOLE 0 120,065 0 0
Aptus Collared Investment Opp ETF Com 26922A222 43,700 1,000 SH DFND 0 1,000 0 0
Eaton Vance Enhanced Equity Income II Com 278277108 7,000 299 SH SOLE 0 299 0 0
Eaton Vance Tax Managed Diversified Equity Com 27828N102 9,588 625 SH SOLE 0 625 0 0
Eaton Vance Tax-Mgd Buy-Write Opp Fd Com 27828Y108 13,455 937 SH SOLE 0 937 0 0
Emerson Electric Co Com 291011104 295,435 2,226 SH SOLE 0 2,226 0 0
Enbridge Inc Com 29250N105 165,779 3,466 SH SOLE 0 3,466 0 0
Enterprise Products Partners LP Com 293792107 138,499 4,320 SH SOLE 0 4,320 0 0
Evergy Inc Com 30034W106 651,613 8,989 SH SOLE 0 8,989 0 0
Eversource Energy Com 30040W108 61,068 907 SH SOLE 0 907 0 0
Exelon Corp Com 30161N101 38,010 872 SH SOLE 0 872 0 0
Exxon Mobil Corp Com 30231G102 2,351,083 19,537 SH SOLE 0 19,537 0 0
Meta Platforms Inc Com 30303M102 7,261 11 SH SOLE 0 11 0 0
Meta Platforms Inc Com 30303M102 83,171 126 SH DFND 0 126 0 0
Fedex Corp Com 31428X106 15,887 55 SH SOLE 0 55 0 0
First Citizens BancShares, Inc - Cl A Com 31946M103 40,777 19 SH SOLE 0 19 0 0
First Citizens BancShares, Inc - Cl A Com 31946M103 42,924 20 SH DFND 0 20 0 0
First Solar Inc Com 336433107 79,675 305 SH SOLE 0 305 0 0
First Trust Four Corners Senior Floating Rate Com 33733U108 3,142 312 SH SOLE 0 312 0 0
FT Vest U.S. Equity Deep Buffer ETF - Septemb Com 33740F680 4,940 110 SH SOLE 0 110 0 0
Fiserv Inc Com 337738108 416,454 6,200 SH SOLE 0 6,200 0 0
Firstenergy Corp Com 337932107 16,207 362 SH SOLE 0 362 0 0
Ford Motor Co Com 345370860 93,218 7,105 SH SOLE 0 7,105 0 0
GE Healthcare Technology Com 36266G107 410 5 SH SOLE 0 5 0 0
GE Vernova Inc Com 36828A101 147,053 225 SH SOLE 0 225 0 0
GE Vernova Inc Com 36828A101 60,782 93 SH DFND 0 93 0 0
GE Aerospace Com 369604301 282,464 917 SH SOLE 0 917 0 0
GE Aerospace Com 369604301 115,511 375 SH DFND 0 375 0 0
General Mills Inc Com 370334104 9,207 198 SH DFND 0 198 0 0
GSK PLC - Spon ADR Com 37733W204 23,147 472 SH SOLE 0 472 0 0
HF Sinclair Corporation Com 403949100 81,562 1,770 SH SOLE 0 1,770 0 0
Halliburton Co Com 406216101 230,036 8,140 SH SOLE 0 8,140 0 0
Halliburton Co Com 406216101 48,042 1,700 SH DFND 0 1,700 0 0
John Hancock Preferred Income III Com 41021P103 7,205 500 SH SOLE 0 500 0 0
Hershey Company Com 427866108 43,675 240 SH SOLE 0 240 0 0
Home Depot Inc Com 437076102 588,411 1,710 SH SOLE 0 1,710 0 0
Home Depot Inc Com 437076102 172,050 500 SH DFND 0 500 0 0
Honeywell Intl Inc Com 438516106 393,106 2,015 SH SOLE 0 2,015 0 0
Hunt (Jb)transportation Svcs Inc Com 445658107 121,657 626 SH SOLE 0 626 0 0
