v3.25.4
Loans and Merchant Cash Advances - Schedule of Delinquency Status (Details) - USD ($)
$ in Millions
Dec. 31, 2025
Dec. 31, 2024
Financing Receivable, Past Due [Line Items]    
Year one $ 1,564 $ 1,101
Year two 57 30
Total $ 1,621 $ 1,131
Percent 100.00% 100.00%
Current    
Financing Receivable, Past Due [Line Items]    
Year one $ 1,473 $ 1,051
Year two 17 8
Total $ 1,490 $ 1,059
Percent 91.90% 93.70%
30-89 Days    
Financing Receivable, Past Due [Line Items]    
Year one $ 14 $ 9
Year two 5 3
Total $ 19 $ 12
Percent 1.20% 1.00%
90-179 Days    
Financing Receivable, Past Due [Line Items]    
Year one $ 14 $ 7
Year two 6 3
Total $ 20 $ 10
Percent 1.20% 0.90%
180+ Days    
Financing Receivable, Past Due [Line Items]    
Year one $ 63 $ 34
Year two 29 16
Total $ 92 $ 50
Percent 5.70% 4.40%