The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM Stock 037833100 433,617 1,595 SH SOLE 1,595 0 0
AVANTIS U.S. LARGE CAP VALUE ETF ETF 025072349 1,363,860 18,000 SH SOLE 18,000 0 0
DIMENSIONAL INTERNATIONAL VALUE ETF ETF 25434V807 2,936,615 58,850 SH SOLE 58,850 0 0
DIMENSIONAL U.S. EQUITY MARKET ETF ETF 25434V401 10,442,320 140,789 SH SOLE 140,789 0 0
ELI LILLY & CO COM Stock 532457108 422,349 393 SH SOLE 393 0 0
GMO US VALUE ETF ETF 90139K605 1,388,245 50,500 SH SOLE 50,500 0 0
INSPIRE 100 ETF ETF 66538H534 209,448 4,641 SH SOLE 4,641 0 0
INVESCO DB COMMODITY INDEX TRA INVESCO DB COMMODITY INDEX T ETF 46138B103 4,143,621 185,314 SH SOLE 185,314 0 0
INVESCO RAFI US 1000 ETF ETF 46137V613 589,972 12,574 SH SOLE 12,574 0 0
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747 1,998,038 19,514 SH SOLE 19,514 0 0
ISHARES 10 YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 464289511 14,989,351 297,113 SH SOLE 297,113 0 0
ISHARES 20 YEAR TREASURY BOND ETF ETF 464287432 13,989,180 160,500 SH SOLE 160,500 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 224,545 2,510 SH SOLE 2,510 0 0
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF ETF 46432F834 172,954,856 2,043,417 SH SOLE 2,043,417 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804 399,959 3,328 SH SOLE 3,328 0 0
ISHARES CORE U.S. REIT ETF ETF 464288521 3,532,090 62,010 SH SOLE 62,010 0 0
ISHARES ESG AWARE MSCI EAFE ETF ETF 46435G516 12,482,845 131,274 SH SOLE 131,274 0 0
ISHARES ESG AWARE MSCI EM ETF ETF 46434G863 689,273 15,605 SH SOLE 15,605 0 0
ISHARES MSCI ACWI ETF ETF 464288257 2,465,429 17,425 SH SOLE 17,424 0 0
ISHARES MSCI EAFE ETF ETF 464287465 6,835,169 71,049 SH SOLE 71,049 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339 329,908 1,661 SH SOLE 1,661 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 18,374,461 87,356 SH SOLE 87,356 0 0
ISHARES RUSSELL 3000 ETF ETF 464287689 16,448,475 42,519 SH SOLE 42,519 0 0
ISHARES RUSSELL MIDCAP ETF ETF 464287499 2,799,050 29,075 SH SOLE 29,075 0 0
ISHARES SELECT U.S. REIT ETF ETF 464287564 663,948 11,127 SH SOLE 11,127 0 0
ISHARES TIPS BOND ETF ETF 464287176 940,170 8,554 SH SOLE 8,554 0 0
ISHARES TRUST ISHARES 0-1 YEAR TREASURY BOND ETF ETF 464288679 29,861,004 271,094 SH SOLE 271,094 0 0
MICROSOFT CORP COM Stock 594918104 224,400 464 SH SOLE 464 0 0
NUVEEN ESG LARGE-CAP VALUE ETF ETF 67092P300 9,259,321 205,534 SH SOLE 205,534 0 0
NVIDIA CORPORATION COM Stock 67066G104 252,708 1,355 SH SOLE 1,355 0 0
S&P500 Catholic Values ETF ETF 37954Y889 56,378,819 685,651 SH SOLE 685,651 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 41,585,958 1,269,800 SH SOLE 1,269,800 0 0
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETF ETF 808524771 563,818 20,721 SH SOLE 20,721 0 0
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF ETF 808524888 12,373,552 271,767 SH SOLE 271,767 0 0
SCHWAB SHORT-TERM US TREASURY ETF ETF 808524862 18,836,158 772,924 SH SOLE 772,924 0 0
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 255,444,928 9,492,565 SH SOLE 9,492,565 0 0
SCHWAB U.S. REIT ETF ETF 808524847 758,599 36,314 SH SOLE 36,314 0 0
SCHWAB US TIPS ETF ETF 808524870 19,814,520 748,000 SH SOLE 748,000 0 0
STATE STREET SPDR PORTFOLIO S&P 600 SMALL CAP ETF ETF 78468R853 21,292,632 454,388 SH SOLE 454,388 0 0
Schwab International Equity ETF ETF 808524805 137,666,217 5,726,548 SH SOLE 5,726,548 0 0
Schwab U.S. Large-Cap Growth ETF ETF 808524300 308,152,546 9,445,586 SH SOLE 9,445,585 0 0
VANGUARD ESG INTERNATIONAL STOCK ETF ETF 921910725 6,646,981 92,809 SH SOLE 92,809 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 691,793 11,074 SH SOLE 11,074 0 0
VANGUARD INTERMEDIATE-TERM BOND ETF ETF 921937819 10,847,282 139,282 SH SOLE 139,282 0 0
VANGUARD MID-CAP ETF ETF 922908629 3,945,541 13,595 SH SOLE 13,595 0 0
VANGUARD REAL ESTATE ETF ETF 922908553 1,315,050 14,861 SH SOLE 14,861 0 0
VANGUARD RUSSELL 1000 GROWTH ETF ETF 92206C680 1,773,898 14,570 SH SOLE 14,570 0 0
VANGUARD RUSSELL 1000 VALUE ETF ETF 92206C714 7,974,720 86,400 SH SOLE 86,400 0 0
VANGUARD RUSSELL 3000 ETF ETF 92206C599 26,137,119 87,028 SH SOLE 87,028 0 0
VANGUARD S&P 500 ETF ETF 922908363 131,993,932 210,473 SH SOLE 210,473 0 0
VANGUARD SHORT-TERM BOND ETF ETF 921937827 336,834 4,274 SH SOLE 4,274 0 0
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805 58,547,830 1,183,741 SH SOLE 1,183,741 0 0
VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102 1,646,143 28,029 SH SOLE 28,029 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 682,555 9,215 SH SOLE 9,215 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 1,678,571 5,007 SH SOLE 5,006 0 0
VERT GLOBAL SUSTAINABLE REAL ESTATE ETF ETF 56170L695 147,722 14,204 SH SOLE 14,204 0 0
iShares Core S&P 500 ETF ETF 464287200 1,113,368,546 1,625,498 SH SOLE 1,625,497 0 0
iShares Core US Aggregate Bond ETF ETF 464287226 30,038,324 300,744 SH SOLE 300,744 0 0
iShares MSCI ACWI ex. US ETF ETF 464288240 2,428,293 36,173 SH SOLE 36,173 0 0
iShares MSCI USA ESG Select ETF ETF 464288802 17,796,586 127,716 SH SOLE 127,716 0 0
iShares Russell 2000 Growth ETF ETF 464287648 11,355,740 35,156 SH SOLE 35,156 0 0
iShares US Treasury Bond ETF ETF 46429B267 389,277,051 16,906,712 SH SOLE 16,906,712 0 0