Huntsman Corp Com 447011107 10,290 1,029 SH SOLE 0 1,029 0 0
Ingredion Inc Com 457187102 55,681 505 SH SOLE 0 505 0 0
Intel Corp Com 458140100 18,450 500 SH SOLE 0 500 0 0
Intercontinental Exchange Inc Com 45866F104 352,263 2,175 SH SOLE 0 2,175 0 0
International Business Machines Com 459200101 499,410 1,686 SH SOLE 0 1,686 0 0
Invesco QQQ Trust Series I Com 46090E103 294,869 480 SH SOLE 0 480 0 0
Intuit Com 461202103 496,153 749 SH SOLE 0 749 0 0
Invesco S & P 500 Equal Weight Com 46137V357 1,696,455 8,856 SH SOLE 0 8,856 0 0
Invesco S & P 500 Equal Weight Com 46137V357 478,900 2,500 SH DFND 0 2,500 0 0
Invesco S& P 100 Equal Weight ETF Com 46137V449 1,691,933 14,319 SH SOLE 0 14,319 0 0
Invesco S& P 100 Equal Weight ETF Com 46137V449 354,480 3,000 SH DFND 0 3,000 0 0
Iron Mountain Inc New Com 46284V101 1,740,623 20,984 SH SOLE 0 20,984 0 0
Iron Mountain Inc New Com 46284V101 153,872 1,855 SH DFND 0 1,855 0 0
ISHARES CORE S&P TOTAL U.S STOCK MARKET ETF Com 464287150 16,653 112 SH SOLE 0 112 0 0
Ishares Dow Jones Select Dividend Index Fund Com 464287168 251,088 1,779 SH SOLE 0 1,779 0 0
Ishares S&P 500 Index Fund Com 464287200 3,198,670 4,670 SH SOLE 0 4,670 0 0
Ishares S&P 500 Index Fund Com 464287200 958,916 1,400 SH DFND 0 1,400 0 0
IShares Core US Aggregate Bond Fund Com 464287226 110,867 1,110 SH SOLE 0 1,110 0 0
IShares S&P 500 Growth Index Fund Com 464287309 277,212 2,249 SH SOLE 0 2,249 0 0
Ishares S&P 500 Value Index Fund Com 464287408 75,285 355 SH SOLE 0 355 0 0
IShares Msci Eafe Index Fund Com 464287465 186,202 1,939 SH SOLE 0 1,939 0 0
Ishares Russell Midcap Value Index Fund Com 464287473 122,008 865 SH DFND 0 865 0 0
Ishares Russell Midcap Growth Com 464287481 41,767 305 SH SOLE 0 305 0 0
Ishares Russell Midcap Growth Com 464287481 150,086 1,096 SH DFND 0 1,096 0 0
iShares S&P MidCap 400 Com 464287507 2,331,582 35,327 SH SOLE 0 35,327 0 0
iShares S&P MidCap 400 Com 464287507 293,700 4,450 SH DFND 0 4,450 0 0
IShares Russell 1000 Value Com 464287598 179,630 854 SH SOLE 0 854 0 0
iShares S&P Mid-Cap 400 Growth ETF Com 464287606 12,788 132 SH SOLE 0 132 0 0
Ishares Russell 1000 Growth Com 464287614 119,745 253 SH SOLE 0 253 0 0
Ishares Russell 2000 Value Index Fund Com 464287630 95,135 525 SH SOLE 0 525 0 0
iShares Russell 2000 Com 464287655 128,003 520 SH SOLE 0 520 0 0
iShares Russell 3000 ETF Com 464287689 99,807 258 SH SOLE 0 258 0 0
Ishares S&P Midcap 400 Value Index Fund Com 464287705 11,054 84 SH SOLE 0 84 0 0
iShares US Technology ETF Com 464287721 159,744 800 SH SOLE 0 800 0 0
Ishares S&P Smallcap 600 Com 464287804 3,389,677 28,205 SH SOLE 0 28,205 0 0
