2.Debt 

The Company and its subsidiary CBT SF LLC have a $15,000,000 debt facility. The weighted average interest rate for the period was approximately 7.4%. As of December 31, 2025, $14,677,000 was outstanding. The debt is pegged to 30-day SOFR + 3%, and there is a 0.25% commitment fee. If interest rates were to increase by 1%, it would increase interest expense by 14%. If interest rates were to decrease by 1%, it would reduce interest expense by 14%.