Ishares S&P Smallcap 600 Com 464287804 48,072 400 SH DFND 0 400 0 0
iShares S&P National AMT Free Bond Muni Com 464288414 38,881 363 SH SOLE 0 363 0 0
IShares U.S. Preferred Stock ETF Com 464288687 18,576 600 SH DFND 0 600 0 0
ishares Edge MSCI USA Quality Factor ETF Com 46432F339 36,149 182 SH SOLE 0 182 0 0
iShares Edge MSCI USA Value ETF Com 46432F388 109,657 802 SH SOLE 0 802 0 0
Ishares Core International Stock ETF Com 46432F834 184,854 2,184 SH SOLE 0 2,184 0 0
iShares Core MSCI Emerging Markets ETF Com 46434G103 3,253,515 48,401 SH SOLE 0 48,401 0 0
iShares Core MSCI Emerging Markets ETF Com 46434G103 510,872 7,600 SH DFND 0 7,600 0 0
IShares Edge MSCI Intl Value Com 46435G409 6,184,114 162,526 SH SOLE 0 162,526 0 0
IShares Edge MSCI Intl Value Com 46435G409 538,408 14,150 SH DFND 0 14,150 0 0
IShares Gold Trust Micro ETF Com 46436F103 128,970 3,000 SH SOLE 0 3,000 0 0
J P Morgan Chase & Co Com 46625H100 2,288,406 7,102 SH SOLE 0 7,102 0 0
J P Morgan Chase & Co Com 46625H100 51,555 160 SH DFND 0 160 0 0
JP Morgan Equity Premium Income ETF Com 46641Q332 2,627,545 45,904 SH SOLE 0 45,904 0 0
JP Morgan Equity Premium Income ETF Com 46641Q332 90,611 1,583 SH DFND 0 1,583 0 0
Johnson & Johnson Com 478160104 2,699,042 13,042 SH SOLE 0 13,042 0 0
Kimberly Clark Corp Com 494368103 136,202 1,350 SH SOLE 0 1,350 0 0
Kimco Realty Corp Com 49446R109 25,135 1,240 SH SOLE 0 1,240 0 0
Kimco Realty Corp Com 49446R109 40,844 2,015 SH DFND 0 2,015 0 0
Kinder Morgan Inc Com 49456B101 27,490 1,000 SH DFND 0 1,000 0 0
Koninklijke Philips NVR-NY Com 500472303 7,853 290 SH SOLE 0 290 0 0
Kraft Heinz Co Com 500754106 6,160 254 SH SOLE 0 254 0 0
Kroger Co Com 501044101 57,357 918 SH SOLE 0 918 0 0
Kyndryl Holdings Inc Com 50155Q100 1,062 40 SH SOLE 0 40 0 0
L3Harris Technologies Com 502431109 58,714 200 SH SOLE 0 200 0 0
Lamb Weston Holding Inc Com 513272104 49,137 1,173 SH SOLE 0 1,173 0 0
Lear Corp Com 521865204 83,658 730 SH SOLE 0 730 0 0
Leidos Holdings Inc Com 525327102 14,071 78 SH SOLE 0 78 0 0
Lilly Eli & Co Com 532457108 644,808 600 SH SOLE 0 600 0 0
Lockheed Martin Corp Com 539830109 51,269 106 SH SOLE 0 106 0 0
Lockheed Martin Corp Com 539830109 20,798 43 SH DFND 0 43 0 0
Lowes Cos Inc Com 548661107 2,055,407 8,523 SH SOLE 0 8,523 0 0
Lululemon Athletica Inc Com 550021109 57,148 275 SH SOLE 0 275 0 0
Lululemon Athletica Inc Com 550021109 25,976 125 SH DFND 0 125 0 0
Vert Global Sustainable Real Estate ETF Com 56170L695 34,850 3,351 SH SOLE 0 3,351 0 0
Manulife Financial Corp (Cdn) Com 56501R106 5,805 160 SH SOLE 0 160 0 0
Marathon Petroleum Corp Com 56585A102 412,104 2,534 SH SOLE 0 2,534 0 0
Masco Corp Com 574599106 95,190 1,500 SH SOLE 0 1,500 0 0
Mastercard Inc Com 57636Q104 39,962 70 SH SOLE 0 70 0 0
McDonalds Corp Com 580135101 1,943,501 6,359 SH SOLE 0 6,359 0 0
McKesson Corp Com 58155Q103 95,974 117 SH SOLE 0 117 0 0
Merck & Co., Inc Com 58933Y105 1,010,391 9,599 SH SOLE 0 9,599 0 0
Metlife Inc Com 59156R108 138,145 1,750 SH SOLE 0 1,750 0 0
Metlife Inc Com 59156R108 55,258 700 SH DFND 0 700 0 0
Microsoft Corp Com 594918104 3,194,310 6,605 SH SOLE 0 6,605 0 0
Microsoft Corp Com 594918104 560,999 1,160 SH DFND 0 1,160 0 0
Micron Technology Inc Com 595112103 41,670 146 SH SOLE 0 146 0 0
Mondelez International Inc Com 609207105 237,606 4,414 SH SOLE 0 4,414 0 0
Netflix Inc Com 64110L106 5,626 60 SH SOLE 0 60 0 0
Nike Inc Com 654106103 368,881 5,790 SH SOLE 0 5,790 0 0
Nike Inc Com 654106103 25,484 400 SH DFND 0 400 0 0
Norfolk Southern Corp Com 655844108 1,207,427 4,182 SH SOLE 0 4,182 0 0
Northern Tr Corp Com 665859104 153,937 1,127 SH SOLE 0 1,127 0 0
Northrop Grumman Corp Com 666807102 38,774 68 SH SOLE 0 68 0 0
Northrop Grumman Corp Com 666807102 85,532 150 SH DFND 0 150 0 0
Novartis AG ADR Com 66987V109 475,652 3,450 SH SOLE 0 3,450 0 0
Novo-Nordisk A/S ADR Com 670100205 240,306 4,723 SH SOLE 0 4,723 0 0
Nucor Corp Com 670346105 519,342 3,184 SH SOLE 0 3,184 0 0
Nvidia Corp Com 67066G104 28,908 155 SH SOLE 0 155 0 0
Nvidia Corp Com 67066G104 292,805 1,570 SH DFND 0 1,570 0 0
Nuveen Muni High Income Opportunity Fund Com 670682103 4,107 403 SH SOLE 0 403 0 0
Nuveen NASDAQ 100 Dynamic Overwrite Fund Com 670699107 18,766 658 SH SOLE 0 658 0 0
Nuveen S&P 500 Buy-Write Income Fd Com 6706ER101 13,671 930 SH SOLE 0 930 0 0
Nuveen Amt Free Muni Credit Income Fund Com 67071L106 7,786 615 SH SOLE 0 615 0 0
Nuveen Floating Rate Income Com 67072T108 16,255 2,076 SH SOLE 0 2,076 0 0
Nuveen Preferred Income Opportunities Fund Com 67073B106 34,038 4,197 SH SOLE 0 4,197 0 0
OGE Energy Corp Com 670837103 136,640 3,200 SH SOLE 0 3,200 0 0
Occidental Pete Corp Del Com 674599105 10,732 261 SH SOLE 0 261 0 0
Olin Corp Com 680665205 401,394 19,270 SH SOLE 0 19,270 0 0
Olin Corp Com 680665205 70,822 3,400 SH DFND 0 3,400 0 0
Omnicom Group Inc Com 681919106 9,448 117 SH DFND 0 117 0 0
ONEOK Inc. Com 682680103 271,950 3,700 SH SOLE 0 3,700 0 0
Oracle Corp Com 68389X105 578,883 2,970 SH SOLE 0 2,970 0 0
Otis Worldwide Corp Com 68902V107 41,317 473 SH SOLE 0 473 0 0
Owens Corning Com 690742101 98,481 880 SH SOLE 0 880 0 0
PPG Industries Inc Com 693506107 51,230 500 SH SOLE 0 500 0 0
Paycom Software Inc Com Com 70432V102 52,589 330 SH SOLE 0 330 0 0
Paycom Software Inc Com Com 70432V102 47,808 300 SH DFND 0 300 0 0
PepsiCo Inc Com 713448108 917,667 6,394 SH SOLE 0 6,394 0 0
PepsiCo Inc Com 713448108 13,347 93 SH DFND 0 93 0 0
Pfizer Inc Com 717081103 87,075 3,497 SH SOLE 0 3,497 0 0
Pfizer Inc Com 717081103 24,900 1,000 SH DFND 0 1,000 0 0
Philip Morris International Com 718172109 552,257 3,443 SH SOLE 0 3,443 0 0
Philip Morris International Com 718172109 36,090 225 SH DFND 0 225 0 0
Phillips 66 Com 718546104 322,342 2,498 SH SOLE 0 2,498 0 0
Plains All American Pipeline LP Com 726503105 94,380 5,255 SH SOLE 0 5,255 0 0
Portland General Electric Co Com 736508847 163,694 3,411 SH SOLE 0 3,411 0 0
Principal Financial Group Com 74251V102 13,232 150 SH SOLE 0 150 0 0
Procter & Gamble Co Com 742718109 1,524,102 10,635 SH SOLE 0 10,635 0 0
Procter & Gamble Co Com 742718109 112,068 782 SH DFND 0 782 0 0
Akre Focus ETF Com 74316P579 2,431,666 37,119 SH SOLE 0 37,119 0 0
Prudential Financial Inc Com 744320102 14,900 132 SH SOLE 0 132 0 0
Public Svc Enterprise Group Com 744573106 65,846 820 SH SOLE 0 820 0 0
Public Storage Com 74460D109 15,570 60 SH DFND 0 60 0 0
Qnity Electronics Inc Com 74743L100 37,804 463 SH SOLE 0 463 0 0
Qualcomm Inc Com 747525103 103,827 607 SH SOLE 0 607 0 0
RTX Corporation Com 75513E101 974,588 5,314 SH SOLE 0 5,314 0 0
RTX Corporation Com 75513E101 17,790 97 SH DFND 0 97 0 0
Realty Income Corp Com 756109104 60,880 1,080 SH SOLE 0 1,080 0 0
Republic Services Inc Com 760759100 158,948 750 SH SOLE 0 750 0 0
Robert Half Inc Com 770323103 363,184 13,372 SH SOLE 0 13,372 0 0
Robert Half Inc Com 770323103 8,148 300 SH DFND 0 300 0 0
Roper Technologies Com 776696106 30,714 69 SH SOLE 0 69 0 0
Ross Stores Inc Com 778296103 72,416 402 SH SOLE 0 402 0 0
Shell PLC-ADR Com 780259305 10,214 139 SH SOLE 0 139 0 0
S & T Bancorp Inc Com 783859101 157,400 4,000 SH SOLE 0 4,000 0 0
S&P Global Inc Com 78409V104 543,494 1,040 SH SOLE 0 1,040 0 0
SEI Investments Company Com 784117103 30,593 373 SH SOLE 0 373 0 0
Spdr Trust Series 1 Com 78462F103 2,275,567 3,337 SH SOLE 0 3,337 0 0
State Street SPDR S&P Aerospace & Defense ETF Com 78464A631 208,673 865 SH SOLE 0 865 0 0
MFC SPDR Dow Jones Industrial Average ETF Tr Com 78467X109 93,711 195 SH SOLE 0 195 0 0
MFC SPDR Dow Jones Industrial Average ETF Tr Com 78467X109 84,100 175 SH DFND 0 175 0 0
SPDR S&P Midcap 400 ETF Com 78467Y107 42,230 70 SH SOLE 0 70 0 0
State Street SPDR Russell 1000 Yd Focus ETF Com 78468R770 973,444 8,572 SH SOLE 0 8,572 0 0
State Street SPDR Russell 1000 Yd Focus ETF Com 78468R770 43,494 383 SH DFND 0 383 0 0
Schwab Charles Corp New Com 808513105 26,176 262 SH SOLE 0 262 0 0
Schwab Charles Corp New Com 808513105 59,946 600 SH DFND 0 600 0 0
Security National Financial Corp Cl A Com 814785309 3,181 353 SH SOLE 0 353 0 0
Solstice Advanced Materials Inc Com 83443Q103 18,218 375 SH SOLE 0 375 0 0
Southwest Airls Co Com 844741108 142,878 3,457 SH SOLE 0 3,457 0 0
Starbucks Corp Com 855244109 240,588 2,857 SH SOLE 0 2,857 0 0
Starbucks Corp Com 855244109 54,737 650 SH DFND 0 650 0 0
Stryker Corp Com 863667101 239,000 680 SH SOLE 0 680 0 0
Synchrony Financial Com 87165B103 26,698 320 SH SOLE 0 320 0 0
Target Corp Com 87612E106 184,552 1,888 SH SOLE 0 1,888 0 0
Target Corp Com 87612E106 62,658 641 SH DFND 0 641 0 0
Teledyne Technologies Inc Com 879360105 48,519 95 SH SOLE 0 95 0 0
Teledyne Technologies Inc Com 879360105 25,537 50 SH DFND 0 50 0 0
Tesla Inc Com 88160R101 38,226 85 SH SOLE 0 85 0 0
Texas Instrs Inc Com 882508104 122,831 708 SH SOLE 0 708 0 0
3m Co Com 88579Y101 76,848 480 SH SOLE 0 480 0 0
Toyota Motor Corp Com 892331307 72,352 338 SH SOLE 0 338 0 0
Tyson Foods Inc Class A Com 902494103 111,085 1,895 SH SOLE 0 1,895 0 0
US Bancorp Com 902973304 100,957 1,892 SH SOLE 0 1,892 0 0
Union Pac Corp Com 907818108 217,903 942 SH SOLE 0 942 0 0
United Parcel Service Inc Cl B Com 911312106 200,661 2,023 SH SOLE 0 2,023 0 0
United Parcel Service Inc Cl B Com 911312106 33,725 340 SH DFND 0 340 0 0
Unitedhealth Group Inc Com 91324P102 673,094 2,039 SH SOLE 0 2,039 0 0
Vanguard Dividend Appreciation ETF Com 921908844 3,975,600 18,089 SH SOLE 0 18,089 0 0
Vanguard Total Intl Stock Index Fd ETF Com 921909768 183,319 2,430 SH SOLE 0 2,430 0 0
Vanguard US Value Factor ETF Com 921935805 1,204,182 9,069 SH SOLE 0 9,069 0 0
Vanguard US Value Factor ETF Com 921935805 212,448 1,600 SH DFND 0 1,600 0 0
Vanguard Total Bond Market EFT Com 921937835 21,332 288 SH SOLE 0 288 0 0
Vanguard FTSE Developed Markets ETF Com 921943858 6,138,552 98,264 SH SOLE 0 98,264 0 0
Vanguard FTSE Developed Markets ETF Com 921943858 1,099,472 17,600 SH DFND 0 17,600 0 0
Vanguard High Dividend Yield Index Com 921946406 5,599,433 39,015 SH SOLE 0 39,015 0 0
Vanguard International High DVD Yield Com 921946794 3,092,220 34,358 SH SOLE 0 34,358 0 0
Vanguard International High DVD Yield Com 921946794 52,200 580 SH DFND 0 580 0 0
Vanguard International DVD Apprecation Com 921946810 1,770,289 19,358 SH SOLE 0 19,358 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF Com 92203J407 94,852 1,963 SH SOLE 0 1,963 0 0
Vanguard FTSE All World ex-US Small Cap ETF Com 922042718 2,309,906 16,116 SH SOLE 0 16,116 0 0
Vanguard FTSE All World ex-US Small Cap ETF Com 922042718 257,994 1,800 SH DFND 0 1,800 0 0
Vanguard FTSE All-World ex-US ETF Com 922042775 56,935 774 SH SOLE 0 774 0 0
Vanguard FTSE Emerging Market Com 922042858 3,118 58 SH SOLE 0 58 0 0
Vanguard Russell 2000 Value ETF Com 92206C649 15,833 99 SH SOLE 0 99 0 0
VANGUARD S&P 500 ETF Com 922908363 30,729 49 SH SOLE 0 49 0 0
Vanguard Growth ETF Com 922908736 68,300 140 SH SOLE 0 140 0 0
Vanguard Total Stock Mkt ETF Com 922908769 581,023 1,733 SH SOLE 0 1,733 0 0
VERALTO CORP COM Com 92338C103 86,310 865 SH SOLE 0 865 0 0
Verizon Communications Com 92343V104 129,033 3,168 SH SOLE 0 3,168 0 0
Verizon Communications Com 92343V104 115,144 2,827 SH DFND 0 2,827 0 0
Visa Inc Com 92826C839 697,913 1,990 SH SOLE 0 1,990 0 0
Vodafone Group PLC - ADR Com 92857W308 21,136 1,600 SH SOLE 0 1,600 0 0
Wabtec Corp Com 929740108 54,216 254 SH SOLE 0 254 0 0
Walmart Stores Inc Com 931142103 2,472,634 22,194 SH SOLE 0 22,194 0 0
Warner Bros Discovery Inc Com 934423104 22,854 793 SH SOLE 0 793 0 0
Waste Mgmt Inc Del Com 94106L109 70,307 320 SH SOLE 0 320 0 0
Wells Fargo & Co New Com 949746101 375,876 4,033 SH SOLE 0 4,033 0 0
Westlake Corp. Com 960413102 104,995 1,420 SH SOLE 0 1,420 0 0
Westlake Corp. Com 960413102 59,152 800 SH DFND 0 800 0 0
Weyerhaeuser Co Com 962166104 73,202 3,090 SH SOLE 0 3,090 0 0
Williams Companies Inc Com 969457100 128,395 2,136 SH SOLE 0 2,136 0 0
Wisdomtree Emerging Markets High DVD Fund Com 97717W315 20,085 430 SH DFND 0 430 0 0
Xcel Energy Inc Com 98389B100 248,908 3,370 SH SOLE 0 3,370 0 0
Xylem Inc Com 98419M100 106,084 779 SH SOLE 0 779 0 0
Yum! Brands Inc Com 988498101 87,742 580 SH SOLE 0 580 0 0
Yum China Holdings Inc Com 98850P109 12,747 267 SH SOLE 0 267 0 0
Accenture PLC Cl A Com G1151C101 704,019 2,624 SH SOLE 0 2,624 0 0
Eaton Corp PLC Com G29183103 896,606 2,815 SH SOLE 0 2,815 0 0
Jazz Pharmaceuticals PLC Com G50871105 38,250 225 SH SOLE 0 225 0 0
Linde PLC Com G54950103 38,375 90 SH SOLE 0 90 0 0
Medtronic PLC Com G5960L103 111,430 1,160 SH SOLE 0 1,160 0 0
White Mountains Insurance Com G9618E107 14,546 7 SH SOLE 0 7 0 0
Bunge Global SA Com H11356104 215,574 2,420 SH SOLE 0 2,420 0 0
Bunge Global SA Com H11356104 29,396 330 SH DFND 0 330 0 0
Chubb Limited Com H1467J104 186,960 599 SH SOLE 0 599 0 0
Garmin LTD Com H2906T109 20,285 100 SH SOLE 0 100 0 0
Garmin LTD Com H2906T109 16,228 80 SH DFND 0 80 0 0